BlueChip Financial Issue Resolution

Resources for resolving common issues with BlueChip Financial products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to BlueChip Financial and work to get a response. After your complaint is forwarded, BlueChip Financial has 15 days to respond to you and the CFPB. BlueChip Financial is expected to close all but the most complicated complaints within 60 days.

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New BlueChip Financial Consumer Complaints


BlueChip Financial Debt collection threatened to contact someone or share information improperly contacted your employer

May 4, 2018 - Called my office attempting to collect something for - which I assumed they purchased tried to force me to verify my social and dob which I will not give over phone continue to contact me at office which I said I could not be contacted there regardless now they continue to call with automated dialer From - area code. Harassment for something Im not even sure belongs to me...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

March 13, 2017 - Received a phone call from - threatening phone call at my job that - in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so....

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BlueChip Financial Credit reporting incorrect information on credit report reinserted previously deleted info

March 2, 2017 - Unauthorized inquiries causing hard hits...

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BlueChip Financial Debt collection improper contact or sharing of info contacted employer after asked not to

January 20, 2017 - The debt I owe through - - - has not only contacted me after I asked them not to, but they have also called my employer and have harassed anyone that has ties to me....

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BlueChip Financial Debt collection taking/threatening an illegal action attempted to/collected exempt funds

December 28, 2016 - Said they were sending a process server to serve my husband for a loan with Spot loans form -/-/2014. Said he was going to be charged with defrauding a company and presenting a bad check. He would be served if we did n't pay the $1300.00 dollars....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

December 8, 2016 - I took out a $700.00 loan with SpotLoan. The interest being charged is much higher than I expected. I had not idea that the interest charges would be as high as they were. It is exuberiant as to the fees they are charging. I belive this is an illegal tribal company and I do not wish to be a part of this. I also ca n't find where I was provided a copy of the loan and do n't see an option to view this in my account....

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BlueChip Financial Payday loan received a loan i didn't apply for received a loan i didn't apply for

December 1, 2016 - I received a call today from a private number, he said his name was - - and he was calling to make an appointment to get documents signed. When I asked what the call was about, he gave me a number to -, # is - with a reference # also. When I called them, I was told it was for a payday loan, I told them I had never taken one out with spotloan. They proceeded to tell me if I did not make an arrangement for $100.00 today or a payment of almost $900.00 today, they would take me to court....

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BlueChip Financial Consumer Loan problems when you are unable to pay

November 30, 2016 - I got a loan from Spot Loan a few months ago and then lost my job, so ca n't make the monthly payments. For the past week I 've had a collection agency call me threatening to put me in jail saying the fact of Spot Loan not being able to ACH payments from my bank means I wrote a hot check. The call today was a lady saying I 'd be served on -/-/- by who, I do n't know. I know my rights and they ca n't put me in jail for this. I 'm so tired of the calls that I 'll probably change my phone number....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

November 27, 2016 - I took out a - $ loan originaly with - $ monthly payments that are due on the - of the month from - - to -/-/-.Now i access my online acct for spotloan it has me with owing - $ and paying - $ a month starting - thru -/-/-? How did my loan go from - $ to - $ and have n't made a payment yet?...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

November 23, 2016 - I had applied for a payday loan and when I notified them of their interest rates I agreed to pay - a month 5 months by money order. When I sent the first money order they said they never received it and I told them I would check on it but no pay anything else until -/-/-. They are not licensed in my state and I did owe - so I told them I would pay that monthly but I am enclosing an email with threats and I am assuming it is from Spotloan because the loan company they list I have not dealt with. When I tried to reply to this email it was blocked. I do not appreciate being threatened ...

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BlueChip Financial Payday loan can't contact lender can't contact lender

November 22, 2016 - The lender, or the lender 's collection, keeps calling my sister 's phone number, despite my request for them to stop. My sister has noting at all to do with the loan. She was never listed on any of the documents or anything else to do with the loan....

