Equifax Account Terms Complaints

Review and analysis of over 2,164 complaints against Equifax

Equifax consumers have reported over 2,164 official complaints related to Account terms. Out of the 2,164 consumer complaints against Equifax, 22% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 27% resulted in non-monetary compensation.

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New Account Terms Consumer Complaints


Equifax Credit reporting incorrect information on credit report account terms

December 8, 2016 - I sent a direct dispute to - about a card that is on my credit file. - sent me a letter stating that the delinquent account would be removed from my credit files within 30 days. However, it is still on my Equifax report. Therefore, I sent a dispute to Equifax along with the letter from - showing where they stated the removal of the account from my credit file and Equifax still refuses to remove it off of my credit....

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Equifax Credit reporting incorrect information on credit report account terms

December 7, 2016 - I have submitted proof that certain accounts are not mine and these accounts have not been taken off. I have also disputed - Credit Card account because it says I have paid late but I have submitted proof that I was not late on the account. There are other accounts I have disputed as well but they do n't verify the information and they do n't even look at the proof I have submitted. This is frustrating. I would like to buy a house and with this incorrect information on my credit report it is impossible to do so. I have submitted the same proof to all 3 credit agencies but it is clear that t...

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Equifax Credit reporting incorrect information on credit report account terms

December 7, 2016 - - mortgage company has reported that the mortgage on our home is " due '' and delinquent for $990000.00 - - which is the mortgage on our home. We have a 15 year mortgage with this loan. We have been in dispute with the mortgage company for over a year now because the mortgage company has " misapplied '' funds that we paid into the mortgage and first placed them in " unapplied funds '' and then placed them in principle when they should have been placed in " escrow '' to pay the taxes. It has all been documented and shows how we have paid our mortgage " on time '' every month but when the ...

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Equifax Credit reporting incorrect information on credit report account terms

December 7, 2016 - I completed and signed a foreclosure settlement with - - - on a property through my attorney on -/-/-. Shortly after, another lender I do not know and never had any dealings with named " - - - '' began sending me default notices and late payment bills after the settlement agreement was recorded on - -. I was never able to get in touch with - or find out how they are involved. Since then, my credit report shows both " late payments '' and " foreclosure '' listed under also - - management, in addition to the late payments listed for -, with identical ...

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Equifax Credit reporting incorrect information on credit report account terms

December 5, 2016 - - - worked with me and updated my file to current status, yet Equifax keeps reporting inaccurately. Every time I file a dispute with Equifax, this company either update as being reported correctly or find other ways to decrease my scores. Other reporting agencies seemingly take the matter serious whenever I file a dispute because they either update or removed. Equifax is currently reporting items that are passed the time frame that items can remain on file. I would like for you to review my entire credit files for accuracy....

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Equifax Credit reporting incorrect information on credit report account terms

December 2, 2016 - - - was the rental company responsible for an apartment that I lived in for 9 years. For 8 years, they came in inspected the apartment, and said it was in great condition, the last 4 years giving me a coupon to clean the carpets, no painting. - - -, a collection agency, my only debt in collections both on Equifax & -, and - feels its a debt. I do not believe it is correct, have no intent to pay. Ovation turns the file over for collections within 30 days, so their reply to the dispute is that the debt is correct and National collections agree. Money in their pocket too. ...

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Equifax Credit reporting incorrect information on credit report account terms

December 1, 2016 - I 've disputed the credit inquiries on my report 3 times with Equifax and every time they just come back and say " inquiries are accurate '' without investigating at all....

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Equifax Credit reporting incorrect information on credit report account terms

November 29, 2016 - - - - is reporting negative and inaccurate information about my mortgage account like : ( late payments, short payments ) This information has negatively impacted by credit score and credibility. This is not the first time - - - has reported inaccurate information, back in 2014 I had to dispute with all - major credit BUREAU 'S because - reported my mortgage loan as a foreclosure. This inaccurate information caused me to get denied credit from - - in desperate times....

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Equifax Credit reporting incorrect information on credit report account terms

November 29, 2016 - 1. -/-/-, i had to file for chapter - bankruptcy due to the housing market crash. my bankruptcy was discharged -/-/-. all - credit reporting agencies kept the bankruptcy on my report for an additional year ( should have been removed -/-/-, was not removed until -/-/-. 2. I submitted a letter to all - agencies about a mistakenly charged child support payment that was never finalized signed by - and - of them still have not removed it from my report. 3. I had to short sell my house and was told that it would fall off of my credit report 2 years after the last...

