Review and analysis of over 86 I Do Not Know complaints against ERC
ERC consumers have reported over 86 official complaints related to I do not know. Out of the 86 consumer complaints against ERC, 8% were disputed by the consumer (i.e. the consumer was not happy with how ERC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against ERC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 34% resulted in non-monetary compensation.
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ERC Debt collection attempts to collect debt not owed debt was result of identity theft November 13, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
ERC Debt collection attempts to collect debt not owed debt is not yours October 13, 2019 - This company Enhanced Recovery is trying to collect $250.00 from me for a bill they claim I owe. I have written them several letters demanding that they comply with the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by ( 1 ) providing me a contract or bill from Enhanced Recovery with my signature on it as follows : " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay Enhanc... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft October 12, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
ERC Debt collection written notification about debt didn't receive notice of right to dispute August 28, 2019 - i recently checked my credit report and discovered that this company has placed this item on my credit. I have never done business with this company nor have they provided me with any services or goods. I was never notified that I owe a debt with this company therefore my rights were violated. I want this company to produce the documents with my signature indicating that I agreed to pay for services or goods and it they are not able to do so I demand that they remove the items immediately... |
ERC Debt collection attempts to collect debt not owed debt is not yours August 23, 2019 - Today I learned your organization has reported a balance of $770.00 for an account I am unfamiliar with to the credit bureaus. I am not certain where this debt came from and would like to find out more about it. Please provide proof of debt by means of original billing statements and any contracts relevant to the account which show I assumed financial responsibility for this account. In the past my credit report has been merged with that of another and I have also been the victim of identity theft, so it is imperative I know the origin of all debts. Please provide proof of debt within 15 day... |
ERC Debt collection written notification about debt didn't receive enough information to verify debt August 5, 2019 - I am writing today because I am having an issue with a collection agency reporting data to my consumer credit file. I have asked for validation, be it documentation or other documents in compliance with my rights under FCRA. Twice I have asked and twice nothing is provided on this account. They stamp the file FCRA compliance and do nothing to comply. I have no knowledge of the item reported. I am asking assistance in forcing the reporting agency to comply with the law and if it fails to do so, as it has with me on multiple occasions to have the information removed from the 3 credit reporting a... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft August 3, 2019 - TODAYS DATE:- ATTENTION DISPUTE DEPARTMENT ENHANCED RECOVERY CO L - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified u... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft July 3, 2019 - Enhanced Recovery Co has reported an account to the credit bureaus that does not belong to me. The never contacted me or sent me any kind of letter regarding the matter. The account is for $320.00 and it does not belong to me.... |
ERC Debt collection attempts to collect debt not owed debt is not yours January 25, 2019 - - - is reporting a account on all three of my credit reports that do not belong to me. I reached out to the company about this issue on -/-/- to get the issue resolved but no one would help me. They are reporting this account as of -/-/-... |
ERC Debt collection communication tactics frequent or repeated calls December 21, 2018 - Keep getting repeated robo calls from company called ERC. I do not owe any debt, have been debt free for last 15 years, except for 2 auto loans which are paid via allotment. I have even went so far as to go to the ERC web site and filled out form to have them stop calling me but the calls still persist. I am - and wife is - and these repeated calls upset us. I am asking that this company be charge a fine or whatever the legal term is of $500.00 for each phone call. My FICO score is - and no bad credit in my credit report for last 25 years or longer!... |
ERC Debt collection written notification about debt didn't receive enough information to verify debt November 29, 2018 - This company has reported on my credit an amount $470.00 without notification again. This is the 4th time this company has attempted to report on my credit WITHOUT prior written notification. Even after several request no one has been able to provide proof that this account belongs to me! I am required by law for debt validation along with proof that they are allowed to collect on this supposed debt. The original dispute occurred -/-/2017 and seems to resurface every 6 months after being require to remove, this is illegal on the company behalf.... |
ERC Debt collection attempts to collect debt not owed debt is not yours November 5, 2018 - ERC has appeared on my recent credit report i am not familiar with this dept, it is not mine and should be removed from my credit report. - was removed from my credit report and had lack of verification which was sold to ERC who has reage this account which is illegal i am also questioning ERC ability to report. Im asking that i recieve the original contract from - showing that this is indeed my debt and also there ability to reage this account, this is multiple laws that ERC has broken i will also be sending this complaint to the FTC for them to review.... |
