National Credit Adjusters, LLC Consumer Loan Complaint

National Credit Adjusters, LLC Consumer Loan department,

Installment loan Managing the loan or lease California

In - -, I began having financial difficulties, so I turned to online loans in an attempt to make ends meet. I had received a mailed solicitation from -, so I went to the website given on the card ( - ) and took out a loan of $2600.00 on - -, -. On - -, -, - took the first of a series of automatic deductions from my bank account. - took the following amounts, on the dates shown : - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) - -/-/- Withdrawal $ ( - ) These deductions are documented ( red underline ) on


Therefore, I still owe - $380.00 plus a reasonable rate of interest. -/-/-, after my financial situation had stabilized, I set about resolving my online and payday loans, of which I had taken out a total of -. It was ( and is ) my intention to repay each lender what they loaned me, plus a reasonable rate of interest. While a number of the lenders worked with me to settle my loan under these terms, - unfortunately refuses to do so. On - -, -, I called National Credit Adjusters, which had purchased my loan from - ( account # - ; NCA reference # - ). I spoke with - -, and offered to settle my loan for $400.00 ( balance plus - % ). He refused, so I offered a maximum of $500.00 ; - - replied that " that is not an option '' and he then accused me of " pressuring '' him. He countered that he would settle my loan for $1200.00. This amounts to an interest rate of 35 %, and is therefore unacceptable to me. I tried calling - - again on - -, -, and got the same result. - - has also called me several times, but in each case he insisted on $1200.00.