Experian Consumer Loan Complaint

Experian Consumer Loan department,

Vehicle loan Shopping for a loan or lease California

we purchased a new - - - -/-/2016 We got the 0 % interest loan form 60 months and were approved on site. However two weeks later they said Experian reported negative things about us. We still got the loan, but want to have Experian remove the negative comments which are incorrect. My score was -, and My wife 's -. On other credit reports we are listed at - and -. Esperian states : " proportion of loan balances to loan amounts is too high. '' This is incorrect! We only have - loan balances currently, a monthly house loan at $1800.00 a month and a 0 % interest loan with - for beds purchased last fall. We have n't had any major credit debt for close to three years. Our income is over $120000.00 annually and we have no other debts Experian States : " too many inquiries last 12 months. '' We do n't know how " too many '' is determined. we did successfully refinance our home loan last fall, and got credit from -. That should n't incur a negative on our credit rating! Experian also states, " Time since most recent account openings too short. '' WE have credit cards with - that were have had for many years, which we use daily and pay off each month. We want Experian to remove all negative comments from our credit report!