Review and analysis of over 60 consumer complaints
| Ally Financial Inc. |
| OneMain Financial Holdings, LLC |
| Santander Consumer USA |
| Santander Consumer USA |
| OneMain Financial Holdings, LLC |
| Ally Financial Inc. |
| Company | Complaints |
|---|---|
| Santander Consumer USA | 6 |
| Ally Financial Inc. | 6 |
| OneMain Financial Holdings, LLC | 6 |
| PayPal | 4 |
| Navy FCU | 4 |
Ally Financial Inc. Consumer Loan taking out the loan or lease taking out the loan or lease December 13, 2015 - As part of a new lease agreement that I made through my dealership, I agreed to pay the remainder of my lease payments on my existing lease to the dealer. I signed the documents, furnished a lump sum for the remaining payments, and took delivery of the new vehicle and returned my old vehicle the next day. At the end of that week, I received a notification that my payment on the previous lease had been taken out of my bank account. I called Ally Financial, explained to a customer service representative that I had returned the vehicle under that lease to the dealer at the beginning of he week,... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease December 11, 2015 - I currently have a loan with Springleaf Financial, in good standing. No late payments, no problems whatsoever. I applied online for another loan with Springleaf, for $10000.00. I received an email stating that I had been approved, but for a reduced amount ( $7500.00 ). The email instructed me to call in order to complete the process. I called and answered numerous questions about employment and income. Everything went fine, until I mentioned that I already have a - loan in good standing. I was immediately placed on hold, then the Springleaf representative came back on the line and m... |
Ally Financial Inc. Consumer Loan taking out the loan or lease taking out the loan or lease December 7, 2015 - cosigned for a loan for -. she had all cash in bank at the time to pay off loan. when I read the information they had changed that - lived me which she did not and that she worked for me which she did n't. she then paid off loan after ally finanancial said the transaction would happen immediately and then - removed the funds from - bank and took possession of car. Ally financial did not let me know till nine days latter. ... |
Discover Consumer Loan taking out the loan or lease taking out the loan or lease December 7, 2015 - I applied for an installment loan through discover bank. My credit worthiness was the reason for the denial of the loan. I have credit over - and have even been mailed approval letters from Discover as well. I am disputing the fact that discover has denied my installment loan and would like a further explanation in their approval process as it is misleading in their advertisements. ... |
Capital One Consumer Loan taking out the loan or lease taking out the loan or lease December 7, 2015 - My vehicle, originally financed with Capital One Auto was traded to - - on - -, 2015. On - -, 2015 I contacted capital one to advise of this. My concern was that a payment was due on the - ... .the rep advised me that she would note the account accordingly that the payoff would be received. There were problems with paperwork, dealer placed incorrect vin on contract so I had to resign. I contacted capital one to advise and express my concern with over - and to advise of the reason for the delay. The rep advised me that if the payoff was n't received by the -, they wou... |
Southern Management Corp Consumer Loan taking out the loan or lease taking out the loan or lease December 5, 2015 - This company sent a live check to me which was cashed and I never applied for nor signed a contract with them. I was and have been unemployed since -/-/2015. they have reported to the credit bureas that i owe them - on - seperate lines. I have been harrassed by them coming to my home and communications by phone and mail. I have told them I have no account with them since we have no legal contract or any application. I think this company is some sort of scammer to get people of meager means to commit to them by sending out a live check to you even though they dont qualify for it due to ... |
Consumer Portfolio Services Consumer Loan taking out the loan or lease taking out the loan or lease November 30, 2015 - my - loan was with consumer portfolio service. CPS stop taking monthly pymnts from me and forward the account to collection who demanded $10000.00. i filed a complaint via better business bureau, CPS then stated i owe $7000.00 but will settle for $3000.00. i then tryied to trade the vechicle in but CPS now went back-up to $7000.00. CPS solded the account to an outside co. [ als resolvion ] to whom pick-up the vehicle. My vehicle was paid-off and CPS was collecting late fees from me, but stated i still owed on the vehicle. Please Help now that they have the vehicle i want to be clear... |
