Review and analysis of over 469 Credit Card complaints against Bank of America
Bank of America consumers have reported over 469 official complaints related to Credit card. Out of the 469 consumer complaints against Bank of America, 21% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 7% resulted in non-monetary compensation.
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Bank of America Debt collection false statements or representation attempted to collect wrong amount February 2, 2017 - There is an account open with Bank of America reporting as a negative item on my credit report since -. It says this account was open in -. My wife and I had another account with Bank of America open in -, therefore we were making payments to every account we had for a few months to attempt to get out of our debt without claiming any bankruptcy. During this time, we researched all of our documentation that we had saved for 10 years and did Not Have a second account with BOA. We have been asking for verification of the signed application showing I opened this account and our requests h... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt February 1, 2017 - I signed up with - - - about 3 years ago to pay off my Bank America credit card. They took $210.00 a month out of my checking a/c for 30 months - which is what they told me would satisfy my account. I have paid all of that six months or so ago. Bank America has given my $12000.00 balance to a debt collection agency. They have sent me a notice to go to court -. I have been trying for several months to speak with someone at -. I have not been able to speak with a real person. I do n't know what their plans are for my $6500.00.... |
Bank of America Debt collection communication tactics frequent or repeated calls January 21, 2017 - I have been receiving numerous calls from a blocked number the past few days. This evening the number finally left me a message. The caller stated she was calling from Bank of America on an important servicing matter. Her name is - -. In her message she said she wanted to discuss options that may benefit me however my input is needed on this matter and to call her back to discuss the options. I figured this was regarding my Bank of America checking account so I called the number she left me back. I spoke to a different representative and they told me there were no options to discuss and ... |
Bank of America Debt collection taking/threatening an illegal action sued w/o proper notification of suit December 23, 2016 - - is agresively attempting to collect debt for Bank of America. When I requested them to validate these debts I got NOTHING back. At the same time bank of america validate the ownership of this debt ( see attached letter ) and stated they were NOT connected to - - .... - - asked for financial statement in order " to help me negotiate and settle this debt '' after providing them with all of my personal information I got NOTHING back ... is this even legal to do? ... Bank of America still has the ownership of these credit card debt notes and I was advised to settle with them. Howe... |
Bank of America Debt collection taking/threatening an illegal action sued w/o proper notification of suit December 16, 2016 - I was the victim of an Illegal Debt Collection Lawsuit Mill owned and operated by - - - - -, a Georgia-based law firm. From what I can tell, apparently - - - - - take care of all the legal proceedings for - -, a company that purchased my credit card debt from -, in the amount of $3500.00. Back in -, I went through a financial hardship, and was having difficulties maintaining my mortgage payment and keeping up with credit card debt. I had no choice but to walk away from our home and all debt. As a consequence for my financial irresponsibility, my cr... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt November 29, 2016 - - - sued me over a disputed debt that they claim I owe to them via Bank of America , NA. They did let me know about the suit. I responded pro se with and answer and counter-claim. -/-/-, they won a summary judgment against me based on my not answering their Requests during discovery. I could n't afford an attorney, could keep up, got lost in the legalese. Based on the Judgement for over -, they are trying to garnishee my wages. While preparing to challenge that, I stumbled across your website and the -/-/- Court Stipulation directing - - - how to proceed. In my case... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt November 11, 2016 - I - - make a claim with the Consumer Financial Protection Bureau ( CFPB ) that the following attached attempt to collect a debt is highly fraudulent. My personal information is being floated in what is known in the debt collection business as a " debt Pool '', whereas collection information is outdated and not even enforceable. The attached collection from - -, - does not state that the debt is no longer enforceable, a stipulation by the Federal Trade Commission. The method of an illegal posting of a collection on my personal credit report, or an illegal collection against my ri... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt October 24, 2016 - - contacted me stating they were going to sue me and place a lien on my credit card for a fraudulent credit card debt that was opened when I was -. Informed that I 've already disputed it and had it removed from my credit report almost 10 years ago. Informed not to contact me anymore and asked the representatives name. She would n't give me her name and I told her to have her collection agency remove me from her list. She informed me she was n't a collection agency. Used harassing and offensive language and said she was going to call my work. Informed I could n't get calls at work and sh... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid October 12, 2016 - i pay to a collection agency back on -/-/2015 and a new collection agency is taking me to court. I submitted prove of payment... |
