Review and analysis of over 1,142 consumer complaints
| Experian |
| LexisNexis |
| TransUnion Intermediate Holdings, Inc. |
| FNIS (Fidelity National Information Services, Inc.) |
| TransUnion |
| Equifax |
| Equifax |
| TransUnion |
| FNIS (Fidelity National Information Services, Inc.) |
| TransUnion Intermediate Holdings, Inc. |
| LexisNexis |
| Experian |
| Company | Complaints |
|---|---|
| Experian | 384 |
| Equifax | 350 |
| TransUnion | 233 |
| TransUnion Intermediate Holdings, Inc. | 120 |
| FNIS (Fidelity National Information Services, Inc.) | 11 |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone April 13, 2017 - To whom it may concern, I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information, in regards to - hard inquiries, that was being reported on my credit report. They received the letter on -/-/2017 and they completed the request on -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for ALL inquiries, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' According to the FCRA Rules, FCRA 623 ( b ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone April 6, 2017 - I am a victim of identity theft. I contacted the Federal Trade Commission andIi learned that the best way to recover is to file an identity theft affidavit and a police report. I did this well ovr 60 days ago. Transunion slowed around for over 60 days in violation of the FCRA laws. They did not remove the bankruptcies and they stated that they verified them. When in fact, I have documentation from the bankruptcy court stating that they did not verify this information. I sent the letters to Transunion and they lied like they never received the documents. When after a long time I finally got a s... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone March 31, 2017 - On -/-/2015 & -/-/2015 unauthorized inquiries were submitted to Experian. I have spoken to reps from experian advising that I did not authorize these transactions. The representatives advised I would need to wait 2 years for this information to fall off from my report. - : -/-/2015 ; - : -/-/2015 ; - : -/-/2015 ; - : -/-/2015 ; - : -/-/2015 ; - - - : -/-/2015.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 31, 2017 - I have disputed several inquiries with TransUnion Credit Reporting Agency and unfortunately their customer service would not help and take care of the negative inquiries reporting to your credit report. Please see the below inquiries that I sent in to be investigated and deleted from my credit file : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 30, 2017 - I filed a dispute with all - of the credit bureaus about inquiries that were on my report from multiple car lenders. The problem is I never tried to get a car. I have been disputing this for months even to the point of the bureaus telling me to contact the companies and ask for a delete letter. However that is impossible because I do not have an account with them nor do they show that I applied for a car or a loan.They said that there was no way they can offer me a letter of such statue. After contacting the companies I called each bureau yet again to dispute, even by sending letters. I als... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 29, 2017 - Under the fcra section 611 i am allowed to request and receive documents that was received in determining that a debt is in fact valid. I contacted - and was denied what was requested. I was told by a rep that they send somethi g to the agency reporting this debt and in return they say yes or no this is or isnt valid. I asked on several occasions to be sent MOV [ method of validation ] and i was denied. Their response is they have no idea if the debt is actually valid because everything is automated and they dont require them to send anything to validate the debts. There are collections and... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 28, 2017 - My credit report showed a credit inquiry by your company that I do not recall authorizing I understand that you should not be allowed to put an inquiry on my file unless I have authorized it Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit This account is paid I have sent this letter because I need your prompt response to this issue Please be so kind as to forward me documentation that you have had the unauthorized inquiry removed If you find that I am wrong and you did have my authorization to inquire into my credit report th... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone March 28, 2017 - After reviewing all - credit reports, I noticed that - 's Collection Agency named - had me placed for collection on -/-/- which I do not recall authorizing. I am under the impression that they should n't be allowed to put an inquiry on my file unless I have authorized it. It has been paid as of -/-/-. I feel that due to the fact that it was not authorized and it is satisfied that it is about time that it is removed from my report. It is making it difficult for me to bring back my credit back to good health. Please help me if you can. Thank you for your time and consideration... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 27, 2017 - After noticing fraudulent accounts and inquires on my credit reports, I filed an id theft report with the FTC after which I proceeded to call the companies individually and in some cases received help through this very site which I am E-TREMELY GRATEFUL for.Then, I called TRANSUNION and informed them i was a victim of identity theft and provided them with the FTC identity report number and also asked them to remove the fraudulent items immediately since they are ruining my credit.I also called and faxed supporting documents after which they informed me that they will remove all of the fraudule... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 25, 2017 - All the major credit reporting agencies, Transunion, - and - -, " rate shopping does n't always affect your credit score in the case of rate shopping for an auto loan, if shopping was done within a 14-45 day period of time ''. Then turn right around and use that rate shopping as a " credit factor '' on your report. Example : with Transunion they show my shopping with ( 3 ) different companies, all on the same date, as a " credit factor '' on my report, - shows ( 2 ) of those same ( 3 ) as a " credit factor '' while - shows again all ( 3 ). They then " lower '' your credit score ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 24, 2017 - Transunion score is lower than the other - reporting agencies. The same stupid answer. Each company uses a different model. They do everything to keep your score low so that you are forced to pay a higher interest on everything. They want to sell you a product to track your score. I had the man on the phone check my report and I have no late or missing payments. I have a - - - bankruptcy. It takes 10 years to get if off. How can you do any kind of transactions without getting an inquire that lowers you score for two years.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 23, 2017 - I called Transunion Credit reporting agency and talk to a representative regarding unauthorized inquiries and the rep was very rude and just would not cooperate and understand my sense of urgency regarding this unauthorized inquiries. Please find below a list of the inquiries : - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/... |
Synchrony Financial Credit reporting credit reporting company's investigation inadequate help over the phone March 21, 2017 - Questions It states THERE DECISION was based in part on a credit scoring system that was used to evaluate my application the reason where I did not score well compared with other applicants have been determined and are listed below insufficient credit history on file so my question is is it legal or is it fair that they are evaluating or trying to generate score a credit scoring system based on they are comparing me with other applicants in order to create this credit score I do n't think it 's fair that they want to compare mine my personal information or evaluate me if I am up to par and com... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 12, 2017 - VERY SIMPLE. My bankruptcy is now TEN years old and should be removed from my credit report. I realize that it is due to come off in -/-/- I believe, but I asking, in a SHOW of HUMANITY that Trans Union remove it now, just a few months early. I have worked very hard to re-build my credit after losing my -, and I see no logical reason for Trans Union to insist on leaving this on my report, when clearly, TEN YEARS HAVE PASSED. Public Record Details Reference Number - Date Filed -/-/2007 Date -/-/2007 Status Discharged Amount $0.00 Classification Bankruptcy Responsibility In... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone March 9, 2017 - on -/-/- application for a loan was submitted to - a credit report was provided by Experian with a FICO - score of - reported back However this is a major difference in the score that is published on the web site. Experian web site for which I am charged a monthly fee for monitoring my credit reported a - score of -. I feel that this is a the very lest is false advertising and also hurt the possibility of me obtaining the lower interest rate. I also obtained my report from - and - each of these reported a FICO - score of - and -. I would like an explanation o... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 7, 2017 - customer service would not help and take care of the negative inquiries reporting to your credit report.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 7, 2017 - I called TransUnion about this issue and their customer service would not help and take care of the item on my credit report - hard inquire ) this was an item that was removed and added back again ( if this is of any use, the customer service was very unhelpful ).... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 7, 2017 - 3 inquires listed on my Trans Union credit report were removed and placed back on my credit report without any notification to the consumer ( me ). This is against the law and illegal. I called Trans Union on Monday, - - and spoke to a representative who confirmed the inquiries were removed and replaced back on. He said these 3 inquires will be removed. I told him I wanted the statement in writing, he said he could not do that since this is a system glitch issue. I stated if these inquiries were not removed from my credit report due to Trans Union violating the law and my rights as a con... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 4, 2017 - I 've been a victim of identity theft and someone tried to obtain credit using my name There are several inquires on my credit report as of result of that and I 've tried calling and disputing these inquires with the credit bears and they are not helping despite the fact I have been a victim of identity theft. They only thing they did is they 've put a fraud alert on my credit file but not willing to remove the inquires which hurt my credit. Please helming thanks.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 2, 2017 - Hello .My credit score went from - to - a - point in one day with no apparent reason no late or missed payments the only different thing that happened within the last month is that i disputed - charges from comcast of which i won both .i 've contacted Transunion and no one can answer me as to the reason behind this Im working towards owning my first home and this is a real issue for me. Please help me.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 22, 2017 - I have called Transunion credit agency and asked why is my credit score so much lower than the - other agencies. I was explained to by a Transunion Rep " that they are allowed to use a different scoring system than - or - ''. Transunion credit score is always lower therefore causing me to pay more for items I chose to purchase. Why is Transunion allowed to score much lower and different? Most creditors use Transunion for credit in my dealing. I asked if I could close my file with them the Rep said no. I paid over - for my credit score back in - 2016. I have not receive it.