Helm Associates Consumer Loan taking out the loan or lease taking out the loan or lease November 30, 2015 - On -/-/2015, Helms Associates responded to a complaint I filed via CFPB and advised me that they would delete the tradeline off - credit report. I have a copy of my - credit report dated -/-/2015, an Helms Associates is currently reporting this account to - and updated this account on -/-/2015. This account should have been deleted not updated on my credit report. Helms Associates are in non-compliance. This is Helm Associate exact response from the complaint I filed -/-/2015 and their reponse on -/-/2015 " This is in response to the above-referenced complaint, which was for... |
Navy FCU Consumer Loan taking out the loan or lease taking out the loan or lease November 30, 2015 - I went into my credit union to get a replacement card and they asked if i was interested in refinancing my car. They worked the numbers up after getting the final payoff amount from - - and I saved $200.00 a month. I agreed to the new loan, they issued the payoff check and I sent it to - -. I just moved house and had not received anything from - - so checked online and found out there was still $5000.00 owing on the car - the credit union issued the check at $5000.00 less than the payoff. I immediately call them and they tell me they can see where their agent made the m... |
Bank of America Consumer Loan taking out the loan or lease taking out the loan or lease November 29, 2015 - -/-/2011 I paticipated in the " - - '' program with the - located in Illinois. In this program, the dealership takes possession of your current - vehicle and puts you into a new - vehicle. This was not a repossession - this was a dealer incentive program. Bank of America has reported a late payment -/-/2011. In fact Bank of America is reporting paid as agreed payment history from -/-/2011 through -/-/-. I disputed the incorrect late payment with - 12 months ago. Bank of America refused to correct the history. I am disputing the late payment again with -. I am... |
TD Bank Consumer Loan taking out the loan or lease taking out the loan or lease November 29, 2015 - TD Bank has a loan on my credit report that no longer exists it 's for -plus dollars ... |
Ford Motor Credit Company Consumer Loan taking out the loan or lease taking out the loan or lease November 28, 2015 - I previously submitted CFPB complaint # -. - - of Ford Credit stated in her response to the CFPB complaint that a 30 day late pay for - 2014 is NOT being reported by - -. I have highlighted this statement on page - of - of attachments ( Ford Credits response ). 30 day late pays ARE being reported on my - and - for - of 2014. I have attached hereto ( i.e. pages - of - and - of - ). ... |
Navy FCU Consumer Loan taking out the loan or lease taking out the loan or lease November 28, 2015 - My complaint is about Navy Federal Credit Union. It has come to my attention that my current auto loan is now nearing almost 4 years of payments. I decided to go over the amount I have paid and what is left to pay on this loan. Based on what I have calculated I have not even paid off half of the original amount financed. Based on my -/-/- - -/-/- statement I have $23000.00 left out of $31000.00 that was originally financed -/-/-. Additionally I have calculated out the last 11 months ' worth of payments which equaled $4800.00, to which $1600.00 has come off of my principa... |
United PanAm Financial Corp. Consumer Loan taking out the loan or lease taking out the loan or lease November 25, 2015 - I traded my -/-/- F150 -. They financed me for a -/-/- - Corolla. My old finance company is United Auto Credit. They have called me every day in regards to my payment. I explained to them I do not own that vehicle anymore. I told them - - will send them the payoff. They continue to harass me daily. I just got off the phone with United Auto Credit as they admitted talking with - - -, yet told me until they receive a payment the calls will continue. Let it be known I have never missed or been late on a payment. When I requested to speak with a supervisor they onl... |
BMW Financial Services Consumer Loan taking out the loan or lease taking out the loan or lease November 25, 2015 - On - -, 2015 I purchased a - BMW 528i from - BMW of - through their " Owner 's Choice '' finance program. Before visiting the dealership, I researched the lease specials available and intended on leasing a vehicle ; in fact, until I spoke with the Finance Manager, all payment terms discussed with the sales representative and sales manager were, as I understood, lease payments. After we came to what I felt was a satisfactory payment amount, I was sat with the finance manager who explained the " Owner 's Choice '' program to me. He explained that the differences between " owner 's... |
