ERC Debt Collection Complaint

Disclosure verification of debt not given enough info to verify debt

ERC Debt collection department,

I do not know Disclosure verification of debt Not given enough info to verify debt Oregon

Enhanced Recovery Company reported a collection to - on the - of - -. I feel they are violating the Fair Debt Collection Reporting Act by acting as an original creditor and updating my credit report as of the - of - - showing that this debt is 30 days past due. Also, they have not/or will not produce original documents of a signature and/or contracr showung this debt is indeed my debt. When I viewed my - credit report it shows the original creditor to be - - -.

ERC customer in Oregon
Feb 06, 2017

* Source: CFPB Complaint Database

ERC response to complaint:
Closed

Created with Highcharts 4.2.3ERCComplaint HistoryComplaints5/20166/20167/20168/20169/201610/201611/201612/20161/20172/20173/201702.557.51012.515Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3ERCDisclosure verification of debt40.8%1.3%57.9%ClosedClosed with explanationClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDisclosure verification of debt4.9%76.1%1.4%15.4%0.7%1.5%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact ERC

https://pay.ercbpo.com/app/default.aspx
(800) 861-9730 
customercare@ercbpo.com
8014 Bayberry Rd 
Jacksonville FL 32256

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