ERC Debt collection attempts to collect debt not owed debt is not yours October 15, 2018 - Enhanced Recovery is attempting to collect upon a fraudulent debt and listing the account illegally on my credit reports. They received correspondence from me via certified mail -/-/2018, -/-/2018, -/-/2018 and -/-/2018. They have refused to reply with validation and have broken 209 CMR 18.17 in that they are illegally reporting under their own name to the bureaus. This account needs to be immediately removed from my credit reports.... |
ERC Debt collection false statements or representation attempted to collect wrong amount October 7, 2018 - - - - is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA... |
ERC Debt collection written notification about debt didn't receive enough information to verify debt August 13, 2018 - No knowledge of debt.... |
ERC Debt collection attempts to collect debt not owed debt is not yours July 25, 2018 - I get repeated calls for debts owed by someone with the last name of -. I have no idea whom this person is. They are not myself nor any relation to me. No matter how often I tell these people this is not the - 's number, I continually get calls for their debt collection!... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft July 21, 2018 - I am a victim of Identity Theft. Please remove the account from all three credit bureaus immediately.... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft July 21, 2018 - I am a victim of Identity Theft. Please remove the account from all three credit bureaus immediately.... |
ERC Debt collection written notification about debt didn't receive notice of right to dispute July 9, 2018 - On -/-/2018, I sent - -, a cease and desist letter by certified mail that was signed on -/-/2018. On -/-/2018, I sent - - another letter via certified mail that was signed on -/-/2018. To date, - - is still reporting collection activity to all Three Credit Bureaus. They are not in compliance and have violated the FCRA and FDCPA. Please see attached evidence... |
ERC Debt collection communication tactics frequent or repeated calls May 11, 2018 - Enhanced Recovery has been calling my cell phone using a robocaller at least 37 times this week alone. They are using sleezy tactics in trying to harass me via phone calls. I've repeatedly asked them to add my phone number to their " Do Not Call '' list but the continue to call. They always ask for " - '' who is someone I do not know. They have promised to not call my number in response to complaints I've previously filed here but continue to do so. They have called using the - phone number and also local call spoofing. My phone number has been on the national " Do not call '' list for s... |
ERC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged March 14, 2018 - This is a fraudulent account and I would like my name and information taken out of your files. I have notified the police and all credit bureaus that this is fraudulent and this account does not belong to me nor do I have any knowledge of it. Remove my information at once. I am - and this is fraud... |
ERC Debt collection attempts to collect debt not owed debt is not yours February 23, 2018 - I spoke with - - -, a Debt Collector on -/-/- about this account listed on my Credit Report. They said that the Creditor was -. I informed them that I do not have and never had a - Account. They said for me to call -. I call - on -/-/-, they transferred me around, and finally the lady ask for my Social Security Number. I said no I will not give you my Social Security Number, she informed me that she could not look up any information without my Social Security Number. So she said, you would have to dispute it to the Credit Reporting Companies and they would call ... |
ERC Debt collection written notification about debt didn't receive notice of right to dispute February 13, 2018 - I have no idea who enhanced recover is or who they represent. This company entered a collection on my credit report without notifying me or contacting me regarding what this debt was about. I have never had an account with this company or anyone they claim to represent. - - is indicating that an account with the account number - was opened with their company in -/-/2017. I never opened an account with them or anybody else. This account must be a result of identity theft or someone opening an account in my name using my identity. I have no knowledge of this account nor did I give any... |
ERC Debt collection attempts to collect debt not owed debt is not yours January 10, 2018 - Enhanced Recovery is attempting to collect on a Debt, that I never received a letter from Enhanced Recovery regarding any information about the debt that they never validated the debt and are illegally reporting. There has been no written correspondence to me regarding this Debt from Enhances Recovery. The original owner of the Debt is - -. Enhance Recovery does not have a contract baring my signature with - - -. In the US law encyclopedia, American Jurisprudence, 73 am Jur 2d. Sections 90-93 ; it says that one can not subrogate onto a contract that they were not original on, di... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft January 5, 2018 - I disputed this listing with a credit bureau and it was removed. In - 2017, it was placed back on my credit again listing different information. I 've disputed it once again with - and am waiting on results. I 've also disputed this with ERC, the credit bureau making the claim.... |
ERC Debt collection communication tactics you told them to stop contacting you, but they keep trying January 4, 2018 - I have told this company ( ERC Holdings LLC located at - - - -, FL - ) several times on RECORDED LINE to Cease and Desist contacting my phone number. The Debt Collector is using a similar debtor name attempting verification of a debt not owed by me. My phone number is NOT listed, and, for them to obtain my number is using illegal privacy invasive methods on an innocent. This company was warned to remove my number, and, at the time they said the number was being deleted, however the harassment continues. I have maintained a call log with caller identification to show this harassm... |
ERC Debt collection threatened to contact someone or share information improperly talked to a third-party about your debt January 3, 2018 - On -/-/17 around - - a Co Worker contacted me that ERC had contacted him about a debt they say I owe. I immediately contacted ERC and spoke to an associate named -. I expressed to him if he had a debt with me send a written letter to my address. The guy he contacted was not even in management and was at home for the holiday break.... |
