Conventional fixed mortgage Loan modification,collection,foreclosure
Specialized Loan Servicing LLC Mortgage department,
Conventional fixed mortgage Loan modification,collection,foreclosure New Jersey
Specialized Loan Servicing ( SLS ) claims it did not review my updated profit & loss statement that was submitted during the modification review process because it was signed electronically. SLS acknowledged in letters to me dated - -, - and - -, -, they received my updated profit & loss statement on - -, - and it expires on - -, -. SLS never contacted by email, phone or in writing that there was any concern with the profit & loss statement. I contacted SLS and talked to their representatives through out the loan modification process many times and was never informed of any concerns about my updated profit & loss statement that was in their possession. Moreover, In the State of New Jersey - NJ Rev Stat 12A:12-7 ( - ) - Legal effect and enforceability. A record or signature may not be denied legal effect or enforceability solely because it is in electronic form. A contract may not be denied legal effect or enforceability solely because an electronic record was used in its formation. If a law requires a record to be in writing, an electronic record satisfies the law. If a law requires a signature, an electronic signature satisfies the law.
Specialized Loan Servicing LLC customer in New Jersey
Nov 15, 2016
* Source: CFPB Complaint Database
Specialized Loan Servicing LLC response to complaint:
Closed with explanation
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