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone February 21, 2017 - I have disputed bankruptcies on my credit report multiple times, after submitting a federal judges court order redacting my information. An representative of Experian by the name of - - personally closed out disputes making it difficult for me to reinvestigate. He has placed an alert on my file for no one else to assist me and when I am transferred to him he has not returned my phone call or answers the phone when you reach out to a different department the consumer assistance division told the switch board not to allow me t speak to any higher ups higher than his department.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 21, 2017 - I was not able to update my dispute information and upload files this evening. Person I spoke to this evening around - at TU barely spoke -. I dont think the credit bureaus should put your dispute on lockdown after you submit it.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone February 20, 2017 - Credit reporting agency did not delete collection information, negative accounts and inquiries creditors agreed to delete from my credit profile they refused my request to update my credit profile to reflect correct information. Collections 1.- 2 . - 3.- 4 . - InQuiries 1.- 2.- 3.- 4.- 5. - 6.- 7.- 8. - 9. - 10.- 11.- 12.-... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 17, 2017 - TransUnion 's database has my social security number linked to another persons name. This was confirmed from - who is - of the creditors denying me credit because they already have me with a credit card through them when in fact that it is n't me. I have contacted TransUnion and was told that all their information on my credit report is correct. Which in fact my credit report is correct it is their database that is incorrect and they refuse to fix it. They refused to give me phone numbers or other contacts in their company so this can be rectified.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 17, 2017 - I contacted TransUnion after receiving documentation from - that they have removed their listing from my credit file after their investigation. - is the owner of the -/- Account. I contacted Transunion and advised them of this and provided documentation and requested that the -/- account be removed from my credit file. When -/- sold the account, they sold their rights to the account. Previously, they updated the date reported on the account after a previous dispute. I then spoke with the Special Handling department and spoke to supervisors who requested me to fax in the... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 10, 2017 - I called Transunion and customer service would not help and take care of the negative inquiries reporting to my credit report after I informed them that I am a VICTIM of their " inquiry glitch issue '' and now these inquiries have greatly impacted my credit score in the worst way. 1 ) Inquiry Date -/-/-- - 2 ) Inquiry Date -/-/-- - - ) Inquiry Date -/-/-- - 4 ) Inquiry Date -/-/-- - 5 ) Inquiry Date -/-/-- - - 6 ) Inquiry Date -/-/-- - - - - ) Inquiry Date -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 9, 2017 - I was on the phone very long with trans union and finally a representative came on the phone to supposedly resolve my issue, however, they simply gave me the run around about doing a phone verification, but never did it after - additional calls and long wait times again they finally informed me that they cant get it done.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone February 7, 2017 - I said there was fraud information on account till I talk to the police they refused to put a fraud alert on my account... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone February 7, 2017 - my experian credit score drop - points and I have done nothing in past - days to make it go down. I have been making payments on tradelines on time and never late over - years my score was at - in -/-/- in -/-/- drop to - and in -/-/- drop to - I received a copy of my credit report from annual credit and their has been no Identity theft the only thing on Experian is my ex wife name is on it and a few inquiries I do not " recognize '' and I have been legally divorced since -/-/- she should not be on any of my credit reports I have spoken to " experian '' a... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 6, 2017 - I have two bankruptcies being reported and filed a dispute along with documentation showing they are being reported wrong. I called into Trans Union to ask the status of my investigation and was told it was verified. I then asked please tell me how this was verified. First they told me they could n't give that information out. After stating that the law states you must supply how it was verified they person said the court house verified with my name, addresses, and social security number. I then stated that was also false since the courts will not verify any information to any credit beauras o... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 4, 2017 - Hello, I have been in contact with - over a dozen times over the past 5 months. I have requested that they supply me validation of listings that are reporting in my file and they continue to respond back that the information has been verified. I am requesting validation of the debt so that I can dispute it properly to have it remove or corrected on my file. I spoke with 4 different supervisors and I have been told that this information would be mailed to me within 7-10 business days and over 30 days has passed. I took the liberty to send certified mail to them to as well to no avail. I am c... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone February 3, 2017 - I 've contacted experian on several different occasions to let them know that my credit was ran several times over the span of months by - and that i did not authorize those and they have stated that i have to contact the company. i explained to every agent that i have spoken with that i have tried and tried to get the matter resolved with - and have been unsuccessful in doing so.... |