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BlueChip Financial Debt collection disclosure verification of debt not disclosed as an attempt to collect

November 19, 2016 - My place of employment received a call from a - - from - -, -, telling my secretary that I was going to be served legal papers at work that day unless I called them back. I called, and - - - never disclosed that it was a call from a debt collector at any point during the conversation. He proceeded to inform me that I had allegedly taken out a loan from Spot loan ( which is not licensed to loan in WA, where I live ) for $400.00, which is now somehow $1100.00. I told him I was not aware of this and demanded verification of the debt. He then told me I was just trying t...

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BlueChip Financial Payday loan received a loan i didn't apply for received a loan i didn't apply for

November 18, 2016 - Spot Loan is saying that i applied for a loan back in 2014 and money was deposited in my - account. I have n't not had a - account nor did I apply for a loan. They have called several times but will not give out any information. A - got real upset with me and told me " good luck. '' -...

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BlueChip Financial Payday loan can't contact lender can't contact lender

October 13, 2016 - I applied for - payday loans for which I was approved. But after given the situation more thought, I decided not to take either loan. Since then, I have been receiving several unknown phone calls stating that I have several claims against me with threat of legal actions. As I know that there are no claims against me - legal of otherwise - I did not give any credence to that information. What concerned me was that the person had part of social security number. I believe that this information could have only come from the information I input on those - applications. The person would not id...

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BlueChip Financial Payday loan can't contact lender can't contact lender

October 3, 2016 - I have an $800.00 payday loan from Spotloan c/o BlueChip Financial -. - - -, ND -. They are taking $160.00 directly from my checking account 2x per month -. I have been trying to pay it off but have learned the company is no longer in business. They give another # to call when you call the and that company has no record of me or my account. They took out anther payment again today and it says debit from Spotloan. My issue is they are going to keep taking payments 2x per month until - and there is no way for me to prevent it from happening....

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BlueChip Financial Payday loan can't contact lender can't contact lender

September 28, 2016 - I got a loan through spotloan and paid them almost triple what I owned. I called and said how come my bill goes up every month even though I made payments to no answer was given. I told them I 'm done paying cause it 's not right to charge false fees and then found out it was illegal for them to operate in washington state and they still tried to collect and even sold my loan off. No after paying almost - grand they want another - for a - dollar loan. This is extortion and flat of theft. I want them to leave me alone and realize the state of Washington does not recognize them as a leg...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

September 12, 2016 - I sent the following email on - : On -/-/- I borrowed $400.00. To date, I have paid $660.00 for this loan. I recently had - the - and was off work for 2 weeks with no income. Since coming back to work from -, I 've been experiencing less hours and thus less pay. It is becoming a real hardship for me to have $ - taken out every pay. I 've already paid back the $400.00 and then some. Since - -, I have borrowed approximately $1200.00 and paid back approximately $1800.00, not including this current loan. This included sending in money orders. I have been a...

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BlueChip Financial Consumer Loan taking out the loan or lease

September 11, 2016 - I have a loan with Spotloan.com for $700.00 and I have already paid it back but they still want $600.00 more....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

September 7, 2016 - I took out a loan from Spotloan in the amount of $300.00. On their website it says that it 's cheaper than doing a payday loan so I thought oh that 's great and then signed up. A month later when I was expected to pay, I asked how much it would be with the interest and they told me $450.00. $150.00 in interest for a month??? There 's no way I can pay that. I 'm on a limited income. That $150.00 would mean I ca n't pay for electricity or groceries for my family. I feel like this is very misleading of them to say it 's cheaper than a payday loan. A payday loan would 've charged me $45.0...

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BlueChip Financial Consumer Loan problems when you are unable to pay

September 2, 2016 - this is spotloan which is another predatory type loan sucks you in and cost way more then it should. I have already pay to date - and still have at least - payments leave. it sounds good at first because it is a low amount they take out every two weeks but it is not a good loan. can not pay back at one time so that is where they hurt you on the loan. they charge for there loans 450 % of loan with payments - over lenth of time. can they do that. i now know better on these loans but at the time did not know and needed the money due to finance issues....

