Resources for resolving common issues with National Credit Adjusters, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to National Credit Adjusters, LLC and work to get a response. After your complaint is forwarded, National Credit Adjusters, LLC has 15 days to respond to you and the CFPB. National Credit Adjusters, LLC is expected to close all but the most complicated complaints within 60 days.
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National Credit Adjusters, LLC Payday loan can't contact lender can't contact lender November 1, 2016 - A company called National Credit Adjusters called my wife and left a message for me to call them back I was to call - at -. I returned the call, she said I owed about - dollars for a - - pay day loan from 2013. I said I do not remember this and have not seen it on my credit report. She tried to talk to me about filing a police report. I asked them to send me the source documents, I asked for any history, contract anything they had, she said ok and put me on hold. Then a man answered who was loud, rude and bullying, he was asking personal questions and refused to agree to send me... |
National Credit Adjusters, LLC Consumer Loan shopping for a loan or lease May 3, 2016 - National credit adjusters, they think I have a non re payed loan with them. I do not.... |
National Credit Adjusters, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for April 25, 2016 - On my credit file, a National Credit Adjusters collection account in the amount of $950.00 appeared. Date reported was -/-/2015. I contacted the number listed on my credit file to inquire about the debt. A representative stated it was a payday loan account that was from -. I stated to the representative that I had not done business with this company and this was not my account. I contact - but they said they did not have an account in my name. The company is stating that I received a loan but I am disputing that I am the borrower. I am not the borrower. ... |
National Credit Adjusters, LLC Consumer Loan managing the loan or lease April 4, 2016 - In - -, I began having financial difficulties, so I turned to online loans in an attempt to make ends meet. I had received a mailed solicitation from -, so I went to the website given on the card ( - ) and took out a loan of $2600.00 on - -, -. On - -, -, - took the first of a series of automatic deductions from my bank account. - took the following amounts, on the dates shown : - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/... |
National Credit Adjusters, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 5, 2016 - Excessive fees charged in continuous months in excess of $1000.00 for a $300.00 loan. Paid some of the loans but discontinued due to increased fees and interest. ... |
National Credit Adjusters, LLC Debt collection communication tactics used obscene/profane/abusive language December 11, 2015 - I received a call from a young man who never identified himself he just asked for me by name and asked me to verify my DOB and SSN # before he could inform me of the purpose of him calling. I told him I would not be verifying any personal information and asked that he not contact me again if he could not inform me of who he was and the purpose he called for, as well as the company he represented. This man yelled to me " - you need to pay your - bills then, I told your - - I needed to verify your - but you keep running your - Mouth. '' I honestly thought this was a bad joke? N... |
National Credit Adjusters, LLC Debt collection false statements or representation impersonated an attorney or official December 8, 2015 - - - - is continuing to sell debts to its companies - of which is NCA ( National Credit Adjusters ) so as to make it appear that they are following a decision recently not to collect any more debts or sell them to other debt -. - - has different departments. - and - for NCA so they will not be caught again collecting debts in their name which - - but actually this is their company too. ... |
National Credit Adjusters, LLC Debt collection false statements or representation indicated shouldn't respond to lawsuit December 8, 2015 - National credit adjusters got this debt firat and then sold it to - and then sold it to -. all collectors violated fcra, fdcpa and tcpa along the way. ( SEE CALL LIST WITH - PHONE NUMBERS CALLED OVER THE LAST 7 YEARS ) ... |
National Credit Adjusters, LLC Debt collection cont'd attempts collect debt not owed debt is not mine December 8, 2015 - NCA WENT ON MY CREDIT REPORT WITHOUT VALIDATION IN VIOLATION OF FCRA. SOLD DEBT TO - WITHOUT VALIDATION AND ENDED UP ON MY CREDIT REPORTS IN VIOLATION OF FDCPA, FCRA, AND TCPA. - CALLS TO MY WORK ETC SEE ATTACHED PHONE AND OTHER RECORDS. ... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info talked to a third party about my debt December 1, 2015 - The debt collector seems hire a detective and call my dad to his cell phone and told them to tell me to call them because there has been filed a complaint against me and game my name. At my knowledge this is inapropriate and illegal. My dad called me worried to tell me that a woman call saying to call her back because a complaint has been filed and he said hope you are ok. I have not received as required by law a verification of debt letter within 5 days of receiving phone call neither as of today. They are behaving like scammers. Need advice. ... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay November 23, 2015 - My elderly mother received a call from - from a man named - - saying that I was going to be arrested if I did not return the call and the case # was -. I called and reached - -. They said that - - was going to subpoena me regarding that docket number due to an unpaid payday loan -/-/- with - -. I told them that I paid all debts regarding - and that I knew this was an unlawful fraudulent call. -/-/- another company claimed the same thing so I verified with - that they were n't working with -. - - told me that the debt collection company cla... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls November 13, 2015 - A couple of years ago I took out a loan from a company named - -. They ceased communication with me about a year ago but within the last few months National Credit Adjusters has been calling my work number. I can not take personal calls at work and after the second or so call to my work number I called from my cell phone during work hours to tell them. They continue to call my work number, which is a violation of the FDCPA. Today the representative from their company acknowledged that I did tell them to not call me at work but they did it anyway, and he says I wo n't talk to them at the ... |
National Credit Adjusters, LLC Debt collection false statements or representation indicated committed crime not paying November 10, 2015 - Was contacted by a - party collector trying to collect $830.00 and the loan was for $600.00 and finance charges for a total of $730.00 sent documents to them showing loan was paid and they contacted us stating documents were false and they were going to press charges for presenting false documents and then tried to settle the amount to $500.00. Asked for verification documents and were denied the documents. Very rude when told not to contact me or my husband and they stated they would contact my husband anytime they felt. ... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action threatened to sue on too old debt November 9, 2015 - This activity is still controlled by - - - that made the illegal usury unlicensed high interest rate to me, I have paid them $2700.00 on a one year account of $2500.00 of 1000 %, - - gave this account to their affiliate National Credit Adjusters - - - - Who in return gave the illegal activity to another affiliate - - - # - these companies do not have the legal right to collect usury interest rate accounts and these companies do not have a license to collect usury interest rates that are designed to prey and take advantage of old people, they are not l... |
National Credit Adjusters, LLC Debt collection communication tactics threatened to take legal action October 29, 2015 - During the refinancing of my home I was made aware of a debt that was outstanding. they called to get the amount that was owed by me to national Credit adjust. After being given the amount due a check was cut to satisfy the debt. I made repeated calls to get the address of where to send the Check and got nowhere. - - would not return my calls and when he did would not provide me any info on what the debt was from or what my information he had about me in file. He said I should pay it and i was lucky that he does n't have it sent to his legal department. I called back again a week ago wit... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action threatened to sue on too old debt October 29, 2015 - These people brought a illegal loan usury interest rate account from - - - ... - - does not have a license to provide illegal loans ( Usury interest rates ) in the state of Ca. By the CA. Department of Business Oversight and the federal consumer protection bureau. their phone number is - ... I am - years old and want these people to stop calling me. ... |
National Credit Adjusters, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 26, 2015 - I get monthly credit reports and this month i have a company turn me in collections and i have never heard of the debt, I called the original debt ( - ) holder listed on the report and they kept me on the phone for hours then hung up and i called back they stated it was sold to another company so i ask for the information they sold and said they could not give me that but did give me a company name ( National Credit adjustments ) so i called them and told them and they said that it was sold to another company ( - - - ) but refuse to give me any other details i ask why i was not sen... |
National Credit Adjusters, LLC Debt collection disclosure verification of debt right to dispute notice not received October 23, 2015 - i have never received any information re this collection that is now appearing on my credit report and I have sent this collector information asking for them to validate and verify the information ... ... |
National Credit Adjusters, LLC Consumer loan problems when you are unable to pay October 2, 2015 - Debt collector from National Credit Adjusters is repeatedly calling my job, family, and friends. They are immediately asking me to verify my social security number and becoming frustrated when I do n't, and when I want to know who they are. The only identify themselves as National Credit Adjusters, and are unwilling to give any other information for what they want unless I verify my identity with sensitive information. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls September 30, 2015 - They are calling my employer often, and asking for my where Abouts '' They claim they are going to have me arrested, or sue me. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls September 28, 2015 - Called claiming they wished to contact my friend for a job offer and that he had left my information as reference for said job. They claimed they can not contact him and asked that I forward information to this friend to call a - - - at - - - - - extension -. I 've received several calls over the past year with the exact same claim for my friend, which i know is a scam attempting to get me to do their work in a collection attempt. Seeing as I have not given them permission to contact me on a regular basis yet they continue to call me with this scam, this can not be l... |
