Portfolio Recovery Associates, Inc. Debt Collection Complaint

Portfolio Recovery Associates, Inc. Debt collection department,

Credit card Communication tactics Threatened to take legal action Michigan

Our son was in an auto accident and was injured. He now has very serious health problems. He had a - credit card. He tried to pay it but it was sold to Portfolio after - filed for bankruptcy. He continued to pay on it, even though he continually explained his situation. He was trying to get his life back and reestablish his credit rating, and get any debts paid. he was taken off of work for a period after the accident and they found more very severe health problems. He had informed - & - and Portfolio in the last contact and it went ignored by them and they followed through on this default against him- a person with very severe medical problems.


of 2015, receiving letters of receipt back from Portfolio/- - - thanking him for his payment. He continually asked for the summons to be dropped. He is unable to talk on the phone regarding any financial debts, due to previous harassment and comprehension difficulties. This was stated several times in complaints and contact he had made to them, both in writing and to the CFPB. We believe that we are authorized to contact on the account. If not, we would at least like the CFPB and public to be aware of the harassment our son, with health problems is going through even though he is making payments to these two companies. This week, he received a default, enforced by the same company that had been sending him thank you letters for his payments and that he has paid over $100.00 to these past two months. - of the receipts are enclosed. In the past two months, he has made - payments. $100.00, $12.00, and $ - default has now destroyed his credit.