Bank of America Debt Collection Complaint

Bank of America Debt collection department,

Credit card Disclosure verification of debt Not given enough info to verify debt Pennsylvania

Years ago, I think -, I saw on a credit report that and old credit card debt from MBNA was charged off. Did not check again until I was informed by - - this month - 2015, that there was a Judgment Lien on my credit report. - Portfolio had obtained a default judgment against me without any notice to dispute. I had no knowledge of the lien for almost seven years. I believe this debt was charged off and the sold to - who then tried to collect on an expired debt. I looked up - on your sight and found out I am not alone, that thousands of consumers are being punished for fraudulent and illegal practices committed by -. Now I found out - sold the same time-barred account to - - and they are continuing to try and collect the same account that was charged off by the original creditor. Looking at Consent Order - I think I am - of the Eligible Consumers who should have the judgment vacated and removed from my credit report. Thanks in advance for any information or help your organization can provide. I did learn that now I will check my credit report at least once a year.