Bank of America Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay October 10, 2016 - - AND - ON BEHALF OF BANK OF AMERICA HAS SERVED ME WITH JUDGMENT FOR THE ACCOUNTS THAT I ALREADY HAVE A PAYMENT PLAN IN PLACE ... BACK IN - DUE TO FINANCIAL HARDSHIP I HAVE REQUESTED BANK OF AMERICA TO REDUCE INTEREST RATE ON THE - CREDIT CARDS THAT WAS AT 46 % APR AND MY PAYMENTS WERE CLOSE TO $1300.00 EVERY MONTH. I WAS TRANSFERED ALL OVER THEIR PHONE SYSTEM WITH NO LUCK WITH MY ATTEMPTS TO REPAY THEM. THEN BANK OF AMERICA CLOSED MY ACCOUNT AND REPORTED IT AS CHARGED OFF TO MY CREDIT. ON - OF - - COLLECTIONS HAVE CONTACTED ME ATTEMPTING TO COLLECT DEBT ON BEHALF OF BA... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt July 27, 2016 - I sent - - - a debt validation letter on - -. 2016. They ignored my request for validation and continue to make attempts to collect on a debt I am not sure I owe.... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt June 19, 2016 - I have been a victim of identity theft, Police report has been submitted it to the Creditor that includes their account Bank Of America they said that the account was verified, How? just by assuming that my name is the same and the address match their records. Therefore is mine, I am not denying that the account is mine, Identity Theft Victims when accounts are hacked the perpetrator uses the person identity to identify that they are the actual account holders. when they are not, this is what Identity Theft is all about. ON - -, - I wrote a letter to the Bank Of America requesting the... |
Bank of America Debt collection false statements or representation indicated committed crime not paying June 12, 2016 - - has a complaint against it. This is to re-apply a complaint against - in case I have failed to do it properly the first time around ( mentioning all the parties to the matter in the original letter instead of just one ). Negative reporting of not paying a debt which I paid to the wrong Bank of America account on their New Bank of America ( debt buyer credit account ) that belonged to another credit account supposedly that was a debt buyer as well, known as - - formerly Bank of America. The consumer should have been informed it did n't belong in the paid up account known as the ... |
Bank of America Debt collection false statements or representation indicated committed crime not paying June 12, 2016 - - has a complaint against it. This is to re-apply a complaint against - in case I have failed to do it properly the first time around ( mentioning all the parties to the matter in the original letter instead of just - ). Negative reporting of not paying a debt which I paid to the wrong - - - account on their - - - - ( debt buyer credit account ) that belonged to another credit account supposedly that was a debt buyer as well, known as Amex Standard formerly - - -. The consumer should have been informed it did n't belong in the paid up account known as t... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - The ACH amount owed - - was wrongly paid to New Bank of America and instead of being sent back to consumer it was transferred to - - after the cut-off date incurring a late fee and fines. I received several credits, but the debt kept appearing and the folks at Bank of America failed to respond to my phone complaints, Emails, and written communications to change the matter permanently. This debt is no longer owed to the debt buyer, - -, and the other debt buyer, New Bank of America, formerly Bank of America 's - accounts, since I am retired and on social security benefits u... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - The ACH amount owed - - was wrongly paid to - Bank of America and instead of being sent back to consumer it was transferred to - - after the cut-off date incurring a late fee and fines. I received several credits, but the debt kept appearing and the folks at Bank of America failed to respond to my phone complaints, Emails, and written communications to change the matter permanently. This debt is no longer owed to the debt buyer, - -, and the other debt buyer, - Bank of America, formerly Bank of America 's - accounts, since I am retired and on social security benefits... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - Debt was ACH into New Bank of America credit account instead of the right credit account known as - - and no longer Bank of America ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the Bank of America, now known as the New Bank of America, transferred it after the payment date into the Bank of America, now the debt buyer - - - account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original month,... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 12, 2016 - Debt was ACH into - - - - credit account instead of the right credit account known as Amex Standard and no longer - - - ( debt buyer/debt collector ) without a signed agreement with the borrower. After the mistake was recognized, in which the - - -, now known as the - - - -, transferred it after the payment date into the - - -, now the debt buyer Amex Standard credit account several credits were made. But then the consumer 's automated default was never removed and it continued to produce late fees and interest owed with defaulting in original... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 8, 2016 - Today I received a letter from Bank of America dated - - -. When I called the phone number on the back of the letter and I entered the last - digits of account closed in -/-/-, it said my first name and then said it was being " consolidated '' at my request!!!!! What? I asked the persons in - ; - and - as I was bounced from state to state and disconnected again and again : where are the - credit card statements I was promised two weeks ago? I was told they would be mailed so I can forward them to the - credit reports - some of whom have already removed it based ... |
