Portfolio Recovery Associates, Inc. Debt Collection Complaint

Portfolio Recovery Associates, Inc. Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received California

Ok I am contacting you because of Portfolio Recovery Associates. There are - accounts with Portfolio Recovery Associates , LLC. When I noticed these accounts on my reports via -. I went directly to pull my reports and I disputed the accounts with the credit report agenices and they all came back verified, I then realized Portfolio recovery did not validate before reporting to the credit bureaus, a collection agency is not allowed to continue collection activity if a consumer disputes the account within - days, but they never made me aware of these accounts prior to showing up on my reports. I never heard of this company into they appeared on my reports.This violation falls under 15 USC 1692g 809b.Also they have failed to mark my - credit report as disputed. This violation falls under 15 USC 1692e 807 ( 8 ). I then contacted them threw the - and got the same responses back, but this time - accounts were removed from my reports, but funny thing is they verified these with he credit bureau a month prior and said the accounts are reporting accurate even though they were n't .It also came to my attention a collection


OPEN '' And should be under negative collection accounts NOT '' Under Accounts other accounts '' showing as if im past due with late payments. This reporting is wrong and should have been change when they supposedly verified with the credit report agency 's - dispute, but is still not changed. I am going to attach proof the accounts are showing as open and under the accounts tab. Portfolio has also updated the date they - reported the accounts which was - months prior and now it says - reported -/-/2015 when it should state it was disputed and updated -/-/2015. Now all of a sudden they are updating their end to fit there needs so they do n't get caught up in there lie that they did n't notify me directly of the account accounts are 1.-2.-3.- 4.-5.-6.- I will attach all information if possible. I have the prior snapshots and current snapshots.