Red Rock Tribal Lending Consumer Loan taking out the loan or lease taking out the loan or lease November 25, 2015 - I applied for the loan on - - 2015 and a deposit was made on - - 2015 through - Installment Loans. The company stated the effected date was on - - 2015 and also stated " I may get funds earlier ". The effective date obviously was on earlier. They requested an electronic signature before the funds were available and made the deposit before I could refuse the loan the next day. I then received notice of payment on - - 2015 for payment on - -. A payment on - - 2015 was deducted from my bank account by - Installment Loans. The " Terms Agreement " was not r... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 25, 2015 - I paid off my car loan - 2015. Istill do have not received a clear titleafter numerous contact with loan co. have been paying full coverage $ -per month. can get liability for $ -for 6 months The payoff wasinstructed to send to - - - - -, SC - ... |
Nissan Motor Acceptance Corporation Consumer Loan taking out the loan or lease taking out the loan or lease November 24, 2015 - I LEASED THIS CAR - AT - INFINITI. AT THE DATE OF LEASE AGREEMENT -, THE TOTAL MARKET VALUE OF THE CAR WAS $30000.00. AT THE END OF THE LEASE AGREEMENT, THE REMAINING BALANCE/ RESIDUAL PAYOFF WAS $24000.00 TO PURCHASE THE CAR. I HADNT DECIDED IF I WAS GOING TO PURCHASE THE CAR OR GET A NEW LEASE SO I E-TENDED MY LEASE. THIS E-TENSION WAS VERBAL AND PER INFINITI FINANCIAL SERVICES ( IFS ), I NEEED TO PAY THE MONTHLY NOTE AND IT WOULD BE APPLIED SO ONCE I PAID THE REMAINING BALANCE, THE TITLE/PINK SLIP WOULD BE SENT TO ME. I DID N'T HEAR ANYTHING FURTHER FROM IFS REGARDING THE LEASE... |
Social Finance, Inc. Consumer Loan taking out the loan or lease taking out the loan or lease November 24, 2015 - Issue with loan process and how things are handled. I applied for a loan -/-/- and was preapproved.3 weeks later which is the process I signed papers -/-/-. -/-/- I finished signing documents. -/-/- they said funds will be in my account 7-10 days later. This did not happen. I got an email from - - stating that the bank statement did n't verify ( it was a joint account ). SO I gave them my other account with a small credit union -. I got a letter signed from the people at the bank verifying that is was my account. 4 days later I got an email saying they could n't v... |
GM Financial Consumer Loan taking out the loan or lease taking out the loan or lease November 24, 2015 - The problem is with GM Financial and the difficulty I 'm having with the company applying the funds that I sent, before my first regular monthly payment, to principle only. According to what I read, from the company 's literature, all funds made previous to or after a regular monthly payment or simple interest payments would automatically be applied to the principle. I also spoke with a representative who pretty much said the same thing ; before I ever made a payment. In the month of - 2015 I paid a total of $3800.00 on my car loan. To date my monthly payment has not changed even though I... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 23, 2015 - This is NOT a duplicate complaint. This was my original petition : '' OneMain Financial- Pay Status and rating key are conflicting. Contradictory and inaccurate. Demanding that OneMain Financial request account deletion from all credit reporting agencies ( -, -, and - ) '' Please note my attachment. It clearly notes and backs my claims. You will notice descrepencies in -/-/2011. The Rating Key is coded as a charge-off -/-/2011, yet the Last Payment Remark indicates that the account was Charged Off. This is contradictory. Because of such, it is erroneous credit reporting and ther... |
Ally Financial Inc. Consumer Loan taking out the loan or lease taking out the loan or lease November 23, 2015 - My father had a car lease through Ally bank. He expired on -/-/15 - approximately 20 months prior to the end of his lease. He paid his - lease payment. I am his son and co-executor of his will. I contacted Ally bank in the days after his death and was instructed to FA- his death certificate and proof of executorship, which I did. After confirming receipt of these documents Ally stated that further payments would not be automatically withdrawn from my father 's accounts. I returned the car to the dealership, returned the plates to the DMV, and contacted the auto insurance company... |
Synchrony Bank Consumer Loan taking out the loan or lease taking out the loan or lease November 23, 2015 - After receiving several bids for a new furnace, we signed a contract with - in large part because of their promise of a 0 % interest loan for 12 months. When installation was finally completed in - 2015, electronic completion forms were signed in our yard but we have yet to receive electronic or paper copies of the forms. Shortly after, we started getting calls from a bank we had never heard of, Synchrony, saying we were late on our credit card payment. When we finally reached a person, they explained that they were servicing the furnace debt. We had not received anything in the mail fro... |