Bank of America Debt collection communication tactics frequent or repeated calls June 7, 2016 - after repeated attempts to explain to B of A that my income dropped because of retirement or was about to, asking for credit card interest rate modification, I was told they would review it the next month, also the rate went from about - to over 21 % once they " re-evaluated '' my income situation because I missed work due to medical issue which reduced my income temporarily. I would like to get copes of the phone calls to my cell phone from the period of - - to - - as now they are sueing me for non payment, In turn I will counter sue for harassing phone calls. Repeated attempts... |
Bank of America Debt collection improper contact or sharing of info contacted employer after asked not to June 3, 2016 - I specifically told Bank of America Representative - - on -/-/2016 at - to stop calling our place of employment and I told him they would be turned into the FTC of they called again. Yesterday -/-/2016 another representative from Bank of America called our place of employment for my wife and today a representative named - called for me at our place of employment. They were already warned they would be turned into the FTC if they contacted me at our place of employment. I have - - 's phone number at - - - -. ... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property June 3, 2016 - I am an - age - woman living on Social Security Benefits, with no assets not even a savings account. My daughter has to help me pay some of living-medical needs solely. I have attempted to several times to payoff my high credit card debts with Bank of America. I was successful with making - settlement agreements with - out of the - Bank of America cards. These Bank of America cards I have had over 10 to 15 years and paying interest rates well over 21-29 %, the balance never seem to be going down and because of my fix income I can not afford the payments. I was successful with he... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 2, 2016 - I reported credit card lost a year ago from today which is - - 2016. But never got issueed a new card so I have n't use my credit card since. Recently I receive enormous amount of - balances in mail which is not use under my consent and my credit line limit only up to -. I contacted the bank but they 're unable to resolve this issue and keep charge high sum of interest rate. I asked the creditor to provide statement but it has been several months now and I believe they failed to provide and comply with my request. My credit score are excellent currently at - and I really do n't ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt May 26, 2016 - I received a letter today from - -, regarding CFPB complaint -. I called - - - -, extension -, and as always with all previous debt collection by BOA, no one actually answers these phone numbers. These letters are fake attempts to resolve complaints and are blatant attempts to collect a debt using " we are a debt collector '' on the voicemail. As such, and since no debt is owed, I am instead writing yet another CFPB complaint to address what is so very wrong with the letter I received. First of all, this sentence is at issue : : '' We are able to confirm that there has ... |
Bank of America Debt collection false statements or representation impersonated an attorney or official May 25, 2016 - I was contacted on - -, 2016 by - - ( or - - ) from - -. She told me that i should contact - - - immediately or I will be served tomorrow. I called that agency immediately with that number -. I spoke to a woman that asked for my reference number ( - ) and transferred me to a lady name - - ( or - ). This is the second time this company has contacted me. The first time was -, 2016. They claim that they sent me letters in regards to this matter, which I never received. When I told that I never received them, she called me a liar. I asked for whic... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 24, 2016 - I have had my identity stolen and I have had bank account opened in my name I have bank in the us - - and bank of America opened they say i owe them - dollars and they have also opened up a - dollar insurance policy on me without my consent using a private insurance company not keep on record ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 12, 2016 - Hello, -/-/2010 I got a discharge letter from -, AZ for - -. Couple of weeks ago ( after 6 years later ), I got a phone call from - phone number @ -. Saying that I have unsatisfactory case from Bank of America credit card amount of $10000.00 that I owed and asking for settle amount of 50 % otherwise they will get a judgement and sue me .... I thought this account might have missed during the bankruptcy. After checking my file from the attorney and credit report that I pulled after 3 month later after bankruptcy, it clearly said that this account was " Discharged through B... |
