Resources for resolving common issues with Penn Credit Corporation products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Penn Credit Corporation and work to get a response. After your complaint is forwarded, Penn Credit Corporation has 15 days to respond to you and the CFPB. Penn Credit Corporation is expected to close all but the most complicated complaints within 60 days.
Submit a complaint Help Center
Penn Credit Corporation Debt collection attempts to collect debt not owed debt is not yours December 28, 2018 - I have received numerous phone calls from Penn Credit Corporation, or at least that is the name they say they are. The number is -. I have received countless voicemails trying to collect a debt. I do not have any debts in collections, and when I asked these morons who they were calling for, they gave a name that is not mine. These harassing phone calls need to stop.... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls July 5, 2018 - Penn Credit Corp calls daily at - with an auto-call. I do not owe them or anyone money! They will not stop harassing me with their calls. When I do answer there is no one to talk to. I've lost control of my privacy due to these calls.... |
Penn Credit Corporation Debt collection attempts to collect debt not owed debt is not yours April 1, 2018 - Penn Credit Corporation calling from - is repeatedly calling my mobile phone harassing me about a debt that is not mine. I've repeatedly requested that they stop calling my number and to remove my number. Yet they persist.... |
Penn Credit Corporation Debt collection attempts to collect debt not owed debt is not yours December 27, 2017 - Beginning approximately - -, 2017, I have been receiving harassing " robocalls '' calls TWICE DAILY by Penn Credit Corporation 's number - for a person that has NEVER lived at my residence nor do I know the whereabouts of this person that they are calling for ( - - ). They asked me to contact this person to ask her to contact them to discuss her debt-related issues with them. I am not legally responsible for this person 's debts and I am not legally permitted to discuss this person 's debts anyway since I am not related to this person. I do not know her whereabouts and this per... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls August 21, 2017 - I receive calls from Penn Credit 3 to 4 times a day. Each time it rings no more than one or two times, never even giving me the opportunity to answer the phone. I have no loans with them and I have no late payments with them or any other company. On -/-/-, I had a call at about - MDT and again at - MDT. In both cases the phone rang one time. On -/-/-, I had a call at about - MDT and again at - MDT. Again, in both cases the phone rang one time, not even giving me the chance to answer. I 've had numerous other calls from that under the same circumstances.... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid February 11, 2017 - I had to drop - of - classes at - due to the death of my grandpa ( whom I took care of ). The one I did n't drop was an online class. - did charged me the full amt for the - classes, which I disputed but ultimately paid. Apparently Penn Credit was provided the information to attempt to collect this debt for a commission while I was in dispute proceedings with the school automatically since the debt aged and automatically was provided. I paid - directly the amount owed, and I porovided proof to Penn Credit a couple years ago. However Penn Credit is now attempting to charge me ... |
Penn Credit Corporation Debt collection communication tactics called outside of 8am-9pm February 10, 2017 - Have received phone calls at - on -, - on -, and at - on - from the collection agency.... |
Penn Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt February 6, 2017 - Debt collector - did n't verify collections no contract no signature.... |
Penn Credit Corporation Debt collection disclosure verification of debt right to dispute notice not received February 2, 2017 - I received a notice in the mail from PennCredit corporation stating that I owe them $650.00. They stated that the original debt was from the department of motor vehicles but they would not tell me which DMV or state. I explained to the collector that I have lived in - since -/-/- and I have no bills. I applied for a mortgage in -/-/- for a rental property there was nothing in my credit report. I applied for a home mortgage in -/-/-. My credit report was clear. I have purchased at least - vehicles since -/-/-.... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid January 19, 2017 - Penn Credit continues to call me multiple times a day for a debt with - - that has been already been paid in full to - -. Confirmation number ( - ) They have been supplied with the conformation number for - to show this is NOT a valid debt and should NOT be reported on my credit report.... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls January 16, 2017 - The Penn Credit Corp has constantly been calling my home for some time ( 24 calls since I began counting -/-/- ). These are mostly hang up calls that register on my caller ID system. Penn Credit has left only two messages on my answering machine. These messages are vague and require an action from the listener ( " Hello. I have a message concerning important personal business. To receive this message in English, press one. '' ) When I looked this company up, I found them to be a debt collection agency. I am a single woman and responsible for my debts and those alone. I only owe money on ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid January 12, 2017 - Credit Penn Corporarion has given me a derogatory - on my - - based on inaccurate information. I do not have an outstanding debt with - ( original account holder ) The account was paid in full and closed. I contacted - AND Credit Penn corporation and I am getting the run around. Meanwhile my score has dropped - points. - - of credit Corp Penn told me he could not take my word or confirmation number I retrieved from - to prove I have no outstanding balances. The confirmation number is : - - has told me to contact the credit bureau, so this is my attempt to clear... |
