Review and analysis of over 1,369 Credit Card complaints against Portfolio Recovery Associates, Inc.
Portfolio Recovery Associates, Inc. consumers have reported over 1,369 official complaints related to Credit card. Out of the 1,369 consumer complaints against Portfolio Recovery Associates, Inc., 23% were disputed by the consumer (i.e. the consumer was not happy with how Portfolio Recovery Associates, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Portfolio Recovery Associates, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 56% resulted in non-monetary compensation.
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Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 17, 2016 - Third party collections bought my debt, which is 8 years old - 7 years ago. They have called my home, my work & various cell phone numbers no less than 4 time a day for in excess of 7 years. They pester me endlessly. Not only does this does this debt belong to my ex husband, not me, it has exceeded the amount of time to take action on and third party collections are non enforceable.... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 14, 2016 - This debt is beyond the statue of limitations I am not taking responsibility for the payment... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt May 13, 2016 - Submitted information to the credit bureau after 5 years... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt May 12, 2016 - Portfolio Recovery Associates keeps calling me from numerous phone numbers on a debt that was from 2009 and beyond the Florida statute of limitations. On various occasions they have threatened to sue me.... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 12, 2016 - I filed a dispute requesting verification of a debt that is being reported by Portfolio Recovery Associates ( PRA ) for account - -. Since I never received notice of my right to dispute this collection I did n't find out about the collection until I was denied credit. I then immediately made a request for debt validation from PRA which was summarily ignored. 45 days after my initial request I, again, requested debt validation from PRA. And just as before, my request went unanswered. Soon thereafter, I began being indundated with calls from them all day, every day. So, although they could... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to May 12, 2016 - Portfolio Recovery bought a - credit card debt of mine from 2009 and for two years calls my business phone line multiple times a day. I consider this harassment. I have answered the phone and asked them to stop calling. PR admits that the debt is - and not enforceable. But their strategy is to keep calling everyday multiple times until I succumb to this harassment on my business line. Can I sue for cease and desist and for damages?... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 11, 2016 - Portfolio Recovery continue to attempt to collect on a debt that they forgave. I was sent - but they continue to harass me by asking for payment on a debt they forgave and written off thru the IRS. Also they falsified information on my credit file stating that the debt was opened in 2012 to avoid removal of the debt which negatively impacts my credit score in a collection tactic attempt.... |
Portfolio Recovery Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount May 11, 2016 - I settled with the lawyers on a past credit card debt and received a notice that debt has been settled. I am now being sued again for the same account that I settled on by the same lawyers.... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics called after sent written cease of comm May 9, 2016 - Portfolio Recovery called me on -. I requested they do not contact me. I submitted something in writing requesting this. I received another call on - and today -, again reiterating that I have requested them to cease and desist contact with me.... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid May 8, 2016 - The debt was paid by electronic transfer but the creditor never acknowledged receipt of the payment and turned it over to a collection agency who has called my cell phone repeatedly even when told to stop.... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 15, 2015 - I made a payment and satisfied a credit card debt in - of 2015. I Never received a letter stating that it was paid. I just realized it is still showing up on my credit report as not paid so I called them and asked them if they could send a letter out that I paid it. They acknowledged that I did pay it but refuse to send a letter. They said that all their letters are approved by their legal counsel and they 're not allowed to send letters stating the debt was paid on a certain date. They only sent a letter stating that I do not owe anything but it has the date the letter was sent not when I ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action seized/attempted to seize property December 15, 2015 - The alleged debt that Portfolio Recovery Associates listed on my credit report as a collections account falls under the Settlement between Portfolio Recovery Associates and the Consumer Financial Protection Bureau from - -, 2015. Per the settlement Portfolio Recovery Associates engaged in a pattern of " Without verifying the debts, the companies collected payments by pressuring consumers with false statements. '' This settlement applies to my circumstances because Portfolio Recovery Associates solicited payment on the debt with false statements from their representatives. In addition, Po... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 15, 2015 - I had a credit card from - - ( credit provided by - - ) that I paid and closed back in - 2013. I 've been contacted over the last year by Portfolio Collections claiming I owe - for this same account in the amount of $420.00. I provided proof 3x ( copies of my credit report with identical account numbers reflect Paid & Closed ). They still refused to remove the collection from my credit report. They claim that - is saying it 's valid. But when I contacted - they tell me they never had any communication with the collection agency that has the account. I have going back ... |
