Penn Credit Corporation Credit Reporting Complaint

Penn Credit Corporation Credit reporting department,

Incorrect information on credit report Account status New Jersey

At the time specified on Penn Credit Corp for collection of debt is inaccurate. I was not residing at this address at the time specified on the letter dated -/-/ - years later after the home is sold I receive a notification that it is outstanding and have only - days to respond. I have since paid the balance to clear the issue but my credit score has fallen from near perfect to very poor/low. The entire process + notification is unreasonable, unfair and a wrongful practice which is unfair to consumers.