Penn Credit Corporation Credit reporting incorrect information on credit report account status January 10, 2017 - At the time specified on Penn Credit Corp for collection of debt is inaccurate. I was not residing at this address at the time specified on the letter dated -/-/ |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 29, 2016 - I got my credit report saying I have open collections that I do n't even know of. Please help me to dispute it.... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 6, 2016 - The collector is harrassing me over a debt that is not mine, although I did recieve services from - they did not send the bill to my insurance company within the alloted time frame and now are after me for collections.I have had the same employer for 17 years and before this dispute my insurance had paid for their services 4 times prior to this.I have a name of the person at - who did not file the claim right.I contacted my insurance carrier and they said that they were never billed for the services at quest diagnostics on this occasion.I have tried numerous times to explain to these peo... |
Penn Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt November 29, 2016 - I drafted - debt validation letters to Penn Credit Corporation around - 2016 and - 2016. I was requesting validation for a debt from - that is over 6 years old. They ignored all of my requests for validation and are damaging my credit report. Please investigate... |
Penn Credit Corporation Debt collection disclosure verification of debt right to dispute notice not received November 22, 2016 - Noticed recently that this account was on my credit report and never received a notice for dispute have no clue what the collection is for.... |
Penn Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt November 21, 2016 - I have a a unverified account from PENN CREDIT CORP # -. I had previously disputed this account. I have never done business with PENN CREDIT CORP. Pursuant to the Fair Debt8 Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that - Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased... |
Penn Credit Corporation Debt collection disclosure verification of debt not disclosed as an attempt to collect November 11, 2016 - I received a call at - CT -/-/-, the representative only stated a portion of the Mini Miranda disclosure, I asked to speak with a supervisor and she said the same Mini Miranda. They did state they were attempting to collect a debt, however neither stated they were a debt collector. The supervisor stated they are not required to say that.... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine November 5, 2016 - - - - Penn credit keeps calling my unsolicited home phone looking for someone who is NOT, and has never been at this number. I have relayed this to Penn Credit on multiple occasions and they continue to harass us looking for this individual. I will be submitting complains in all possible ways. My home number is - - -... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine November 3, 2016 - I 've repeatedly gotten calls from Penn Credit Corp. I called today -/-/16 to have them stop calling and talked to a - - who stated she was looking for - -. When I ask for the first name she was very elusive. My name starts with a -, but I have no outstanding bills that a skip chaser would be looking for me. I requested the calls stop and stated that I would file a complaint to insure they did. The address for Penn Credit Corp is : - - - - - - - -, PA -... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid October 25, 2016 - I received a letter from PennCredit that was paid through the original creditor so you should not be attempting to collect on a paid account. Paid directly through - confirmation tracking number -... |
Penn Credit Corporation Debt collection improper contact or sharing of info contacted employer after asked not to October 18, 2016 - I keep informing the representatives that I can not receive these types of calls at my place of employment, and they continue to call - everyday! It is getting to the point where my ability to stay gainfully employed due to the excessive calls after I have verbally, with no success, requested to stop has - impact on their intention to stop calling. I am reaching the end of my rope because I do not know what to do at this point. What adds insult to injury, I do not owe this debt because I have an active, - account and the tolls ARE being deducted from my account.... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid September 15, 2016 - Penn Credit agreed to remove a collection from my - and - credit reports when a collection was paid off. After repeated promises that it would be removed, it has still not been removed... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid August 3, 2016 - I had already thought I settled this with - because they kept sending me bills for products I had already paid for in full. I sent you the invoice numbers and all of the information I still have on hand to proved I paid. They tried this before using - - - - of - - -, - NY -. The notice was sent on - -, 2016. The notice stated that I owed $82.00!!! I wrote to CFPB and it was settled. Yesterday, I opened the mail to find a NOTICE OF COLLECTION from a place called PENN CREDIT! The client listed is : -! AGAIN! These items have already been paid for an... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine July 28, 2016 - Penn Credit Corporation continually called our home trying to collect a debt we did not owe with a false account number and amount owed. The woman on the phone demanded a credit card to pay off the amount due immediately. I refused to give information over the phone and asked for the creditor and account number for the amount due. I then called the City of - revenue borough to make sure that I did not owe money. Penn Credit had given a false account number and tried to collect over $4000.00 not owed the city of -. I can only assume this is a scam!... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls July 16, 2016 - Penn Credit Keep Calling My Residents About A Debt That I 'm Unable To Pay At This Time I Told Them That I 'm - And Was Not Working And Did n't Have The Funds But They Keep Calling Me After I Told Them To Stop Calling And I Have Contacted A Law Firm But They Said They Got To Be Calling My Cell Phone For Them To Take The Case But They Are Calling My Home Phone Instead Of Cell Phone And I Want It To Stop The Name Of The Law Firm I Contacted Was - - - They Offer $1500.00 For Each And Every Unwanted Call You Receive To Your Cell Phone Even If You Owe Them Money This Is Harassment... |
Penn Credit Corporation Debt collection disclosure verification of debt right to dispute notice not received June 30, 2016 - Penn credit reported a new debt without contacting me directly. I would have asked for verification per law, and if verified paid it in full before it was added to credit report. I have never been contacted by this collection company for this account.... |
Penn Credit Corporation Debt collection disclosure verification of debt right to dispute notice not received June 19, 2016 - I was never given a chance to dispute the debt. I did not know about this debt and was never given the chance to pay it. They had a wrong address on file and never sent me anything just reported to my credit report. ... |
Penn Credit Corporation Debt collection improper contact or sharing of info talked to a third party about my debt June 18, 2016 - I have been getting continued mobile phone contact with - collection companies, - - - and Penn Credit Corporation on a number that is listed in the Do Not Call registry. These are unsolicited calls using a number I do not use for credit applications. They are both intrusive and waste my minutes on a phone I use for work purposes. ... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls June 15, 2016 - They are calling the above number about -4 times a day. When I finally answered and requested the name of the creditor they would not let me know. They asked me to verify my address which I would n't due to issues regarding previous issues with my identity. The number they are call is not a number that I would use regarding any credit card or loan that I would take out it is a second line in my house that I use for my business. Also I have never received any notices in the mail regarding the debt they are trying to collect. If they have mailed notices they obviously went to the address that... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 13, 2016 - First contact : automated voicemail to call debt company back I called company back to ask what this was about. I would not give my address. Company did not provide any info about debt and hung up on me. Automated voice called back and gave me info about who original debt was from and amount. I called original company and they have no record of this being my debt ( which I agree with ). I called debt collector back and tried to sort it out ( I did not give my address ) - they hung up on me twice. I called back once more and told them to send me a verification notice. Apparently, they shoul... |
Penn Credit Corporation Debt collection disclosure verification of debt right to dispute notice not received June 1, 2016 - A - representative told me that they would delete this account from my credit profile ( specifically told me that almost word for word ) if I made the payment. I made the payment while in collections, and the account is still showing on my credit report through Penn Credit. - needs to uphold their word and have their collection company remove this account from my credit profile. This is a bait and switch scenario. ... |
Penn Credit Corporation Debt collection false statements or representation attempted to collect wrong amount May 19, 2016 - This debt collection is related to a disputed water bill with the City of -. The original dispute was filed in - and has not been resolved. Timeline of the dispute is : Bill disputed was -/-/- Original dispute was sent via e-mail and phone call -/-/- Told to contact department via phone which I did. Was told to wait while the bill was disputed -/-/- - Sent e-mail that the bill was being review by billing department Follow up sent on -/-/- E-mail received from watershed management on -/-/- informing that the " Your account has been expedited to... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine May 10, 2016 - On -/-/16, I received a letter from Penn Credit Corp stating that this was a debt collection for a deposit of $1500.00 made to my bank account by " Checks by Phone ''. I have never even heard of " Checks by Phone '', and have most certainly never received any kind of deposit from them. The letter was dated -/-/16, but the supposed deposit was dated -/-/16 - that is n't even possible. When I searched for Penn Credit ( aka Penncredit ), I found pages of complaints from other consumers. This is a completely fictitious, fabricated " debt ''. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine February 1, 2016 - I advised Penn Credit Corporation ; - - - - - - - -. -, PA - - - - - I do not owe any debts. I also advised them I am on the do not call list. They promptly ignore me and challenged me to report them to the FTC/CFPB. They say that my reporting on them will accomplish nothing and they will continue to call my - numbers. - and -. They are now using spoofed numbers with a - area code in addition to the - - numbers they harass you with. ... |
