Review and analysis of 8 consumer complaints against First National Collection Bureau, Inc.
Out of the 8 consumer complaints against First National Collection Bureau, Inc. Credit Card, 0% were disputed by the consumer (i.e. the consumer was not happy with how First National Collection Bureau, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against First National Collection Bureau, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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| Issue | Complaints |
|---|---|
| Identity theft / Fraud / Embezzlement | 3 |
| Credit card protection / Debt protection | 1 |
| Billing disputes | 1 |
First National Collection Bureau, Inc. communication tactics used obscene/profane/abusive language February 17, 2017 - I missed a phone call from First National Collection Bureau. Called them back. The lady that answered the phone proceed to start yelling at me when I told her that the debt she was trying to collect was over 10 years old. She started to cuss at me, telling me that my rights did n't matter and that she would be collecting the debt one way or another.... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 19, 2016 - I have received a letter from First National Collection Bureau stating that I owe them $4200.00 for a - - credit card. I was involved in a class action lawsuit that erased this debt and I received a payment from -.This was -/-/-. Even if this is mine from - it is well beyond the statutes of limitations, and made invalid because of the deceptive practices employed by - -, So with that said I believe this is a violation of the FCRA or at the least a violation of - State Unlawful Debt Collections Practices act. In order for a collection agency to collect debts from an ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 15, 2016 - Statue of limitation has passed on the item in question.... |
First National Collection Bureau, Inc. communication tactics threatened to take legal action November 15, 2016 - called saying he is a court processor and has papers to serve me. If i do n't response or accept I will be prosecuted. Numerous calls to family members. Have my civil lawyer call and send a cease and desist letter... |
First National Collection Bureau, Inc. improper contact or sharing of info contacted me after i asked not to November 13, 2016 - First National Collection Bureau on behalf of - has keep sending me letters to try to collect a debt that is over 7 years old i have repeatedly asked them to stop they also keep reporting this on my credit report. this debt is over 7 years old. - had this before after disputing it they finally removed it but then these guys started. how am i suppose to clean my credit up when it always get reported as new stuff that is very very old... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 8, 2016 - Received a call from -. Rep stated I owed a " - '' monies from -. I do not recall this alleged debt. It was also stated account was opened -/-/-, which today is -. I did not receive any mailings from this company.... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt resulted from identity theft November 3, 2016 - This company First National Collection Bureau , Inc. ( FNCB ), Harass me from different phones numbers about a Debt resulted from identity theft back in 2011 with inaccurate and misleading information and refuse to send or validate the documents, but demand that I send them a payment for this fraudulent debt ( does not relate to any transaction ( s ) that I have made... |
First National Collection Bureau, Inc. false statements or representation attempted to collect wrong amount November 1, 2016 - Company claims i owe money for returning new phones within the allowed return time. I returned them the day after i received them and let the company know i was returning them. I was told there would not be any charges or fees for returning them within the proper return time. The limit was within 14 days. I was within that time because i returned them the next day. I talked to a number of people and told me everything was ok. Later i get a bill for -. I would definitely pay it but i feel the company is not holding up to their return policy. I am very disappointed with them.... |
First National Collection Bureau, Inc. other October 2, 2016 - Received demand for payment of " delinquent '' account that was assigned to First National Collection Bureau, In., from its client -, with the alleged original creditor named as - This debt is barred by the California Statute of Limitations of four ( 4 ) years and the creditor is seeking to collect on an invalid debt. This action constitutes a violation of state and federal law.... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine September 14, 2016 - Received fraudulent payment demand from First National collection bureau, INC.. sparks, NV. Received fraudulent payment demand from FNCB dated -/-/16 for an balance of $130000.00 indicating that the current creditor is - - - -, NONE Of these companies are on my credit report. or ever were. and I would like to dispute it. Ref # - / - - Bank - Account -. Original Account -. I do not have any accounts with any of these companies, and would like this company to cease and desist all collection activity immediately, including mail and phone. I would like writt... |
First National Collection Bureau, Inc. identity theft / fraud / embezzlement September 9, 2016 - I was contacted via mail from First National Collection Bureau , Inc stating that I had - collection accounts for - credit cards that I never opened. I called the number listed on the letter that I received and proceeded to give my personal information ( name, address, social security number ). They attempted to tell me to that I would have to pay - a month to resolve the debt of over -.... |
First National Collection Bureau, Inc. communication tactics called outside of 8am-9pm August 23, 2016 - after many attempts to pay this debt. off this company refuses to remove this debt from my credit report ...... |
