SIMM Associates, Inc. Student Loan Complaint

SIMM Associates, Inc. Student loan department,

Non-federal student loan Can't repay my loan Can't decrease my monthly payments Florida

I have had the unfortunate experience of dealing with Simm Associates, a collection agency, in handling my student loans. After losing my one of my jobs in -/-/- and working at my other job only 30 hours/week ( employer given hours ) I was not able to make full payments on my student loans. I offered to make reduced payments, however, the original lender, - -, refused a payment reduction to $ -/month vs the required $ -/month. They then sent my loans to SImm Associates. Since - 2016, I have received multiple calls to my business cell phone which I have asked them nicely on MULTIPLE accounts to not call. I then began taking screen shots of the calls so I could document the continued calls. The next step was calling me during the business day at my place of employment. I asked that call to stop as well, but they continued. They even went as far as to call my father-in-law harassing him for information- again, I asked them to stop and they did not. Each of these callers from Simm Associates were rude and threatening, telling me they were going to put a lien on my assets,


long term solution for paying off these loans. - person, by the name of -, actually hung up on me saying I was wasting his time asking for a payment arrangement. This was the same person who told me I graduated from an - school and should know better. Simm Associates is a collection agency- they DO NOT have the right to harass me, tell me they are going to put a lien against my property, take me to court, to call family members not associated with this loan nor call my cell phone. They have my home phone number which I have asked them to call to speak with me. They are utilizing unfair collection tactics as described in the Fair Credit Collections Act.