Bank of America Debt collection false statements or representation impersonated an attorney or official May 8, 2016 - - On Saturday -/-/- My husband got a call on his cell phone. A " courier '' called from a private # and told him that an attorney firm has been trying to serve him twice at our current address & a previous address. He told my husband to call ( - ) -, gave him a case # : - and said to ask for - - . Since it was n't a good time, my husband did not call. The courier called another 2 times. I picked up the phone the 3rd time. He asked me if I was his spouse. I said I was his spouse. He said that I was able to call since I was his legal spouse and that the call was extremely... |
Bank of America Debt collection improper contact or sharing of info talked to a third party about my debt January 28, 2016 - Bank of America called my place of employment and left a message with a coworker for me to call the number on the back of my card. The perception that I was past due was clearly communicated with my coworker. I called Bank of America on -/-/16 and was told that this was not their standard procedure, but after they reviewed the recording and verified the conversation and they did tell my coworkers to call the number on the back of my card, they called me on -/-/16 and said they found no issue with their employee telling my coworkers to call the number on the back of my card. I feel ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt January 8, 2016 - A collection agency named " - - - " is reporting inaccurate information on a monthly basis about an old credit card debt that was written off -/-/-. This was " sold '' twice with " - '' acquiring -/-/-. I sent them a certified letter of which they responded. They still report that this was " Opened '' -/-/-. This is an attempt to injure my credit for years to come. This practice could go on for a lifetime. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy December 31, 2015 - I received a dunning letter from a - part debt collector. I attempted to get validation of debt from them by sending - letters to them. I did not receive a satisfactory response. I then sent them an estoppel letter. ( see attached ). This debt collector unbeknownst to me filed an action in - - - courthouse acting as if they were representing Bank of America, this was fraud on the court. I just discovered a default judgement was entered in - - - - for a debt that was discharged in my wife 's bankruptcy in 2013 as evidenced by her credit report. These - party ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 31, 2015 - Bank of America. $36000.00. Request : Deleted permanently from my credit report. Status : Inaccurate account information. Status : Account current under - - -, - - -, - -, - - -, -, CA -. ( - ) -, - - - - ... |
Bank of America Debt collection taking/threatening an illegal action attempted to/collected exempt funds December 30, 2015 - Told me in order for legal action to be seized, I would have to pay a lump sum of $720.00 or - monthly payments of $370.00. I only had until -/-/16 to make either payment arrangements. Which was 7 days from the date I was contacted. Advised that my wages would be garnished and/or my taxes would be taken once they 're filed if I had n't made arrangements by then. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 30, 2015 - Bank of America. -. $2700.00 Request : Deleted permanently from my credit report. Status : Inaccurate account information. Account paid. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 23, 2015 - I have been trying since - of 2015 to have this Bank of America debt taken off my credit report. I first contacted portfolio - in - via a credit company asking to have this debt removed because it was not mine. It is being reported on my credit report from this company twice for the same dept in the same amount. In - I made - attempts with a direct call to the company. I was told the first time a Identity theft packet would be mailed to me. I received that packet, filled it out and returned it. A few weeks later after not hearing from them I called them. They said they did not g... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - Years ago, I think -, I saw on a credit report that and old credit card debt from MBNA was charged off. Did not check again until I was informed by - - this month - 2015, that there was a Judgment Lien on my credit report. - Portfolio had obtained a default judgment against me without any notice to dispute. I had no knowledge of the lien for almost seven years. I believe this debt was charged off and the sold to - who then tried to collect on an expired debt. I looked up - on your sight and found out I am not alone, that thousands of consumers are being punished for fraudu... |
Bank of America Debt collection false statements or representation impersonated an attorney or official December 4, 2015 - This company - - - started contacting my friends back in -/-/- impersonating court officials saying they needed to know my whereabouts. My friends informed me of this the day they called. They were even harassing them about information and gave out my SS # and date of birth, etc. Asking them if that was their info. This company then called me and left a voicemail saying the same thing to me. I called and asked them to send me correspondence on this matter which they gave me no information on and I never received any paperwork on this. Fast forward to the last 2 weeks. My mother h... |