Ally Financial Inc. Consumer Loan taking out the loan or lease taking out the loan or lease November 22, 2015 - I appreciate partial Lien release received - 2015 - I am requesting full release to be filed in county recorders. I sent letter - -, 2015 - acknowledgement of letter has not been received. - -, - - -, - - -, CaliforniaZip Code -Re : - -, vs. Ally Financial and General Motors Auto Credit, et al., Dear - -, -. : Responding to your letter of - -, 2015, your are aware that any action against the property of a debtor, who has initiated proceedings under any chapter of the United States Bankruptcy Code, especially actions which affect any in... |
Ally Financial Inc. Consumer Loan taking out the loan or lease taking out the loan or lease November 20, 2015 - Interest rates seemHigher than normal rates even with credit worthy co signer ... |
State Farm Bank Consumer Loan taking out the loan or lease taking out the loan or lease November 19, 2015 - My car loan has a monthly payment of - per my agreement. I have made my payment for - 2015 of -. The company has demand and additional - immediately has threatened to negatively impact my credit. I pointed out that my agreement does not stipulate any balloon payment. ... |
Turner Acceptance Corp. Consumer Loan taking out the loan or lease taking out the loan or lease November 19, 2015 - this car loan has been payed off in full in 2005 ' can I get this removed from my credit report ' ... |
C/C Financial Consumer Loan taking out the loan or lease taking out the loan or lease November 19, 2015 - COMPLAINT ACTIVITY REPORT Case # - - - -. Consumer Info : -, - - Business Info : Merchants Preferred Lease-Purchase - - - - - -, MD - - - - - - -- - Involved : ( Same as above ) Consumer 's Original Complaint : On -/-/2015 I bought a laptop and a coffee machine from - store, I refer to Merchant preferred financing to finance the laptop ( cost - ) and the coffee machine ( cost - ) total with taxes finance -. ( by the way the coffee maker stop working in - 2015 and it ended in the trash ) so the started tak... |
Synchrony Bank Consumer Loan taking out the loan or lease taking out the loan or lease November 16, 2015 - I recently attempted to purchase an item on eBay. I tried to pay for the item using my PayPal Smart Connect which had a credit line much higher than what I was purchasing. PayPal would not allow me to pay because as I discovered in a later phone conversation with PayPal, the seller was not set up to accept PayPal Smart Connect. In discussions with both eBay and PayPal I was told they could not identify which sellers accept PayPal Smart Connect. In other words a buyer can not find this out until they are at the checkout and have already won the auction. The sellers also appear unable to tell ... |
First Data Corporation Consumer Loan taking out the loan or lease taking out the loan or lease November 16, 2015 - I had a dental practice which I terminated in - 2014. - Bank ( - - ) had set up a credit card swiper so patients could pay with their credit cards. When the practice was closed down, there was no need for their services any longer so I sent the swiper back to the leasing company, closed the account being used at the bank for automatic withdrawls, and thought that would be the end of it. Instead, the credit card processor used by the bank ( First Data Global Leasing of -, Georgia ) has continued the harass me for the monthly payments even though they have been informed that there... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 14, 2015 - I took out a loan with One Main Financial and they said that my payment was going to be $180.00 dollars a month, but when I went online to look at my account summary my payment was only $130.00 a month. I called them to asked about it but was told to call back, and I called back and was told that they would call me, but I never got that call ... |
Portfolio Recovery Associates, Inc. Consumer Loan taking out the loan or lease taking out the loan or lease November 13, 2015 - I purchased a vehicle through - and paid over $12000.00 for a vehicle from -/-/--/-/-. - sold the loan to Portfolio Recovery with a $9000.00 balance attached. Chapter - was filed while account was with -, Portfolio Recovery ( PRA Receivables Management LLC ) did not alert the courts in a proper manner and repossessed my vehicle -/-/-. Portfolio Recovery refused to update the account with the proof of payments I made and when they repossessed the vehicle, they took my valuables and have refused to return them to me nor answer the phone. This company along with -... |
Mobiloans, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 12, 2015 - I noticed on by bank account that I had a credit of - on -/-/2015 from Mobiloans LLC. Subsequently I had debits in the amount of - on -/-/2015, - on -/-/2015 and - on -/-/2015. I have never applied for nor agreed to any loan. I did not need a loan nor have I ever needed a loan for -. I have placed a Stop Payment on my bank account and filed ACH disput as well. I do not want my crediit affected by this unauthorized loan. ... |