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Equifax Credit reporting incorrect information on credit report account terms

November 28, 2016 - Information is being reported incorrectly. It 's not correct. According to - they claim this is not what they reported. The account balance at the time of the new statement was $1.00 for interest. - claim that 's what they reported. My balance being reported as of -/-/2016 was - balance. It may should have gone from - balance to $1.00. See attached...

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Equifax Credit reporting incorrect information on credit report account terms

November 27, 2016 - I have had - debt collectors from - reporting on my credit report. - of the debt collectors were removed but was claiming - different amounts : - -/-/- - - $660.00 - -/-/- - - $81.00 Now as you can see there is a major difference on these amounts. Which very wrong. The other - are still on my report still with - different amounts : - $660.00 - $100.00 - - just came on my credit report as of -/-/- with - still reporting it as well. Between all - debt collectors no one has given me the original amount. Nor do I own thi...

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Equifax Credit reporting incorrect information on credit report account terms

November 22, 2016 - I had a credit card with - The credit limit was $400.00 ; - would not allow credit beyond $400.00. I honestly doubt that I had reached the credit limit when the account was closed. Never the less, - - - is reporting that I owed a balance of $690.00 on the account. They have failed to provide proof as to how my balance became $300.00. over the credit limit. Another issue I have with this company is that they are reporting this as an open account from - ; when the truth is that this account was charged off in -. I 've disputed this info with all three credit bureau...

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Equifax Credit reporting incorrect information on credit report account terms

November 22, 2016 - I have few student loans from - -. The - - loans from them was on -/-/-, - - loans was on -/-/-. But based on Equifax 's credit file my loan starting dates are -/-/-, -/-/- and -/-/-. I am attaching the letter that I received from - - that shows the loan dates and amounts. I requested EQUIFA- to investigate the accounts but after 30 days they bring the conclusion that everything had been reported accurate. It 's a clear violation to FTC rules. Please ask them to remove the in accurate accounts to remove off my file....

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Equifax Credit reporting incorrect information on credit report account terms

November 22, 2016 - Equifax has deleted all of my many years of credit history. I am - yrs old and have have credit history for about 30 years or so. This is really hurting me on my credit score and want them to recognize my credit history. For example, -, the Equifax competitor, is currently reporting me as having 19yrs 9 mos worth of credit. It is actually more than that, but this is acceptable to me....

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Equifax Credit reporting incorrect information on credit report account terms

November 20, 2016 - I have submitted a few different disputes to Equifax. They have not been able to accurately portray the information on my credit report. They do not have the proper credit limit for most of my cards. They are months out of date. In one instance, they deleted my credit card instead of accurately reporting the balance. Also. my husband has added me to some of his credit card accounts and they have not yet added this to my credit score/report. I have also had a medical debt collection paid and agreed to be deleted from the Equifax report. I have tried and tried to fix it, I have tried with the le...

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Equifax Credit reporting incorrect information on credit report account terms

November 19, 2016 - I see this company called - pulled a hard credit inquiry I only have an - and - credit card. It should n't be on my credit report....

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Equifax Credit reporting incorrect information on credit report account terms

November 19, 2016 - On -/-/-, - collections were put on my Equifax credit report. These accounts are not mine. - - - bank Balance $590.00 opened -/-/-, - - - balance $1000.00 opened -/-/-, - balance $600.00 opened -/-/-, - Balance $310.00, - accounts for - - opened rhe same day seems highly irregular. Plese delete these from my report....

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Equifax Credit reporting incorrect information on credit report account terms

November 17, 2016 - This complaint is concerning missing information on my Equifax credit report. I have called numerous times to let Equifax know that they had removed - of my positive credit card accounts. - -, -, - - Bank and my - - Bank Account. My score has plummetted because of this. I have attached a previous credit report from Equifax that shows the accounts were previously on the credit report...

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Equifax Credit reporting incorrect information on credit report account terms

November 17, 2016 - Equifax is showing a derogatory account on my credit report with no creditor name. Please see the attachment....

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Equifax Credit reporting incorrect information on credit report account terms

November 17, 2016 - I paid off ALL my credit the first week of -, including a travel trailer we sold. We should have a zero balance on everything. There is no outstanding debt, except my car, not even - on a credit card and it shows it all and balances even higher than what I paid off. I do n't have canceled checks because it was all electronic from my savings account and the trailer was paid off by the buyer to the bank. Why is this all still showing on my credit report?...

