Equifax Problem With Fraud Alerts Complaints

Review and analysis of over 387 complaints against Equifax

Equifax consumers have reported over 387 official complaints related to Problem with fraud alerts. Out of the 387 consumer complaints against Equifax, 16% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 21% resulted in non-monetary compensation.

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New Problem With Fraud Alerts Consumer Complaints


Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 7, 2016 - I sent Equifax - requests to place a Security Freeze on my file. The First request was sent on -/-/16, the Second on -/-/16 and the Third request on -/-/16. Each request was sent certified mail and included my complete name, complete address, Social Security number and date of birth. These request also included a copy of my Drivers License, -, Proof of address and my Identity Theft Police report. I also sent the same request for my wife - with the same documents - and she was able to obtain the security freeze upon the first request....

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 4, 2016 - Exquifax REFUSES TO REMOVE extended Fraud alert. I have notified this company that I did not authorize them to put any kind of fraud alert on my credit file. They are - off because I keep challenging information on my credit file. They are determined to try to hurt me from obtaining credit. This company is on the verge of getting sued by me. This is the 4th time this year they have put a fraud alert on my credit file and I am sick of it. They are NOT doing their job and they are breaking the law. This needs to stop and they need to be sued....

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 3, 2016 - I have a security freeze on my credit report with Equifax. I have misplaced the PIN to lift the freeze, and would like a new PIN. I sent certified letters on -/-/- and -/-/- requesting a new PIN, and included copies of 2 forms of ID. The response to my first letter was a form letter stating they could not lift the security freeze without my PIN. The response to my second letter was a form letter stating they had updated my current address within the last 30 days. ( I have a copy of verification of the initial security freeze dated -/-/2014, and it includes the address they claim to...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 23, 2016 - Im being billed for a bill from - and its affected my credit report....

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 12, 2016 - I have twice paid to have a credit freeze removed from Equifax and they will not lift the freeze and do do not respond to online inquiries. This company should be driven out of business by the Feds they are defrauding people. - and - are never a problem. Only Equifax...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 7, 2016 - -, Equifax, and - placed fraud alerts on my credit history without my permission....

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 6, 2016 - I was advised in -. - by the IRS of identity theft after filing my - return. I completed all the necessary and required steps and had my credit reports locked down by all - agencies-I thought. I was advised by the IRS in - of - of of having my identity stolen again. I completed all the necessary steps. The IRS advised I apply for a pin number. I did but - of the requirements was to submit a credit card and to do that I needed to have my locked down report at Equifax to be temporarily lifted. I was unable to lift it because it said it had not been locked down and my only ch...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 4, 2016 - My issue is that I am having trouble getting to the bottom of a credit alert that appeared in my - account. As a - impacted by the - breach, I registered for this monitoring service. I received an alert, reported by Equifax, that a new - - account was " reported ... on your Equifax Credit Report. '' - provided a phone number to call if I suspected fraud so they could follow up on the alert, but the only automated options available on that phone number were for opening new accounts with them, necessitating a PIN provided by OPM. But, I of course had already done that. There wa...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 4, 2016 - I received a letter from Equifax on - -, 2016. I was alarmed and quite concerned as I did not contact Equifax to place a fraud alert on my credit file nor for any other reason. The letter goes on to say that they eliminated my need to contact - and - as they would forward my fraud alert to those companies on my behalf. I placed a call to Equifax on the evening of - -, 2016, and unfortunately was unable to obtain the name of the representative to whom I spoke as his accent made it difficult to understand him. I stated that I did n't place a fraud alert on my file at which tim...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 27, 2016 - To Whom It May Concern : I have requested that you remove the fraud alert from my account. Please remove all freezes as well. Contact me if you have any trouble doing so. -. Sincerely, - - DOB : -/-/- SSN : -...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 18, 2016 - This is what Equifax sent me.. Dear - - - : Below are the results of your reinvestigation request and, as applicable, any revisions to your credit file. If you have additional questions regarding the reinvestigated items, please contact the source of that information directly. You may also contact Equifax regarding the specific information contained within this letter or report within the next 60 days by visiting us at - or by calling a Customer Representative at - from - - We have researched the credit account. Account # - The results are : This item has been deleted f...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 16, 2016 - I have placed a fraud freeze on my credit reports. Recently, I attempted to get a new credit card. The freeze worked exactly the way it should ; - sent me a letter saying they needed a pin, or for me to release the freeze to continue. The problem is with Equifax. Through their website, they asked for indentification from me, but did NOT request the pin I have recorded from them. Immediately after, they refused all further contact by phone or internet : " We 're sorry ... we can not process your online request concerning an Equifax security freeze. To assist us in processing your request p...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 14, 2016 - Yesterday I was advised by - that I am a victim of identity theft. I filed a report with the police who advised me to contact the credit bureaus. I spoke to reps at - and - who were helpful and will be sending me a credit report. By contrast with Equifax, it was IMPOSSIBLE to speak with a human being ( punch this, punch that ). After about 15 minutes the computer said I am not entitled to a report and disconnected me. That level of customer service is simply UNSATISFACTORY. It is apparent that senior management has NO interest in helping customers deal with identity theft. Perhaps t...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

