BlueChip Financial Debt Collection Complaint

Payday loan Disclosure verification of debt right to dispute notice not received

BlueChip Financial Debt collection department,

Payday loan Disclosure verification of debt Right to dispute notice not received Oregon

A process server named - called from a local - phone number from " Legal Services '' leaving a message he had paperwork to serve me with unless I contact the company directly. He would serve me on Monday between - and - -. either at my residence or place of employment. So I called the - number and talked with - - at - -. He said I owed around $1200.00 for an original loan of $600.00. It turns out Spotloan is not a licensed pay day lender in Oregon. I told him he could only charge me for the principal which I thought I had paid already. I demanded something in writing, and he stated he mailed a letter on -/-/- with a deadline to pay by -/-/-. I never received a letter. In fact I never received any prior calls or communication from this collection company. He said they could charge minimal interest, and he would see me in court.

BlueChip Financial customer in Oregon
Jan 11, 2016

* Source: CFPB Complaint Database

BlueChip Financial response to complaint:
Closed with explanation

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