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BlueChip Financial Payday loan can't contact lender can't contact lender

August 12, 2016 - I have been contacted from the number - - and - - and threatened for non payment of loan, which was paid. The company did not give a name but they said it was a law office in - - California and said a sheriff would be sent with paperwork if not today, in a couple of days. I stated what they were doing was against the law and they said it was n't. Please stop this company and their tactics....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

August 12, 2016 - I 'm being harassed by a lender who both charged me fees/interest I did n't expect and also would n't stop charging my account despite calls/emails. I also have received threatening emails and calls, but no actual paper work despite appeals for information in writing. I also submitted a formal letter asking for information when i lost my job, but no information was provided....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

August 2, 2016 - I do n't know how much they are charging in fees because the debt collector wo n't mail me a statement. He says he needs a payment arrangement before he sends me anything in the mail. When he called me, for the second time at work, and I answered him for the first time, he accused me of having a blaze ' attitude and shamed me for ignoring him. He was very unprofessional. When I requested he mail a statement, he said he could n't do that unless I gave him a debit card. I just want something to be sent to me in the mail. He scolded me for not calling him, and I told him I only respond to letters...

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BlueChip Financial Consumer Loan problems when you are unable to pay

August 1, 2016 - -/-/-, I was contacted by SpotLoan about $800.00 dollar loan. I verbally said yes. In haste I did n't understand how high the interest was. The percentage on repaying is 228 %. Sine -/-/-, I have paid the $800.00. But now I will be paying $40000.00 until -/-/-. I receive - in the amount of $1200.00 per month. I receive SNAP in the amount of $16.00. My rent $560.00 per which includes some electric and cable. As of -/-/- I a paying the high interest, which I can not pay. Due to the low amount of food stamps, I used part of my -, for food, medicine, and...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

July 14, 2016 - I applied for a $500.00 payday loan online -/-/16. I later discovered that they are not licensed to do business in my State, which is Alabama. Nor do they meet the loan limits set by the - regulator, thus I feel this loan is illegal and prohibited in the State of Alabama....

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BlueChip Financial Payday loan received a loan i didn't apply for received a loan i didn't apply for

July 12, 2016 - I have been receiving phone calls from a payday loan that I do not recall taking out. They say it was drawn from SpotLoan in the amount of $800.00, and was given to me on - 2013. They claim I never made one single payment with would not be the case if I had taken out a loan. Im confused because I have n't heard a thing until the last few days. I called SpotLoan and the representative could not even tell me what account it was deposited to. Its been sold to a third party collection whom has been extremely unprofessional ( - ). I keep receiving calls threatening me. I work for - and t...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

July 11, 2016 - Charged illegal interest rate of over 500 %....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

July 8, 2016 - I took out a Spot Loan in - -. The loan amount was $800.00. I received a payment schedule detailing that the loan would be completed in - -, -. Looking at my online account balance I still show $610.00. My " scheduled '' last payment is on - - and I 'm not even close to paying out this loan. I sent an email to Spot Loan for a copy of the terms and conditions of my loan and have yet to get a response. In my opinion, I have already paid more than the loan principle plus the interest. According to the payment schedule, I have already paid $2100.00 in interest and fees...

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BlueChip Financial Debt collection communication tactics threatened to take legal action

July 8, 2016 - - OF - REPRESENTING A PAYDAY LOAN COMPANY SPOTLOAN STATED I WOULD BE ARRESTED FOR FRAUD IF I DID NOT MAKE SOME KIND OF PAYMENT. I CLOSED THAT ACCOUNT THAT THE ACH WAS COMING OUT OF DUE TO RELOCATION FOR PERSONAL REASONS. AND I WAS NEVER CONTACTED MY A DEBT COLLECTION COMPANY OR THE COMPANY ITSELF....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

July 4, 2016 - I borrowed the money my financial situation had changed. I made payments, than missed payments now the intetest charges are outrageous. I would like to pay back the loan minus all the interest charges....

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

June 29, 2016 - Spotloan.com is an illegal usury interest rate scram that charges 1000 % usury interest rates # - they do not have the license to charge these or make these illegal transactions. they outsourced the account to - -, that has consistently harassed me. ( - ) regarding their attempt to collect an illegal transaction aand should be charged with elder abuse because I am - years old....

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BlueChip Financial Debt collection improper contact or sharing of info contacted employer after asked not to

June 21, 2016 - Called me at work telling me that i would be served at my place of employment with court papers. That they had sent me prior information via US mail, which i never received and told me I had 1 hour to contact them back or it was too late...