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Equifax Credit reporting incorrect information on credit report account terms

November 16, 2016 - Equifax continues to not reflect my - mortgage with a balance, a payment and any payments made....

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Equifax Credit reporting incorrect information on credit report account terms

November 16, 2016 - I had a student loan from - - from -/-/-. This loan is paid off and closed on -/-/-. There was no late on this account. - and - never reported any late for this account.But on Equifax file a 150 days late showing -/-/-.The previous 4 months starting from -/-/-- -/-/-, it shows no late.All of of sudden a late of 150 days showing for -/-/-.If a student loan is late for more than 120 day, it goes into default status but in this case there was no default reported.If previous 4 months showing no late or payment made on time then how would it be 150 days lat...

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Equifax Credit reporting incorrect information on credit report account terms

November 16, 2016 - I have disputed this account twice with the credit bureau. I have sent information concerning the payment history for the account on file. I sent information showing that my child support payments are not late as they continue to state. The bureau even received information direct from the company showing my payment history, yet they are allowing this information to continue to remain on my account. On my credit file it states that I have not sent a payment in for this account since -/-/2016, which has been proven by myself and the reporting company to be a lie. I have sent letters to the rep...

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Equifax Credit reporting incorrect information on credit report account terms

November 15, 2016 - This Bureau needs sanctioning and monitoring consistently. We have inquired an inquiries and nothing done this bureau suggested you the consumer to contact the Inquiry Companies When it is the bureau to remove them when you call the companies they all suggest bureau removal when Fraud Alerts are filed. We get No where with Equifax they delay removal and refused to delete even with Court Ordered Removals. We are - and look for your help to correct this report and STOP this bureau from doing nothing more than VIOLATING the Fair Credit Act....

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Equifax Credit reporting incorrect information on credit report account terms

November 14, 2016 - A new line of credit, - - credit card has been opened since -. credit reporting agencies have not been documenting any of the information regarding this account....

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Equifax Credit reporting incorrect information on credit report account terms

November 13, 2016 - I am doing mortgage shopping. I applied for pre-approval at - different places within 13 days and got hit hard by it. My score when down - points. It was my understanding that they show as - inquiry and does n't affect much but - points?...

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Equifax Credit reporting incorrect information on credit report account terms

November 13, 2016 - This complaint is addressed to Equifax Credit Reporting Agency. Resolution deletion of collection account # - per ( - ) -. Per response with the CFPB, case number : -, dated -/-/2016, - claims they have submitted a " request for deletion '' to ALL credit reporting agencies and requested permission up to 45 days for the agencies to process their request. ( Validation Letter attached ). Not ever receiving a credit report, Equifax denied online access for full report. Through an online free credit site, -, report states - as ( Collections ), updated -/-/2016. As to date,...

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Equifax Credit reporting incorrect information on credit report account terms

November 12, 2016 - EQUIFA- REFUSES TO ACKNOWLEDGE THE TERMS ASSOCIATED WITH MY ACCOUNT WITH - - -. I HAD AN HIGH BALANCE OF $3000.00, WHILE EQUIFA- IS REPORTING $3900.00. THEY ARE REPORTING MONTHLY PAYMENTS OF $ - MONTHLY WHILE I HAVE SUBMITTED BANK STATEMENTS REFLECTING $170.00 A MONTH DRAFT PAYMENTS TO -. I HAVE TRIED UNSUCCESSFULLY TO GET EQUIFA- TO REPORT TRUE AND ACCURATE CREDIT INFORMATION AND NOW APPEALING TO YOUR OFFICE TO HAVE EQUIFA- TO REPORT TRUE AND ACCURATE INFORMATION. MY CREDIT TERMS ARE 24 MONTHS ZERO INTEREST, EQUIFA- IS REPORTING 31 MONTHS...

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Equifax Credit reporting incorrect information on credit report account terms

November 11, 2016 - Due to information on my credit report that did n't belong to me, I was unable to obtain free annual credit reports until this past summer which was my second or third time trying to obtain a credit report in more than two years. I saw a dispute -/-/-, using - -, that I thought was removed from my credit report more than three years ago. The tradeline now had a different account number, the account was appearing as if it is a more recent delinquency and the total due was more than $2500.00 from the original dispute in -/-/-. I contacted the bureau, the collection agency, and ...

