OneMain Financial Holdings, LLC Consumer Loan Complaint

Installment loan Taking out the loan or lease taking out the loan or lease

OneMain Financial Holdings, LLC Consumer Loan department,

Installment loan Taking out the loan or lease Taking out the loan or lease Kansas

I currently have a loan with Springleaf Financial, in good standing. No late payments, no problems whatsoever. I applied online for another loan with Springleaf, for $10000.00. I received an email stating that I had been approved, but for a reduced amount ( $7500.00 ). The email instructed me to call in order to complete the process. I called and answered numerous questions about employment and income. Everything went fine, until I mentioned that I already have a - loan in good standing. I was immediately placed on hold, then the Springleaf representative came back on the line and mumbled something to the effect of " I 'm concerned about risk. '' I waited for him to say something else, but about a minute of silence passed. No wonder - he had disconnected the call. Having pre-approved me for a loan, Springleaf was apparently incapable of determining that I am already a customer - even though I provide my name, address, SSN, etc. ( and they did pull a credit report ). When I disclosed that I 'm a customer in good standing, their response was to disconnect the call and to refuse to continue processing my loan - even though they had pulled a credit report and pre-approved the loan.

OneMain Financial Holdings, LLC customer in Kansas
Dec 11, 2015

* Source: CFPB Complaint Database

OneMain Financial Holdings, LLC response to complaint:
In progress

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