Portfolio Recovery Associates, Inc. Debt collection false statements or representation impersonated an attorney or official December 15, 2015 - I have been paying this collection agency whose address is -. -, - - - in -, CA because of a - credit card account. First last year they started calling my sister and making harassment calls threatening deportation and legal action. So I decided to call back and they told me that they were Portfolio Recovery Associates and they were collecting my - - account. I made payment arrangements with them every month and my bank sends this electronically to them. My last payment will be in - -, 2015. I am concerned because the address is not in -, Va but a - - ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 15, 2015 - I have been receiving calls from Portfolio Recovery trying to recover a debt to - 's. While I had a - 's credit card, the account was paid in full and closed over a year ago. All information - - provided to me ( my addresses I have lived, date account was opened and used, and the balance owed ) was all wrong. When I told him that was not my account, he then said he could mail me a dispute form. However, he could not tell me my address, which again I reiterated it clearly was not for me. He said he would continue to call until I provided my address. He called from - and provided ... |
Portfolio Recovery Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount December 12, 2015 - As of today 's date : Portfolio claims to own this - - account. As of today 's date : - - claims to own this - - account. The only way to determine which collection agency actually owns this account is with a valid bill of sale from - - stating exactly which agency they sold this account to. Unfortunately, I have previously made the mistake of paying one collection agency, only to have another collection agency " park '' the same debt on my credit files six month later. Resolving this matter took over two years. I have learned the hard way the importance of a va... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 11, 2015 - I was not notified in writing of the debt. ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics threatened to take legal action December 10, 2015 - I was sent a letter with a payment arrangement for a credit card they purchased. I was then told over the phone another amount I could pay for another card they had. The following month after this discussion I begin to pay on the 12 month agreement we discussed. When I send in the payment I put the account numbers on the the - separate money orders. Today -/-/15 I received a call at my home telling me they had no arrangement on file and that was not enough to now pay off the debt. Also I have never been shown the proof of the actual bill, and now they are going back on an agreement th... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics frequent or repeated calls December 10, 2015 - Portfolio Recovery continues to contact me and my parents from multiple numbers at all times of the day! ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics frequent or repeated calls December 9, 2015 - This phone number keeps calling numerous times a day and leaving no voicemail so it is auto dialing which is against federal law. When you call the number back it states invalid to call another number which again is against federal law. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 9, 2015 - I have contacted Portfolio Recovery Associates over ten times. I have informed them that this is a direct result of Identity Theft, and I have faxed them Police Reports and emailed them, and have since faxed them everything twice. I have sent them letters, disputed with the reporting agencies, and since they have re-aged the debt to make it appear new, and have changed the account numbers. I AM OUTRAGED AT THIS! ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 9, 2015 - Portfolio Recovery/ fraudulently reported a dispute on my credit report for a $600.00 collection. This is shows as a revolving credit which was paid in full over a year ago. The dispute was finally removed after 4 months. However, my home loan is being denied 10 days before closing because Portfolio Recovery/- is refusing to delete the inquiry off my report. I am about to lose my home loan all because a $600.00 collection was fraudulently disputed and effected my credit. If it had n't been disputed and the dispute recently removed, I would be approved for my home loan. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt December 8, 2015 - This complaint is in regards to the Enforcement Action taken by the CFPB against - and Portfolio Recovery Associates, and is being made on behalf of my mother for whom I have power of attorney. Background : Portfolio Recovery purchased Debt that was beyond the statute of limitations under Louisiana law. In connection with their attempts to collect this debt, Portfolio Recovery made excessive phone calls, threatened to file a lawsuit and ultimately filed - judgments against my mother. Copies of these judgments can be provided if needed. Paragraph - under - - of the Consent Or... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 8, 2015 - I have disputed this account three times and they continue to verify but not validate according to the information requested in my initial letter, which to my understanding I have a right to request that all of these questions be answered. I am enclosing the last correspondence which shattered my faith in this company when I found another consumer 's credit information included in my mail and I believe in retaliation this company immediately added this account to my account again which caused my credit score to go down again. I think there aggressive behavior and the consistent letters stating... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info contacted employer after asked not to December 6, 2015 - Portfolio Recovery Associates called my employer in an attempt to recover a valid debt, causing me stress, embarrassment, and conflict at work. They are also calling me about an invalid debt that I do not own as well. - is very deceitful and ruthless - after careful review of my credit report they are reporting as a " factoring company '' which is one who buys corporate receivables at a discount not a - dealing in uncollected bad debt. This is illegal. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 5, 2015 - They have not VALIDATED this claimed debt they are attempting to collect from me pursuant to FDCPA. Company claims to have purchased the debt but does n't offer any proof the purchased debt was VALID and MINE. No written agreement, no signature, no verification at all. No proof if ID card etc. Please remove this trade line from all credit bureau reports you have reported to as it is hindering my ability to obtain credit. Thank you. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 4, 2015 - I had purchased a - - protection plan effective date -/-/1998 with group policy number - and - with certificate number - for account number -.wich would cover my balance my account if I get unemployed or -. unfortunately I became - and I notified the insurance company what just happened and become -. and next thing I know I have a collection agency after me. ... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt December 4, 2015 - I have an agreement in place with Portfolio Recovery Associates ( PRA ) to payoff my - credit card with monthly electronic fund transfers from my personal checking account. I 've covered all monthly payments, as agreed, starting -/-/-. In -/-/-, notice the latency, I received a letter from PRA to " collect a debt '' and discuss payment options that I ignored because we already have an agreement in place with - covered payments. PRA disclosed the debt to credit bureaus, according to PRA, to " report payments ''. Due this action, my credit score took a dive of - points. PRA is... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 4, 2015 - We were victims of Portfolio Recovery Associates using deceptive tactics to collect a debt we do n't believe we owed. Fearful of being sued, we paid the alleged debt which we immediately regretted andwe filed a formal complaint ot the Maryland - Office of the - of - -. They recently sent us a letterinforming us that we may be eligible for a refund. ... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt December 4, 2015 - Some of the collections our from -/-/- to -/-/- they have had a charge off from the original. And I have been called for years from other debit collectors. ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics frequent or repeated calls December 4, 2015 - Constant calls every day 2 or 3 times a day ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics called outside of 8am-9pm December 3, 2015 - PORTFOLIO RECOVERY ASSOCIATES has made several calls before -, the last being - The time previous to this last call I had informed them I was in California and what time it was here - - They are calling from - VA. and chose to ignore the time difference. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 3, 2015 - Portfolio Recovery Associates had placed this negative items on my credit reports without notifying me. I filed an dispute with Portfolio Recovery Associates on -/-/2014 and they never responded to my dispute. Portfolio Recovery Associates violated the early-warning notice clause of FACTA section 623 ( A ) ( 7 ). This law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. I had requested this item deleted off the CRA within 15 days from the date of the dispute letter. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 2, 2015 - The Merchant - - and - -, according to the debt collecter, Portfolio Recover Associates, LLC, sold them the debt. I never received a bill from The - - or -. When I asked the debt collector what it was I bought, they could not provide that information. When I asked them to provide my signatures on the CC slip, they could not provide that either. The representative told me that I set up the account without knowing it. What really hurt me is that the debt shows bad on my credit report. Therefore, they probably have my social security #. I know they at least have the last -... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 2, 2015 - I have been receiving calls and collection statements from Portfolio Recovery Associates. I paid this debt in a settlement in - 2015. I have disputed the debt with the credit bureaus but They continue to call me and to collect on the debt. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 1, 2015 - - collection showed up on all - of my credit reports from Portfolio Recovery Associates on -/-/2015 in the amount of $490.00. It says that the original debt is from -. I have never had any type of account with - nor do I have any charged off accounts on my credit report from them or - who they said later on was the original creditor. I tried disputing the debt with them directly asking for validity which they never did send me. I never got a duinnig letter saying I had the right to dispute the debt nor have I recieved any info on the validity of this debt and proof that ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics threatened to take legal action November 30, 2015 - Our son was in an auto accident and was injured. He now has very serious health problems. He had a - credit card. He tried to pay it but it was sold to Portfolio after - filed for bankruptcy. He continued to pay on it, even though he continually explained his situation. He was trying to get his life back and reestablish his credit rating, and get any debts paid. he was taken off of work for a period after the accident and they found more very severe health problems. He had informed - & - and Portfolio in the last contact and it went ignored by them and they followed through on th... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to November 28, 2015 - Portfolio Recovery calls me 2 to 3 times a day even after I told them the case was dismissed in court and I asked them not to call me anymore. I was told they would keep calling me until it is resolved. It was a credit card debt and I went to court, it was dismissed -/-/2015 because I am - and on -. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid November 27, 2015 - This dispute is in reference to judgment file # - in the amount of $6000.00 which was paid off -/-/-. On that date -/-/- I attached payment documentation along with the final payment, sent in a certified package -. -/-/- I talked with - and he inform me that there was an outstanding balance in the amount of $4100.00, after talking with him for several minutes he then said the balance was $500.00 which I told him it was incorrect and the balance was $0.00. -/-/- I call their office again to see if they had corrected my account I talked with - - and the... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 27, 2015 - Portfolio recovery services account - amount $630.00 opened - and account - amount $580.00 opened - has been reporting inaccurate on my credit and is in violation of federal law. These accounts are collection accounts and are reporting 120 days past due which is impossible and is an inaccurate status for a collection account. It is also reflecting that it 's as a factoring account which is false because factoring accounts reflect current debts. Please remove this - accounts from all - of my credit reports for violating the fcra and inaccurately reporting account statuses ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics frequent or repeated calls November 25, 2015 - Portfolio Recovery calls my cell phone from the number above along with many other numbers several times each day. The debt they are calling about is already dropped from my credit report & over the time limit yet they continue to call me multiple times every day. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 24, 2015 - - - was paid off & closed, subsequent fraudulent charge for an online subscription - I did n't detect it for a few months or so. Contacted -, but they did n't act. Eventually was charged off -/-/-, and I sent a letter stating that I was not responsible for the debt to one collection agency -/-/-, and a copy of that letter to the current collection agency about a year ago. Still, they call me several times a week, usually weekend days @ -., so I have to unplug my phone to sleep. ... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics frequent or repeated calls November 24, 2015 - I received a call from - which belongs to a Portfolio Recovery collection agency. They left no message. When I checked my credit report this appears to be an old - - credit card through - Bank? I believe that this paid in full through a third party years ago as I do not have an account with them now. I have not received any written notice of this attempt to collect this debt and I will request that they Cease and Desist any further collection attempts. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid November 23, 2015 - Debt was paid in full with us bank who has deleted this account from my credit report. In addition Portfolio is reporting the first date of default as of - but it was back in 2008 and not it has passed a 7 year statute of limitations that account is allowed to be reported on credit report. However, Portfolio is refusing to admit that fact that they are illegally attempting to collect on the debt that has been 1st settled in full with original creditor who already deleted it from my credit report and 2nd this has passed a 7 year statute of limitations for the account allowed to be reported o... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 19, 2015 - This debt is not mine I am a victim of ID theft ... |
Portfolio Recovery Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount November 17, 2015 - Portfolio Recovery stated that i owe them $620.00 for a - - card ending in -, but on their verification letter the amount is $620.00, These amounts are different, and since they record their phone calls i would like them to share the conversation i had with them on -/-/15 at - ( - - - ) stating i owe $620.00, and how I have a letter from them stating i owe $620.00. I find this to be unlawful for them to collect the wrong amount. I demand that since their unlawful practices trying to collect more money than i actually owe that their reporting to all - credi... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid November 16, 2015 - I have a complicated issue with an old charge account. The original creditor was - -, now - Bank. Some background on this issue is that my sister and I had the same surname and lived at the same address, our ssn 's are identical except for - digits being transposed. We - had - cards at the time and if information got applied to the wrong account it would not be the first time. On my card I bought furniture that was delivered damaged, after - attempts to repair it I was told by the sales manager he would apply a 10 % discount to the account I made the purchase on. Now on my... |
