Equifax Credit Reporting Complaint

Incorrect information on credit report account terms

Equifax Credit reporting department,

Incorrect information on credit report Account terms Michigan

This complaint is addressed to Equifax Credit Reporting Agency. Resolution deletion of collection account # - per ( - ) -. Per response with the CFPB, case number : -, dated -/-/2016, - claims they have submitted a " request for deletion '' to ALL credit reporting agencies and requested permission up to 45 days for the agencies to process their request. ( Validation Letter attached ). Not ever receiving a credit report, Equifax denied online access for full report. Through an online free credit site, -, report states - as ( Collections ), updated -/-/2016. As to date, it has not been deleted. Equifax is the last of - agencies to adhere to request by -. If said request is not honored within the timeline requested by -, I will proceed legal actions per the Fair Credit Reporting Act, 15 U.S.C. s 1681. Thank you for your cooperation in this matter.

Equifax customer in Michigan
Nov 13, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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How Equifax handles Incorrect information on credit report complaints

Created with Highcharts 4.2.3EquifaxComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/201610/201611/201612/201602505007501000Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3EquifaxIncorrect information on credit report0.2%74.5%0.0%24.3%1.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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