July 28, 2016 - On Thursday, - -, 2016 I receive a Temporary Initial Security Alert Notification ( - ) from - in the mail dated Friday - -, 2016. On Saturday, - -, 2016 - new confirmation numbers appeared on my Equifax Check Status Table indicating a Fraud Alert was placed on my Equifax Credit Report On Thursday, - -, 2016. When I called Equifax on Friday, - -, 2016 to remove this Unauthorized Fraud Alert ( UFA ) ( Conformation Number - ) I was told that the Alert originated with Equifax ( Conformation Numbers - & - ) on Saturday, - -, 2016 one day after t...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

May 12, 2016 - MY IDENTITY WAS STOLEN SO I PLACED A FRAUD ALERT ON MY FILE. NOW I AM UNABLE TO OBTAIN ANY CREDIT BECAUSE THE TELEPHONE LISTED ON MY FILE IS WRONG AND THE CREDITORS ARE NOT ABLE TO CONTACT ME TO VERIFY MY IDENTITY. I HAVE TRIED UNSUCCESSFULLY TO CORRECT THE WRONG TELEPHONE NUMBER....

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

May 4, 2016 - RE : Equifax Temporary Freeze Lift Service tool free # - ; automated not user friendly and telephone prompts malfunction. I was not prompted to provided my - digit PIN Number by telephone and online Equifax service. On Tuesday, - -, 2016 I made five separate attempts to access the Temporary Freeze Lift from - -, 2016 to - -, 2016 to no avail. This morning - -, 2016 around -, I telephone Equifax at - and spoke with a live Customer Representative named - . - was instrumental in assisting me with the following : 1. Free Annual 2016 Credit Report ; 2. Educ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 27, 2016 - Dear CFPB, This is my second time submitting this information. After about 7 months of dealing with ID theft I had requested removal of the fraud alert on the Equifax file and enclosed all the required documents, which Equifax indicated were needed as described in their original correspondence with me when the alert was put on the file. I received an acknowledgment in the mail but they left the fraud alert which is exactly opposite to that which I had legally request. I 'm attaching the documents which were provided and request for the fourth time that they remove the alert. Do I need to ask a...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 22, 2016 - Dear CFPB, About 10 months ago I was a victim of identity theft and went through all required procedures to protect myself. I filed a police report and FTC affidavit and notified all - credit bureaus who shared the information with each other for my protection. After 6 months of working with the police everything was back to normal. Since fraud alerts make every financial transaction regarding credit or employment very sensitive I sent official letters to each agency with my passport scan and social security card scan along with employment identification making an official request to have t...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 19, 2016 - I get so many inquiries who was not required by me and I really need to get removed from all - credits bureaus this inquiries is hurting my credit score and my ability to applied for anything. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 8, 2016 - After my credit information was compromised by the state of South Carolina we were offered free credit protection for one year. We opted for the protection so that no credit could be issued to me unless I was physically present. A few months later ( today, - - ) I visited my local verizon store to get a cell phone plan. - needed to verify my credit in order to determine if a deposit was necessary. - used equifax to verify my credit. At the - store I called Equifax and requested that they allow a credit inquiry. I verified all of my personal information and they agreed to lift ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