First National Collection Bureau, Inc. false statements or representation attempted to collect wrong amount August 14, 2016 - After reviewing my credit report ( s ), I was surprised that - was reporting an alleged debt with -, which I had previously disputed with First National Collection Bureau ( " FNCB '' ) in - -. Attached you will find the telephone log that highlights two telephone calls made to FNCB, at -, on - -, -. During those calls, I disputed the alleged debt with - ; however, in the second call, at -, I specifically requested verification of the debt. After the person with whom I spoke became abusive and began to badger me about the reason for my request, it became evident th... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine August 3, 2016 - I keep getting debt from collection and account that are not mine and fraudulent.... |
First National Collection Bureau, Inc. problems when you are unable to pay August 1, 2016 - I received a notice from First National Collection Bureau , Inc stating I owed $11000.00 for a non-existent loan. Current Creditor : - - -, - Original account # : -... |
First National Collection Bureau, Inc. false statements or representation attempted to collect wrong amount July 16, 2016 - this account is old, and should have been removed. it appears to have been transferred several times, they mention continue to update as un paid on my credit file, what for the rest of my life. another threat involving my way of living. amazing how I 'm following the law and getting robbed and bullied, controlled.... |
First National Collection Bureau, Inc. communication tactics called after sent written cease of comm July 15, 2016 - I received a letter from First National Collection Bureau Inc alleging that I owe a debt. I do not owe any debt to First National Collection Bureau - Inc., - - - - -, or - -. I had already sent - - - a cease and desist letter previously through the Consumer Financial Protection Bureau for which I have a copy in writing. Now I have been contacted by First National Collection Bureau on behalf of - - - - - which is a flagrant violation of the Fair Debt Collections Practices Act. I do n't owe the alleged debt they are referring to, in addition the al... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine July 4, 2016 - Date of last activity was -/-/-, and account was closed on -/-/-. These people have no legal right to contact me and/or attempt to collect on a debt I do not owe.... |
First National Collection Bureau, Inc. disclosure verification of debt right to dispute notice not received June 25, 2016 - This Debt is from the year of 2007, see attach communication that was sent to me... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt was discharged in bankruptcy June 23, 2016 - Dear sirs, My wife and I are being constantly harassed by this collection agency named First National Collection Bureau , Inc., located in -, Nevada. The collection is for old credit cards which was discharged in bankruptcy some 20 years ago. And in which the statue of limitations has also run out. We have continuously sent them letters telling them to Cease and Desist all collection activities from us. And they just continue to do so. So I 'm contacting you to see if you can resolve this very annoying matter for us.They have been doing this to us for the last three years now. Thank you ver... |
First National Collection Bureau, Inc. improper contact or sharing of info contacted me after i asked not to June 1, 2016 - This is outdated old debt older than 7 years old that should have already fallen off of my credit report and I have asked them to quit contacting me year after year, yet they continue to follow me even when I move and when I change my address and phone number. They send letters and call me. They updated the debt on my credit report so it renewed a couple of times and would not leave my credit report. It looks to me as though they changed the dates of my debt from the original default dates so it would stay on my credit report longer than 7 years! I know this because I never opened any cards in... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine May 19, 2016 - I believe First National Collection Bureau started sending letters to my home around -, 2016 for a debt of - they say I owe. First they are asking me to make - payments of $340.00. Then, they are asking me to make - payment of $86.00. Around the same time, I started receiving numerous phone calls saying nothing or asking me to stay on the line. I hung up every time I received - of these calls because I thought it was someone trying to sell something. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine May 17, 2016 - Below is a copy of a letter I sent : To Whom It May Concern : I am writing this letter to dispute the above-referenced accounts with your agency. I am disputing this debt due to the fact that it is NOT MY DEBT. I am requesting that you provide me with debt validation and a contract with my signature on it as well as a FULL ACCOUNT HISTORY and itemization of all charges. Furthermore, please provide proof that you have the legal right to collect this debt as well as proof that you are licensed to do debt collections in both your state and mine ( PA ). Please cease any phone contact with me - al... |
First National Collection Bureau, Inc. improper contact or sharing of info talked to a third party about my debt May 17, 2016 - Supposedly there is a debt that I owe -. It has been with a particular collection agency for the past 8+ years I am assuming ( Since i have not had - in 8+ years ). I just now get a notice from a different Collection agency that they have been assigned this debt from the First agency. So they are sharing my information with 3rd parties for debts that are past the statue of limitations as well as I have no business with either Company. This is not only unethical but it is also immoral. ... |