National Credit Adjusters, LLC Debt collection disclosure verification of debt right to dispute notice not received September 21, 2015 - BOTH COLLECTION AGENCIES FAILED TO VALIDATE DEBT, IN VIPLATION OF SOL, FCRA, FDCPA, TCPA. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls September 21, 2015 - Received a call from National Credit Adjusters from a spoof '' phone number after -. Receive numerous calls a day from spoofed numbers attempting to collect an unknown debt. ... |
National Credit Adjusters, LLC Debt collection communication tactics threatened to take legal action September 15, 2015 - A call was recieved concerning collecting a debt on behalf of -. I wanted to verify the debtor 's validity in collecting a debt and recieved threats from the debt collector claiming to be operating on behalf of -. I was told I had two hours to verify, that I would n't call back, that I would face serious consequences. The behavior was hostile. Here is his contact - - -National Credit Adjusters ... |
National Credit Adjusters, LLC Debt collection cont'd attempts collect debt not owed debt is not mine September 13, 2015 - I received this letter from National Credit Adjusters informing that I owe them a debt. To my knowledge I have never entered into a contract agreement with them or the company they claim they represent. This company is violating - statues of the FDCPA. statue 807 ( 9 ), ( 10 ) misrepresenting affiliation and deception and 812 ( 1962j ) furnishing deceptive forms. Within National Credit 's claim they state, '' NCA is not collecting for - -. '' and them also within the letter this debt collector states that they have been contracted by - - to collect the about referenced account. ... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info talked to a third party about my debt September 8, 2015 - I had accounts with - jewelers that were included in a bankruptcy -/-/-. - creditors filed claims and received some payment. The bankruptcy was later voluntarily dismissed. I received a call from a courier '' working for the state '' from a number with no caller ID several weeks ago. The courier needed me to be at home or work - with pictured ID to serve legal documents. '' I was referenced to a phone number in NY. When I called this number I was connected to - '' who told me my account had already been sent by the lawyers to my state and county '' and I needed to immediat... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info contacted employer after asked not to July 1, 2015 - Nation Credit Adjustors has been constantly calling my place of employment for some time now about - different debts that I have asked them not to contact my place of employment about. They are not harassing the people at my place of business and embarrassing me by telling my co-workers that i have this outstanding debt that i refuse to pay and are asking to be transfered to different departments. I 've also received a very disrespectful and inapproprate call from one of their reps when i called in about this rep in the past I was informed that they should not be calling me about these clai... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info contacted employer after asked not to June 24, 2015 - - from - called my place of employment and asked for my job title, my supervisors name and asked to talk to my supervisor. He asked the receptionist to give me a place to reach me and asked her to send a text to me saying that I needed to call him right away. ... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action threatened to sue on too old debt June 23, 2015 - I 'm getting calls at work about this matter that I think is - years old. I can not perfom my job properly after these calls, they are - me out. ... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info contacted employer after asked not to June 18, 2015 - I have advised - not to contact my Place of Work, several times I continue to get phone calls from then our calls are monitored. I also have spoken with one of tem last time they called, and advised i would call later to make arrangments the woman was so rude she advised they could not do that and good luck to me, I told that person not to call my place of work. Today same company called my place of work again. - - is the Man who called, they call from - phone numbers to disguise who they really are. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls June 10, 2015 - I am continuously receiving phone calls throughout the day from a company by the alleged name of National Credit Adjusters. They continue to leave some sort of robotic like message stating that they are attempting to collect on a debt. Sounded very suspicious in nature. The recording sounded foreign like, with broken -. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls June 8, 2015 - A person who identified themselves as - - called me around - and asked for - - - I told him that he can not be reached at my cell phone number I was speaking on, but he became irate and stated the following : This is the phone number that he gave. I am not telling you who I work for unless you tell me how you represent - -! You must know how to get in contact with him! '' - - 's tone was harsh and unnecessary. Later I researched - - 's phone number and found he was calling from a firm called the National Credit Adjusters. ... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info contacted employer after asked not to June 5, 2015 - They have been calling and harassing my employer, my parents, my kids while they are at school my in-laws, sister-in-inlaws being very rude to them threating them. ... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info talked to a third party about my debt June 4, 2015 - On -/-/2015, a collection company named National Credit called my landlord trying to locate me concerning a debt claim. The debt in question is from an old - - account which is currently being disputed. The caller did not announce they where a debt collector and pretended to be a potential employer trying to gain information concerning my address/employment. I am unable to work due - within the last three years. The constant harassment from this company is extremely stressful and totally unnecessary. On a previous occasion, this company told me to sell my belongings in order to ... |
National Credit Adjusters, LLC Consumer loan shopping for a loan or lease June 1, 2015 - Three years ago, roughly, I partially applied for a loan at - -. As the final step the woman on the phone wanted to have a recorded conference call with my bank, - - -. The bank rep asked some pointed questions, and I told them thank you, but I did not want the loan. No money was put into my bank account ( The bank closed and I can not get records now ). - - has declined to provide proof of their supposed deposits, and their own phone recording has me repeatedly saying NO '' ( the woman would n't get off the phone and I finally hung up ). They became a nuisance in attempt... |
National Credit Adjusters, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 27, 2015 - Honestly not sure I have this debt collector saying I owe - dollars for a loan I never applied for or got not sure how to proceed ... |
National Credit Adjusters, LLC Payday loan charged fees or interest i didn't expect May 18, 2015 - Creditor sold loan for more than I owed and now they are constantly harassing me at work and home even after I ask them to stop calling and simply mail me information. - x - ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls May 14, 2015 - Calling my Job and being very harrasing ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls May 14, 2015 - My dad under the emergency contact was called. I was told I was being looked for. That they needed location information on me. I thought at - I was in legal trouble. It come to find out the - Store contacted a collection agency called National Credit Adjusters at -. I did not know military and their dependents are not allowed payday loans. That was not found out until a year after the payday loan. I was never asked the question if I were or not. I am not for sure of T- laws on that. As well I did not know a payday loan could send you to an collection agency. I was told could settle fo... |
National Credit Adjusters, LLC Debt collection improper contact or sharing of info contacted employer after asked not to May 7, 2015 - they call my place of employment several times a day, they share information they say pertains to me with whoever answers the phone, they ask to speak to my supervisor, they refuse to send me supporting documents of the debt, they say they have but I have never received, I do n't know who they are, they ask me to verify my name, ssn etc. without telling me who they are, they just give their name when I ask for a name, they finally gave me a company name that researched to find it is some type of collection agency, they wont let you talk but talk over you, they say I only want supporting docume... |
National Credit Adjusters, LLC Debt collection disclosure verification of debt right to dispute notice not received May 2, 2015 - On - -, 2015 I received an initial letter from National Credit Adjusters claiming that I owe $1700.00 -. The notice violates the FDCPA section 809 ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls April 28, 2015 - ***THIS IS A NEW CLAIM. *** On - -, 2015, I received an automated call requesting that I return their call. When I immediately returned the call, it was National Credit Adjusters. I believe this call is in violation of the Telephone Consumer Protection Act and/or the Fair Debt Collection Practices Act. I immediately called the number given on recording. I explained that I have a complaint against the company and will not settle the debt until the matter is resolved. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls April 17, 2015 - They claim to be National Credit Adjusters-Seeking money I borrowed from - - - over a year ago. It was for around $500.00. The man named - was very rude, telling me to go take a loan from a bank, asking me where I bank, if I care about my credit and kept asking many rude questions. I kept my cool and told him I would deal with Ace themselves. He continued to be very rude and degrading. I was willing to work out a payment plan but he kept insisting I go to a bank which I am not going to take out another loan. ... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay April 17, 2015 - On -/-/2015, firm contacted my estranged spouse who I never gave as a contact on my loan documents and told him that I wrote a bad check and were attempting to get in contact with me. He texted me their contact number and I called because I knew I did not have any checks written to any company for any reason. Spoke with an agent and they placed a male coworker on the line and he stated that he was the attorney for - and I was being charged with fraudulent check and fraudulent use of a closed bank account and they were processing papers to have be arrested within a week. ... |
