ERC Debt Collection Complaint

Attempts to collect debt not owed debt is not yours

ERC Debt collection department,

I do not know Attempts to collect debt not owed Debt is not yours Florida

Enhanced Recovery is attempting to collect on a Debt, that I never received a letter from Enhanced Recovery regarding any information about the debt that they never validated the debt and are illegally reporting. There has been no written correspondence to me regarding this Debt from Enhances Recovery. The original owner of the Debt is - -. Enhance Recovery does not have a contract baring my signature with - - -. In the US law encyclopedia, American Jurisprudence, 73 am Jur 2d. Sections 90-93 ; it says that one can not subrogate onto a contract that they were not original on, did not have any interest to protect, and then claim successor in rights and interests. Thus, when an original credit sells the debt, they give up their rights to collect on the debt, but they not give these rights to the collection agency. The collection agency can not act as a substitute for the original creditor.

ERC customer in Florida
Jan 10, 2018

* Source: CFPB Complaint Database

ERC response to complaint:
Closed with explanation

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Contact ERC

https://pay.ercbpo.com/app/default.aspx
(800) 861-9730 
[email protected]
8014 Bayberry Rd 
Jacksonville FL 32256

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