Review and analysis of over 1,069 complaints against Specialized Loan Servicing LLC
Specialized Loan Servicing LLC consumers have reported over 1,069 official complaints related to Loan modification,collection,foreclosure. Out of the 1,069 consumer complaints against Specialized Loan Servicing LLC, 21% were disputed by the consumer (i.e. the consumer was not happy with how Specialized Loan Servicing LLC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Specialized Loan Servicing LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 29, 2017 - We got into a - loan, and applied with SLS for a workout. For 2 years, we provided all documents. SLS assured us, there would be no problem, but ended up taking our home, by even deceiving our attorney until after the Sheriff 's sale and the 10 day rite of recision, at which time, they contacted her to say it was too late. They ignored a COURT ORDER to provide a workout to us, and basically ignored all that we sent for TWO YEARS.... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 22, 2017 - I received a notice from SLS regarding its intention to foreclose on my home located at - in - GA. Included in the package was an application for alternatives to foreclosure which I completed and submitted. I then received a notice indicating that the property would be sold at auction on -/-/2016. I was told that I did not qualify for a modification because I had - done during the past five years but would be considered for other programs. Meanwhile, I kept receiving requests for additional information to be part of my application. I submitted the requested documents and more reque... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 17, 2017 - I have behind on my mortgage due to lost my job and my wife got -. It had been more than 8 month long for me and I finally come to solutions that need to short sale my house. We submitted the request and lender SLS did not accept it and they said not enough time and even though my realtor called they said they dont have any other options to me other than foreclosure. They keep misleading information by submit the package before 21 days and 15 days and then they said they need 30-60 days to review. Sorry they have to foreclosure my house. I want them to help the struggles family like me to f... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 14, 2017 - Specialized Loan Servicing has a 3rd Party Vendor who will not answer their phones. The bank has not called me back or answered their phones since the appraiser was at the property. The appraisal was completed on -/-/2017, but I have no idea of what the value came back as. I was told to sent a written request for information and was provided a fax #. I have now received written response from SLS stating that I now have to submit it in writing and not by Fax. The miscommunication and lack of communication is unacceptable and the delays should not be tolerated. The appraisal will expire soon a... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 14, 2017 - - is the creator of my current mortgage problem by giving my loan to SLS. The closing of my employer is also they cause of my financial problem right now. -/-/2008 I had a chapter - bankruptcy but my house and my cars was not part of the bankruptcy I also informed SLS about my situation and request assistance they do n't respond attempt to assist me refuse to send me its impossible to get a hold of them when I call the customer service I get transferred to the tird party bankruptcy department and now without working out with me they want to take my home do to the all the - was cau... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 12, 2017 - I was approved for a Hamp Tier modification by my mortgage company and I do n't believe it was completed correctly. The mortgage company states it is correct. I have been unable to get answers to specific questions from the mortgage company or Hamp. My final permanent modification increased my mortgage payment.... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 8, 2017 - For at least 6 months I have been trying to get a loan modification with SLS. It has been a very stressful situation as I keep getting asked for the same documentation over and over again. I have a foreclosure pending for -/-/- and the fact that SLS has not postponed it is endemic of the problems I have endured with them to come to some resolution. What follows is a list of my contact with SLS ' representatives since -/-/- : 1 ) -/-/2017- I spoke with " -? '' SLS needs my son 's pay stubs. ; 2 ) -/-/2017 - I fax son 's pay stubs ; 3 ) -/-/2017 - I spoke with " - '' at SLS... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 8, 2017 - I recently went through a very bad divorce that devastated me emotionally and financially. Due to the liquidation of assets and monies paid through the process I began struggling to keep up with my mortgage payment and ended up defaulting. I am contacting your organization because my lender SLS has refused to open an inquiry into my situation and has failed to provide me with any information that would allow any sort of reconciliation process to begin. I bought my property in - and refinanced in - into a very bad adjustable rate loan with a rate that starts at 6.97 % and can only adjus... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 8, 2017 - Additional and more severe violations have occurred by my loan servicer, SLS, since my original complaint ( CFPB Case number : - ) submitted on -/-/-. At that time, I claimed that my loan servicer SLS was illegally " dual tracking '' my loan. Not only has SLS continued these actions, but they have pushed into the realm of what I believe to be criminal fraud. In additional to multiple call recordings which I can provide, I also have written proof. Only after prior complaints to the AZ AG 's Office, the CFPB, and submitting a Qualified Written Request ( QWR ) did SLS honor their writte... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 8, 2017 - My husband was working for - for 10 years until -/-/2016 they closed all their camposes I tried keep your home California and I 've got approved they asked me for mortgage statement and because SLS refuse to send me monthly statement therefore I could n't provide them with proper document they could n't further help me and that was SLS Fault. Now the mortgage servicer sent me a foreclosure Notice.... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 6, 2017 - I am a short sale negotiator for this loan, which is in bankruptcy and they are required to only have that department speak with me. And so the problem is that vendor is not answering their phones or calling to give updates on the file. An appraisal was completed over 3 weeks ago and there has still has not been a response. I have also requested in writing for the name of the investor and they have not responded or provided me with that information as well. There could be foreclosure sale and we would have no idea.... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 2, 2017 - I have fallen into a financial hardship after my husband passed away, My income has fallen and i fell behind on my mortgage and have not been able to bring my account current, i have submitted a complete hardship/modification assistance package on -/-/2017 and SLS is refusing to review me for any sort of modification assistance, I dont know what to do and i am afraid of loosing my home. I called SLS after i submitted the file on - and they confirmed me that they received my modification assistance package and they even requested additional documents to review my file. i have been followin... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 1, 2017 - Lender / Servicer : Specialized Loan Service ( " Servicer '' or " SLS '' ) Property Address : By email : - To : Distribution Dear Sir / Madam, 1. Multiple Requests for Mortgage Assistance ( RMAs ) submitted. Specialized Loan Service ( Servicer ) ( " SLS '' ) has erred by not evaluating my ( several ) loss mitigation application ( s ) in accordance with RESPA and CFPA. I have submitted several Requests for Mortgage Assistance ( RMAs ), in -/-/-, -/-/-, -/-/-, and -/-/-. a. Errors. SLS has imposed in each of my RMAs requirements to submit documents : 1 ) not applicable, 2... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure March 1, 2017 - Specialized Loan Servicing LLC ( SLS ) failed to offer all the loan modifications my mortgage investor, - -/-/2005, makes available based on the language in their pooling and servicing agreement. My loan is not guaranteed by the federal government. SLS only offered programs that are available for federal guaranteed loans. Further, SLS failed to state the " applicable requirements '' for - -/-/2005 as required by RESPA Section 1024.41 ( d ) 1. My loan modification appeal letters and Qualified Written Request actually stated the requirements and guidelines in the pooling and servicin... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure February 18, 2017 - My mortgage was sold in -/-/- from - to Specialized Loan Servicing LLC ( SLS ). I contacted SLS regarding an application for a loan modification due to some unforeseen circumstances that had happened regarding my home. They mailed me out an application and I also printed one from their online website. I contacted them regarding how I should return the application. The lady said I could mail it to the address on the application, email it to the address on the application, or fax it to the number on the application. Since I had pictures to attach to the application I decided it would be ... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure February 16, 2017 - I am working with SLS and trying to get approved for a short sale. They are requiring my Real Estate Broker and Escrow Office to show a credit to them for proceeds received at the close of escrow in an impossible manner. My Real Estate Broker has tried to resolve the issue with their management but to no avail. If this short sale is not approved, the only other option available is foreclosure and I want to exhaust all avenues before that happens.... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure February 8, 2017 - I purchase a home for $560000.00, I hired a law firm to assist with a loan modificaftion, I entered into the contract and paid $1200.00, to start and - a month for almost two years. T servicer is illegally selling my home, Specialized Loan Servicing, paid the law firm $2800.00, to turn the paperwork and over the account to them. and SLS set a sales date of -/-/2017 and mailed a letter to me, on -/-/2017, stating they could n't reveiw the file for a modification, becuase it was less than 30 day to the sale. I have been paying the law for for 2 years. SLS is also not the creditor, b... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure February 7, 2017 - this bank is taking my home to sale this bank will not give me a Loan Modification so now this bank is taking my home to sale... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure January 31, 2017 - My first complaint addresses the fact that - - - sold my mortgage loan to a company by the name of ( SLS ) Specialized Loan Servicing , LLC. However, I was never informed by - - - of this transfer. ( SLS ) did in fact inform me of the transfer after the fact by sending me a mailed letter through regular mail -/-/-. On -/-/-, I called - - - concerning a letter that they had sent to me stating that I had missed four payments. The representative and myself from - - - went over my payment history and could not find these four missed payments. However,... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure January 23, 2017 - On - -, -, Specialized Loan Servicing LLC ( " SLS '' ) ( investor and servicer ), owned by -, and - Bank -, - - - - - - both located at - - -, - -, - -, - - illegally foreclosed on my property in violation of state and federal statutes. In - -, - - - Bank, -. sold the loan and servicing to SLS and assigned a new loan number. - Bank -, - - remained as the Trustee. As of - -, -, - - - Bank, -. never filed the transfer of servicing with - - - - and the - number associat... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure January 20, 2017 - SLS servicer for loan - is refusing to comply with the closing in order to get the investor paid. Approval was given by sls on -/-/- 2nd lien approval came -/-/- ( received -/-/- ) Both approval letters were provided to the buyer 's lender. Buyers lender started the loan process on -/-/-. however with all holidays and the skeleton crews at the banks, SLS only gave 24 business days to complete a buyer loan. Buyer 's asked for extension, one was granted for 7 days hardly enough time to close the file. We are still waiting on the 2nd lien approval as well. - 's lender ha... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure December 20, 2016 - We got too many modifications and we got a notice of for -/-/2016 is $1000.00 we have - days to pay for the default by -/-/2016 .we were dealing with - from specialized loan servicing, our a point of contact was - - customer - department .back in -/-/- I went to - on a short notice because the doctors have given my sister - months to live and at that time we were going through a modification I got a phone call from my husband and he told me miss - said we did n't have to make the -/-/- trial payment so my husband did not make -/-/- trial payment the... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure December 17, 2016 - I am a senior citizen and due to a financial hardship have been trying to obtain a loan modification on my mortgage. I started the process with SLS servicing an agent for - - mortgage on - -. I submitted all required documentation. I have made at least ten calls and was told it was submitted to the underwriters. Today - - I was told that I need to resubmit a - page application all over again when it was already submitted on Novemmber -. It seems they are delaying the process for some reason. I am extremely frustrated. I can not get any satisfactory response on the statu... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure December 15, 2016 - I sent a Request for Information under RESPA to -, and to Specialized Loan Servicing , LLC. Neither - nor Specialized Loan Servicing LLC responded to the actual Request for Information under RESPA. I hereby file a Notice of Error with these firms, and demand that they supply an answer to the RFI. There is some person named - - at - - whose inane letter states that my request is too broad ; it is not- my request is based upon RESPA , see my letter for the citation to United States Code. - - should be banned from the financial industry for his de facto abuse of a - Vet... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure December 9, 2016 - On - -, 2016 my home was sold unlawfully at a Sheriff 's sale. The foreclosure sale was illegally authorized by Specialized Loan Servicing LLC ( " SLS '' ) before the loss mitigation process was completed. Employees of SLS have admitted verbally that there is no proof that the foreclosure should have taken place since the loss mitigation process was not completed. I was assigned a single point of contact ( SPOC ) to manage the loss mitigation process since I was unemployed and recently started my own company to earn income to support a loan modification plan. Prior to the sale of the hom... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure December 4, 2016 - I have an equity loan it went from interest only to principle and interest I called to get the loan modified they told me hat they just service the loan they do not write it. The loan went from & - to $ - few months later I found out that they do modify, I made out - packages. The first - they said that they did not get all the paperwork I sent them a third and they said that they received all the paper work. I waited and finally they said that I was denied. In the mean time I contacted Hud to help me. They tried to call and work out a modification No response. I called to find out... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure December 2, 2016 - Our loan was sold to SLS after being with - ( and very happy ) for almost 13 years. We had applied for a modification with - and we were told all the paperwork would be sent to SLS to finish processing. I received a letter from SLS that - items needed to be changed to the SLS document for further review. Items were emailed the same day, -. On -, I received a letter that nothing was reviewed since I did not send the items in on time. I called SLS and she stated that they had both items but the signature was in the wrong place. I had called 2 times and spoke to a person since send... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 22, 2016 - The federal Electronic Signatures in Global and National Commerce Act ( " E-Sign '' ), 15 U.S.C.A. 7001-7031 ( West Supp. 2002 ), provides that electronic records may not be denied legal effect, validity or enforceability solely because they are created electronically. Both the federal E-Sign and ESRA authorize the use and acceptance of electronic signatures and electronic records in commercial transactions, and confirm their legal validity. The E-Sign Act establishes that electronic signatures and electronic records are valid and enforceable if they meet certain criteria. See 15 U.S.C. 7001... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 22, 2016 - submitted a mod review package -/-/ |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 18, 2016 - After struggling for a long time to make my increased mortgage payment, I stopped making it, and during this time tried and tried to get a loan modification. Finally, after filing complaints and my sale coming up, I got a TPP. I made the payments and got the final docs signed and now I get my first billing statement and my payment increased $200.00. It does n't say why, but I am guessing it is escrow. I am guessing that now that my account status is back to current and out of foreclosure, an analysis was completed and my escrow is short. Then there is another " past due '' amount of $100.00... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 18, 2016 - On -/-/- - ( client ) was approved for a trial modification with payments to be made -/-/-, -/-/- and -/-/- of $450.00. Client made all payments -/-/- of $450.00 ( proof attached ), -/-/- of $460.00 ( proof attached ) -/-/- of $450.00 ( proof attached ). Client then continued to make payments on -/-/- ( this payment was returned ) She then received a letter stating that she was in default of the trial plan. I ( Housing Counselor ) assisted her in filing several complaints and escalated the issue with no solution. We had to reapply for another ... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 17, 2016 - My husband lost his - business in -/-/-. Since then he has been working in the - but was getting laid off constantly due to lack of work. He is now working as a - employee for a good company and we are again hopeful. In -/-/- we were approved for a loan modification and right before we made our last trial payment, they switched our servicer to Specialized Loan Servicing on us and told us we had to start the process all over again. I have been working with them consistently to get a modification so we can continue living in our home with our - children but they have give... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 15, 2016 - I have been trying for months to do a loan modification on my mortgage with SLS and I have not been able to get in contact with them I have called several times I have been getting the run around for months I have been sending in the documents since -/-/2016 trying to remodify my home loan with no success I have been getting the run around for months I have called several times to speak the person that is over my mortgage I never receive a called back from the person. Last month I received a foreclosure letter saying that my property will be auction off on -/-/2016 I called trying to do a ... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 15, 2016 - Specialized Loan Servicing ( SLS ) claims it did not review my updated profit & loss statement that was submitted during the modification review process because it was signed electronically. SLS acknowledged in letters to me dated - -, - and - -, -, they received my updated profit & loss statement on - -, - and it expires on - -, -. SLS never contacted by email, phone or in writing that there was any concern with the profit & loss statement. I contacted SLS and talked to their representatives through out the loan modification process many times and was nev... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 14, 2016 - On -/-/2016, I received a letter from Specialized Loan Servicing ( SLS ) illustrating that I was approved for a modification ; however, my mortgage payment is NOT more affordable. In fact, the payment is virtually the same. SLS also did not consider my application for the forbearance option. Moreover, SLS appears to have recorded my income incorrectly, despite a Letter of Explanation they requested and received on -/-/2016.... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 7, 2016 - I wish to file a complaint against Specialized Loan Servicing ( SLS ) regarding a loan modification. I had a foreclosure sale date of my home on -/-/2016. I contacted a HUD representative and they stated to file for Keep Your Home California ( KYHC ) Mortgage Reinstatement Program ( MRAP ) to bring my mortgage current and file for a HAMP. I worked with one point of contact and she knew I had applied for MRAP and HAMP. SLS approved the trial payments for the HAMP and KYHC approved MRAP and funded $50000.00 to SLS on -/-/16. I had made - trial for -/-/- and -/-/- and when ... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 6, 2016 - Thank you for helping me. I received a notice that my mortgage payment was going to increase in - - to $4500.00 from $2200.00. I called SLS that same day - - and they told me my new payment would be increasing in -. I told them that there was no way I would be able to afford that payment. I am a single working mom of - young children. I bought my home in - with the father of my children. In - I left their father due to his abuse to the kids and me. He demanded that I buy him out of the home loan so I was sold the loan that I have now, interest only. My income has co... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure November 2, 2016 - SLS is not processing my modification requests after inappropriate handling by their representative. The representative assigned to my case advised via letter that she is available from --. When I call the - # they advise me she in fact works -- my time so I will never be able to speak to her with my normal working hours from --. I have received misinformation over and over from the - # and requested multiple callbacks from supervisors with no response. My most recent issue is a denied modification for missing paperwork when they have had the paperwork on file from t... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 28, 2016 - To Whom It May Concern In -/-/-, since our house was upside-down, we began to try to acquire a Loan Modification on our home through a company called - - -. After losing $2500.00, we started to work directly with -, who recommended we stop making our house payment so we could qualify for the modification. I called regularly to make sure the lender had everything they needed from us. It was a very stressful process because it seemed one department did n't know what the other one was doing. I would always respond with whatever information was requested. In -/-/-, we wer... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 27, 2016 - Specialzed loan servicing refused to modify my loan # -, and placed my home on the foreclosure sale list for -/-/- .- - located at - - - - - , - - did not validate the debt nor did SPECIALIZED LOAN SERVICING. I ALSO sent a letter to - as for proof of claim. SPECIALIZED LOAN SERVICING has fail to respond to a QWR I Mailed -/-/2016 to - - - # - - -, - -... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 26, 2016 - My wife and I filed a Chapter - due to excessive medical bills on -/-/- and it was discharged on -/-/-. Beginning back in - -, I requested a loan modification with Specialized loan Servicing , LLC ( SLS ) - our loan is with -. Since -/-/-, I submitted another formal loan modification request to SLS and during the last 7 months, I have been beating my head against the wall with SLS. They would delay and then ask for the most recent bank statements and now advise that my - -, - loan modification has expired and that I may submit a new one - -/-/-... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 24, 2016 - I received a letter from SLS dated -/-/2016 that said I might qualify for a HAMP modification. I filled out the HAMP application packet included with the letter, and faxed it back to SLS on -/-/2016. Shortly after that, I called SLS to confirm that they had received my application. I spoke to an SLS representative and she confirmed they had received my application and she gave me a rough estimate of future modified payments. She did not tell me that I needed to send anything additional. Now SLS has scheduled a foreclosure sale on -/-/2016. I never got any answer from SLS about my modific... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 17, 2016 - I applied for a loan modification in 2014 with SLS ( Specialized Loan Servicing LLC ) after mortgage loan was transferred from - Mortgage to - - -. I diligently providing all documents requested by them ( SLS ), at least two dozen times by fax, USPS and -, in an effort to have the modification approved. Each time documentation packages were submitted, a call by a SLS representative would state 1 or 2 items ( documents were missing ) I was advised early on in the process that I qualified for the loan modification and the eligibility to qualify for foreclosure prevention was a sho... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 11, 2016 - On -/-/2016 I requested - and its -.to review my file and consider a resolution through a complaint I file on above mentioned date. I am now employed and have established myself again and I am able to retain my home. My complaint ID is -. The reason for my default has to do with the loss of my job. - - was consistently informed of the progress I have made. We are in foreclosure and looking for a sale day. I am want to retain my home for us and our - children. Please I have now send another package to the new servicing co by th e name of -. I have also done a forensi... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 7, 2016 - In -, we began to try to acquire a Loan Modification. We started to work directly with -, who recommended we stop making our house payment so we could qualify for the modification. It was a very stressful process because it was explained multiple times that another department might have gotten the information - it seemed one department did n't know what the other one was doing. I would always respond with whatever information was requested. In - -, we were put on a trial program and we paid each and every payment on time and in full. I have documentation of all the check numbers... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 6, 2016 - Due to hardship and business loss due to a criminal partner - indicted and later charges dropped due to the defendant 's high level friends, and the loan officer who was the son of then state Senator - and my nearly $2.00 - loss in assets, and indebted to guarantee on the loans of $1.00 -, I was unable to pay off the total HELOC - I applied for mortgage assistance with Specialized Loan Servicing and they proceeded only to collect documents and over a prolonged and inefficient ( and intentional ) 4 plus months, I sought another refinance source. The note was due - -, -, and a... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure October 3, 2016 - I was divorced -/-/2016. During our marriage, my husband would not allow me to pay more towards this HELOC. -/-/2016, he brought me a letter he received from SLS that he received -/-/-. They changed the conditions of the loan, I am assuming, to finally get the balance of their money. We had only been paying interest on the loan. The payment jumped from $ -/mon. to $380.00 a month. I contacted SLS and applied for a Loan Modification, which after completing the significantly long application and submitting it with the $500.00 loan modification fee ( cashier 's check ), the modifi... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 30, 2016 - I 'm a - years old man with a mortgage with loan servicing company Specialized Loan Servicing. Because of a previous illness and financial hardship I became delinquent on my mortgage. However, my financial hardship ended but I did n't have enough to reinstate the delinquency of the loan. Thus, I applied for a loan modification but did n't fill out the paperwork correctly and got denied -/-/2016. I found assistance and filled out the documents providing all sources of my income. A full loan workout package was faxed to SLS on -/-/2016 and they acknowledged that they received the document... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 29, 2016 - My loan was transferred to SLS while at the very end of a modification review. I was in foreclosure, but did not have a sale date. I would call to check the status and for months I was told that the documents were still being reviewed. I then received a letter requesting additional documents by -/-/16, I met the deadline by mailing in the documents before the date on -/-/16. I called to follow up and was told that the documents were not yet received, but not to worry and it was normal. I was nervous, so I resubmitted the documents via email on -/-/16, to the point of contact ... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 29, 2016 - In - I took a 1st & 2nd loan with -. I paid both off, Deed of Reconveyance was filed on first on -/-/-. - transposed - numbers in the recording number to me, plus the - County Auditors miss filed the Deed of Reconveyance for almost 2 years. During this time - demanded payments, after getting bad legal advice I made payments to them ~ 2 years, until they got proof my loan was paid off & had a full accounting of the loan. Litigation followed, - could not produce a full accounting of the loan or provide proof they were the note holder. They abandoned their collection... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 28, 2016 - We are behind on our mortgage payments and are working with a lawyer. SLS ( Specialized Loan Servicing ) keeps calling my - year old mother and is upsetting her. They ask her for my phone number and keep calling her... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 28, 2016 - I have been dealing with Specialized Loan Servicing for a number of years when - - - transferred my loan to SLS. I was trying to get a loan modification from B of A when they transferred my loan to them. I dealt with SLS for over 15 months, submitting the same documents over and over before finally getting a modification. Although I feel I qualified for a government loan program to help me in a time when I was dealing with a work-related injury, they offered me an adjustable rate mortgage. I was so tired of dealing with them, I took the ARM. I have not recovered form my financial issu... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 21, 2016 - Foreclosure document fraud by - - as master servicer of - - - - - mortgage pass-through certificate, series -. Assignment of Mortgage - Robosigned and robo notarized Assignment of Mortgage - void as it was assigned by - to the Trust Assignment of Mortgage - Void as it was not executed until after 20 days after the filing of the foreclosure complaint. Assignment of Mortgage - Void as it makes reference to a mortgage recorded in - County, Florida at book - and page -. This is not my mortgage. Note - Void as it assigns the mortgage from the Originator direct... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 21, 2016 - My mortgage lender of less than 5 months, Specialized Loan Servicing ( SLS ) filed a NOS on my property. They approved me for a loan modification and did not allow me the timeframe needed to complete the approval process before they filed a sale date of -/-/16 on my home!! The minute I told them I was working with KEEP YOUR HOME CA, they escalated their sense of urgency to foreclose on my property. I was given 3 weeks notice they are going to sell my home on -/-/16. They refused to postpone the sale date to allow KYHCA to process the payment to them that will reinstate my mortgage ... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 21, 2016 - I am writing in my complaint because I feel my bank does not want to review my file for a loan modification and is going to sell my property next Tuesday, - -. I was given the excuse that they needed 38 days to review the file which I find a little extreme because I did not even receive a legal notice that they home was going to be sold. I submitted a package on Wednesday - - which gave SLS 14 days to review my financial information. I also own other properties and have modified my other homes and neither of the servicers needed a package 38 days before a sale date. I am now on the... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 20, 2016 - I provided an updated profit & loss statement to SLS via fax number - and email address -- on -/-/2016, -/-/2016 and -/-/2016. I also confirmed with a SLS representative via phone that they were in receipt of the enclosed updated profit & loss statement that show my gross monthly income as follows from -/-/2016 thru -/-/2016. Gross Receipts - TOTAL INCOME - Expenses TOTAL E-PENSES - Net Profit / Loss TOTAL INCOME : - - TOTAL E-PENSES : - = TOTAL MONTHLY NET PROFIT : - Specialized Loan Servicing ( SLS ) violated loss mitigation procedures. SLS knowingl... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 18, 2016 - Several Months ago I filed for a home loan modification. The company SLS has our mortgage, they are somewhat new to us. I have taken the liberty multiple times of sending in every document they requested of us. I spoke to our representative -, just before the - - holiday. - assured me since I have submitted the same docs over and over they had everything they need to put our case under review. I have not worked since -/-/-2016. I look in our mailbox today receiving a packet stating they could not review any of the modification options because we did not send in all of the docu... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 16, 2016 - SLS mortgage servicing company wrecked my credit, family livelihood and forced me from my dream home due to their unacceptable attention to detail and inability to process paperwork... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 16, 2016 - We submitted a complete loan modification on behalf of our client to Specialized Loan Servicing ( SLS ) on -/-/2016 with a scheduled sale date of -/-/2016. However, on -/-/2016 the bank sent us a letter advising they were unable to review the package due to the upcoming sale. My client wants to save her home and in good faith has provided the complete package with ample notice to at least be reviewed and considered for a work out. It is not my client 's intention to delay the foreclosure but merely to find a solution to save her home. While I understand there is a 37 day rule if the bank... |
Specialized Loan Servicing LLC Mortgage loan modification,collection,foreclosure September 15, 2016 - I submitted a package for a loan modification but was told that I was not going to be reviewed for any options to avoid foreclosure. The lender stated they sent a letter explaining but I never received any letter and am unsure why they can not help me save my home.... |