March 30, 2016 - EQUIFA- sends - - the followng correspondences - maybe considered " fraud '' that violates consumer rights : 1. On - -, - from Equifax Information Services LLC ( attached, - ). Subject of Letter : " - - 's call re Fraud Alert, '' 2. and - -, - from Equifax Security Freeze/Equifax Information Services LLC , advising of a subsequent " security freeze '' on consumer 's Equifax credit file. ( attached, scan - ). PROBLEM is - - - NEVER made a CALL to EQUIFA-! Not sure what Equifax is UP to ... BUT these - FACTS could be a backdrop to these corresponden...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

March 22, 2016 - On - -, 2016, I requested a copy of my free annual credit report. The automated system stated one was already sent. This happened with all - agencies. I put a fraud alert on all - reports. I tried to get my reports by phone and letters and still have not received these reports. I need someone to intervene on my behalf. Any help from your department would be greatly appreciated. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

March 18, 2016 - Equifax put a fraud alert on my credit for what reason, I do n't know. The problem is that I am not able to get credit because they did not include my phone number on the Fraud alert. I called and wrote Equifax asking them to add my phone number to the alert or to remove the fraud alert. Each time I do that Equifax put a brand new fraud alert on my credit. I was denied credit for the fourth time with - - - because of the fraud alert. This has been going on for a year ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

February 9, 2016 - I have a fraud alert on my credit bureaus. I applied for - and - -. Both use - -. I received letters from - - referencing both accounts and I had to called them. They verified all the information with me and I thought everything was solved. d. Today I revieved a letters from - - saying they could n't verifiy with Equifax. on both - and - -. Equifax is more than aware of my identiy. Ihave faxed and mailed my SS card and my drivers license. ( that complaint you will be receiving also ) Can someone help me withg getting all of my information correct with Equifa...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

January 26, 2016 - Equifax makes it very difficult to lift a security freeze. Here is what I had to do. 1. Called the number on my confirmation letter. The person told me it would take five days if he did it, but I could call another number for an automated system or do it online. 2. I called the other number. After asking for my SSN and address number, it told me it could n't process my request. I would guess this is because they have an old address even though I 've been at my current address for more than four years. 3. I tried online. The page they told me to go to did n't come up ( probably because I was...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

January 26, 2016 - On -/-/- I requested a 90 day fraud alert due to losing personal identification items. Instead of the 90 day alert Equifax placed a 7 year fraud alert. Since then, in both - - and - - I have mailed a letter to the address specified by Equifax for removal of fraud alerts. I included copies of my social security card, NC state ID card ( valid until - ) and a current power bill. As of -/-/- the fraud alert has not been removed. I want it gone immediately. I am including a copy of the page showing the fraud alert still present on -/-/-. Equifax Confirmatio...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 29, 2015 - On - -, 2015 I filed a Identity Theft report with my local police department via instructions - Complaint # -. I have sent this information to Equifax -, and - -. With a confirmation delivery Receipt on - -, 2015 Equifax has not blocked this damaging information. I filled a complaint with the - also because this matter is urgent! - - - of Equifax has investigated this matter as a dispute and determined that the account belonging to me. I have spoke with local authorities that said this investigation is still on going. I have been a victim of ID Theft and ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 18, 2015 - Placed a security freeze on my Equifax credit report on -/-/2015 via phone ( - ). They billed my - - credit card $10.00 for this on -/-/2015. ( Technically, this should have been free since I am over - yrs. old - this according to their written info. ) Was provided a pin # & confirmation # at that time & told that I would receive written confirmation of such. To date ( -/-/- ) have not received it. Written statements on an earlier-received credit report ( in -/-/- ) note that written confirmation of a security freeze will be sent within 10 business days of the requ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 10, 2015 - On - - of 2015 I requested my Equifax credit file frozen. My Confirmation # was -. I was told I would get a PIN # in the mail, but it never came. Without the PIN I had it temporarily unfrozen in - for 10 days for - Bank to look at my Credit without a PIN. I had a score of -. I am looking to refinance a mortgage now, but without the PIN I can not go online to temporarily unfreeze my records. I have tried repeatedly to call Equifax , but I can not speak to a real person and could not get help online either. Please contact me by phone/text, email or mail to get my credit record...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 5, 2015 - Equifax 's online system failed to temporarily lift my credit freeze, for both myself and my wife 's accounts using the valid - digit pins we were previously issued. - and - both worked fine the first time. Additionally, Equifax has no alternative options on the weekend to lift the freeze and maintains limited phone support hours during the week. The last time I had to temporarily lift a credit freeze they also mis-managed the situation and made it difficult. Equifax is a poorly run credit bureau and I hope that they will cease conducting business and be replaced with a reasonably w...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

