Review and analysis of over 190 Conventional Adjustable Mortgage (Arm) complaints against Caliber Home Loans, Inc
Caliber Home Loans, Inc consumers have reported over 190 official complaints related to Conventional adjustable mortgage (ARM). Out of the 190 consumer complaints against Caliber Home Loans, Inc, 24% were disputed by the consumer (i.e. the consumer was not happy with how Caliber Home Loans, Inc responded to their complaint) and 99% were processed in a timely manner. 1% of consumer complaints against Caliber Home Loans, Inc resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
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Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account May 24, 2016 - Caliber Home Loans sent me a letter that they will refund the amount of $5000.00. Instead i received $4700.00. I called customer service asking why the amount was less and they could not come up with an explanation.... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account May 24, 2016 - Caliber Home loans charged excessive fees without an explanation on the nature of the charges. Caliber Home Loans charged more fees on -/-/-, -/-/- and -/-/2016 after they received the pay off $770000.00, .I closed escrow on -/-/2016. Caliber Home Loans did not sent any explanation, receipt, invoice or proof of payment to persons or institutions. It seems that Caliber Home Loans can charge whatever in a spreadsheet ( all kind of numbers ) and nobody in customer service can explain what those charges are.... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account May 19, 2016 - My current mortgage servicer Caliber Home Loans has been giving me the run around a will not allow me a loan modification. My loan got behind when I was injured thee oilfield with - - -. After the - I was told by the - I would need to change my field of work as I would no longer be able to go back to my previous job. After - and -, I was declared fully -. I has to go to school to be retrained in another field of work. During all this time I got behind on my mortgage and I has applied for a loan modification as I was living on a fixed income, the mortgage company was -... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account May 10, 2016 - I am not receiving mortgage statements from my mortgage company even though I have brought this to their attention two times once I realized it. This has caused me to miss 2 payments because I do not keep up with bills unless they are mailed to me or I have them set up for automatic withdraw. There is a reason for statements being sent to home buyers or they would never be sent to anyone. I recently noticed that I have not been receiving a mortgage statement since the last one I received for -/-/-. This is the same month that the contractor that I hired to do my fire damage repairs on my ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 9, 2016 - We received a letter dated - -, - from - - - that we met the criteria of applying for loan modification under DOJ National Mortgage Home Settlement as a result of a lawsuit filed against - - - ( pls see exhibit A ). - reaches comprehensive settlement with U.S. Dept. of Justice & State Attorneys General to resolve mortgage-related litigations & investigations. The settlement includes on the securitization, origination, sale & other specified conduct relating residential mortgage backed securities ( RMBS ) ( pls. see attached-Exhibit B ). In the SETTLEMENT, BORROWER... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 3, 2016 - My financial hardship began on -/-/- when I first fell past due with my payments on my mortgage thru Caliber home loans. Prior to falling past due with my payments I had contact Caliber home Loans and advised them of my situation, they had advised me that they could not help because I was current and that I needed to fall past due to get help, I let them know I was no longer able to afford the mortgage due to only - income so I would need to default - way. I had applied for help 7 times only to be denied over and over again. I finally received help on - - where I was approved ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account April 14, 2016 - I have recently been declined for a loan due to Caliber Home Loans reported their account with my name being delinquent in access of 90 days or more. I 'm filing this complaint on this creditor for the last 5 months I have been disputing this creditor for malpractice in that this company persistently is deceiving the credit reporting agencies and the investigations conducted are not in depth to look in the history of this companies reporting. I have a credit report dated -/-/15 which has Caliber home loans last reporting -/-/- in excess of 90 days. I have not received any correspond... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 25, 2016 - i applied for a loan modification with - - under the making home affordable program, in fact my loan was in process for that program until the servicing was change to CALIBER HOME LOANS once they took over every thing change instead of loan modification staying within the Hamp program they took upon themselves to put it into a forbearance agreement and offer me a higher interest rate and payment that is $1300.00 a month higher then my orginally loan payment, so i rejected it and appeal it because it is not making my loan more affordable this loan modification is designed for me to fail... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 25, 2016 - My loan was originally with - - Bank, I have submitted modification applications with - a few times and have always submitted the paperwork they have asked me for. - held on to my paperwork without any action, so I assume they knew they were selling my loan to another bank. I have done financials over the phone with Caliber Home Loans since they have assumed my loan from -, I have also faxed over to them financials and have asked what information they need from me. I spoke with a Supervisor from Caliber - - and explained my hardship to him and another agent. I was involved... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account March 23, 2016 - I have a mortgage that was sold to Caliber Home Loans last fall. I pay into an escrow account to cover property taxes and insurance. In - - I sent Caliber a copy of a property tax bill that I received from - -, VA, as instructed by Caliber. In - of - I received a delinquent notice from - -. I called the Tax Department at Caliber, giving them the pertinent information and was promised that the bill would be paid. On - - I received a second delinquent notice from - -, with penalties added to the amount owed. I called Caliber on - - and again was promised... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account March 4, 2016 - I was selling to a Broker the house. I was behind in payments because of unemployment and rather sell than have property repossess. The Title company paid - early ( as agreed ) the full amount of the debt. The check was received - -, ( the title company had until - - to pay and get the property ). Now on the - of - - sold my account to Caliber Home Loans. In - I received a letter that I owe - cents plus $1000.00 on interest on a 30 yrs. mortgage. The - cents were " sold '' by -? Now the check was processed by - on the - eventhough the " property and ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account February 28, 2016 - My interest rate was at 2 % for 2 years, after 2 years it jumped to 7.65 % and now for the year - it is now 4 %. I 'm stuck with balloon adjustable rate mortgage, interest only since -. Principle balance has n't changed for 10 years. ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account December 16, 2015 - `I am trying to do a repayment plan with Caliber Home Loans. I have called in many times and was told I was " approved for a 12 month repayment plan '' They told me the downpayment of $70000.00 must be in by - - ( I was told the letter is in the mail and I should receive it on - - a day after it is due to be there ) as of now II have received no paper work from them at all. I am reluctant to release $70000.00 to them with out anything in writing stating that the NOD will be removed, further they said I must pay $ 9600 month on the balance owed which should be $39.00 and shou... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account December 15, 2015 - I have a Mortgage with Caliber Home Loans I had numerous unsuccessful attempts at a loan modification, I was turned down again and a NOD was filed on my house. I called the bank and want to do a repayment plan with a substantial downpayment and I asked for 12 months to repay the balance I called many times to set up a repayment plan. each time getting a different : '' point of contact specialist '' Most of them were very inexperienced and gave me wrong information. I called with my lawyer on a conference call and got yet another inexperienced " point of contact person '' She put down numbers ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 12, 2015 - I submitted and it was confirmed that all documents requested were received and on - -, 2015. Caliber was supposed to cancel the sheriff 's sale date set for my home on this date, it is now - -, 2015, the Caliber web site states the following about my account : " At this time, all necessary documents to complete the review of your request have been received by Caliber Home Loans , Inc . The review will take up to 30 days to be completed and a decision provided to you. '' Again, it is now - -, 2015 and will be - -, 2015 on Monday. Caliber has not cancelled the sheriff 's... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 1, 2015 - I have been declined for fraudulent reasons by Caliber home loans. I have been trying for months to get a loan modification. I am over my hardship. Caliber is now declining me because I 'm over my hardship and back on my feet. They state I make to much money. They are also declining me based on FRAUD appraisal of my property. They state I have a LTV of 70 %. I have spoken to a licensed appraiser and a real estate agent. They value the Caliber is using is 100 % fraud. I thought that the lenders in America would learn from the greed and mistakes from the mortgage crash of 2008. Caliber is clearl... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure December 1, 2015 - RE : RESPA QWR QiualifiedIn order to conduct the audit and review of my account, the following answers to questions concerning the servicing and accounting of my mortgage account are needed. Accordingly, please provide me, in writing, detailed answers to the questions listed below. Written Response. 15 ) Has interest been charged on any attorney fees assessed to this account? Yes or no? 16 ) Please send copies of all invoices and detailed billing statements from any law firm or attorney that has billed such fees that have been assessed or collected from this account from the inception t... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 30, 2015 - I would like to begin by thanking you for your time and attention to address my concerns. This letter is to explain my recent financial difficulty with paying my mortgage. It started 2013 when I learned my mortgage was increased from $700.00 to $1900.00 which is a significant increase. This was done without any notice that an increase was going to occur. This caused late payments associated with late fees to my account. I have to mention that I have not received the kind of assistance with saving my home I deserve. I was n't provide all the information regarding loan modification, debt fo... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure November 23, 2015 - In - 2015 I submitted all documents to apply for a HAMP with Caliber Home Loans. There has been numerous correspondence with Caliber by phone, email, upload of documents and viewing the website for updates on where we stand. Now five months later on - - one of there - reps stated they will not except the numerous additional documents I uploaded to my caliber account. They stated the documents could not be pictures of them uploaded as I did with many of the most recent ones, going back to -. As I understood, I asked why on - - is it the first time I was made aware of this. ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account November 16, 2015 - Caliber Home Loans has misappropriated my mortgage payment and they are claiming that I have not paid my mortgage since - 2015. This is inaccurate and I have my bank records showing that Caliber cashed the checks. I have written a letter to Caliber Home Loans with attachments showing that I am current with my loan payments and they are still threatening to foreclose on my property. It is a simple adding and subtracting issue on their end that they refuse to remedy. ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account November 10, 2015 - My Homeowner 's insurance payments were not made on time causing the house to uninsured over -/-/- - -/-/2015Caliber home loansAccount # - - - -, -, WA - ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account November 5, 2015 - Tried to modify home loan with Caliber Home Loans again, and again they keep losing the paperwork and or say they will send paperwork to fill out, but it never comes. We are now a few months behind, but have the funds to catch up on the loan, but Caliber Home Loans refuses to provide us with a statement of current balance. In fact, Caliber Home Loans has not mailed us a statement in over 6 months! How can we pay when our payment amount to catch up is unknown? ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 14, 2015 - I was never notified that my loan was transferred to Caliber Home Loans. I reached out to Caliber and was provided with a Welcome Packet in - 2015. At that point I proceeded with sending in documentation to be reviewed for a loan modification. I was never given a number for HUD nor was I ever notified of a Trustee sale for this Monday, - -, 2015 - until just last week. I know that I am supposed to be notified within 22 days of the sale and I was in fact not until just last week. I have not yet been denied for the modification but yet they are not informing me whether or not they wi... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 10, 2015 - My mortgage company asked me for the same documents over and over again. gave me conflicting information about what they want, My loan modification was denied for improper reasons, While i was in modification process with - my loan was transferred to Caliber home loans and no one told me and the new mortgage company made me start the loan modification process all over again, and their policy is not to accept my payments while i 'm applying for modification and now they add attorneys fees and late fees, which i did not want to be late, We have full intention to keep our house. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 10, 2015 - For the past 4 years I have been trying to get a modification. About 3 years ago the loan was assigned to Caliber Home Loans. -/-/- I was a approved for a Trial Period Plan for 3 months, - payment due -/-/- in the amount of $1500.00 ; the last payment under the trial plan was due - -. I continued to make monthly payments as I was waiting for the final paperwork for the modification. -/-/- I received a letter stating that I was not eligible for the modification because I did not accept the offer, which is not true as I never received the documents. -/-/-, received... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 8, 2015 - My loan was with - - -, I had a direct phone number to my single point of contact in the CEO 's office, she promised to call me within 1 day or I could call her manager 's direct line for help, My single point of contact called me at least once a week to update any status and inform me of anything that was needed for a modification. This all changed with Caliber Home Loans, you receive a general phone number and one one of - single point of contacts '' answer your call and say they all are your singlepoint of contact. Each of these single points of contact '' is more clueless tha... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 8, 2015 - On - -, 2015 my home windows were plastered with Trustee Sale papers for all my neighbors to see. I immediately called - -, the single point of contact person '' assigned at Caliber home loans to find out whatwas going on. When i called she said, that caliber and trustee corps were going to sell my home of 17 years. I told her that this would be a grossviolation of my home-owner bill of rights due to the following:1. I was in an active Dispute of the alleged Debt '' from - and that I did not owe the alleged amounts that they are alleging. 2. I have an active Request/Demand fo... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 7, 2015 - To Whom It May Concern : I have been trying to get a modification with Caliber Home Loans. The representatives state that there was a payment missing but we have received proof that the payment was received by the previous lender -. Then - sold the loan to Caliber Home Loans. As with most Americans our family was suffering a loss of income for several years. They denied the first modification which we are still trying to understand why. We called and spoke with a representative around -/-/2015 and were told there was too much debt. That did not make sense because they are only supposed... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure October 6, 2015 - i applied for homeowner assistance with caliber home loan and my loan modification request is in process but i received a notice of sale at the same that my loan is in a on going loan modification which is according to California home owners bill of rights dual tracking, my loan was transferred from - to caliber in which there was a requested open loan modification in place at time of the transfer which is the problem i have with caliber home loans that there not suppose to process a loan mod and foreclosure at the same time ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account September 29, 2015 - Brief history of problems with Mortgage CompanyIn - my ex husband and I sought to refinance the original mortgage combining a second mortgage and securing enough to make significant repairs to the property. The house was not livable and my - year old parents needed to be safe. My ex-husband and I applied to - - who had taken over the mortgage we had for the previous seventeen years. The lender turned down the loan but within a few days they contacted my ex-husband and asked him to submit a second set of tax returns. They explained to him what he needed to do and he complied. The lo... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure September 29, 2015 - There is a mortgage on my property, I am an owner on the property but am not the morgatgee. Several years ago we began having problems with the company servicing the loan on my property, - -. They were collecting escrow accounts on money that was not owed, the property was property tax exempt at the time but despite almost a year of paper work and meeting the problem continued. They also often held payments made to the branch on time for several days before processing as to incure late fees and overages. A short time after my mothers ex-husband filed for his own personal bankruptcy the b... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account September 24, 2015 - I started with this mortgage company in 2007, after the death of my husband. Since I have been with them they have refused to refinance this adjustable rate mortgage, they are adjusting it more than every 12 months. Plus the company has changed their name - times. They have not sold the loan, they have changed their name. It started out as -, then they changed to Vericrest, now they are trading under Caliber Home Loans. Since I have been with them, they have charged late fees unsubstanciated. They never put an amount on any of their statements or their website as to how much the late fee... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure September 17, 2015 - To Whom It May Concern, Recently I learned some very disturbing information regarding my mortgage. I discovered this information because I am trying to avoid foreclosure. For the better part of this year, I learned that the entity attempting to foreclose on my home, is most likely without authorization to do so. As a result of that, I ordered a Property Securitization Analysis Report and I learned things were definitely not done according to the statutory foreclosure laws in the State of California. As a result of further research, I learned that the right to rescind my loan transaction was st... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure September 9, 2015 - My mortgage was sold - to Caliber Home Loans after my bankruptcy. At that point I attempted to obtain a mortgage modification and this has been a year long process that has gotten me nowhere but further behind in my payments. No matter what documents I submit they ask for more. When they give me a list of needed documents, I submit them only to find out they need more. After my bankruptcy I began making my mortgage payments to keep the delinquency from growing and for - months they accepted these payments and then all of a sudden they said they could not accept the payments anymore. Unde... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure September 8, 2015 - Letter to complain. Caliber Home loans is committing consumer fraud by using an inflated value for - and refusing to modify my loan. I wrote several letters to the company and still no reply. they are not following RESPA. They have a date set and want to foreclose on a home that I want to keep. No fact finding was completed during the - process and therefore the adviser did not have full knowledge of property estimate in the complex area. Please reply to this letter within - days and investigate my complaint. Because in 2006 I was sold a sub-prime mortgage when in fact there was nothi... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure September 8, 2015 - Letter to complain. Caliber Home loans is committing consumer fraud by using an inflated value for - and refusing to modify my loan. I wrote several letters to the company and still no reply. they are not following RESPA. They have a date set and want to foreclose on a home that I want to keep. No fact finding was completed during the - process and therefore the adviser did not have full knowledge of property estimate in the complex area. Please reply to this letter within - days and investigate my complaint. Because in 2006 I was sold a sub-prime mortgage when in fact there was nothi... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account September 1, 2015 - I 'm filing a complaint surrounding violations to the terms of the National Mortgage Settlement ( NMS ). This matter is also consistent with violations identified within the California Bill of Rights ( CBOR ) specifically designed to protect homeowners from lender abuse and negligence. As part of a Nationwide reform which forced - - - ( - ) to comply and implement specific servicing standards requiring a single point of contact, adequate staffing levels and training, better communication with borrowers, and appropriate standards for executing documents in foreclosure cases, ending ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure July 15, 2015 - We are in desperate need of help as our mortgage is pending a foreclosure sale and our bank will not help us. We purchased this home - - -. We had done a refinance with - - - of -. We defaulted on that mortgage in - of - and the reason for hardship was due to our families including immediate family was in - during the earthquake - - -. We had to fly to - and bring back our nieces and nephew after both my sisters were killed leaving the children orphans. Between the funeral costs, travel costs and taking in the - children, we had no more savings left... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure July 15, 2015 - My loan was transferred from - - - to Caliber Home Loans late last year and I have been having the worst time dealing with Caliber Home Loans. I was working on a loan modification with - - - at the time of transfer. When my loan was transferred, Caliber Home Loans placed a sale date on my property and told me that I needed to fax them or email them my documents for modification review. Even though they postponed the sale date, during the whole month of - and -, I faxed in packages but was told repeatedly that they never got either my fax or emails with the documents. I ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure June 13, 2015 - I submitted an application for a loan modification to Caliber Home Loans. They asked me to provide information which I did, they asked for several things they were : Profit and loss statement, a letter of verification and a credit report authorization. I faxed all of these to them. I have fax reports showing date they were faxed. On - -, I received a phone call and a letter saying I was refused a loan modification because you did not provide us with the documents we requested '' This is not true. I sent in everything they asked for and have proof that I did so. They did not even evaluat... |
Caliber Home Loans, Inc Mortgage application, originator, mortgage broker June 11, 2015 - Caliber Home Loans appears be trying to unlawfully switch loan modifications. They have continuously lied about third party organizations involvement, whilst not providing any proof stating their claims. Additionally, they have not complied with RESPA requests or any reasonable request from me to protect my home. -/-/- I received a notice that Caliber Home Loans had obtained my mortgage from -. I contacted Caliber and talked about my situation. The representative that I talked to recommended that I apply for a Loan Modification. I explained to him that I just spent a long time trying t... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure June 4, 2015 - my name is - -, for the past 12 month i been asking caliber loan mortgage for a loan modification.an, d a 3month trail period, but what they did put my loan in foreclosure.before review my information, i ask them to produce the note on my loan i belive it to be wrong when - motgage sold them my loan.but caliber when ahead a foreclosure.is there a law that said that the mortgage company have to follow be for they foreclose on you. looking to see what answer you will get back from caliber home loan. thank you ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 27, 2015 - For almost - ( - ) months I have been trying to get information in about charges on our account that we feel are an attempt at - payment the - - months they would tell me that I nad to contact - for that information and - told me that they sold the account to Caliber Home Loans and I would have to get that information from them.All this time they would insist that I had to pay over $20000.00 and that they could not take a one month payment on this account. Then for the next - months they gave me a song and dance about this account could not bee discussed because it wa... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 18, 2015 - I had a pay-option ARM loan that was originally with -. This loan was later sold to - - -. My loan was included as part of - class action settlements, once from the state of Arizona and again through the National Mortgage settlement. For 6 years, - - - refused to modify my loan pursuant to the terms of the court ordered settlement. On -/-/- my loan was sold to Caliber Home Loans. I sent copies of all court documents to Caliber and asked them to comply with the court ordered settlement. On - - I received a letter from Caliber stating that Caliber has no affil... |
Caliber Home Loans, Inc Mortgage credit decision / underwriting May 14, 2015 - I have send in my regular monthly payment and found out 4 day 's later that the payment was not collected and I called the mortgage company and they told me that they have n't received it.They to chehed after 2 day 's and if not collected to put a stop to the check.I called the day after that and then I was told that it is delinquent and I need to pay the full amount and they want accept my regular payment. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 11, 2015 - received loan modification and was asked to pay money up front. I paid it. Have n't missed a payment. It comes directly from my bank. Mortgage company keep sending letters stating that my monthly payment is behind. Also my note has increases from - dollars to - dollars to - dollars per month. Interest is now - percent. Initially offered modification with interest at - percent and monthly payment of - dollars. Bought house for - dollars about - years ago but now owe - dollars. - companies were involved : -, - and now Caliber Home Loans. ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 8, 2015 - On - -, the borrower had foreclosure mediation in which a written agreement was established, the terms are as follows : No sale date will be set on the property as long as a copy of the buyers appraisal was sent to the attorney within - business days and, if short sale was not going to be an option, a complete deed in lieu package had to be submitted by the - of - and Caliber would waive the requirement to have the property listed for short sale for 90days. . On - -, the copy of the appraisal was sent to the attorney, which he confirmed was received. On - -, a compl... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure May 5, 2015 - The mortgage in question began on or about - the -, -. I wondered how I was approved for the loan from - with my credit the way it was and my debt to income ratio ; and they told me my wife at that time did not have to sign the note. Bad decision. Went to - -/-/- to what I might could do to stay in my home. Had to apply for a modification, after that had to file bankruptcy ( chapter - ). I was discharged - -, -. There was a class action lawsuit against - during this time that I never could get the true facts of who and what it included. I basically heard ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account April 29, 2015 - I have been contacting Caliber Home Loans - times since - - in order to obtain an escrow analysis. My loan started in - at which time the - - was not yet applied. It was applied around - - and I have asked to 1 ) have a reduction in escrow ( ultimately monthly payment ) and 2 ) be refunded an overpayment which is as of today is approx $1600.00 and each month $300.00 is added to this amount. I keep being told each time to wait - days and nothing happens. I have talked to - ( teller id - ), - in Tax, - -, supervisor in tax whos phone # is -, - ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 27, 2015 - My complaint is with CALIBER HOME LOANS. We bought our home in -. Our mortgage was with - - and then -. With -, in -, my husband incurred an injury that required surgery and recovery time. During that time we never missed a mortgage payment. However we did miss a quarterly property tax payment. In - - - sent us a letter that we had defaulted on our loan. We contacted them immediately to work out a way to catch up on the taxes ( still continuing to pay the mortgage payment ). At the time, they were very nice saying they had a whole department to help people like us an... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 23, 2015 - Caliber Home Loans ( - ) refuses to process our mortgage loan, or consider any others alternatives to foreclosure sale which is pending -/-/-. As an urgent effort to save our families primary residence we are requesting an immediate foreclosure intervention by your offices. - is in direct violation to the terms of the National Mortgage Settlement ( NMS ), Making Homes Affordable Programs ( MHA ) as well as recently enacted articles of the Consumer Financial Protection Bureau ( CFPB ). Our family has recovered financially from multiple job separations and other setbacks. All of the n... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 22, 2015 - Homeowner did everything to try and save their home. They determined that the home was unaffordable for them and decided to pursue a short sale of the property. This was a difficult decision for the client to make, but realized this was in their best interest. The short sale was initiated on -/-/- with an approval letter being submitted on -/-/- in the amount of $440000.00. We submitted a value dispute and appraisal showing a value around $420000.00. The property was built and designed for little people and does not conform with standard properties. In a detailed conversation wit... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 22, 2015 - I 've been in a battle with - different mortgage companies who have claimed to be the owner and/or servicer of the note on my home. Originally, - claimed to own both the note and the deed on our home, but after repeated attempts to request information proving that claim, they either only provided photocopies of incomplete documents or flatly refused to answer questions. During the time that I was disputing their ownership, we hired an expert to track down the location of our loan and were provided information that it was NOT owned by -, but had been securitized ( including the name an... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 16, 2015 - - sold my mortgage to Caliber right when we were almost done with it. my home was set for auction - - caliber took it over - - - had requested a postponement but it did n't go thru before the change, no one at caliber could help me, since i was n't in their system yet. I was in a state of sheer panic. i was going to lose my home because i was n't in the system???? I called everyone, i talked to supervisors, managers at caliber to no avail. i finally called - who had done everything right for me. i finally got the foreclosure attorneys contact from -. i called them, they... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure April 13, 2015 - There is a motion on -/-/-/-/- @ - - county courthouse to reschedule foreclosure sale date based on 100 % illegal, fraudulent foreclosure. - - - has sold, transfer or assigned this mortgage to Caliber Home Loans in -/-/-. 1. Got out of non-jury trial - -, -/-/- which I knew before walking into Judge chambers I was going to lose. To get an idea of what typically occurs @ these non-jury trials just imagine a handcuffed monkey trying to beat a Lion in a caged fight. 2. Five Year Statute of Limitations ( SOL ) Expired - -/-/- 3. One Hundred Per Cen... |
Caliber Home Loans, Inc Mortgage settlement process and costs March 31, 2015 - My loan was sold by - to Caliber. I called in to make arrangements. -/-/15 I made the arrangement with a representative who told me I would be sent a letter to agree to and sign to get the deal going ... .I never recieved a letter to sign, however I did recieve a letter - the wrong dates and amounts I had agreed to. the letter said the money was due on - - or I would be in default and the amount due is incorrect ... .. In the meantime my wife is handling all the business of the loan, altho the loan is in my name, I sent a letter of authorization on - -, 2015, They have ... |
Caliber Home Loans, Inc Mortgage loan modification,collection,foreclosure March 26, 2015 - I have lived in my home for 30 years and am in danger of losing it at auction due to the actions of my lender Caliber Loans. I have endured extraordinary hardship and have slowly rebuilt my life and situation. However, Caliber has refused to open a review of my current financial situation, has not assigned a case manager or dedicated contact and has told me the only options is to short sale or reinstate the loan in full, which is not possible. I do n't understand how they can refuse to even CONSIDER working with me or helping me or looking at my current financial situation, which has changed c... |