Avant Credit Corporation Consumer Loan taking out the loan or lease taking out the loan or lease November 12, 2015 - on - - 2014 I made a loan to avant inc. website is www.avant.com in the amount of $3000.00 loan Id is -. As of - - my pay off amount was $1000.00 which I had already paid it and it was already taking off my bank account. However avant has not closed my account loan. I made several attempts to fix this issue with them but they give me a run around. I send them emails and called there customer service and no one has giving a resolution to my issue. -. Please help. ... |
United Acceptance, Inc Consumer Loan taking out the loan or lease taking out the loan or lease November 12, 2015 - this account do n't belong to me please remove off my name ... |
Santander Consumer USA Consumer Loan taking out the loan or lease taking out the loan or lease November 12, 2015 - There was a recall on this car and the car is return back to the company.- - - ; Manufacturer imageVehicles Affected : Approximately - model-year - - - - equipped with the - engineThe Problem : The plastic engine cover may become dislodged and, if it comes into contact with exhaust components, pose a fire risk. The problem was discovered during an investigation by the automaker following - incidents in - ; in each instance the vehicle had been driven extensively on unpaved or uneven surfaces, - - Automobiles stated. - said is aware of - minor injury... |
PayPal Consumer Loan taking out the loan or lease taking out the loan or lease November 12, 2015 - A PayPal credit account was opened in my name ( tied to my existing PayPal account ) without my knowledge. I have not used the account and have been charged an annual fee with now late fees added. Attempts to close the account have been met exclusively with responses attempting to collect said fees. ... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease November 11, 2015 - I applied online for a personal loan ( to help consolidate my current bills ) at Spring Leaf Financial. Main Focus is ... the fact that I was approved and was prompted to set up an appointment with the local office and get my loan. However I went into the location office only to find out that I was not approved due to my income. I was asked to verify and I promptly responded to another set of questions ( scrutiny progress begins ) with all the required documents needed. Providing that I am - ... I understood that time was of the essence.! Nonetheless, immediately when I walked into the offi... |
Santander Consumer USA Consumer Loan taking out the loan or lease taking out the loan or lease November 10, 2015 - On -/-/- my son went to - and traded in his - - -, and was financed a - - -, they over charged him and his interest rate was 25 %. I thought that was way too high and illegal. His car note is $430.00 monthly. He ca n't get out of this car because everyone is telling him he is upside down, now this is why I am contacting you because of the issues we are having with this car, and we also tried to refinance, but our credit union will not do it. I feel that - seen my son as a young - year old coming in there and they went to work on him, they gave him a high i... |
Capital One Consumer Loan taking out the loan or lease taking out the loan or lease November 10, 2015 - This is a further complaint in reference to complaint # -. I submitted a complaint against Capital One on -/-/2015. On - - 2015 I was contacted by someone who identified himself as - stating that he was looking into my complaint and hoped to have an answer for me by Friday ( - - ). As of - - I had not heard back from -, though I did leave a message on his voicemail. On - - I received a telephone call from a woman who wanted to know when I would pay them. I explained to them the issue and that I wanted a resolution before I paid them but that if the issue ... |
Fifth Third Bank Consumer Loan taking out the loan or lease taking out the loan or lease November 10, 2015 - While -, Georgia in -/-/- I purchased a vehicle ( - Dodge Charger ) from - - on -/-/-. At that time my Credit Score was a - ( See attachment ) and my APR was set at 5.29 % ( See attachment ). The Lien was with Fifth Third Bank ( See attachment ). On -/-/-, online I notice a article stating Fifth Third Bank from " -/-/- to -/-/- charged - and - customers more interest on auto loans. Georgia was - of the - targeted location. In the military we 're already targeted by companies and now I would like to know if i 've been targeted by Fifth Third B... |
Ally Financial Inc. Consumer Loan taking out the loan or lease taking out the loan or lease November 10, 2015 - You have Ally bank listed twice on -/-/2015. I authorized 1 credit check, you do n't get to count it twice ... |
PayPal Consumer Loan taking out the loan or lease taking out the loan or lease November 7, 2015 - Paypal issued me a credit account I did not want or need using deceptive and/or fraudulent practices. As I was using Paypal to make a purchase, the regular series of " clicks '' was changed to trick me into opening a Paypal Credit account. I have since called to cancel the account and pay the balance in full. However, I thought it important to file this complaint because, I fear, tens of thousands of consumers have been ( or will be ) tricked into opening a Paypal credit account. ... |
