Bank of America Debt Collection Complaint

Bank of America Debt collection department,

Credit card Taking/threatening an illegal action Sued w/o proper notification of suit California

I was the victim of an Illegal Debt Collection Lawsuit Mill owned and operated by - - - - -, a Georgia-based law firm. From what I can tell, apparently - - - - - take care of all the legal proceedings for - -, a company that purchased my credit card debt from -, in the amount of $3500.00. Back in -, I went through a financial hardship, and was having difficulties maintaining my mortgage payment and keeping up with credit card debt. I had no choice but to walk away from our home and all debt. As a consequence for my financial irresponsibility, my credit score dropped all the way down to - and stayed there for over 7 years, making it very hard for my wife and I to purchase things like automobiles, a new home, or get any type of new credit.


). Then in - -, while logging into my credit monitoring account ( - ), I noticed that my credit score had dropped significantly. It was the result of a new default judgement showing up as a public record. Here are the details of this judgement : Date Filed : -/-/- Reference # : - Court : - CO Magistrate Plaintiff : - - - Amount : $3400.00 I was never given notice of this lawsuit, nor was I ever served. I believe this debt had already exceeded the statute of limitations from the date of last activity ( DLA ). Yet, it is not haunting me, and preventing me from purchasing a new home many years later. I also found this article published on your site related to the the unethical business practices used by - - - - -, in attempt to make financial gains, through the use of questionable default judgements, at the expense of their victims. http : //www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-to-stop-illegal-debt-collection-lawsuit-mill/