Penn Credit Corporation Debt collection improper contact or sharing of info talked to a third party about my debt February 1, 2016 - On - -, 2016, PennCredit generated a notice regarding a $36.00 per capita tax payment on behalf of the township in which I reside. I received this notice in my mailbox the week of - -. PennCredit has since contacted my father 's place of business by telephone and disclosed the debt in a voice message. I believe this constitutes communication with a third party regarding my debt. I had not communicated with PennCredit or represented my father to be my agent nor my attorney in the context of this debt. I believe this represents an aggressive and unfair debt collection practice. In ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft January 25, 2016 - I received a collection letter from PennCredit in - - regarding a delinquent utility bill from " - - - or - '' for $240.00. In addition, I received approx. 5 calls per day, every day ( even weekends ) regarding this debt. I responded back with a certified letter disputing the debt due to identity theft, and did not hear anything back until today ( - - - ) when I received several calls related to this debt. It would appear that PennCredit chose to ignore the dispute of the debt and is still attempting to collect on it, despite violating FDCPA. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid January 22, 2016 - I straightened out an issue regarding a tax amount that the state of VA thought I owed almost 2 years ago. Now I get a letter from a Penn Credit Corporation stating that I owe the amount. I called and stated that the info they have is inaccurate. They informed me that I was my problem that I had to straighten out with the state of Virginia and give them proof. I do n't want to take the time to go through this again. Is n't there some responsibility placed on the shoulders of the collector and at what point does it become harassment? ... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls January 21, 2016 - Penn Credit Corporation at phone number - has called me 44 times from the period -/-/- thru today 's date of -/-/-. I only started tracking the calls on - - when I realized there was a problem. When I answer the calls, a machine states " if you are this person, press 1 ; if you are not this person, press 2 ''. Nothing else. They do n't even mention the name of the person. I have not pressed either 1 or 2 as I am afraid it may be a spammer. I have researched this company and it is apparent there are many consumers and individuals also dealing with this company and har... |
Penn Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt January 18, 2016 - On -/-/- I then sent copies of - legal affidavits, the - County Deeds Office letter response, and a letter informing PENN CREDIT CORP the following : I do n't know anything about this debt please send to the Original Creditor. The Account/Debt was established without my knowledge. As Resolution of this complaint, I ask that PENN CREDIT CORP stop all current and future correspondence with me and their company be erased from my current credit report. COMPLAINTS - On -/-/- I sent a notarized affidavit to Recorder of Deeds in the county of - County, -, - stating th... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine January 4, 2016 - Penn Credit ( previous case - ) is attempting to collect a debt again that is not mine. I have gone thru this over and over numerous times over several years. Every time I challenge them, they can not prove the debt is mine and they remove from my credit for a few months and then try again. I currently only have a debt collection letter from them. How do I stop these repeat attempts? ... |
Penn Credit Corporation Debt collection improper contact or sharing of info talked to a third party about my debt December 30, 2015 - A collection agency named Penn Credit has continuously contacted and harassed my elderly parents by phone in order to get information from them concerning an alleged debt that does not belong to me. Wen I attempted to explain this to them they just asked when I would be able to pay the debt and did not want to hear my explanation. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 22, 2015 - Penn Credit Collection calls my house several times a day looking for someone that does not live here. I can never reach a human being to tell them to quit calling. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 20, 2015 - Penn Credit Corp., -, has robo-called my house at least - times over the last 6 weeks with a recorded debt collection message for a relative who has not lived at this address for 12 years. The message warns of a past due debt but provides no information other than a demand to pay the unnamed debt or to call to make payment arrangements. The actual debtor is not identified and I am certain is not valid. The robo-calls are always after - in the evening. There is no apparent alternative to stop or even address the validity of these debt collection calls without calling Penn Credit Corp. ... |