Navy FCU Consumer Loan taking out the loan or lease taking out the loan or lease November 4, 2015 - In late -, I applied for a membership in Navy Federal Credit Union because I am an - of the - -. I planned to obtain a promissory note to purchase a used vehicle. A few weeks after they approved me for membership over the phone and sent me a promissory note and security agreement, I was unable to log into their website to view my account. After speaking to several representatives, I learned that I needed to " verify my eligibility '' by submitting documents proving that I am in the military. When I asked them why I did not receive an email or phone call informing me of this issue, ... |
Santander Consumer USA Consumer Loan taking out the loan or lease taking out the loan or lease November 2, 2015 - I asked by a friend to cosign with her on a car. When the paperwork was brought to me at work I was the buyer and her name was n't even on the contract. I questioned why I was the buyer and not the co-buyer and was n't even informed that she was n't on the contract with me. I signed after hearing the reason why from the salesman but after thinking about the situation asked the dealership to change the paperwork and make it right. My complaint right now is with Chrysler Financial Corporation because I informed them what had taken place and that I was worried about how this would effect my credi... |
Hyundai Capital America Consumer Loan taking out the loan or lease taking out the loan or lease October 30, 2015 - Summary : we agreed on a $ -/ month payment for 36 months and - miles/year on a leased vehicle from - - ( - ) - located at - - - - - , IN -. After we agreed on the price of the vehicle and 36 month terms, the salesperson - - came to us and said they made an error and did n't figure in the correct amount of sales tax and the new total with tire protection would be $540.00 per month. I authorized the deal. Problem : The terms changed after we agreed on the deal, Fraud & Deception. We later leaned that a document for 48 months on - page and 36 month... |
Navy FCU Consumer Loan taking out the loan or lease taking out the loan or lease October 26, 2015 - On -/-/- I purchased a - - - - VIN - from - at - - -, in - Virginia. The Buyers Order and vehicle indicated that the vehicle had - miles. When I tried to check its value for trade-in at -, they provided a - that listed a mileage discrepancy and placed the actual mileage at over - thousands miles. The dealership advertises as a - - member. I was provided an AutoCheck history that did not reveal the mileage problem. Based on the - the vehicle has a - $280.00 ( NEGATIVE ) value. The vehicle was financed with NFCU FOR $12000.00. I think t... |
Synchrony Bank Consumer Loan taking out the loan or lease taking out the loan or lease October 25, 2015 - Wal-Mart Credit Card account - with Synchrony Bank throughout the period I had an account they double charged payments by trying to take the same amount out a second time for the same amount as I made the payment. Last payment they did the same thing, my banking institution caught it and reversed the charge. Synchrony Bank once again accused me of bouncing a check and closed my account. I have never paid late. This is unfair activity by Synchrony Bank ; I received a letter of their acquisitions. Treating consumers this way needs to stop ASAP. ... |
Fifth Third Bank Consumer Loan taking out the loan or lease taking out the loan or lease October 23, 2015 - I had a car loan loan with Fifth Third Bank ( -, OH ) which was just court-ordered to pay - dollars to their - and - clients to settle a class-action lawsuit. This bank was charging higher interest rates to these racial groups which I am a part of ( - ). I had a loan during the timeframe these acts were perpetrated ( Starting -/-/- ). I ended up having to refinance my loan with a different Bank ( - ) -/-/-. ... |
JPMorgan Chase Consumer Loan taking out the loan or lease taking out the loan or lease October 23, 2015 - Upon purchasing my vehicle and the meeting with the Finance Manager, he kept trying to talk me into buying the extra insurance protection & GAP coverage. After going back and forth on it several times because I did n't want it, I decided to purchase it so he would stop talking and we could get the paperwork done so I and my children could go home. I later changed my mind during the paperwork process and declined the insurance protection. So, he had to re-do the paperwork without the added " protection. '' Somehow my interest rate went up 1 % on the new paperwork when I decided that I no longer... |
PNC Bank Consumer Loan taking out the loan or lease taking out the loan or lease October 23, 2015 - We applied for and received and unsecured loan of $8500.00 from PNC Bank. When we closed on the loan, the APR and Finance charges showed 0.001 % and $0.00 ; respectively. Days later, I get a call from the bank asking me to return to sign new disclosures as the APR and Finance charges were incorrectly stated and they admittedly stated this was their error. PNC stated the rate would increase to 9.9 %. I politely refused and told PNC to stand behind and honor the original APR and finance charges listed in the disclosure. I even pointed out some of the regulations outlined in TILA. I ended up ... |
