Equifax Credit Reporting Complaint

Incorrect information on credit report account terms

Equifax Credit reporting department,

Incorrect information on credit report Account terms Maryland

I completed and signed a foreclosure settlement with - - - on a property through my attorney on -/-/-. Shortly after, another lender I do not know and never had any dealings with named " - - - '' began sending me default notices and late payment bills after the settlement agreement was recorded on - -. I was never able to get in touch with - or find out how they are involved. Since then, my credit report shows both " late payments '' and " foreclosure '' listed under also - - management, in addition to the late payments listed for -, with identical origination dates. In other words, the settled debt it is now listed as duplicate on my report - once as - and again as the - company who I 've never had dealings with. After many letters to all - Credit reporting agencies requesting verification, I was successful in removing - entry from the - CRA back on - -. Unfortunately after repeated requests to investigate, incorrect information remains unchanged on both my - and Equifax reports and neither CRA has given me documentation of any debt owed to this - company. I have attached my foreclosure agreement I signed -/-/- and also credit reports of - and Equifax showing the incorrect - entries on my credit report.

Equifax customer in Maryland
Dec 07, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

Created with Highcharts 4.2.3EquifaxComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/201610/201611/201612/201602505007501000Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3EquifaxIncorrect information on credit report0.2%74.5%0.0%24.3%1.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.3%68.8%0.1%29.5%1.2%0.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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