Review and analysis of over 427 complaints against Portfolio Recovery Associates, Inc.
Portfolio Recovery Associates, Inc. consumers have reported over 427 official complaints related to Disclosure verification of debt. Out of the 427 consumer complaints against Portfolio Recovery Associates, Inc., 31% were disputed by the consumer (i.e. the consumer was not happy with how Portfolio Recovery Associates, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Portfolio Recovery Associates, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 38% resulted in non-monetary compensation.
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Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect May 13, 2016 - On - -, -, at approximately - hours, I received a phone call from telephone number - which is a contact number tied to Portfolio Recovery -. When I answered the call, the collector failed to identify herself, failed to identify where she was calling from, and failed to provide the - Miranda Warning or a - Miranda warning which is a violation -.. The collector was attempting to find my deceased mother who passed away in -. She then demanded a death certificate and when I refused, she proceeded to hang up on me. The same company has been contacting my grandmother an... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 12, 2016 - I filed a dispute requesting verification of a debt that is being reported by Portfolio Recovery Associates ( PRA ) for account - -. Since I never received notice of my right to dispute this collection I did n't find out about the collection until I was denied credit. I then immediately made a request for debt validation from PRA which was summarily ignored. 45 days after my initial request I, again, requested debt validation from PRA. And just as before, my request went unanswered. Soon thereafter, I began being indundated with calls from them all day, every day. So, although they could... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 11, 2016 - This company has reinserTed this debt on my credit file after it was previously deleted which is illegal. This account was removed from my credit file with - in 2015 and they have turned around and out it back on my - file without properly notifying me.... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 10, 2016 - Unknown company and unknown debt, I have disputed with nothing being received... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 9, 2016 - I have asked Portfolio Recovery to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is i... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 11, 2015 - I was not notified in writing of the debt. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 8, 2015 - I have disputed this account three times and they continue to verify but not validate according to the information requested in my initial letter, which to my understanding I have a right to request that all of these questions be answered. I am enclosing the last correspondence which shattered my faith in this company when I found another consumer 's credit information included in my mail and I believe in retaliation this company immediately added this account to my account again which caused my credit score to go down again. I think there aggressive behavior and the consistent letters stating... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 3, 2015 - Portfolio Recovery Associates had placed this negative items on my credit reports without notifying me. I filed an dispute with Portfolio Recovery Associates on -/-/2014 and they never responded to my dispute. Portfolio Recovery Associates violated the early-warning notice clause of FACTA section 623 ( A ) ( 7 ). This law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. I had requested this item deleted off the CRA within 15 days from the date of the dispute letter. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 1, 2015 - - collection showed up on all - of my credit reports from Portfolio Recovery Associates on -/-/2015 in the amount of $490.00. It says that the original debt is from -. I have never had any type of account with - nor do I have any charged off accounts on my credit report from them or - who they said later on was the original creditor. I tried disputing the debt with them directly asking for validity which they never did send me. I never got a duinnig letter saying I had the right to dispute the debt nor have I recieved any info on the validity of this debt and proof that ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 29, 2015 - I have sent multiple letters to this deceptive collection agency and they have REFUSED to send me any proof of a debt ever existing that they have reported on my credit reports. they ask ME for proof which makes no sense at all! They are reporting an verifying unvalidated information on my credit reports. I have written letter after letter since - 2015 with nothing other them them responding with their name, rank and social security number! I want billing records, a contract, not a paragraph telling me they own a debt without one bit of proof that they purchased any debt nor that the debt i... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 27, 2015 - Portfolio recovery services account - amount $630.00 opened - and account - amount $580.00 opened - has been reporting inaccurate on my credit and is in violation of federal law. These accounts are collection accounts and are reporting 120 days past due which is impossible and is an inaccurate status for a collection account. It is also reflecting that it 's as a factoring account which is false because factoring accounts reflect current debts. Please remove this - accounts from all - of my credit reports for violating the fcra and inaccurately reporting account statuses ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 15, 2015 - I have never had an account with Portfolio Recovery Associates , Inc . 2 ) Portfolio Recovery Associates - Inc. and I have never entered into any type of written agreement. 3 ) Portfolio Recovery Associates, Inc. has never presented me with any goods or services. 