First National Collection Bureau, Inc. taking/threatening an illegal action threatened to sue on too old debt May 11, 2016 - I received a voicemail on my cellular phone on - - - at - - about a complaint that I was named in from - - of - - - - saying they mailed me documents and If i did not respond that day no further assistance is needed and they would take up the matter with my payroll department at my job. I called spoke with a man by the name of - - of the legal department. I asked what the debt was he said he does n't not have all that information, either I paid or go to court to explore and find out if the debt is valid. I went through my files and found that the debt in ... |
First National Collection Bureau, Inc. managing the loan or lease February 5, 2016 - An old debt from - ( now - ) was settled with - - - ( - ) for $880.00. First National Collection Bureau resurrected the claim using different account numbers. I paid First National $730.00, until I realized it was the same old claim. ... |
First National Collection Bureau, Inc. problems when you are unable to pay February 2, 2016 - A collection agency FIRST NATIONAL COLLECTION BUREAU in - Nevada is trying to collect a sum of $2400.00. Received a mailing from them last summer stating I owed a debt which they were hired to collect. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt was paid January 14, 2016 - Regarding - CS Number - Previously, I contacted - to verify the return of the company 's equipment. I am disputing the total amount of $330.00 debt or any portion requested by First National Collection Bureau , Inc., - - -, -, - - and contact number -. I returned all equipment on - -, 2015, to a - Installation Technician. The Technician was installing cable network for my niece - - - - - -, -, -. The Technician informed me that he would turn in the equipment promptly. Therefore, I trusted the Technician ethical and moral since -... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine January 12, 2016 - I never did this program and never received money from a loan or supplies to take these classes. They filed a lien against me and never served me papers so they violated my rights by not allowing me notice to defend myself in a court of law. Also who received the money from this loan? This is the - - and it is a fraud program that is why I never enrolled. Please put a stop to these illegal actions of falsifying court records saying they served me. I would like proof of who signed those papers please. Thank you for your help this is very disturbing! And is showing up on my credit that is ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine January 12, 2016 - A collection company sent a letter stating that I owe $900.00 for a cell phone from - - -. The collection company is First National Collection Bureau , Inc. located at - - -, -, - - but the return address is a PO Box , - -, in - -. I have never had a - account and I have been with the same company for almost 21 years now. Also, the address I live at is a home, and they added an apartment #. I think this is a scam, and I worry about older people being taken advantage of or other people falling for this. Letter states : This is to advise you that your... |
First National Collection Bureau, Inc. disclosure verification of debt right to dispute notice not received January 11, 2016 - I was denied credit so I pulled my credit report. I found a collection account had been placed on my credit report that I have no knowledge of. I was never notified before it was placed into collections. This is a violation of the Fair Credit Reporting Act. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine January 9, 2016 - 3rd time this company has tried to collect for a fictitious debt. I filed a complaint about this same company on this site before, so this time the company has changed the name of the phony debtor. This is not my debt. The last time this happened, I called the company. They said the social security # they had did not match mine. They apologized and said they would stop sending bills to me. I 'm getting tired of this, it is a scam. I do not owe any outstanding debts to anyone. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine January 9, 2016 - I have not been contacted ... appears on my credit file ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt was paid January 7, 2016 - - abused me as - and promised to delete the negative report if the account paid in full. The account was paid in full on -/-/2015 $250.00 and it still shows as in collection. I want my negative report to be removed as promised since I was abused from the - credit bureaus. -, - and - ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine January 5, 2016 - All information matches except for the last four of SSN ( - ). The SSN they have on file ( - ) is not mine but the name, address, phone # is correct. I have requested that they remove me from there dialer and cease contact with me until they can prove this debt belongs to me. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine January 5, 2016 - I do not have a debt. This company calls continuously and hangs up on me. I WILL NOT pay any money for a debt that is not mine. Stop calling ; cease and desist. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt resulted from identity theft December 30, 2015 - All verifiable info belongs to me ( name, address, phone # ) except for the SSN. I am a recent victim of ID Theft by someone using the SSN provided by the collection agency. The debts original date was 2002 from - - and has since been sold to various collections agencies. ... |