Portfolio Recovery Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount November 16, 2015 - I opened a - - account with - on -/-/- and enrolled in their - debt cancellation program. Under this program my debit up to $10000.00 will be cancel if I remain Unemployed for more than 180 Days. I remained unemployed for more than two years. This collection Agency reporting wrong date of account opened ( -/-/- instead of -/-/- ) and still trying to collect this debit. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 14, 2015 - I wrote letters to the the Collection Agency on - -, - -, -, - -, -, LAST ONE TO THE CREDIT BUREAUS - AND - - ON - -, -. PORTFOLIO RECOVERY WROTE ME ON -/-/-Stating that they got the information correct and the validation of the account in question is Correct BUT Correct to them, But not to me enclose you will find the big mess there is as far as dates are incorrect and inaccurate, open date of the account is wrong, the balance of the account is wrong, also it looks like the statement they sent me which is not correct it seems like they have put ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 13, 2015 - during 2014 I purchased some window treatments from - - company and returned the entire purchase. the store employee was new to - - and did not know how to process a return in the store. After nearly 50 minutes at the store cash register she told us that her manager was not working today, but she would process the return for me and she issued via the cash register a return receipt for the amount I was owed. Nearly one year later Portfolio Recovery contacted me by phone ask me to pay the - bill for less than $300.00. I asked them to send me a copy of the transaction from the s... |
Portfolio Recovery Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount November 13, 2015 - Portfolio Recovery Associates purchased my debt from - - in the amount of $300.00. The amount that Portfolio Recovery Associates is charging me is $450.00. PRA and I agreed to settle at $350.00 ( more than I needed to pay ) and I paid it. They cashed a check with an agreement letter attached that states, " Only cash if you agree to delete account permanently from credit reports ''. Since calling to follow up with PRA they have told me that there is still a balance of $100.00, which is completely absurd. This is totally inaccurate reporting and it 's deceitful, not to mention they... |
Portfolio Recovery Associates, Inc. Debt collection communication tactics frequent or repeated calls November 12, 2015 - I have asked Portfolio Recovery repeatedly to not call. I block - number and they call from another. ... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to November 12, 2015 - Portfollio recovery continues to call me after I have asked them to only contact me through mail. I do not want to be contacted by phone and they continue to do so. ... |
Portfolio Recovery Associates, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to November 11, 2015 - Portfolio Recovery, Colorado? Collection Agency, asked them to send me snail mail about account. - - persists in calling and not leaving messages. I told him I was hard of hearing and could n't talk but should have gotten his address and contact info, but hung up on him. Persists in not telling me what account he is trying to collect both on phone and in mail. The credit card company is supposed to contact me and tell me what collection agency is being used. I never got one for this collection agency. Also, if the credit card company is going to have this on my credit report I should be ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 11, 2015 - Portfolio recovery associates claim I have a debt from - - account. I never had a credit card from - - ( credit card ). This was reported and showing up on my credit report. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 11, 2015 - In - of this year I wrote Portfolio Recovery Associates , LLC, requesting Verification after I noticed several collection on my credit report for the same account " - ''. Portfolio Recovery have not responded to my request. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt November 7, 2015 - I had a prior case with - - and I tried numerous times at your request to try and work with them. They wanted more than I was able to afford for payments. They over talk you and interrupt if you tell them it is unreasonable. They even threatened on occasion. Now they sold my file to Portfolio Recovery Associates LLC and even though - told me it was written off the amount has grown even larger. I emailed my situation to them and they did there investigation and decided I have to pay them. I still do n't know why - would n't work with Debt Helpers knowing that they would have been... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid November 6, 2015 - This was paid off long ago. I paid it over the phone and did not receive any confirmation. It is still showing on my credit as being owed and I still get phone calls. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 6, 2015 - Portfolio Recovery Associates say that I owe them several debts. I did not agree nor did I sign a contact with them at any time. I have sent Portfolio Recovery Ass several debt validation letters and they have failed to provide me with adequate documents and a signed contract from myself stating that I agreed to pay them this alleged debt. Since Porfolio Recovery Associates can not provide this information I wish to have all of their negative remarks removed from all - credit reporting agencies that is affecting my credit score. ... |
Portfolio Recovery Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit November 5, 2015 - Was contacted and threatened by law firm not only to sue but to come to our house and seize property in front of our children. Law firm spoke to my wife ( it 's was my debt ) and began negotiating asking for banking information without providing proof of the debt. This debt was passed - to be collected/sued on. Wife tried to negotiate with them after served and was promised that settlement was coming and that told that I did not need to show up to court because we were in negotiating, in which case they got a default judgement. It has further damaged my credit and costing money with lawyer ... |