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BlueChip Financial Consumer Loan managing the loan or lease

June 13, 2016 - I took out an installment loan with Spotloan ( BlueChip Financial ) on or around -/-/- in the amount of $800.00. They have debited $130.00 twice a month from that date until late - or early - -, at which time, they raised my payments to $150.00 every other Thursday. My payments so far have totaled $ - and I still have at least - more payments left. Do I have any recourse with them in having them close my account and show paid in full? Or, dare I ask, receive some type of refund for paying such a high interest rate? In Oregon, there is a cap on how high of interest...

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BlueChip Financial Consumer Loan problems when you are unable to pay

June 10, 2016 - Collector Spotlaon called threatening appearance before a Judge and an arrest warrant. ...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

June 6, 2016 - - - -, claiming to be an independent processer- -in conjunction with - County Georgia , has been leaving messages on my cell stating that I need to call him to verify my address in order for him to serve me legal documents. He 's also been calling my mother and other family members- -My mother is - years old. On -/-/-, - - - called from - - - stating that he too needs to verify my address and schedule a delivery of legal documents. He called from -, but stated that I need to return his call to - ; which happens to be the same phone number that -...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

May 29, 2016 - Took out a payday loan from Spotloans for - Paid - per month sand still owe - and then come to find out that they are illegal in Alabama ...

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BlueChip Financial Debt collection false statements or representation impersonated an attorney or official

May 23, 2016 - This company spot loan submitted an illegal usury interest rate claim to these people that is called - banks - ... .I do not owe these people anything and would like for them to stop harassing me ..I am - ... .years old and can not take this type of consistent harassment. ...

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BlueChip Financial Consumer Loan problems when you are unable to pay

May 20, 2016 - They took out $150.00 on - different occasions without my consent. ...

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BlueChip Financial Debt collection communication tactics threatened to take legal action

May 19, 2016 - Spotloan refused to change the date that they debited my account even after I advised that they were creating overdrafts on my bank account. A - - left a message on my cell phone at - advising that he intended to serve me with paperwork at my place of employment and/or at my residence by the end of business on Friday. - - also contacted the central office for my employer and left the exact same message. Once I had a break, I called the number that the call to my cell phone came from ( - ) - and was advised that they were a locating service and that I needed to call -, t...

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BlueChip Financial Payday loan can't contact lender can't contact lender

May 12, 2016 - I received a call today from a blocked number stating that they are court processor for - - and that I am being served an arrest warrant at home or at my job within the next - minutes. When asked for further information they gave me this number and file # - # - I was then transferred to their " legal dept, - - '' Who then state that their company name is -.I called a credit attorney and was told that there are too many red flags and that it does not appear that this company is legitimate and that they are not allowed to harass me or threaten with jail time.I then called...

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BlueChip Financial Consumer Loan problems when you are unable to pay

April 14, 2016 - I took out an online loan from Spotloan last year 2015 when I had a job. They were taking payments out every 2 weeks from my bank account. I lost my job and my bank closed my account. I am not seeing the default on my credit report. I received a threatening phone call yesterday from a guy named - - who stated he was with some liason company and that they were serving papers on the - of - and I needed to be home or at work between -. I needed 2 forms of ID and that if I did n't comply, I would go to court and jail. Gave me a phone number to call with a reference number. Was very ...

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BlueChip Financial Consumer Loan problems when you are unable to pay

March 23, 2016 - I hit a rough spot and became unable to pay for simple things needed for everyday life. I asked for the automatic payments that were set up to be held after the bank tolde chances are they are not licensed to lend in Wyoming. Which after much research they are not licensed. They continually call me from numbers that are n't associated with the company. I am just wanting to pay off the remaining principal in installments. They will not contacte regarding this via email as I requested. ...

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BlueChip Financial Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt

March 8, 2016 - On -/-/16 at - - I received a call from - at spot loan indicating my payment on - - 2016 had not cleared. I thought that this was a prank as I have been so sick with - and had not received anything from the bank. went to the website and found out that - was correct. I scheduled a payment for - - that did clear the bank. when I 'm speaking with him on that day I indicated that my pay period had changed and that next pay period will be - - and they would not to take out anything before then because I did not get paid until - -. he indicated that once ...