December 4, 2015 - GREETINGS FROM, - - - YOURS : -NEITHER EQUIFA- , -, -. # 1 EQUIFA- IN -/-/- WANTED A COPY OF DL, - EMPLOYER AND A POF PAPER REGARDING CASE # - $24000.00 PLAINTIFF - - -. ON -/-/- THIS WAS MADE AT THE - COUNTY -, - - - -, -. - -. AND REGARDING ALL - CREDIT REPORT COMPANIES, THEIR WAS A TIME WHEN - - CREDIT CARDS IN -, -, HELPED THEMSELVES TO REQUEST EQUIFA- -/-/-, AND THANKS TO YOUR HELP, THE FTC SENT A LETTER TO THEIR OFFICE IN -, - AND THE CREDIT REPORT COMPANIES HAVE NOT REMOVED IT FROM MY CRED...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 27, 2015 - I had a card with -. There were significant income, resource, and medical problems which keep me from continually making the payment in -/-/-. My husband had a serious - and had to have extensive medical costs to pay for and we had the loss of his $1000.00 a week income. We were surviving on my - and the help of his father. Two years later my husband died, and I was put out of the family ; home and out on the street to fend for myself. I am after 5 years finally getting back on my feet financially. I had ; no choice but to stop paying the credit card bills. It was eat or pay cr...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 9, 2015 - EQUIFA- -, - -, - -.EQUFA- FORMER CONFIRMATION -. IS INVALID - REPORT # - FORMER YOUR REFERENCE # --ALL - HAVE - NAME - - - THEY NEED TO HAVE ALL REMOVED ESPECIALLY - AND - HAVE NOT REMOVED THE - - - ACCOUNTS WERE CLOSED IN -, VA, BY THE FTC.., AND I ALSO WANT ALL TREE TO LOCK BY CREDIT REPORTS TO BE BLOCKED. RESPECTFULLY. THANKS, - - - ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 6, 2015 - Submitted POA ( Power of Attorney ) Documents, ID 's For both my mother and myself, and Theft of Identity complaint for my mother - - to Equifax. Attempted to set up credit monitoring with same company and refused based on the POA. Equinox stated on - different occasions they would not honor the POA or allow me to monitor my mother 's credit. Attached are all related documents to date though their refusal grounds have only been given over the phone. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