First National Collection Bureau, Inc. taking/threatening an illegal action threatened to sue on too old debt December 15, 2015 - I had a credit with my ex-husband from -/-/- thru -/-/-. First National Collection Bureau , Inc. - - -, - NV - is now trying to force me to pay this debt after nine ( 9 ) years. I have asked them to stop contacting me about this debt, which is past the statue of limitation and they refuse. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt was paid December 8, 2015 - First National Collection shows a collection on my account for - -. I already resolved this with - and I have never heard from First National Collection until my mortgage company informed me of the account. Per Fair Debt Collection Practices Act, - - - Sec. - they have not validated this account. I have not moved and have the same cell phone number for years. They have made no effort to contact me to validate this prior to reporting it. Again ... I already turned in the box to -. They made a mistake. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine December 2, 2015 - This collection agency has called my home more than - times. I have spoken to a representative 3 weeks ago and requested that my number be removed from their call list and was told that it would be removed within - hours. They have not stopped calling. when I answer the phone they hang up every time. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 28, 2015 - I RECEIVED THESE - STATEMENTS, I DO N'T OWE ANY OF THESE, NEVER BOUGHT ANY - PRODUCTS, I CONTACTED THEM AND THEY DO N'T FIND ANY OF THOSE ACCAUNTS, THIS COULD BE AN SCAM ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 23, 2015 - there is a debt collection agency that continue to send me information on an account I never had after asking them for information that shows this lender info they stated that I will have to call the company myself after searching for the lender and also looking up reviews from this company, there is no way to reach the company that says I owed them money for a credit card I never had, I feel that if this is truly a debt I caused I should have the info. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 23, 2015 - First of all, the debt that they are claiming that I owe them is false. They are claiming that I owe - wireless money when I do n't. Long ago I did have an issue with -, but we settled it out of court. On top of that I did declare bankruptcy about 5 months ago, so even if I did owe this company or - any money, that was wiped out and they are illegally contacting me. In addition, when I contacted them to get this resolved they refused to resolve the situation and hung up on me. That refusal would also invalidate any debt even if it were valid, which it is n't for - reasons already s... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt was paid November 22, 2015 - - sent a kill code that destroyed my bought and paid forDVR player. I was required to purchase my DVR because - said that I did n't qualify for a free one, I had to pay - USD for my DVR. Not only did they kill my DVR on -/-/- @ - -, there was no outstanding balance on my account. - stopped providing service in -/-/-. -/-/- I received a bill for - USD for services allegedly provided -/-/-, how? They required me to first purchase a DVR, then killed that DVR and then charged me for services I could not have received. When I refused to pay for services no... |
First National Collection Bureau, Inc. communication tactics frequent or repeated calls November 21, 2015 - Have been receiving numerous calls from - - - - -, Maine. When I pick up the receiver no one answers and there is no recording, just silence. This goes on day after day. Finally yesterday, -/-/2015 after receiving another call I called the number back. Woman who answered said she was from a Collection Agency, did not give a name of the organization and that she was looking for a woman, - ( - name ) which I can not remember. I informed her that my wife and I live here and there is no - living here. Calls from this number are nearly everyday, often twice a day. The ... |
First National Collection Bureau, Inc. improper contact or sharing of info talked to a third party about my debt November 19, 2015 - Someone got a credit card in my name ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt resulted from identity theft November 18, 2015 - I have received a debt collection notice from First National Collection Bureau , Inc stating that i owe $1100.00 for -. I have never had - services. This is a result of ID theft for which we have had to file several complaints. ... |
First National Collection Bureau, Inc. communication tactics frequent or repeated calls November 17, 2015 - They keep calling me, however when I answer no one speaks and after about 10 seconds it will disconnect the call. ... |
First National Collection Bureau, Inc. cont'd attempts collect debt not owed debt is not mine November 11, 2015 - My husband is in the military and I am a spouse that has followed my husband - for the last 10 years. I have sent proof that this account is not mine since I was living - during that period of time but they ignored the letter. This account although was not mine I still payed it because it was hurting my credit. I never received a notice just until - of this past year and I went online and payed for the account. The person used my hotmail account to open this account. I have sent copies of documents and even an affidavit from the - we are posted on and still there is no resolution. ... |
First National Collection Bureau, Inc. false statements or representation attempted to collect wrong amount November 11, 2015 - I was sent an offer letter to collect a debt resulting from checking account bank fees related to a closed account with -. I did not have time to verify the debt but paid it given based on the offer to reduce the debt with - payments of $64.00 ( $320.00 total ). I paid $65.00 x - times and $63.00 for the last payment ( totaled $320.00 ). However, the collection agency did not acknowledge the offer they made and wanted to collect the entire balance of $800.00. I sent - requests to acknowledge that I accepted the offer with the last - payments but did not receive any r... |