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Equifax Credit reporting incorrect information on credit report account terms

November 10, 2016 - Equifax Information Services , LLC -. - - -, GA - ATTN : Legal Department File No. - I am sending this notice of dispute pursuant to the Fair Credit Reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is of a derogatory nature. I am requesting the verification to follow reasonable procedures to assure maximum possible accuracy of the information on my credit report. So I am requesting you verify the items I am disputing at a higher standard than a third-party database - search. Please also notify the source, who reported the ...

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Equifax Credit reporting incorrect information on credit report account terms

November 10, 2016 - Equifax refuses to show correct balance for - For - and - - - for -. - - - not showing the - payment I made to them. I received - credit from - - - not showing in the correct balance owed. I want an investigation as to why Equifax not showing correct balance Owed for these - creditors. - - -...

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Equifax Credit reporting incorrect information on credit report account terms

November 9, 2016 - Equifax lowered my credit score by - points in seven days. I tried to contact Equifax but was sent on a wild goose - for over an hour, with no answers. No apparent change to my report. Other reporting agencies did not lower my score. I have been working to raise my score for a mortgage and do not need their crazy reporting PLease help...

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Equifax Credit reporting incorrect information on credit report account terms

November 6, 2016 - I have had my - Credit Card for a very long time. I noticed the Card account and all its positive-payment activity was not being reported on my - Credit Bureau accounts. I have been trying for 12+ months trying to get this issue resolved with - and Equifax ( I started with them ). Attached is the latest volley in which Equifax states that the account is not on my Credit Report ( letter -/-/2016 ) and at the same time - indicates that they ARE reporting to the - credit agencies ( letter dated -/-/16 ). The - parties have cost me a significant amount of lost opportu...

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Equifax Credit reporting incorrect information on credit report account terms

November 5, 2016 - Equifax refuses to investigate correctly and validate debt and correct dates and amounts. They continue to show items the items and also they have not provided me with an updated report. I want disputed items investigated correctly and updated correctly on my report....

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Equifax Credit reporting incorrect information on credit report account terms

November 3, 2016 - - - - -. This Student Loan was discharged -/-/2016 by the SSA due to my permanent -. I am currently receiving - payments....

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Equifax Credit reporting incorrect information on credit report account terms

November 2, 2016 - i have written several times over the past several months. equifax has removed a creditor i was in good standing with and it has not been put back. The original company was - - I had a $5000.00 credit limit paid in full. The account was two years old. The company was sold to - -. I have received email from the company saying they are live and reporting to Equifax, yet it still has not shown up. This has caused my credit score to drop....

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Equifax Credit reporting incorrect information on credit report account terms

October 31, 2016 - All of the medical on my credit report should not be there I have spoken with each individual who placed them on my report and they agreed that their billing department did not send my balances through my secondary insurance which they have since done and I owe them nothing now, they admitted they made the mistake so I would like any and all of my medical reports taken off my credit report. - already removed them from their site Equifax has not done so yet which is impacting my credit report...

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Equifax Credit reporting incorrect information on credit report account terms

October 31, 2016 - its said I have a outstanding balance dated - - - when I was incarcerated from - - - to - - -...

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Equifax Credit reporting incorrect information on credit report account terms

October 28, 2016 - My client has a collections on his credit report from - - -, which has recently been charged by the Federal Trade Commission of pedaling worthless high school diplomas. -. I do not believe he should have to pay this organization, yet his credit is being spoiled. Please advise regarding how we can have the collections information removed from his credit report...

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Equifax Credit reporting incorrect information on credit report account terms

October 27, 2016 - I have been dealing with this issue since - -. I applied to rent an apartment, and the agent to me I had to pay a larger deposit because of a collection account from, -, where I owe another apartment complex. I told her NO, I have never heard of that because I left my last apartment, - - in good standing with no balance owed. I have never heard of -, nor was I ever contact by them or received anything. So she says I should contact that apartment and inquire. I did exactly that, and I spoke with the Regional Manager the first time I called and he said to give him the apartment...

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Equifax Credit reporting incorrect information on credit report account terms

October 27, 2016 - Credit institutions reporting incorrect and inaccurate balance information regarding an auto loan listed as mortgage from - - - as $13000.00 whereas it is $1500.00. This was settled by -/-/2016 as shown by attached documents furnished to me by - themselves. I have equally asked - and all the - credit reporting institutions to correct the record in vain resulting into me having to return a leased car as dealer failed to secure a financier due to the inaccurate reporting. Likewise I can not secure funding of any amount....

