ERC Debt Collection Complaint

Attempts to collect debt not owed debt is not yours

ERC Debt collection department,

I do not know Attempts to collect debt not owed Debt is not yours Texas

This company Enhanced Recovery is trying to collect $250.00 from me for a bill they claim I owe. I have written them several letters demanding that they comply with the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by ( 1 ) providing me a contract or bill from Enhanced Recovery with my signature on it as follows : " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay Enhanced Recovery. '' They sent me a computer printout of a bill, but nothing with my signature on it showing a contractual relationship between myself and Enhanced Recovery. They are in violation of the Fair Dept Collection Practices Act and the Fair Credit Reporting Act by claiming I owe money to them and they have no document bearing my signature wherein I allegedly owe them any money or authorized these charges. They are reporting this fraudulent claim to the credit bureaus as a valid debt, yet they are unable to validate the debt.

ERC customer in Texas
Oct 13, 2019

* Source: CFPB Complaint Database

ERC response to complaint:
Closed with explanation

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(800) 861-9730 
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8014 Bayberry Rd 
Jacksonville FL 32256

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