Equifax Credit Reporting Complaint

Incorrect information on credit report account terms

Equifax Credit reporting department,

Incorrect information on credit report Account terms Ohio

SS Number : Equifax Information Services LLC - - -, GA - Demanding A Credit Bureau Investigate To Whom It May Concern : I recently submitted a request for investigation of the following Acct Numbers : - BANK DELAWARE Account - FDCPA Act violation please delete. - Account - ... .This account is not accurate Please delete All of these accounts which you DECLINED. I sent info for - or agent of - to carry out a reasonable investigation of my dispute, since it was never done please investigate this account thoroughly. If you had investigated properly, no e-Oscar system thank you, you would have known, that not only I have never been late on this account ; but that I am not sure if some of these account are even mine - though your company claims to have " verified '' this. - vs. -, - vs. - - - -, and - vs. -, Equifax, et al, the courts ruled each and every time that the CRA could n't merely " parrot '' information from the creditors and collection agencies ... that they have to conduct an independent REASONABLE investigation to ensure the validity of the debt and the honesty/integrity of the - in question. Sending out a generic form through the e-Oscar system that does not even contain my reasons for the dispute is not reasonable.

Equifax customer in Ohio
Oct 24, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

Created with Highcharts 4.2.3EquifaxComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/201610/201611/201612/201602505007501000Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3EquifaxIncorrect information on credit report0.2%74.5%0.0%24.3%1.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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