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BlueChip Financial Consumer Loan managing the loan or lease

March 3, 2016 - When I called into payoff my existing balance on my loan for my Spotloan account on -/-/16. They told me that they are unable to process my payoff until -/-/- so that they could collect more interest on my account. Since my finance rate is very high, I thought the process is unfair. Cordially, - ...

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BlueChip Financial Payday loan can't stop charges to bank account can't stop charges to bank account

February 26, 2016 - -/-/16 EFT-SPOTLOAN/8886816811 ( $96.00 ) in connection to complaint made under Case number : - ]. A requested was made for Spotloan to process full pymt of balance. They draft only the minimum again. They used a method for me to believie they will waive the balance due as a good customer. It was a marketing tacit for monthly payments. I requested spotloan via e-mail to draft the full balance to have them stop drafting my account with interest and fees. This process only get them ungodly interest and fees not going towards the loan. The request was not process drafting only the min...

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BlueChip Financial Payday loan can't contact lender can't contact lender

February 23, 2016 - Advertisement from lender below / Waving balance of loan for on time payments ... .Various Text Messages Received I fwd e-mails following up to lender as well additionally called but they do n't reply. This appears/apparently to be a scheme to continue monthly payments. Most recent i called to speak with a manger about the matter. The gentleman claims to be be a relationship manger stated he would have a manager call he knew nothing about the text. It have not happened of yet. Today I received a e-mail from : - Relationship Manager.. I called immediately and they claim she was not in to r...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

February 5, 2016 - I have applied loan from Spot Loan $800.00. I have found out that their fees is too high and they do n't have license in state of Washington. I asked want to pay principle balance only. but they did n't agree. and Now collection company harassing and threatening me by phone every day to collect more than principle amount. They said they 're going to sue against me. ...

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BlueChip Financial Debt collection false statements or representation impersonated an attorney or official

January 29, 2016 - I recently had debt to settle had no problems with that. I been trying to restore my history so if I owe I was pay. But - capital management had a representative call my phone. When I ask for verification of the debt thats where it got out of hand. I was told they he was a lawyer which is a lie and that he did n't need to send me any info about the debt at all. Which scared me I recently had my bank info stolen. So i was a little unsure about just giving out my info. I wanted some simple paperwork to prove this person is legit. He got highly upset and ask if I had a lawyer because if not I ...

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BlueChip Financial Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt

January 29, 2016 - Upon change from one job to another, I promptly informed the lender that my pay cycle has changed and I would require a change of my billing dates to - that. I was told no problem and representative took note of future pay dates and loan payment cycle. However vendor continued to bill on regular cycle causing overdrafts and fees. ...

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BlueChip Financial Debt collection improper contact or sharing of info talked to a third party about my debt

January 22, 2016 - I initially took out a $600.00 personal loan with the online company named Spot Loan. I defaulted on the loan, and I began getting harassing phone calls from numerous identified phone numbers with all of my personal information. I contacted Spot Loan to find out what the situation with my loan was. They informed me that they had sold my loan to a third party debt collector. When I asked to whom they sold it to, they vaguely gave me a name of a company called - and the phone number -. They still to this day have n't given me a mailing address. When I called the - number, there is a r...

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BlueChip Financial Debt collection disclosure verification of debt right to dispute notice not received

January 11, 2016 - A process server named - called from a local - phone number from " Legal Services '' leaving a message he had paperwork to serve me with unless I contact the company directly. He would serve me on Monday between - and - -. either at my residence or place of employment. So I called the - number and talked with - - at - -. He said I owed around $1200.00 for an original loan of $600.00. It turns out Spotloan is not a licensed pay day lender in Oregon. I told him he could only charge me for the principal which I thought I had paid already. I demanded something in ...