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Equifax Credit reporting incorrect information on credit report account terms

October 25, 2016 - - rendered on -/-/2016 - it has now been almost a year. The hospital fraudulently billed. My insurance company paid the bill, the hospital billed me for the copay/balance - which was also incorrect. The hospital then sent the bill to collections. I notified the hospital & insurance company in - 2016 that the bill was incorrect. I have maintained contact with hospital & insurance company and have been attempting to resolve the issue. In - 2016, my credit score was -, currently it is - and continues to drop over $100.00....

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Equifax Credit reporting incorrect information on credit report account terms

October 24, 2016 - In -, I co-signed for a student loan for my nephew from a private bank which was not backed by - -. He graduated in - and unbeknownst to me was making payments sporadically. In -, I had to declare bankruptcy due to medical reasons and all my debs were discharged in by - - including my nephew 's student loans. My nephew stopped making even his sporadic payments and - came after me. I informed them and submitted to them my bankruptcy discharge papers to them. This did not satisfy them. They kept calling and harassing me. Eventually they sold off the loan and my neph...

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Equifax Credit reporting incorrect information on credit report account terms

October 24, 2016 - THE BEGINNING BALANCE AND HIGH CREDIT IS INCORRECT. I AM ATTACHING COPY OF SALES CONTRACT REFLECTING THE CORRECT BEGINNING BALANCE AS $3000.00 WITH A $730.00 DOWN PAYMENT NOT THE $3900.00 BEING REPORTED...

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Equifax Credit reporting incorrect information on credit report account terms

October 24, 2016 - I have called, emailed, and contacted Equifax via social media multiple time to request assistance with missing information. Equifax is not including an account that was reported to them 23 days ago, over three weeks. Equifax will not assist in helping resolve the issue and takes every effort to not provide help. I have contacted the creditor and this information has been supplied to Equifax....

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Equifax Credit reporting incorrect information on credit report account terms

October 24, 2016 - SS Number : Equifax Information Services LLC - - -, GA - Demanding A Credit Bureau Investigate To Whom It May Concern : I recently submitted a request for investigation of the following Acct Numbers : - BANK DELAWARE Account - FDCPA Act violation please delete. - Account - ... .This account is not accurate Please delete All of these accounts which you DECLINED. I sent info for - or agent of - to carry out a reasonable investigation of my dispute, since it was never done please investigate this account thoroughly. If you had investigated properly, no e-Oscar sys...

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Equifax Credit reporting incorrect information on credit report account terms

October 24, 2016 - Equifax is currently reporting a released tax lien. The information that is being reported is not correct. This information has a date being reported as -/-/0001. This is not a valid date and under the Fair Credit report Act, this item must be deleted. This reporting is a clear violation of the Fair Credit Reporting Act. Please delete account....

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Equifax Credit reporting incorrect information on credit report account terms

October 21, 2016 - I do n't even know where to start. I have disputed this on consumerfinance.gov multiple times. There is INCORRECT information on my Equfax report that no one seems to be able to correct. Equifax says they verified with - ( # -. ) - ( # - ) says they do n't handle credit card divisions of the - - - - , - and - - . - gave me another phone number to call, and they answered identifying themselves as - ( # - ). They told me to have them do a credit bureau inquiry for my accounts. The first - ( # - ) phone number - said they do n't understand why th...

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Equifax Credit reporting incorrect information on credit report account terms

October 20, 2016 - I had an account with - that I paid a settlement amount for. The agreement was that the status on my credit report would be updated to be deleted or updated to paid so it 's no longer derogatory on my report....

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Equifax Credit reporting incorrect information on credit report account terms

October 20, 2016 - I have previously submitted a certified letter on - - - and - -, - which was received and signed for requesting that a dispute be initiated for a - account which is reporting inaccurate and incomplete information on my Credit Report. After the dispute process the results were as follows " account data updated ''. The most current reporting still reports information which is inaccurate and incomplete. The following is a list of incomplete and inaccurate information contained in the reporting of - account -. Account was reported opened on -/-/- however there ...

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Equifax Credit reporting incorrect information on credit report account terms

October 20, 2016 - I have previously submitted a certified letter on - - - and - - - which was received and signed for requesting that a dispute be initiated for a - account which is reporting incomplete and inaccurate information on my Credit Report. After the dispute process this account was verified and still displays information which is incomplete and inaccurate. The following is a list of incomplete inaccurate or information contained in - account - 1. Balance amount is -, and charge off amount is - Account reports no payment history in prior to - 2. Payment history refl...