ERC Debt collection communication tactics frequent or repeated calls November 4, 2017 - I keep getting calls from ERC ( - ) asking for someone like - - ( the name is unusual. ) I have told them I am not associated with any such person, have never known anyone with such a name and to please disassociate my number from her overdue account. They apologize, say they will remove my number from her account, and then call me again the following month!... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft March 24, 2017 - I am a victim of identity theft and noticed a collection from I am a victim of identity theft and noticed a collection from -. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against - in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Poli... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft March 22, 2017 - I am a victim of identity theft and noticed a collection from Enhanced Recovery. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Enhanced Recovery in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 21, 2017 - I have an unverified account from ENHANCED RECOVERY CORP. I had previously disputed this account. I have never done business with ENHANCED RECOVERY CORP. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY CORP provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 4, 2017 - THE COLLECTION AGENCY IS ATTEMPTING TO COLLECT ON AN ACCOUNT THAT WAS CHARGED OFF BY THE ORIGINAL CREDITOR IN 2005... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft March 3, 2017 - -, - - SOC SEC # - DOB -/-/- ADDRESS - - - -, - -, FL - Todays date : -/-/- Your company have violated FCRA 615 ( f ) ( 15 U.S.C. -/-/-m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft February 24, 2017 - ERC ACCOUNT NUMBERs : - -/-/- Address : -, -, FL - Phone : - Fax Numbers : - Dear Sir or Madam : I am a victim of identity theft. I am demanding that you reinvestigate my credit file under the Fair Credit Reporting Act Section 611 [ 15 USC 1681I ]. You have no way to ascertain the legitimacy of my action without investigating the items in question. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordan... |
ERC Debt collection communication tactics called outside of 8am-9pm February 8, 2017 - I am receiving phone calls from ERC from their - phone number as early as - in the morning. I have called them multiple times asking them not to call me that early as it is outside of the - and - time they are legally allowed to call and they say " we do not call before - '' and keep calling me early in the morning. I have proof of their calls before - and would be happy to provide it to your agency.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt February 6, 2017 - Enhanced Recovery Company reported a collection to - on the - of - -. I feel they are violating the Fair Debt Collection Reporting Act by acting as an original creditor and updating my credit report as of the - of - - showing that this debt is 30 days past due. Also, they have not/or will not produce original documents of a signature and/or contracr showung this debt is indeed my debt. When I viewed my - credit report it shows the original creditor to be - - -.... |
ERC Debt collection improper contact or sharing of info talked to a third party about my debt February 3, 2017 - As a concerned Consumer, I recently pulled my credit report and was in total shock to find that ERC has placed an alleged debt on my profile. ERC has communicated false claims and information with the credit reporting agencies without my knowledge. ERC has received payment from through deception and misrepresentation. I have not done any business with ERC previously and would have never authorized ERC to place derogatory information on my credit report to intentionally hurt, harm and cause damage against me as Creditor/Consumer. This action has also caused me to be denied credit extension harm... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect February 1, 2017 - Two days ago I get an alert that there was a change in my report. I looked on an seen that Enhanced Recovery flagged my report, as I 'm unaware of this company and have never had any contract with this company so the negative report was alarming. No communication or letter was every sent nor attempt to be mailed to me, which I would request debt Validation immediately.... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine January 31, 2017 - Hello I have mailed a debt validation request to ERC due to the fact that they have placed a collection on my credit file for a possible fraudulent account. I have no knowledge of this account. I have not received any information via mail regarding this debt and they have placed it on my credit report. I am in the process of gathering more information to file a police report since this account is not mines. Again, this company has placed a collection on my credit file without sending me any type of notice and I became aware of this because I received an alert via -. I need this account remo... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine January 15, 2017 - There is a charge on my acct says opened -/-/- and reported -/-/- this is not mine.... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid January 12, 2017 - I had a letter from them when paid the debt many months ago.... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine January 10, 2017 - I have been called repeatedly for at least 6 months by a caller ID identifying itself as -, NJ and a phone number. I never picked up as know no one in -. Today they called and left a message : '' Hello we have a message from ERC. This is a call from a debt collector. Please call - and provide the following reference number -. Thank you. '' I think this is a scam as I have no bad debt. I just got my - free credit reports that I am allowed per year and none say anything about any collections due. I am worried that they may damage my credit so I want you to get them to realize th... |