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BlueChip Financial Debt collection communication tactics threatened to take legal action

December 18, 2015 - I was contacted by - -, who identified himself as the Lead Investigator for - - - on - -, 2015 at - -. In the voice mail that was left on my cell phone, this gentleman divulged private information, including my social security number and stated that a lawsuit had been filed. Minutes later, he called me at work and left a voicemail stating that I have 5 days to call him or that legal action would be taken. To date, I have not received anything in writing from this collection agency. ...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

December 9, 2015 - I received a loan from Spotloan for $400.00 on - -, 2015. During the application process it did not mention that the payments it pulled every paycheck would be interest only. My payments have come out on payday without issue since that time for $66.00 every two weeks, - payments in total since the loan was issued, totalling $600.00. I did n't have a payment pulled on Friday when I was paid and thought finally I had paid the loan and it 's outrageous interest back in full. 5 days later on Tuesday -/-/- I received a NSF fee from my bank and asked what it was for so that I cou...

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BlueChip Financial Payday loan charged fees or interest i didn't expect

November 20, 2015 - This company tried to charge me a usury interest rate of over 800 % which is illegal in the USA ... I have received a demand letter from a attorney located at - saying that I owe them $1500.00 I know nothing about this activity and this unlicensed company is trying to get them to collect an illegal usury interest rate account. This company does not have a license to conduct this type of activity in the state of California per the Ca. Department of business oversight ... I am also filing a complaint with the California bar association against - - - for violating the Canons of ethi...

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BlueChip Financial Debt collection false statements or representation indicated committed crime not paying

November 18, 2015 - In 2012 I received what they call an Installment loan and I lost my job.. I notified them to cease the ACH withdrawal from my bank account.. I recently been getting harassing calls from this company or whom ever does the collection.. They never say, and is a different person threatening that they have papers to serve me I explained that I no longer live in Michigan and they never asked for me to update my address and they continuously harass my parents. ...

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BlueChip Financial Debt collection communication tactics threatened to take legal action

November 16, 2015 - A rep ( Assistant Director of Operations of the Process and Warrant Division ) from - - - called and left me a voicemail stating that there are allegations of fraud under my name and social security number that they had tried numerous times to talk to me about my loan debt, and that since this has n't been resolved outside of court and if it was n't resolved within 24 hours, that they would send my case back to my county for further processing to be scheduled. He said that if I want to get this resolved out of court I had only until - EST to call him back. At this point, this was t...

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BlueChip Financial Consumer loan managing the loan or lease

November 9, 2015 - Loan date was extended without authorization or explanation. Amount required to satisfy loan has been paid according to contract originally signed. A loan was originally acquired with Spotloan on - -, 2015 for $400.00. Total amount to be paid is $1000.00. A payment was returned on - -, 2015 for insufficient payment. I received an email noting that $10.00 would be added to my loan amount. This would bring the total to $1000.00. There were several emails with a - '' as to what I would need to do to bring my account current. I asked if I needed to make a double payment to ...

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BlueChip Financial Payday loan charged bank acct wrong day or amt

November 5, 2015 - Spotloan was the lenders i went with. I had to close my bank account beacuase spotloan charged me on the - and not on the - as I was expecting. They took more money then I could afford and left me - in my account. I had to change banks. I also recieved a call stating they were going to take the remaining balance on the loan.So that they were insured it was gon na be paid. I also closed my account based on that. I 'm on - and they asked that when I signed up and my payments were almost - dollars a payment. It 's surely a scam. Please help me! Having to change banks has messed up ...

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BlueChip Financial Payday loan can't stop charges to bank account

October 21, 2015 - I requested spot loan to draft the full payment via e-mail below : Post the full balance for payment ... Thank - : Help at Spotloan [ mailto : -- ] Sent : Thursday, - -, 2015 - -To : -, - - : -- : Your spotloanHey -, Thanks for checking in on your loan. Your current account balance is $140.00 and your next payment of $110.00 is due on -/-/15. Remember, your account balance changes daily to reflect interest and, we require at least a 2 business day notice in order to make payment arrangements. Our hours of operation are Monday - Friday -...

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BlueChip Financial Payday loan can't contact lender

October 20, 2015 - I am receiving suspicious calls from a company saying that I owe money from a payday loan. They are constantly calling leaving threatening voicemail messages. They say that they are going to serve me papers to sue me for check fraud. I asked them to send me written verification by mail. They refused. They wo n't give me any legitimate information. No full company name, no mailing address. The phone calls coming in are from numerous numbers. ...

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