November 3, 2015 - I called the - - Bank and I told them someone open fraud account under my name. I also told them that I have fraud alert on my name company called me. The presonnal that I was speaking to told me that they do n't call. I think that was their fault and i think should be deleted completed. ( that is not me ) Also i have others inquiries under my name- - - ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 28, 2015 - I recently received notice from - of my creditors that their systems had been breached and my information may have been compromised. I attempted to utilize Equifax 's website to put a 90 day fraud alert on my credit file. I was easily able to do this - without any issues. Equifax is demanding that I send them - and all sorts of documentation of identity. This does n't make any sense. Why would they make it more challenging for me to protect myself from fraud? I just closed on a house a few weeks ago. I have none of the documents they want. I insist that they put a 90 day fraud alert o...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 28, 2015 - I placed a security freeze on all - of the credit reporting agencies several years ago. I am going to be applying for a loan and so am trying to lift the freeze. Neither Equifax or - is recognizing my PIN : I am unable to lift the freeze. There is no recourse to me other than to send my request in writing but I have NO identification that shows my social security number on it ( for obvious reasons ). There is no way to speak with an individual. This must be what it 's like when your identity is stolen and you lose control. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 21, 2015 - I have been a victim of identity theft for over 21 years. I am trying to purchase a 3 in 1 credit monitoring product from equifax consumer services, however my attempts have been unsuccessful due to the fact that my file is being handle by Equifax Office Of Consumer Affairs. This department is not helping me to stop the identity thief from viewing and accessing my credit file online. I do not wish for the office of consumer affairs to no longer handle my credit file at this point an time. There services just do n't work. With me ordering the equifax 3 in 1 credit monitoring product, will allow...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

October 12, 2015 - I am trying to put a fraud alert on my credit via Equifax 's web site because I have reason to believe that someone has used my social security number. However, I can not sign up on Equifax 's web site without first paying $20.00. Really?! I have to pay $20.00 just to alert the company that somebody may have my social security number?! That does n't seem right or fair. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

September 17, 2015 - there are - inquiring that hit my credit hard and effecting my credit report my identity got stollen since - these was the inquirers-/-/-/-/-/- /-/- ( - ) -/-Inquiry Date-, -Print Credit Bureau LetterPrint Creditor LetterHard Inquiries vs. Soft Inquiries ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

September 16, 2015 - I am a victim of fraud someone has been using my ss number that have recently did - credit inquiry and used my debit card gained access to my info since 2011. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

July 8, 2015 - Unable to get an explanation out of Equifax Information Service. They say I put a freeze on my credit report which I did n't do? They wo n't say when or how I place it, but to remove to forward updated information that I did. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

July 7, 2015 - There is a - credit card open in my name that I never applied for and other inquires that I never applied for showing up on my credit report. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

June 13, 2015 - - - had informed me that Equifax has a fraud alert on my credit report. I did not place it on my report and they have refused to remove it. ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

June 10, 2015 - I have been a victim of multiple cases of identity theft within the last - years. Most recently, i have been a victim of identity theft about - times in the last - months. I have purchased a protection program with Equifax and have set up Fraud Alerts with all - major credit reporting agencies. Even though I have fraud alerts set up, the credit reporting agencies are still authorizing the opening of accounts without my verification. I have had accounts opened in my name with all - credit reporting agencies. Each agency is failing to contact me to verify that I am opening these a...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

June 9, 2015 - I had reserved a car on-line with - - -. When I went to pick up the car, I was told I had to give my Social Security Number in order to use my debit card to complete the transaction. I declined to give my SSN, so the agent directed me to - at the next counter and asked the agent to honor the rate I had arranged with Budget. When I tried to pay at -, my card was declined due to a soft credit check '' by Equifax. The Equifax number on the explanation card was totally automated and only allowed me to request a credit report for a charge of $7.00. When I tried to rent a car throu...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

May 19, 2015 - Hi, I am writing because I am having trouble with Equifax credit reporting company. Several years ago my Social Security Card was lost in the mail. I put a credit freeze on my account with all - credit reporting agencies. I have since been attempting to remove the freeze on my account. - of the credit agencies have been great. Not so with Equifax. There are requiring me to provide a - digit pin and mail in a letter. I have mailed in a letter - times over the course of - year. I have not received anything. I have dialed every number I can find on their website and can not get a p...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