National Credit Adjusters, LLC Debt collection disclosure verification of debt not given enough info to verify debt April 16, 2015 - I received a call on - - from a company called National Credit Adjustors, they are a company out of -, Kansas. Although when they - called ( my cell phone ), it was from what appeared to be a local phone call ( -, Oklahoma-which is where I live ). The number that came through was -. Since I did not know the number, I did not answer it. They left no message, however they called my home phone as well. I was a little worried thinking maybe someone in the family may need our assistance, so I called the phone number back from my home #. When they answered they replied with Nation... |
National Credit Adjusters, LLC Debt collection communication tactics used obscene/profane/abusive language April 15, 2015 - The conversation was not obscene, profane or abusive, but I feel their tactics to get you to repay is unlawful. On - -, 2015, I called National Credit Adjusters to set up a payment arrangement beginning - -, 2015. - - asked me could I make a payment this month. I told her no and that I do n't get paid again until - -. She then asked me what would be different in - and what will be different considering that I just got paid and already do n't have money. I told her I would get paid in - and I do n't think it 's any of her business what will be different and that if... |
National Credit Adjusters, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect April 8, 2015 - I was called from - on -/-/2015 at - reguarding a debt with - - -. The person who called me did not identify the name of the company and simply asked for me by my first and last name. When I said yes - said that she was calling for a account with - - - and I owed $1000.00 something then went into settlement and payment options so much as offering me a settlement at 50 %. There was no mini Miranda given at any point and I was not notified the calls could be recorded and did not verify who I was by using verification methods such as last - of the social secu... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action sued where didn't live/sign for debt April 7, 2015 - - - - -, SC --/-/-National Credit Adjusters- - -, - - -, KANSAS -RE : Letter of Intent to SueTo Whom It May Concern : This letter serves as the formal notice of my intent to file a lawsuit against National Credit Adjusters for $12000.00 as a result of violations of FDCPA 813. Civil liability [ 15 USC 1692k ], FCRA [ Title 15 United States Code Section 1681 ], TCPA [ 47 U.S.C. 227 ]. I was contacted by your company which called my cell phone on an auto dialer at which time I was made aware of an account fraudulently opened with -. At that time I... |
National Credit Adjusters, LLC Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2015 - Nation Credit Adjusters- - - - - - -, Kansas -This company is harassing me at my place of employment multiple times a day after repeated requests to stop contacting me there. I have never received any written correspondence, nor have they been able to verify any information about the debt, only my home address and an arbitrary account number. The first man I spoke with on the phone told me he was sorry they contacted me and he would have my name removed, but I am continuously receiving phone calls from his associates. They have even gone as far as to leave detailed message... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls April 1, 2015 - My mother received a call asking for me. As she lives with me, she gave me the phone. The person I spoke to advised they were calling about a loan that had been turned over to them. As I had no knowledge of this, I asked them to send me information they in fact own the debt in question and I will handle it then. The agent said they had sent me - letters, to which I responded I had n't received anything from them. The person then said they were going to mark my account as 'refused to pay '. I advised them I never said I had refused to pay ; I just wanted verification. ... |
National Credit Adjusters, LLC Debt collection taking/threatening an illegal action seized/attempted to seize property March 29, 2015 - recieved letter dated the - of - for an old ( 2015 ) debt that needed research from me to find out who it belonged to. letter stated that debt was due by the - of -, funds were taken out of my account without my knowledge or permission on the - of - ... |
National Credit Adjusters, LLC Debt collection communication tactics called outside of 8am-9pm March 28, 2015 - I receive calls around - on a - basis. When I pick up the phone, no one is on the line. When I call the number back, the operator is reluctant to provide their name, the company name and they hang up before I can get the company address. ... |
National Credit Adjusters, LLC Debt collection communication tactics frequent or repeated calls March 24, 2015 - I work for a - as a -. Over the past year, colleagues have received messages, ostensibly intended for me, at various numbers throughout the department. The messages are rapidly spoken, and a phone number is left. When I have attempted to contact someone at that number, a representative insists that I confirm my social security number before they will release information. Naturally, I refuse to disclose any personal information until they inform me of the reason for the phone call. The only response I 've been given is that the call is in reference to a personal business matter ''. I ref... |