ERC Credit reporting credit reporting company's investigation inadequate help over the phone February 3, 2017 - Contacted ERC -/-/2017 to request information on Account # - which is showing on my credit report. The account has a $0.00 balance and is showing PAID to this collection action. This company has no record of this account. I am requesting this account and history information removed from my credit history, all - agencies. Thank you.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone February 2, 2017 - On -/-/2017 I called TransUnion three times because I do not have access to my credit report online for viewing or disputes for whatever reason. I contacted TransUnion because there are some inaccurate things on my credit report. The first time I called I was immediately transferred by Customer Service to the special handling department because they said they had no access to my file and could not assist me. I then spoke with two different people who identified themselves as being in the special handling department. I was transferred again to someone else in special handling who advised that... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 27, 2017 - I disputed a balance with - - - - for a auto loan in the amt of $27000.00 thats being reported on my credit report. i received a notification that the dispute was completed. after reviewing the results and viewing nothing had changed i contacted transunion and spoke to - i explained to her the information was being reported incorrectly and i wanted it corrected, she informed me that a credit report was being mailed out. i explained the information i received had today 's date but still was incorrect. she hung up on me and i think that is RUDE!!!! i called back to speak to a su... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 24, 2017 - I have disputed multiple inquiries on my credit report with Transunion. Transunion advices that they will not dispute inquiries. This is a violation of the FCRA by furnishing inaccurate information regarding my credit file to potential creditors.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone January 24, 2017 - Experian lowered my credit score by - points on -/-/2017. I have called them twice to get assistance and the cause of the action. Experian refuses to give me facts on why the scored dropped by - points. - @ Experian told be today it was because my credit card balance went from $200.00 to $480.00, the card has a max available credit of $12000.00. When I contested his statement he refused to tell me the facts of why my score was lowered by Experian. Credit reporting companies are not allowed to arbitrarily change scores. They must provide the facts to the consumers of why th... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone January 22, 2017 - there is a company who pulled my credit without my permission called -. However Experien refuses to remove it.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 18, 2017 - Credit inquiries : - TransUnion CUSTOMER SERVICE would not help and take care of the negative inquiries reporting to my credit report.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 17, 2017 - I contacted Transunion Regarding negative inquiries and they refused to help me were very passive and short. Not helpful at all and this was not resolved. I contacted them regarding the following negative inquiries : -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -/-/- -- -- -- -- -- --... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 12, 2017 - Requested to have inquires removed... |
I.C. System, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 8, 2017 - I am a victim of identity theft there are alot of Account and inquires on my creditfile that are not mines or either have my name but different social security attached to it that still are not mine. I have submitted documentation and called and still no help. I have plenty of inquiry month after month with some of these compnt i have no idea about. Im just trying to get them removed. I have sent the same documents to all - reporting agencies.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone January 6, 2017 - Experian is reporting inquiries that are greater than - - -.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 6, 2017 - The following inquires on my credit report were NOT authorized by me. I had financing secured through my credit union and has cash available to pay for a vehicle. I have tried to have these items removed and they still remain. -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- -... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 5, 2017 - Account not verified properly.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone January 3, 2017 - I called today -/-/- - PT ... the Transunion in Pennsylvania , spoke to a representative named - and i politely asked that they may remove - inquiries from my credit report as i fell victim to their inquiry error ... Removing and reinserting information on a credit file is by section 611 fcra laws illegal without notification within 5 days of reinserting. There were plenty of inquiries that were recently removed -/-/2016 and essentially put back on immediately without my acknowledgement which in turn later just expired due to the 2yrs statute, yet there was recently another gli... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 31, 2016 - Both - and Transunion are reporting incorrect information to financial institutions.They are reporting adverse factors adversely affected my credit scores that include serious deliquency and Transunion also includes time since delinquency is too recent or unknown. This has been reported to 3 different financial institutions this year. After each time I have tried contact both agencies, but only able to talk to Transunion. Every time I am told there are no delinquencies on my credit report. They deny supplying the adverse factors. On -/-/2016 I wrote a letter to both agency and included a ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 30, 2016 - - - - pulled my credit report on -/-/-. I have had a freeze on my reports since -/-/-. This company had no authority to pull my credit-I had no account with them, no business relationship, I did not apply for credit etc. They should have not been able to gain access to my report. This keeps happening despite the freeze being placed long ago and yet every time I call TU they refuse to do anything about it or to investigate.