Review and analysis of over 846 complaints against Encore Capital Group
Encore Capital Group consumers have reported over 846 official complaints related to Not given enough info to verify debt. Out of the 846 consumer complaints against Encore Capital Group, 26% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 99% were processed in a timely manner. 0% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 22% resulted in non-monetary compensation.
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Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 14, 2016 - I have called and talked to the company I am seeking asking for a detailed statement for the past 3 months of the account before it went into collection so that I can verify how a - credit limit credit card became $1100.00 the agency has refused to go back 3 months or take a settlement offer of - and the least they would go is -. I would like detailed statements of how fees or interest were accrued and verify last purchases before collection... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 9, 2016 - I have asked Midland to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - Disputed debt on credit report asked for validation with my signature, and they have start legal action against me. So in turn i have started a class action against them. Debt buyer Midland Credit Management, Inc ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - I received a letter -/-/- from the Law Offices of -, -, -, - - stating they represent Midland Funding in a debt I supposedly owe. I responded to their letter within 30 days requesting proof of debt by certified letter. I never heard anything. I sent a second certified letter requesting proof of debt. I still have n't heard anything back from them or received the proof of debt as requested. -/-/-, I started the process of refinancing my house. I was informed that I would have a higher interest rate because this debit is on my account and listed as disputed. I have t... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 16, 2015 - I contacted Midland Funding and spoke with - - in the debt verification department regarding an account that should no longer be reported on my credit file. My original debt was with - - which is now - -. My first date of delinquency was - 2008. This date was confirmed with the original creditor AND - - also confirmed that the date of the last payment was - 2008, however, - - stated that that information does not state that that was the FIRST date of delinquency. This statement by - - makes no sense being that the original creditor already confirmed th... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 7, 2015 - I began going through a divorce -/-/-. After which I was unable to continue payments on my - - - credit card. Once I was able, I began making payments to - - - and paid the balance owed in full on -/-/-. During this time period I received notice from - Card Services that my account was delinquent. I notified them I was paying the dept to the original creditor and that it would be paid in full. At some point Asset Acceptance LLC purchased the debt as well. I wrote to Asset Acceptance and asked them to remove the information and I sent them a copy of the final paym... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 7, 2015 - A letter was sent to Midland Credit Management in - 2014, asking for validation of a debt, however they never validated the debt but what they did send me back was an offer for a settlement amount dated - 2014. I continued to send them letters stating they have n't validated the debt with no response however they continue to report the account on my credit report. As recent as today, I have spoken with the following representatives - -, I was transferred to - - - # - in the Consumer Support Services Department not before he told me that there is a limited amount of time... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 5, 2015 - They have not VALIDATED this claimed debt they are attempting to collect from me pursuant to FDCPA. Company claims to have purchased the debt but does n't offer any proof the purchased debt was VALID and MINE. No written agreement, no signature, no verification at all. Please remove this trade line from all credit bureau reports you have reported to as it is hindering my ability to obtain credit. Thank you. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 2, 2015 - There are - accounts listed on my credit file from Midland Funding LLC which are very old. I have disputed several times with no verification ( initial signed contract and proof when the date the last payment was made ). Can your agency help assist me? ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 23, 2015 - I have specifically requested Asset Acceptance LLC to provide proof of debt owed, they have not provided any type of proof regarding this debt. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 21, 2015 - When I sent a letter requesting Midland Funding to validate an alleged debt and provide their Texas license and bonding information ( as required by Texas law ) they not only did not send the information but sent me a letter refusing to validate the debt. A few months later they placed major derogatory information on all - of my credit reports. This ruined an excellent financing opportunity I 'd applied for at about the same time. The specific reason I was declined was due to their recent illegal reporting of a collection. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 18, 2015 - I am a - - veteran. Wife and I applied through VA to buy a house close to family. Credit report showed judgement from a few years ago that I did not know about. I called collection company to settle the account so we could move on. Paid the the amount we agreed on to settle account. Was told it would take minimum of 30 days to get papers showing judgement satisfied. Tried to get some sort of date but was told to just check back. Paid on -/-/2015 but was told not sent to legal dept until -/-/2015. Court is in a small town so should not be a problem of the court being too busy.... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 12, 2015 - I have a Judgment that shows as " Satisfied '' on my Credit Report, indicating Asset Acceptance as the Plaintiff. When I contacted the Courthouse ( - County Minnesota ) they reported the judgment was " not satisfied '' or had " not received a " satisfied '' letter ; ultimately providing information to contact a local attorney who was listed on their end as - - ( - ) who has yet to return my call. I later had to contact Asset Acceptance, whom when asked provided the original credit agency as - - and stated it was transferred to a " Law Firm ''. I was then informed that the jud... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 9, 2015 - I mailed a very specific letter as per The Fair Debt Collection Practices Act demanding validation of this debt that I first became aware of when I saw my credit report. Midland ignored my letter even though I had it tracked and know they received it in - 2015 ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 3, 2015 - I received threatening phone calls and letters plus a lawsuit was filed, when I disputed the claim to debt. They are not the original debtor and their information is wrong. They did not provide me with enough information and threatened to take action if I did n't respond within 30 days. They refuse to give me their street address when I phone them so that I can have them served. They were very rude on the phone and would not provide information. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 28, 2015 - Asset Acceptance hired attorney - who filed judgment against me -/-/- on a debt that is not mine. They just recently levied my - - - account in ths amount of $860.00 I contacted Attorneys office and they advised me to file police report of id theft and that this alleged debt is not mine. I filed police report along with FTC complaint and submitted all documentation to attorneys office by certified mail USPS tracking # - -/-/- They advised me they would speak to there client and get clarification of the debt. I have called there office every week and they claim that i... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 27, 2015 - I contacted Midland Credit with - debt validation letters. They ignored all of my requests for validation. I do not recognize this account and I want it removed from my credit report! ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 23, 2015 - I mailed a request for validation to Asset Acceptance , LLC on -/-/15. The return receipt card indicates that this request letter was received by Asset on -/-/15. In my -/-/15 letter I specifically asked that Asset provide me with an explanation of how the alleged balance was calculated, proof this debt was not time-barred and a copy of the original account level paperwork that contained my signature. Asset 's response letter was sent just one day after after receiving my letter and is dated -/-/15 ; in this letter they identify the original creditor as - -. This ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 17, 2015 - I wrote Midland Funding a debt validation letter on - -, 2015 via USPS Certified Mail with Return Receipt ( See Midland Funding Response & - Attachment ). I asked Midland Funding to provide written documentation proving that the alleged debt belonged to me. ( Please see Midland Funding - Validation Attachment -. I asked Midland Funding to provide the following : -What the money you say I owe is for-Explain and show me how you calculated what you say I owe ; -Provide me with copies of any papers that show I agreed to pay what you say I owe-Provide a verification or copy of any ju... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 9, 2015 - I checked my credit reports with all - major credit bureaus ( -, - and - ). I noticed a collection account with Midland Credit Management -. I sent all - credit bureaus disputes back in - 2015 disputing the validity of this account. Midland Credit Managment responds validating this account and sending a last statement showing a charge off from the original creditor. I disputed this account a 2nd time with Midland Credit Management letting them know that the information that they furnished is not sufficient and that I would need them to validate this account pursuant to the... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 6, 2015 - Company contacted me about debt which I disputed and requested validation on -/-/2015. The company never provided the validation of the debt. Instead they sent the case to an attorney 2 months later. I informed the attorney that the company was in violation because it was after 30 days and they did not provide any validation information and collection efforts should be ceased. No other contact was made, now they have filed a lawsuit of an account that was not validated. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 1, 2015 - They are trying to collect debt from - which was never on my credit report history. They are also re-aging this account. They put it on my credit report and I am not responsible for it. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 26, 2015 - I have asked midland funding to furnish proof that indeed this account on my credit report is mineThey are not validating and said they do n't have anything listed on my credit report ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 25, 2015 - Debt is old. It dropped off my credit report after 7 years on -/-/2015. In Alabama it is 3 years for statute of limitations and it has been -. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 25, 2015 - I mailed a request for validation to Asset Acceptance , LLC on -/-/15. The return receipt card indicates that this request letter was received by Asset on -/-/15. In my -/-/15 letter I specifically asked that Asset provide me with an explanation of how the alleged balance was calculated, proof this debt was not time-barred and a copy of the original account level paperwork that contained my signature. Asset 's response letter was sent just one day after receiving my letter and is dated -/-/15. Not only do they fail to provide the requested information, but they ask that... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 23, 2015 - I have send numerous letters requesting verification of the debt I have in question. They have not provide any information regarding the debt. They also change the open date of the debt to more current. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 22, 2015 - I am unaware of this debt with Midland Funding LLC it says - - - Acct. It shows $910.00 balance due. This information is not known to me. I 'm not sure what company this is for. I feel as if my rights are being violated per the Federal Trade Commission Fair Debt Collection Practice Act Section 809 Validation of Debts. Consumer should be notified within 30 days of debt. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 19, 2015 - I contacted Midland Credit Management , Inc. by letter to request verification of debt. Midland Credit Management has reported an active collectible debt on my credit report and they have failed to produce evidence that they are legally able to collect and report an alleged debt. This debt, should it be mine, is a zombie debt over 7 years old and thus uncollectible. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 17, 2015 - THIS COMPANY HAS THE WORST CUSTOMER SERVICE EVER. I HAVE BEEN CALLING FOR 2 WEEKS BUT THE DEPT I NEED IS NEVER AVAILABLE. THE REPS HANG UP ON ME CONSTANTLY OR THEY ; - PLACE ME ON HOLD THEN HANG UP. I NEED A DISPUTE MARK ON MY CREDIT REPORT TO BE REMOVED. THE ONE TIME I SPOKE WITH A REP IN THE CORRECT DEPT THEY GAVE MEBAD INFORMATION THEN PLACED ME ON HOLD THEN HUNG UP. PLEASE HELP ) ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 16, 2015 - I had an account with - many years ago. We moved to a state where - did provide service. This was over 8 years ago. - did not have coverage for this area and we asked to be released from the agreement. They did this for us with no questions asked. Then, MCM began to call/send letters demanding money for an account we had with -. I asked MCM for a detailed explanation as to what the charges are for and they provide me nothing. I just got off the phone with - today ( representatives name was - ). - tells me that she can not provide details of what those charges are as they s... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 8, 2015 - I sent a debt verification letter saying that I disputed the debt. NO verification was sent at all. The debt collection attorneys proceeded to sue me anyway - - without giving me any debt verification or notice according to federal laws. Also, I have attempted multiple times to verify the debt in the past five years - with my son 's help ) and NO verification or validation has ever been sent through the mail. I only wanted to clarify the information because they have my last name consistently spelled wrong. I heard nothing. Now the debt is almost time barred and they are suing without prov... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 7, 2015 - I see a collection company by the name of Midland Funding LLC putting negative reports and re-aging old debts on my credit report by changing the dates making them look new to extend the date longer than it should. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 7, 2015 - I contacted Midland Funding in - 2015 and asked for proof of ownership of the indicated debt. Midland funding has yet to send me the requested documentation or put the account in dispute status. I want it removed from my report. I do n't see how they can just show up on my report and not provide the requested information. I have several copies of my report and they were not showing in previous years. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt September 7, 2015 - Midland Funding LLC, is inaccurately reporting information on all of my credit reports. I submitted a debt validation request to Midland after reviewing my credit report and I received paperwork from them to fill out for a fraud claim. They did not address the inaccurate reporting. A party who purchases a debt that is in default is not a creditor. Midland is not my creditor. I have attached a copy of mycredit report showing where MIdland has inserted multiple creditor tradelines into my credit reports. This reporting is frivolous and inaccurate. Also I attached a copy of the letter that - M... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt July 15, 2015 - I wrote Midland Funding a debt validation letter on - -, 2015 via USPS Certified Mail with Return Receipt ( See Midland Return Receipt Attachment ). I asked Midland Funding to provide written documentation proving that the alleged debt belonged to me. ( Please see - Validation Letter Attachment ). I asked Midland Funding to provide the following : -What the money you say I owe is for-Explain and show me how you calculated what you say I owe ; -Provide me with copies of any papers that show I agreed to pay what you say I owe-Provide a verification or copy of any judgment if applicable ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt July 9, 2015 - I requested verification/validation of a supposed debit to Midland Credit Management. The have not responded, but yet continue to call my cell phone with a robo call. this call is at all hours of the day and night. Generally there is no person to answer the line, just a stuttering robot. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 30, 2015 - Collection firm purchased debt in 2008. Date of - delinquency and reporting date was - 2008. - year credit reporting expiration should have been - -. I have recently checked credit to see the dates have been changed to - with 7 year expiration moved to - -. I have had no direct contact with Asset Acceptance nor have I done anything or received information that would have moved or changed any aging on this account. I have previously asked multiple times ( in writing, certified letter ) for a full debt validation, including original dates, etc. They provide a very generic... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 28, 2015 - this account is 15 years old account number - I am disputing this because its beyond the time frame ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 25, 2015 - I have submitted - letters demanding verification of debt and this company replies by stating they have verified the debt and are satisfied it is mine but I have not received any verification documentation as allowed by law. They continue collection efforts by continuing to report a negative account to all credit bureaus. They have deliberately ignored my validation requests and continue the collection process on an account that I do n't own. They refuse to provide me with any document containing my signature or any other information requested in my validation requests. They have added a no... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 23, 2015 - I have requested for at least the last - years, a detailed explanation of how Midland Credit Management arrived at the balance they allege I owe! They REFUSE to supply me with this information, yet expect me to pay almost $3000.00 for this alleged debt. I do n't know anyone that will go to the grocery store, or -, for example without getting a detailed, line by line item explanation of what they owe. This leads me to doubt the validity of the bill. If they ca n't prove it, they need to remove it!! I consider this to be inaccurate information that is being reported to the credit bureaus... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 21, 2015 - I have - debts on my credit report from Midland collection agency. They are reporting that I defaulted on these accounts in - when I had n't had the - accounts since - at the latest. Coincidentally these items did n't appear on my credit report until late -. I had better credit last year despite that I have only continued to pay my bills on time. A dispute with the credit bureau only said debt reported in accordance with fcra which I know to be false. How can I resolve this? ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 20, 2015 - I submitted a written request to Asset Acceptance , LLC dated - -, 2015 they received my written request on - -, 2015. On - -, - I received a letter from them stating they purchased my account, however they REFUSE to validate my account as per my written request and has placed this account on my credit reports. They failed to Validate within a timely manner and they are trying to collect on a zombie debt. Violation of FCRA and FDCA ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 19, 2015 - On - - I sent a debt validation to Midland Credit Management in regards to their entry on my credit report. They received this letter on - -. In my letter I stated that I was not aware of any debt owed to them and to please remove their entry from my credit report. On - - they sent me a letter stating that they understand I 'm disputing the accuracy of their records but after reviewing the account they were unable to determine the nature of my dispute. In my letter to them I said I was n't aware of anything owed to them. That 's the nature of the dispute. On their letter to m... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 15, 2015 - I keep getting calls from Midland Credit -. They call multiple times a day with different - numbers. When you inquire about the issue they do not give you enough information. They say this is about general collections, they give no creditor they are collecting for or any way to dispute their entry. They have bought my charged off debts and are not disclosing any information on resolving them. Midland just says that this is an attempt to collect a debt but does not give you anything else. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 10, 2015 - I sent certified letters to debt collector to validate these - debts. They sent letters back stating they needed more information from me, which I gave them that on the letter the account numbers which are on my credit report. I stated on my certified letter that I wanted information from the original creditor with my signature and dates of the account. They did not have any information but the name of the creditor which I already knew that, because it is on my credit report. I would like both of these debts removed from credit reports. -, - and -.This debt can not be validated. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 9, 2015 - Midland Credit failed to verify and validate all data for this account, and is being reported FRAUDULENTLY on my credit report. They sent me back basic information on the account, not the detailed information I requested. They also sent me paperwork on other accounts I did not request. They continue to change information and change dates of account on my credit report without validating or verifying the information. They are breaking the law! ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 9, 2015 - I sent Midland Credit Mgmt a CMRRR letter asking for and I quote Signed credit application between myself and the original creditor Copies of all signed vouchers from the date account was opened until default Copies of all statements from the date account opened until default Proof of the statute of limitations Proof of agreement that you were hired by the Original creditor ( creditor as defined by the FDCPA ) or A copy of the contract - purchased the alleged debt. If the alleged debt was purchased, provide a copy of an agreement between - and myself, signed by me, stating that I have a ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 4, 2015 - I ask them to correct information on my credit reports from all - bureaus and they have failed to do so. I had a car loan from - in -, WI and they sold a false claim to them in the amount owed by me. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 4, 2015 - This Complaint is being brought against Asset Acceptance ( AA ), for knowingly, falsely and repeatedly collecting and then electronically submitting AA collection Accounts on all Majors Consumer Credit Reports as Open Non Revolving, Installment and Revolving Trade line 's consumers opened with them, as Credit Grantors. Asset Acceptance ( AA ) is a Debt Collection Agency, who brought a debt from - - -, of which I owed money to. AA and I went to court, and I agreed an paid in full, the actual balance due -, $560.00. AA reported this debt to all - CRA 's starting in -/-/-. B... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 1, 2015 - I sent a debt validation letter Midland Credit Management , Inc on -/-/2015 trying to verify my debt. I do not recognize this debt and I requested that they validate it. They have ignored my requests for validation. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt June 1, 2015 - The payroll dept sent me an e-mail stating in - weeks - - - was going to start a wage garnishment from my payroll? I had no clue what she was talking about? I never received anything from them? No paper work no letters NOTHING!! They already took out the first payment of $300.00 which she stated they requested every two weeks. I do n't have money for an attorney so I do n't know how to stop this? I have tried calling several times with no results. I mailed a letter to them with no results? If they continue with this garnishment I will not be able to pay for my car payment then I ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 19, 2015 - I received communication from a company called Asset Acceptance ( AA ) account # - in -/-/-, asking me to make a payment settlement to account I have no knowledge of, however it claims it was an inherited debt. In -/-/-, I phoned AA inquiring about the debt. I was placed on hold, after informing the representative on the phone I was recording this conversation, and he never returned. In -/-/- I sent AA a certified letter - - - - - - - requesting they validate the debt, and if this is in fact a verified debt of mine, I would pay it. I did not receive a res... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 18, 2015 - This complaint is against the company Midland Credit managment Inc. ( MCM ) - - - - - - - - CA -. ( Reference - - # - and MCM Act # - ). I sent a letter to MCM concerning the above reference account which stated This letter is to inform you that the above referenced account is being inaccurately reported to - and -. And, to request that you correct the errors by reporting the following accurate information : Date of Last Payment : -/-/2008 ( payment confirmation number - ) Copy Enclosed and Date of - Delinquency : -/-/2008. To which I... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 14, 2015 - On Friday - - I signed on to the online banking to check my account when I noticed that my savings balance and available balance were - different figures. I called the bank immediately and was told there was a court restraint on my account. I asked what this meant and I was given a collection agency to call - to get assistance. I called the collection agency and was told they had a judgment against me from -/-/- in my maiden name. I asked for some kind of information about this so I could check into it. The name is my maiden name and my address was wrong. All I was provided wa... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 13, 2015 - I have sent multiply request to validate the debt company will not send information in the 30 day period now i am being told 90 days, they will just remove from my report and research and never send correspondence bad company ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 13, 2015 - There are - items listed on my credit file which the date of last activity was back in 2007, is n't there a law they are only allowed to report for seven years this company is not following the law. I disputed several times with the credit agencies and the items are still listed ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 11, 2015 - - -, 2015 I sent a validation letter. I have not heard back from them nor have they noted on my credit report that I am disputing these charges. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 11, 2015 - - -, -/-/2015 sent a letter requesting this debt to be validated and noted on my credit report. This has not been validated not noted on my credit report. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 7, 2015 - Midland Funding LLC is reporting a due balance of $8000.00 under the account number - in my credit report which should not be in my credit report because the date of default or the last date of any activities with me is more than 7 years old. The card was with - and last activity with me is in early -/-/- and subsequently defaulted. - was sold to - bank in early -/-/-. In -/-/-, - sold the account to Midland LLC. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 4, 2015 - I - contacted - by certified letter in -/-/- requesting debt validation including : Name of the original creditor, including account number. Original amount owed, including a complete payment history, starting with the original creditor. Finally, Documentation that indicates that I agreed to pay someone this sum of money. - responded with a letter dated -/-/- on company letterhead just stating that they are unable to determine the nature of my dispute and that they are closing the investigation. None of the information I requested was provided. I contacted - as a final at... |