Equifax Credit Reporting Complaint

Incorrect information on credit report account status

Equifax Credit reporting department,

Incorrect information on credit report Account status South Carolina

I recently initiated a dispute with Equifax, at this time I have not received a final response. - aka - has placed a collection on my account with all 3 of the credit bureaus for an account that was paid in full in -. The original account was with -, and I paid - the balance of $100.00 in - - must have purchased the collection after I had paid it off. This collection has not been on my credit report. I have a report from -/-/- and -/-/-, and this account from -, is not on these reports. I also have had service with -/-/- since -, under the same social security number. If I had an open collection, - would have denied me service. This account was paid in full in -. I believe that - has performed an inquiry on my credit report, and sees that I am shopping for mortgages. I believe that this account has been posted as an attempt by them to make money on an account that has been paid for years.

Equifax customer in South Carolina
Dec 07, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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