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 29, 2016 - I was a victim of Transunion 's inquiry issue. I spoke with Customer service rep from the - call center. Transunion would not help me resolve the issue. Here is a list of the inquiries that were affected. -, -/-/- - -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -/-/- -, -, -, -, -, -, Any assistance in this matter w... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 29, 2016 - Customer service would not help and take care of negative inquiries reported on credit report. I would like for these inquires to be removed. - - -/-/16 - -/-/16 - -/-/16 - -/-/16 - - -/-/16 - -/-/16 - -/-/16 - -/-/16 - -/-/16 - -/-/16 - - -/-/16 - - -/-/16 - - -/-/16 - - -/-/16 - -/-/16 - -/-/16 - -/-/16 - -/-/16 - -/-/16 - - -/-/16... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone December 28, 2016 - It seems every other month there is issues with all - credit agencies. My score now has dropped in just the past year. - points. The way I found out is a chapter - I filed in - and - - - - was part of the chapter - I filed back then. The case ended in - -, - and the - were reporting I had a balance. So I sent them all the report from the court that it was paid and closed to take it off. Now just in the past year I found ( - ) HARD Inquires which I never applied for anything.. ( - ) - from - - - ( - ) - from -, - - ) -from - -... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 28, 2016 - I noticed several inquiries that had been deleted reappear on my credit report and double report. I called transunion customer service and explained several inquiries are showing up on credit report that were gone. After she explained she could not help me i asked for a supervisor and after a long hold was disconnected.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 27, 2016 - I called Transunion twice to talk to someone about inquirys on my report. Im trying to understand why all inquirys was removed from my report when I checked. I pull my report and transunion has reinserted what they previously deleted. This is a breach of FCRA 611 5 ( B ). I didnt recieve any notice in the mail, email, or by phone of anything. And the representative would not help me and explain to me why this happen. I listed all inquirys below - -/-/- - Misc -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - - - -/-/- - -/-/- - -/... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 23, 2016 - I filed complaints on TransUnion , LLC, to the Bureau of Consumer Financial Protection, because of the way TransUnion , LLC was handling my files and disputes. Ever since I have notified the Bureau of Consumer Financial Protection, they have placed my credit file in a specialty unit and have blocked my file from all of the other departments within TransUnion , LLC. However, this specialy unit as the representatives refer to it, states they will need to handle my request or concerns when I call, and they always transfers me to this specialty unit. However, I never reach a live person. A lady na... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone December 22, 2016 - I have disputed the following accounts : 1. - - Account # : - 2. - # : 3 ... On - -, 2016 I spoke to - - ( Experian Consumer Affairs employee ) regarding the above mentioned accounts. I was informed that a Contract was never provided but simply the above mentioned companies simply press verified in Experians system. I am requesting a contract bearing my signature as it is illegal to report non validated inaccurate information to FCRA 's. I was also made aware that Experian has been sued before for this practice. Please supply the requested documentation or delete these... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone December 20, 2016 - Over the last couple of years I have been struggling to get my credit back in good standings, and I have finally gotten it to the point where I 've been approved for a home loan. During the process I discovered negative information on my credit reports involving tax liens. So I got in touch with the appropriate personnel that sent letters of expungement and had liens taken off of reports. I was using - - services to keep track with this process of removing these items from the - agencies they use, - and -. When they were removed my credit score went up greatly. Naturally I wante... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone December 20, 2016 - - student loan, sent me a letter agreeing to delete all - accounts off of my credit report. I submitted a dispute with Experian and they have yet to delete the accounts. - deleted the accounts off as agreed in the letter, what is the purpose of submitting documents with our dispute if they are n't going to abide by them. This is n't their credit report it is mines that I am working hard on getting cleaned up, are they following the rules and regulations like they suppose to be. Please help In this matter... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone December 19, 2016 - I have disputed my collections accounts with - and Experian. They have not properly verified these accounts according to law. The accounts are collections accounts from creditors that I have no knowledge of. And the medical collections are HIPPA vilations for I did not sign for a third party to retrieve any information from me. On the receivable recovery they had a different doctor on the reoprt and switched to another doctor. I had never seen these doctors. I feel violated to see how easily my personal and medical information can be sold at a dime. I have also disputed inquiries that do no... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone December 19, 2016 - - did a hard inquiry to my credit report in - - and again in -. When I switched my account from business - to individual - - proceeded to do another hard inquiry on my account despite the fact that they were informed that it was the same social security number and I did not agree to a hard inquiry on my credit. They were informed that if they had to run a hard inquiry on my credit report I was going to close my account. I was assured by the customer service representative that they were not going to run my credit again. When I pulled up my credit report it appears that des... |