4 ) The account referenced by Portfolio Recovery Associates - Inc. is long past my State statutes. ( If this applies ). 5 ) I have never done business with Portfolio Recovery Associates , Inc . ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 14, 2015 - I wrote letters to the the Collection Agency on - -, - -, -, - -, -, LAST ONE TO THE CREDIT BUREAUS - AND - - ON - -, -. PORTFOLIO RECOVERY WROTE ME ON -/-/-Stating that they got the information correct and the validation of the account in question is Correct BUT Correct to them, But not to me enclose you will find the big mess there is as far as dates are incorrect and inaccurate, open date of the account is wrong, the balance of the account is wrong, also it looks like the statement they sent me which is not correct it seems like they have put ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 12, 2015 - My father was contacted by Portfolio Recovery Associates about a $2300.00 debt to - - from -/-/2013.My father purchased a $650.00 computer -/-/2013 and his bank statements show payments of this amount to - in - 2013. My father considered this debt discharged. He has no idea what the $2300.00 charge is. We contacted - and Portfolio Recovery Associates for account level detail about this debt and they are unable to provide it to me. I sent a letter by email today along with bank statements disputing this debt. Will send by certified mail tomorrow. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 11, 2015 - In - of this year I wrote Portfolio Recovery Associates , LLC, requesting Verification after I noticed several collection on my credit report for the same account " - ''. Portfolio Recovery have not responded to my request. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 6, 2015 - Portfolio Recovery Associates say that I owe them several debts. I did not agree nor did I sign a contact with them at any time. I have sent Portfolio Recovery Ass several debt validation letters and they have failed to provide me with adequate documents and a signed contract from myself stating that I agreed to pay them this alleged debt. Since Porfolio Recovery Associates can not provide this information I wish to have all of their negative remarks removed from all - credit reporting agencies that is affecting my credit score. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 2, 2015 - I do not acknowledge this debt. Portfolio Recovery is reporting a debt to the credit reporting agencies past the 7 year limit. The date of last activity on this account was - 2008. They are still reporting this account after the 7 year federal limitation. The date does not begin when they buy the debt, but the date of last activity with the original creditor. The statute of limitations " clock '' starts ticking on the date of last activity on the account. This is the date of last made payment in - 2008. If they continue to violate the FCRA my attorney will immediately file suit for... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 1, 2015 - I had a Credit card from a company that I defaulted on. Portfolio recovery associates assumed the loan and contacted me. I agreed on an amount I owed and paid the debt. I received a notice of payment and though everything was fine. After looking at my credit monitoring service, I could see that Portfolio recovery associates ( PRA ) reported correctly that the account was delinquent for -/-/-, then paid as agreed. However there was another month that showed up, -/-/-. I did not agree with this and did a dispute. 35 days later the dispute comes back as updated and PRA now list my accou... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 30, 2015 - This compant has failed to send me proper information proving that the debt actually belongs to me. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 19, 2015 - on -/-/2015, I filed an dispute with Portfolio Recovery Associates , LLC. I advised them that I am not refusing to pay the alleged debt, but their claim is disputed. I advised Portfolio Recovery Associates to send me copy of contract with my authentic signature that begun this alleged debt and should the contract not be available with my authentic signature to delete the trade line off the CRA. More importantly, I advised Portfolio Recovery Associates that not complying wit the FDCPA will put their company in a bad position with the CFPB. Portfolio Recovery Associates never sent me a con... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 16, 2015 - -/-/-, Portfolio Recovery Associates tried to serve me with papers for court at my parent 's residence. I contacted the lady serving the papers so she could serve them at my correct address. When I got the papers, that was the - time I had been contacted by portfolio, to tell me they were taking me to court. I had not received mail prior to this attempt. The next morning, I called the Lawyer listed. I asked for verification because the amount they were charging me seemed ridiculously high. The lawyer said it was just fees and that if I did n't set up payments that day, I would be taken... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 15, 2015 - Set a debt validation letter with specific information requests about this debt. This company responded with letter that says I owe the debt and nothing more. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 5, 2015 - This debt is not valid. Original creditor falsely marketed with deceptive practices. False debt relief offers. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received October 1, 2015 - After reviewing my credit report, I found - collection accounts through the same debt buyer '' company showing a past due balance. I have not received any correspondence to date that states I have a contract with them to pay any amount. I do n't know who this company is, and what debts they are trying to collect on as I did n't know about these debts. The company is Portfolio Recovery Associates. With - collection accounts reporting past due amounts this is very damaging to my credit. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 28, 2015 - I mailed a request for validation to Portfolio Acceptance, LLC on -/-/-. In my -/-/- letter I specifically asked that Portfolio provide me with an explanation of how the alleged balance was calculated, proof this debt was not time-barred and a copy of the original account level paperwork that contained my signature. Portfolio responded by way of letter dated -/-/- by simply providing a copy of an - statement for the period of -/-/- to -/-/- showing an alleged balance of $1400.00. Portfolio again responded on -/-/- by providing a summary of their electronic fi... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 27, 2015 - A default judgment for - was entered against me because, the company ( portfolio recovery services ) asked the court to assume the debt was valid if I did n't respond within 30 days. I did n't, because I figured I 'd lose anyway. The amount I was sued for was a lot more than was spent on the card, & I had made payments before it defaulted. I have asked the attorney for billing statements to see the amount on it, but all I can get is the amount portfolio recovery services sent them that they said I owed. I would like to settle this for less than -, but it 's been over 30 days since the ju... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 25, 2015 - Judgement filed. I disputed the charges and the company has dropped the case due to lack of documentation and proof that the card was used. - credit ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 24, 2015 - I stupidly agreed to pay the amount of $170.00 a month for 6 months with Portfolio and once had to make payment 3 days after due date. When I called, I was told that my agreement was now null and void and had to pay FULL amount throughout -. I asked for Debt verification letter and company still tried to charge me the $170.00 which caused my bank account to overdraft. I called company and was told to speak to the legal department, which I did. The woman told me to email her supervisor with proof of overdraft and they would reimburse me. I did - times and still have yet to hear anythi... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 18, 2015 - I did not receive a notice of the right to dispute the debt portfolio recovery associates claims that I owe. I have disputed the debt multiple times, recently over the last year, and have only received a notice saying that they have validated the debt and will not dispute it again. They completely left me in the dark '' to take their word for it that the debt is valid, without providing any documentation. Where is my hard copy documentation? How did they validate a debt? Where is proof of the balance? Where is the payment date proof? During - of my attempts to dispute the information via t... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 14, 2015 - I have - accounts listed on my credit report by a collection agency called Portfolio Recovery Associates ''. I have disputed both with - and the response was a remark on my report indicating - ; & gt ; PLACED FOR COLLECTION & lt ;. Under loan type - are listed as FACTORING COMPANY ACCOUNT ''? I have no idea what that is or what it means. I have requested documentation such as signed documentation that these are my accounts as well as payment history to show where they came up with the dollar amounts listed. Neither - nor Portfolio Recovery Associates have provided any documen... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 20, 2015 - original debt - - credit. over 7 years passed, - - charged off debt. portfolio recovery is still reporting to credit agencies way past the time allowed. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 18, 2015 - On -/-/15 I requested Portfolio validate an account appearing on my credit report. They have yet to respond to the request. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 16, 2015 - I was contacted by a law office in -/-/-/-/-/- alleging they were hired by Portfolio Recovery associates to collect a debt they alleged that I owed. I had a lengthy conversation with one of their reps on the phone, whom I actually filed a complaint on, because he threatened me with action he was not able to perform. After getting off the phone with him, I sent a verification of debt request, as awarded to me in my rights. After 3 weeks, I finally received a statement, which showed I owed Portfolio Recovery Associates '' the money. I have never borrowed money from PRA, therefore they... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 15, 2015 - They called to inform me that an account of mine had been turned over to them. I was unaware of that being done and when I asked for a letter confirming it they said - was sent out in early -. I never received it. They have contacted me - since then and both times I asked for written verification before agreeing to make payment arrangements. Both times they pretty much refused and the - time I was referred to their website to sign in and see it online but I was unable to login at all after trying several times. The last time I was contacted I told them that until I received written... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 10, 2015 - I sent the company a letter for verification of debt an as well I disputed it with my credit bureau as well an they stated its been verified however I have never received any documentation. I would like the debt deleted from my credit reports due to noncompliance of the Section 809 of the Fair Debt Collection Practices Act ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 6, 2015 - - - does not have enough information to validate this debt. This is not my debt and they are falsely reporting it to all - credit bureaus. They can not provide proof this is my debt other than statements they created and sent. I need to see what identification was used to start this account falsely under my name. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 30, 2015 - Portfolio Recovery Associates is engaging in flagrant violations of the Fair Credit Reporting Act by continuing to report a debt and derogatory mark that they had agreed to delete from my credit report. They deleted the derogatory mark from the credit report on -. However they have not deleted the derogatory mark from - or -. Portfolio Recovery Associates is engaging in unfair and deceptive business practices and is flagrantly violating the Fair Debt Collections Practices Act and Fair Credit Reporting Act. Portfolio Recovery Associates is engaging in retaliatory and illegal behavior. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 28, 2015 - The representative could not provide me with information about the amount owed other than who the original creditor was. I was asked to provide the collection company with information of what I owed them instead of them providing me with information about the amount of money that they were trying to collect. I asked to be provided proof of debt, including but not limited to, payment history, interest accumulation, and fees to verify the amount owed. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 22, 2015 - I would like more information on the account being reported ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 17, 2015 - Portolio Recovery Associates LLCThis company, in which I have never been contacted before ( have had the same cell phone number for over 8 years -, had contacted me on my cell phone and stated that I owe a debt to them. I asked them to provide all information regarding the debt including : who the original company was, proof of my authorization on all original contracts, how many other collection agencies prior to them that was involved in this debt collection, etc. The person on the phone could not answer any of my questions and insisted on stating that I owe them money in the amount of $... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 12, 2015 - In - I pulled my free credit reports. I noticed that Portfolio Recovery Associates had recently placed a collection account on my file. I did not recognize this account and initiated a dispute. The dispute came back as the account being verified. I called Portfolio Recovery to inquire about the account and they informed me that they could not take any action on the account until -/-/- because they were waiting on the original creditor to furnish verification documents. Portfolio Recovery reported negative information to the credit bureaus before verifying the information. When I questi... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 10, 2015 - Ok I am contacting you because of Portfolio Recovery Associates. There are - accounts with Portfolio Recovery Associates , LLC. When I noticed these accounts on my reports via -. I went directly to pull my reports and I disputed the accounts with the credit report agenices and they all came back verified, I then realized Portfolio recovery did not validate before reporting to the credit bureaus, a collection agency is not allowed to continue collection activity if a consumer disputes the account within - days, but they never made me aware of these accounts prior to showing up on my re... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 3, 2015 - I have been contacted - by Portfolio Recovery in within one month in -/-/- concerning a debt they allege I owe to - -. Since I am a current - - Card hold I requested the address so that I may write Portfolio Recovery to request the verification of debt in writing. The - person who called me gave me an address. I asked her how I should reference the account so that I would receive the correct information. She told me to reference - - in the letter. I mailed the letter, certified return receipt and was not provided a response. Another associate contacted me at - o... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 31, 2015 - portfolio recovery is now also misreporting on my credit file as the original lender of the account which is 100 % untrue as - is the original lender. the credit report also states that they took ownership of the account starting in - 2015 when the account was assigned to them in - of 2015. they have claimed to be the original collector to many individuals and I am - of those victims. I have proof of this misreporting from my report which I will attach. They report to the bureaus - per month to confuse the FICO system ( which is used in 90 % of all financial decisions and the on... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 30, 2015 - I was told that this old account was re-aged and sold to Portfolio Recovery. I contacted Portfolio Recovery and worked aggressively to pay this off within months by making doubled payments and large debit amounts as agreed by payment plan with myself and Portfolio Recovery. I made the final payment before the plan was up because the rep and Account Manager told me the file would be closed and removed from my credit files. I have never received correspondence from them as paid in full or it removed from my credit files. I have sent them numerous goodwill letters and they have never responded. I... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 21, 2015 - I sent a letter to Portfolio Recovery Associates ( PRA, LLC - on -/-/- notifying them of their default to report according to Texas - - - - and in fact default according to FCRA section - ( a ) ( - ) ( f ) ( - ) ( - ), I received a response from PRA greater than - day of the original dispute with no clear validation of this account. I requested that PRA delete the inaccurate information and to notify the all credit bureaus. In Reviewing my credit report on -/-/- this account still shows as derogatory with all - bureaus. I sent another letter to PRA on... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 21, 2015 - Portfolio Recovery Assets is trying to collect on a - debt. I did have a - account at - time, however, the amount owed does not match what was owed, at all. I have told them this repeatedly. First, I did not get notice that they took over the debt when they did so, so I could not ask for Validation within the first - days. Secondly, I have asked for validation for - years now, and they only send me an electronic file with general information. I have specifically asked for the account history so that I may try and recognize this account is mine, and if so, that the dollar amounts... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 19, 2015 - They told me that it would not hurt my credit and I can dispute it and it will be removed. This was false and I was misled into thinking this account would not damage my credit score but it has tremendously. Want this account removed from credit. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 14, 2015 - Portfolio recovery has contacted me several times a day on phone lines I 've told them there is no permission to contact me on for months. Each time I 've told them to submit everything in writing so i can verify who they are and possibly dispute the debt and each time in told they do n't need to. I 've told them to stop calling and I 'll receive another call right after on another line. There was a time they called every hour.. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 13, 2015 - Hello : This is in regard to Portfolio Recovery. They claim, and have entered on my credit report, I owe them and/or - -, $1400.00. I believe this to be false, as I 've had many accounts with - -, and have paid them in full. Also, a date of - delinquency of -/-/2008, which I 'm sure is wrong. Therefore, I 'm requesting validation of this account. Including but not limited to, a signed contractual agreement, with my signature, indicating my intent to pay this alleged account, plus proof of last payment date. In order to ensure true validation of last payment date, they are to... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 11, 2015 - I have asked - that Portfolio validate this debt. I have received statement and looks like maybe a copy of a bill from - date -/-/2010. portfolio has not removed this from my credit reports or validated this bill. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 9, 2015 - Today I received a notice from myfico that a new collection has been added to my credit report from Portfolio Recovery Associates. I never received any documentation in the mail to validate this debt, or give me a right to dispute. I have no idea what this debt is for. This collection is damaging my chances of owning a home, and obtaining any other type of credit. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 5, 2015 - I 'm in the process of trying to get validation of an item on my credit report. I 've disputed this item with the collection agency along with credit bureau and no documentation was provided. I was never provided any documentation validating the debt ( signed application ). I have attached my documentation requesting proof/validation that I sent to them and have yet to receive. I 've attached all the communications I 've forward to the collection agency, and credit bureau. The item in question is the following : PORTFOLIO RECOVERY- - - - - -, VA - : $1100.00 ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 30, 2015 - I - contacted Portfolio Recovery by certified letter in - 2015 requesting debt validation including : Name of the original creditor, including account number. Original amount owed, including a complete payment history, starting with the original creditor. Finally, Documentation that indicates that I agreed to pay someone this sum of money. Portfolio responded with a letter on company letterhead with a summary of my name, my last - digits of SSN, balance at date of purchase, and interest accrued since the date of purchase. I responded to Portfolio 's letter with a - letter on - -... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 25, 2015 - This company takes a variety of tactics to reclaim a debt. I first discovered an attempt to collect this debt after I was sued by this company. I did not show up to court, and they received a default judgement against me. The debtors then seized my assets which I proved were protected under the law and attempts to collect we 're closed by the court. After I had stopped them from taking my funds. For the last year, they have used a number of tactics to get this debt including contacting a 3rd party about my debt, reporting to the collection agencies when I disputed the account, and they reporte... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect April 24, 2015 - I never received any communication regarding the debt. Had I been informed of the debt it would have been taken care of. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 23, 2015 - I have sent - debt validation letters to Portfolio Recovery Associates LLC. - in -/-/- and - in -/-/- in an effort to get verification of this debt. The company has ignored by requests and has failed to prove I am the owner of this debt. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 21, 2015 - I requested debt validation per Texas Finance Code Section 392.202 which requires a debt collection agencyor credit bureau to provide the alleged debtor with specific information concerning their debt. They received by request via certified mail on - and as of today, -, I have not received any response from them. According to Texas Finance Code 392.202 ( b ) ( 2 ) the this debt collector had - days to respond to my request and they have failed to do so. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 20, 2015 - False representation and information given. Did not received verification or notice of right before paid to both account. ... |
Portfolio Recovery Associates, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 14, 2015 - Both my husband and I have been receiving threatening voicemails from Portfolio Recovery. We have never received anything from them about any debt. Yet they are showing up on both our credit reports. With all the scammers I refuse to pay anyone claiming to be a debt collector. We suspect they are trying to collect on debts that were discharged in bankruptcy. With no proof of debt and threatening voicemails they are breaking debt collection laws. These calls are also past -. ... |