Penn Credit Corporation Debt collection communication tactics threatened to take legal action December 18, 2015 - I was never contacted about this debt even though the original vendor ( - ) and the agent had my telephone information and my email address. The Agent simply " flagged '' my Credit Report adversly impacting my score. The Agent advised that they did not have the responsibility to attempt to contact me and that if I did not pay the bill they would continue to adversely impact me credit score. I advised them that if they had contacted me I would have paid the bill. In fact, I contacted - and paid the bill. Without going through proper, professional business practices, this agency is using ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid December 9, 2015 - I have been put into collections for a tax bill that I paid on - -, - for a - MD tax bill. I have sent a dispute letter with proof of payment and have received another demand letter. ... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls December 5, 2015 - it is automated they just say to call but do not relinquish a name who they are calling for ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid November 5, 2015 - I made payment plans with the - and payments were being made as agreed. Therefore, to report the account as delinquent was a clear breach of agreement. Payments were being made as agreed at the relevant time period, thus, I dispute the validity of this debt. I respectfully request that PENNCREDIT CORP. cease and desist all collection action ( s ) until an investigation is completed per the validity of the debt as contained and described by the - - is ascertained and verified. Upon belief and information, this account has been paid in full as agreed by both parties. WHEREFORE, I reques... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine October 26, 2015 - We continue to get calls from debt collectors regarding people we do not know. There are several debt collection companies calling - to - times a day. We have told them time and time again we do not know the people and take us off your calling list. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine October 23, 2015 - Penn Credit is stating I owe them,- I never had such agreements with this company and its not legal for them to get information about me from another company.They must be confused or just trying to scam me.I want this account removed soon as possible. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine October 16, 2015 - I received a letter from this company demanding money from me. To my knowledge I have never entered into a contract with this company and they have never provided me a service. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine October 14, 2015 - Penn Credit Corporation keeps calling home phone number for someone named - -. They 've called numerous times and when I told them I do not know that person, they still continue to call. I 've asked this number be removed and a little over an hour later, they called back and when I again told them I do not know that person, and to remove my number, they hung up on me. They need to research their contact information and quit calling wrong numbers. ... |
Penn Credit Corporation Consumer loan problems when you are unable to pay October 9, 2015 - There is a company named Penn Credit Corporation keeps calling me and I have never even heard of these people. I do n't owe anybody. Can you please have them stop calling. They have been calling for months. Their phone number is -. Thank you for your help. I marked the above form as I did because there was no place to put other '' situation ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine October 6, 2015 - I have received many calls from the company but always an automated response with no information about the debt. I have tried to contact someone from the company to inquire about the debt but they are unable to tell me anything about it. Appears to be a scam based on what I read online. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt was paid October 1, 2015 - Case number : - Case Number : - in reference to previous complaint listed above Penn Credit today just sent another demand for payment after no communication of 3 months upon receiving notice and verification that this debt was paid by - services for both - - and National Grid and I am now repaying social services. I had uploaded all relevant documents on your website, Including asking for debt verification from Penn Credit via certified mail. ... |
Penn Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt September 24, 2015 - I constantly rcv a phone call from -,,, was finally able to link it to Penn Federal Credit and once they asked my wife for my name and claimed I owed a long overdue debt. We owe not unpaid debts to anyone ... checked our credit reports ... high scores no outstanding debts ... .they continue to call up to 5 x 's a day and I get a recording and when I call the recording they just want phone number and information ... .they do not stop this harassment and I have no way to directly contact ... no written bills of anything ever sent in the mail..this concerns me as I was on the - hacking list... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls September 23, 2015 - I advised that I was unaware of debt. Notified it was a mistake on -. I have an account in good standing with them. Told them I would resolve the issue and was told they would take me off of call list. They r now calling over 5 times a day on my home phone. ... |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls September 21, 2015 - Constantly receiving robo calls '' from Penn Credit Corp. I do not know what call is about. there phone number is -. ... |
Penn Credit Corporation Debt collection cont'd attempts collect debt not owed debt is not mine September 18, 2015 - ThePENN CREDIT CORPORATION - call my number at least - or - times everyday and as late as - on Sunday 's I answer and tell them to stop calling but they continue. This has been going on fo at least 6 months. Many times it 's a recording. ... |