ERC Debt collection communication tactics threatened to take legal action December 29, 2016 - This company " ERC Collections '' has been harassing me in regards to some type of debt. When I originally tried calling back the experience would vary depending upon the phone number they called from. In most cases the phone just rang and rang or the phone would disconnect. Therefore, I wrote them off as just another group of scammers. However, now these people are calling me at WORK ... ..ALL DAY/EVERY DAY including calls to Human Resources and today they went directly to my boss. They told my boss " she has an outstanding debt but refuses to answer her phone ''. I am MORTIFIED ... .they ca ... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 6, 2016 - ENHANCED RECOVERY CO ACCOUNT NUMBERs : - - -/-/- -, -, FL - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act ... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 5, 2016 - ENHANCED RECOVERY CO ACCOUNT NUMBERs : - -/-/- Address : - - -, -, FL - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Cr... |
ERC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay December 4, 2016 - left a message telling me the police would go to my home and my job to arrest me... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine November 25, 2016 - The name of the company is ERC and they keep calling me after I have asked them several times to stop calling me.They are calling about a relative of mine who does not live with me and is not at my address or my phone number.But they keep calling.The lastest calls all all automated with a message to call them and a reference number thens hangups.... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 19, 2016 - I was a victim of identity theft and noticed a collection from Enhanced recovery I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against enhanced recovery in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 15, 2016 - I was a victim of identity theft and noticed a collection from ENHANCED RECOVERY I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against ENHANCED RECOVERY in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine November 9, 2016 - I respectfully request full investigation and based on the information I have provided I request the Enhanced Recovery Company, LLC be fined for violating my rights and forced to comply with the regulations and laws protecting me from there unlawful practices. They placed a collection on my credit and refused to verify the alleged debt and they also refused to verify they owned the alleged debt they are attempting to collect. Enhanced Recovery Company, LLC needs to provide the legal documentation they ( own ) the alleged debt ( Bill of Sell, Affidavit from original creditor verifying the Bill ... |
ERC Debt collection disclosure verification of debt right to dispute notice not received November 7, 2016 - the company ENHANCED RECOVERY CORP is currenty reporting a collection account on my credit file that i have no knowledge of. I was never sent a DV before they decided to report on my credit file. This is not my account and i do n't know why they are reporting this debt on my credit file... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine November 7, 2016 - I continue to get calls from a company called Enhased Recovery regarding a debt I dont owe, for a person I dont know. My number is unlisted and I can not get a person to answer if I lrt the call come through to ask them to please stop calling me!!... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine November 3, 2016 - constant robocalls from company called ERC ( Enhanced Recovery Co. ) on - - -. I do not have any outstanding Debts, and have made sure that I am always on top of or in touch with any agency I have owed money too. The fact the only leave a 'robot ' message and do not say who the debt is liable by, is extremely suspicious and seems that they have picked my number from the previous person the number was assigned to.... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine November 3, 2016 - This account does not belong to me. This account is a result of identity theft. I have contacted this company many times to inform them that this is not my debt and they have refused to remove this account from my credit file. I need your assistance in getting this matter resolved.... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect November 1, 2016 - I received a phone call in early -, 2016, from an unknown number. The woman on the line made a very brief statement about me needing to provide her with payment information in order to resolve a balance with " ERC. '' She made no official statement to identify herself, or her employer as a collector attempting to settle a debt. I asked her again who she was calling on behalf of, and she again said " ERC. '' I responded, saying that I had no idea who ERC was, or why I would have any outstanding balance with a company I had never heard of, and had no intention of making payments on a balance ... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2016 - I receive robocalls and other types of calls from someone claiming to be " ERC ''. I have not engaged with these people by responding to any questions or by calling them back. I do not have any outstanding debts whatsoever. I owe no one money. I am not in arrears on any debt. My name and home phone number are publicly available, but the number is on the " do not call '' registry. As I owe no money, and my number is on the registry, I believe that ERC is engaging in fraudulent activity.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt October 26, 2016 - They call me on an - # then tell me to call another # and say " This is a Debt Collector Trying to Collect a Debt ''... |
ERC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft October 26, 2016 - I was a victim of identity theft and noticed a collection from ENHANCED RECOVERY I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commission which I wrote a formal complaint against ENHANCED RECOVERY in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine October 13, 2016 - When I got a new home phone number the call started.they are looking for the former owner of the phone number.I explained this to them a number of times, but it has not stopped.in fact they have increased.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received September 30, 2016 - Credit reports states debt from collection agency. Never received notice nor verification of said debt.... |