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Equifax Credit reporting incorrect information on credit report account terms

October 20, 2016 - I have previously submitted a certified letter on - - - which was received and signed for on - - - requesting that a dispute be initiated for a - # - account which is reporting inaccurate information on my Credit Report. The following is a list of inaccurate, incomplete or erroneous information still contained in - - # - account after the dispute. No payment history in -, -, -, -, -, -, -. The account states term - 89 months and 99 months reviewed two conflicting terms....

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Equifax Credit reporting incorrect information on credit report account terms

October 20, 2016 - To Whom It May Concern : I have previously submitted a dispute on - - 2016 and - -, 2016 requesting that a dispute be initiated for a - account which is reporting incomplete and inaccurate information on my Credit Report. After the dispute process - account was verified and still displays information which is incomplete. The following is a list of inaccurate, incomplete information contained in the reporting of 1. - Account was opened on -/-/-however there is no payment history prior to-/-. 2. Balance amount and high credit amount are conflicting - -...

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Equifax Credit reporting incorrect information on credit report account terms

October 20, 2016 - I have previously submitted a certified letter on - - 2016 and - - 2016 which was received and signed for requesting that a dispute be initiated for a - - - account which is reporting inaccurate information on my Credit Report. After the dispute process this account was verified as " account belongs to you " - - Account # - account is still reporting information which is inaccurate. 1. - Displays no account information prior to -, however this account states open since -. 2. - has a scheduled payment amount of $770.00 per month and the account stat...

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Equifax Credit reporting incorrect information on credit report account terms

October 19, 2016 - The account - Date of First Delinquency has been re-aged on my Equifax credit report as 2014. This account has been delinquent since -. The account has never been brought current. Line Item : - -, acct number - - - - - -, - SC - Line Item : - - -, - LLC. Attn : Research Dept., - - - , - FL - I have disputed this information several times with the disputes department at Equifax. The information will be corrected and then re-aged again.This information has fallen off of my - and - file. I am working hard to correct my credit m...

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Equifax Credit reporting incorrect information on credit report account terms

October 19, 2016 - I 'm receiving absolutely no assistance from the credit bureaus and I really need some help. I 'm specifically stating my disputes and I 'm receiving the same result each month when I am clearly pointing out where they are inaccurately reporting my accounts. HOW can they be verified when I am looking right at my credit report and getting the information from there? Please see the attached letters which clearly state where they are wrong. I need someone to help me because this is exactly why the FCRA was enacted - to protect people like me from people like them who do n't give a crap about anyt...

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Equifax Credit reporting incorrect information on credit report account terms

October 18, 2016 - On -, I obtained a copy of my credit report. Within that report was a Medical collection, Account Number -, Date Opened : - ; Balance Date : - ; Balance Amount : $360.00 ; Date of Status : - ; and, Status : Closed. On -, I wrote to Equifax indicating inaccurate reporting and to validate said alleged collection. On -, Equifax responded with an entirely different account number ( - ) ; Amount - $410.00 and Balance as of - - $0.00 ). This is in violation of Federal Law due to inaccurate reporting. On -, I again wrote to Equifax asking for validation of said all...

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Equifax Credit reporting incorrect information on credit report account terms

October 17, 2016 - I had - separate debts with the department of veterans affairs. These debts have been paid off and now have a zero balance. I have disputed this information 3 times with Equifax and they refuse to update this information correctly even after providing letters from the VA to them showing zero balance. I spoke with the VA and they advised they reported zero balance to Equifax for these accounts....

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Equifax Credit reporting incorrect information on credit report account terms

October 17, 2016 - 1. I just tried filing a dispute online with Equifax it asked me there for verification questions and they found my credit file. I wanted to get some other information from my credit report and came back and the session had timed out, so I went through the dispute process again from the beginning and asked me for new verification questions and I 've had the same problem in the past and asks me questions that have nothing to do with my credit history so I answer the appropriate answer none of the above. and keep getting the same response we can not verify your identity please fax your dispute. ...

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Equifax Credit reporting incorrect information on credit report account terms

October 17, 2016 - On a few separate occasions I have disputed with all - credit bureaus Equifax, -, and - pertaining to a credit card with - acct # - for the date of last activity, payment history, status, high credit and the dispute was returned verified. I have included the excerpts of my credit reports showing how these accounts are reporting....

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