Bank of America Debt Collection Complaint

Credit card Taking/threatening an illegal action seized/attempted to seize property

Bank of America Debt collection department,

Credit card Taking/threatening an illegal action Seized/Attempted to seize property North Carolina

I received a document delivered by the Sheriff of the county I live in. I was not home and the document was attached to the front door of my residence. I immediately called the Sheriff once I got home and read the document. The document said I owed a debt and listed the dollar amount of the debt on the document. The sheriff and other unknown persons were able to see my personal financial information. The debt collection agency threatened to take my vehicle as payment if I did not call them immediately and set up a payment plan. The sheriff also called the debt collection agency and he was told too that they would take my vehicle as payment if I did not call and set up a payment plan. I began to have a - - and contacted my M.D. I was prescribed - to control my - and prevent me from -. I began to suffer from - the same night as the document was left on my front door ; I returned to my M.D. suffering from - and prescribed -. After I got myself healthy adn back on track I was able to stop taking the - but I still suffer from - as I look over my shoulder feeling as though someone is going to take my vehicle as I go into - to pick up a few groceries. It 's an awful feeling and as I am unemployed but actively looking for employment ; a payment plan is impossible as I am living off of my savings after moving into my mother 's home unable to pay rent or live independently due to unemployment and lack of money. My vehicle is paid off but the debt collection agency said they put a hold on the VIN so I could not transer the title into another name ; the hold on the VIN makes it impossible to sell the vehicle and buy a cheaper vehicle in order to make a lttle profit.

Bank of America customer in North Carolina
Aug 11, 2015

* Source: CFPB Complaint Database

Bank of America response to complaint:
Closed with explanation

Consumer disputes how Bank of America handled their complaint

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Contact Bank of America

https://www.bankofamerica.com/
(704) 386-5681
100 N Tryon St Ste 220
Charlotte NC 28202
Bank of America
Bank of America

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