Bank of America Debt collection improper contact or sharing of info talked to a third party about my debt December 3, 2015 - Some of the collections our from -/-/- to -/-/- they have had a charge off from the original. And I have been called for years from other debit collectors. ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt November 19, 2015 - this debt is over seven years old since it was delinquent. It needs to be removed from my file ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount November 10, 2015 - BofA misrepresented and breached the terms of a debt relief agreement. According to BofA, I provided a personal guaranty on a credit card account ( the Account '' ) for a company that went out of business. On or around - -, 2015, in an effort to resolve the balance on the Account, I contacted BofA to seek a payment plan with interest rate relief. BofA representative - went through a series of financial questions with me and then indicated that I had been approved for a payment plan and interest rate relief. Per the new payment plan, my interest would be reduced to 4.5 % and require m... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount October 23, 2015 - I am at the trial phase of a debt collection case filed by - - - that is using a debit collection attorney to represent them. The account was issued - different account numbers during the life of the account. The fourth account number is the charged off number. The account was opened in -/-/- and was charged off in - -. They do not have the last - numbers to the account for first 21 months of the account. When I brought this up at - of the hearings, we are going on our third trial date, the plaintiffs attorney was completely surprised. I am representing myself ... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt October 13, 2015 - - - - filed a lawsuit against me in -, 2015 even though the Statute of Limitations had expired. - See attached copy of my letter to the arbitrator. ) It cost me $240.00 to file an Answer in which I pointed out the fact that the SOL has expired, but a Judge in the - Court of - -, AZ sent the case to an arbitrator anyway. The case is still pending and an arbitration hearing was scheduled for today, but PRS 's attorney decided to play by the rules and demanded 30-days notice, so the hearing has been continued but not yet rescheduled. I saw your lawsuit against PRS and th... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt October 12, 2015 - I am resubmitting my claims from a previous complaint from case - and - -. I thought this was a - card but it said Bank of America. I went back and looked at my credit report to see if I had any judgments for a Bank of America card and I do n't even see that I had a judgment or even ever had this card! I have never had a card in this amount of almost $14000.00! This law firm sent me a letter telling me they had been sold my case and would be reviewing it and now I am getting a garnishment summons!!!!!!!! I will sue everyone, if they do not correct this now! I have already contact... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine October 8, 2015 - -, This Credit Card is over 15 years old and Has already been removed off of my credit report. Bank of America Sold this loan to these people and they are trying to reopen a case and has been calling me and sending me notices. Additionally, they are making robot calls about taking me to court to settle this dept. This calls seem to orignate in Georgia. ... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - Have letter dated from -/-/2015 from debt that is over 10 years old and has had many CFPB complaints filed on it before, removed from credit reports several years ago, now getting threats to collect. ... |
Bank of America Debt collection communication tactics frequent or repeated calls September 28, 2015 - - - debt collectors incessantly called me during the months of - and - 2013 to collect on an alleged Bank of America credit card debt. I remember these repeated calls as annoying, aggressive, intense and oppressive. All of these calls took place while I was attempting to work. - insisted that I had to settle my alleged debt before the end of the month or the settlement talks would end. It appeared, based on their aggressive and oppressive behavior, that they were indeed desperate. Therefore, I better settle the alleged debt by the end of the month or the endless and degrading ph... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt September 11, 2015 - A business I had which closed back in 2007 had some debt to it, there is an account listed on my personal credit file which I disputed with no validation provided and the item is still there. I am asking your agency for help. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount September 9, 2015 - Bank of America is reporting my old account as late '' -. This account was paid in full. They were reporting correctly and then erroneously changed my reports. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 9, 2015 - As part of a bankruptcy proceeding any American citizen is protected by Constitutional mandate. Bank of America has decided to follow a different course of action than any other creditor pertaining to my Chapter - discharge of creditors. As I have submitted, Bank of America followed through a due process on my initial dispute on the carrying of balances on discharged debts. Bank of America re-inserted balances on - ( - ) lines of credit since they initially placed balances at - from my initial dispute. Bank of America must file a release of any judgments filed against - - -... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount September 8, 2015 - Bank of America is reporting an original charge off amount of $850.00 to all - CRA 's. This was a secured card which I paid $600.00 down. The limit was $600.00. The card was never over the limit and I paid $250.00 which was considered payment in full of past due balance. ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt August 26, 2015 - - - - Acct # - is reporting on my credit profile with a balance of $80000.00. This account was transferred from Bank of America. This account should not be reporting on my personal credit profile. This is ridiculous! I have demanded to see proof as to why this would report on my credit and have yet to receive documentation. Research and correct this information immediately or delete this account off my credit profile! ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt resulted from identity theft August 23, 2015 - this acct is fraudulent and when initially submitting information was not totally complete this was a case of identity theft and needs to be removed from your records and my file asap ... |