PayPal Consumer Loan taking out the loan or lease taking out the loan or lease October 23, 2015 - As reported on Case number : -, PayPal opened an unrequested and unauthorized credit line and their actions have severely impacted my credit score. When contacted, PayPal denied having opened such an account, and said they had closed all my accounts with them. However, today I received the attached statement of this unrequested and unauthorized account. ... |
Santander Consumer USA Consumer Loan taking out the loan or lease taking out the loan or lease October 21, 2015 - Truck loan through Santander ... Truck should have been paied of they came and took the tuck and sent us a letter stating that the truck auctioned off for - $ and we were responsible for the rest I have asked for a copy of the sales receipt and they have refused to provide me with one ... ... so they really sols a - Fully loaded jeep commander for - - ..I do n't think so ... |
PayPal Consumer Loan taking out the loan or lease taking out the loan or lease October 21, 2015 - Paypal has checked my credit for a loan with authorization I have called them faxed them a statement they have told me this would be removed as a hard inquiry against my credit report but it is still on my credit this was done in - 2015 ... |
NCB Management Services, Inc. Consumer Loan taking out the loan or lease taking out the loan or lease October 20, 2015 - The 2015 - - truck under purchase from a -, Texas dealership was returnedvoluntarily after contract for vehicle signatures were found to be forged to - - dealership financial group. Deal was extremely padded without my consent or authorization. Legal and binding signatures for myself and co-buyer were submitted tothe Office of Texas Attorney General for legitimate verification of my true and personal signature along with co-buyer. Harassing mail and phone calls for remaining after sale oftruck have come from NCB Management Services of -, PA. They have become extremely bellige... |
Santander Consumer USA Consumer Loan taking out the loan or lease taking out the loan or lease October 19, 2015 - Account Information : - Dodge Ram truck was asked to be picked up by Chrysler Capital -/-/- due to a complaint filed with the Texas Attorney Office due tofraudulent signatures offered at sale of truck from - - of -, Tx. Nowa year after Chrysler Capital took possession of vehicle and sold truck. A collectioncompany on their behalf has put erroneous credit bureau information on all - majorbureau 's expecting a balance of $15000.00 dollars in after market sale to auction of a contract forged for sale. ... |
BMW Financial Services Consumer Loan taking out the loan or lease taking out the loan or lease October 19, 2015 - The payments on my loan are supposed to be slightly lower as I was supposed to have an additional - down, the sales manager at the dealership was trying to pocket the money for himself so was unable to do so. I purchased the vehicle on - -, the sales manager said I was putting a total of - down but would only show - and to give him the - difference in cash. I realize this is not an error on end of BMW Financial, however, they should be willing to adjust payment amount if I can put the additional - down as planned. Complaints have been filed directly against dealership, BMW... |
OneMain Financial Holdings, LLC Consumer Loan taking out the loan or lease taking out the loan or lease October 18, 2015 - Have never heard of the company and they have never contacted me and have never provided any proof of this loan. Despite repeated requests to validate. As a Texas resident according to what they placed on my credit bureau reports, last payment activity was -, over 4 years ago. Even if it was valid, which it is not, they are barred by Texas law since the last date of activity was over 4 years ago on - and it is -. 4 years and 3 months, past the Texas statue. They continue to update my credit reports with nonsense information like " skip, bad debt, placed for collections, etc. " I h... |
Santander Consumer USA Consumer Loan taking out the loan or lease taking out the loan or lease October 8, 2015 - I qualify for the - buyback. I 've gone about - to - time over the years to get the problem fixed. Most recently 2 weeks ago. So I asked how much I would get for my truck if they were to buy it bac they offered - I owe about -. My problem is I bought it new in 2013 I have n't used it recently becouse of the risk that 's involved but I do n't want to give it away to -. My total cost with financing is - I 've paid about - I owe -. I have about - recalls on it do I qualify for the lemon law for the reason they do n't have part for it and have n't had any till present... |