May 14, 2015 - I have got my social security and birth certificate and California I 'd and my I 'd has been stolen once and my social has been used and does not match my name and I 'm the official - - - my social has been used and misused without my concern and I unexpectedly get random letters or information I have n't applied for but this is my - time I 'm - and I refuse for my life to go down hill for something unusual I 'm not use tootoo. My I 'd has been stolen once in - and my birth certificate got stolen last year of 2014 and my - has been stolen from me last week. So all I have i...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

May 11, 2015 - I went to the bank to make a loan and become a member, but when they pulled up my report it was showing a fraud victim/ - alert ( and I 've never been in the service ). So the give me the number to Eqifax to make the dispute and take it off, the first time i called they kept putting me on hold and after all that i was told to fax my information and wait 48hours for a respond, after not getting a email i called again only to find they didnt recieve my fax '' and was told to fax again. I asked how i was supposed to know if they got my fax and was told i had to wait the 48hours then call agai...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

May 2, 2015 - Dear CFPB, I am having a problem with accessing my credit. I 've applied for - ( - ) credit cards from -. In - 2015, I was denied and the reasons for their decision was credit bureau information missing or unavailable. I made a complaint to - and they gave a response that was somewhat satisfactory. They explained that a initial fraud alert was placed on - credit file. I then resubmitted the same application a month later and was denied for the same reason. I spoke with a supervision in the application dept. on -/-/15 at approx. - and it was suggested to me to contact...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 20, 2015 - I attempted to request a freeze on my credit report via the Equifax on-line process on - -, 2015, but the on-line process was inoperative and advised that the request could not be processed. As part of that initial process, I provided all requested personal information, including my current address, SS number, etc. On - -, I again tried to use the on-line process to place a freeze on my credit information and learned that Equifax had in fact placed a security freeze on my Equifax credit file. This had been done without Equifax notifying me of such freeze or providing me the PIN num...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 4, 2015 - On - -, 2015 I received a notice from E-QUIFA- stating the following : As you requested, we successfully placed an initial fraud alert on your EQUIFA- credit line. I HAVE NEVER requested EQUIFA- or any other bureau to place any such fraud alert on my report ( s ). By what right have they do even allege such a thing without my requesting it to be done? ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

April 1, 2015 - Like many other Americans, I have voluntarily initiated security freezes on all of my credit profiles at - -, and Equifax. This helps me sleep better at night knowing a fraudster ca n't open an account in my name without my explicit permission. The complaint I have is that not only do I have to pay $10.00 to these companies to initiate the freeze, I also have to pay $10.00 to each - separately, every time I want to apply for a credit product. In some cases I am forced to pay $30.00 out of pocket. I take issue with this because the problem of identity theft is largely attributabl...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

March 30, 2015 - I have been trying to get a freeze on my report lifted from Equifax for 3 weeks, I had no problem getting the lifted with the other - agencies. Equifax has refused to let me lift it online where I placed the freeze, they have given me the run around when I call, telling me to call back in 1 hr because they ca n't help me because they are doing a system update, when I call back later they tell me the same thing - they are having a system update and can not help me. I am so frustrated I want to scream. They have also refused to give me my free annual credit report. They have caused me signifi...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

March 28, 2015 - I have been separated from - - - - since the beginning of - 2014 living with my grand farther in - - and never gave anyone permission to sign my name and to commit fraud on my credit. She has signed my name and gave my social security no. to approximately - credit card agencies maxing them out due to looking at my credit report. I have never went back to - - since I left in the beginning of - 2014. Below are - she committed fraud and signed my name ( copied from credit report ). Please help me clear up all these credit cards she has committed fraud by using ...

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Equifax Credit reporting credit monitoring or identity protection problem with fraud alerts

March 26, 2015 - A fraud alert was put on my account without my knowledge. I was in fact a victim at - time of - however ; I have requested in writing to all major credit bureaus, Equifax, -, and - - that the fraud alert was preventing me from get instant credit, credit line increases and etc. I requested for the - time -/-/- that the fraud alert be removed immediately. I never received any response. I tried to get a credit line increase with - - Department store and was told that I needed to contact Equifax because they had an alert on my credit file until -/-/-. After compla...

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