Bank of America Debt collection communication tactics frequent or repeated calls August 20, 2015 - For the past several years I have received notices from this company regarding a debt that is no longer valid. The statute of limitations has run out on this debt. The last time I used this card was over 6-7 years ago, and the tast payment made was over 5 years ago. Last night a woman, collection rep. called me at -. I told her that the statute of limitations had run out on this debt,. She said I was still obligated to pay. That is false. I also told her to cease and desist. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid August 12, 2015 - This original credit card Bank of America '' debt ( account # - ) in the amount of or close to $28000.00 which has had no activity, payments and or correspondence in more than ( 6 ) years, has more than exceeded the legal California time statue to legally collect. I would like a letter from the current and or previous collection agencies ( BELOW ) stating for on my behalf '' that THE E-PIRATION OF THE STATUE OF LIMITATIONS LIMITS THEIR ABILITY TO PURSUE LEGAL REMEDIES NOW AND OR IN THE FUTURE ON THIS BANK OF AMERICA CREDIT CARD IN THE AMOUNT OF OR CLOSE TO $28000.00. Also, would appre... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property August 11, 2015 - I received a document delivered by the Sheriff of the county I live in. I was not home and the document was attached to the front door of my residence. I immediately called the Sheriff once I got home and read the document. The document said I owed a debt and listed the dollar amount of the debt on the document. The sheriff and other unknown persons were able to see my personal financial information. The debt collection agency threatened to take my vehicle as payment if I did not call them immediately and set up a payment plan. The sheriff also called the debt collection agency and he was told... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt August 7, 2015 - Signature load from back in - - Bank of America/ FIA Card Services - got behind in - / - attempted to work out arrangement w/ BofA - would not work with me in any form while continuing to add penalties/ Fees and Interest on top of the accountBof A stopped communicating w/ me for several months then I was contacted by Debt Collection Firm out of - ( - & - - for payment arrangements - which I did as required made payments to them for this account and did so for three years - requested a balance on the account was told that it was paid - but no written documentation was e... |
Bank of America Debt collection communication tactics threatened to take legal action July 27, 2015 - I received a call from a person who did not identify them self or the company they worked for and informed me, that I owed - - money for a credit card. I informed the person on the line that, I have never had a - credit card and that- if I was to pay the card she must provide me with some proof that I owed that money. I was informed that I opened the card in -/-/- and must make arrangements to pay or I would be taken to court for the payment. I responded, I have never had an - credit card. I do not know who you are and what company you are calling from. If you want to get any... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt July 23, 2015 - - - - -. put a lien on a home my husband and I are selling next month. My name has not been on the title to this home for most of the 9 years we owned it because I was afraid cavalry would do this. But a few months ago we put my name on the title. ( thinking cavalry 's long arm had shriveled back due to credit card debt expiration laws in this state being 7 years ... ) I called them and settled to pay - so the home can sell ). But their practices have been illegal and abusive. 1. They bought an old debt of mine from around -/-/- from Bank of America. I moved to - in abou... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - - - - -, -, SC -, - - - - sent me a notice in the mail trying to collect on a supposed debt. They said the original creditor was Bank of America, and that I owed from a credit card back in -. I have never had a Bank of America card! ... |
Bank of America Debt collection taking/threatening an illegal action attempted to/collected exempt funds July 18, 2015 - I was sent an unsolicited credit card from Bank of America -/-/-. Shortly after, I was laid off from my job due to the economy and was unable to find a job for over a year so I used the card for gas & food during that time. I soon fell behind in the payments and most of the card debt was late payments and penalties. Unfortunately I had moved and I forgot about it when I started working again. - - bought the debt years later and sued me. I tried to explain my circumstances, that I was in school and did not make very much money and that I owned nothing. I 'm still driving the - Imp... |