BlueChip Financial Payday Loan Complaint

Payday loan Charged fees or interest I didn't expect charged fees or interest i didn't expect

BlueChip Financial Payday loan department,

Payday loan Charged fees or interest I didn't expect Charged fees or interest I didn't expect Georgia

- - -, claiming to be an independent processer- -in conjunction with - County Georgia , has been leaving messages on my cell stating that I need to call him to verify my address in order for him to serve me legal documents. He 's also been calling my mother and other family members- -My mother is - years old. On -/-/-, - - - called from - - - stating that he too needs to verify my address and schedule a delivery of legal documents. He called from -, but stated that I need to return his call to - ; which happens to be the same phone number that - - - is calling from. Because these calls sounded very suspicious, I googled both caller names and phone numbers and found that these gentlemen are " intimidators '', so to speak. Upon returning their call, the consumer is transferred to a payday loan collector. Therefore, I suspect that the calls to me are for the payday lender Spot Loan. I borrowed from them in -/-/- and repaid nearly twice the amount of the principal. After learning from a credit counselor that I had overpaid this loan and that the lender is illegal in Georgia, I took action and stop paying them. I sent them a cease and desist letter by certified mail. My letter included a detailed explanation of my non-intent to render any further payments.

BlueChip Financial customer in Georgia
Jun 06, 2016

* Source: CFPB Complaint Database

BlueChip Financial response to complaint:
Closed with explanation

Consumer disputes how BlueChip Financial handled their complaint

Created with Highcharts 4.2.3BlueChip FinancialComplaint HistoryComplaints11/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/20142/20153/20154/20155/20156/20157/20158/201510/201511/201512/20152/20165/20166/20167/20168/20169/201611/201612/20163/20170123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3BlueChip FinancialCharged fees or interest I didn't expect98.4%1.6%Closed with explanationClosed with monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCharged fees or interest I didn't expect2.5%82.2%5.2%4.1%0.3%5.7%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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