ECMC Group, Inc. Non-Federal Student Loan Complaints

Review and analysis of over 114 Non-Federal Student Loan complaints against ECMC Group, Inc.

ECMC Group, Inc. consumers have reported over 114 official complaints related to Non-federal student loan. Out of the 114 consumer complaints against ECMC Group, Inc., 16% were disputed by the consumer (i.e. the consumer was not happy with how ECMC Group, Inc. responded to their complaint) and 100% were processed in a timely manner. 3% of consumer complaints against ECMC Group, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.

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New Non-Federal Student Loan Consumer Complaints


ECMC Group, Inc. Student loan getting a loan can't qualify for a loan

March 27, 2017 - ECMC has began reporting an account to the credit bureaus without contacting me and verifying the debt first. I have not been contacted by ECMC in any way ( mail, phone, e-mail etc ... ) and given the opportunity to address the alleged debt that has been placed in collections on my credit report. I attempted to contact ECMC via certified mail, with the address provided in the credit report which was listed as being - -, MN -. According the the post office tracking number my certified mail is being " returned to sender '' due to that address being unknown. Since I have n't been success...

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ECMC Group, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled

January 6, 2017 - A California attorney and/or debt collector by the name of - sent a letter to my place of work indicating that she would be suing them on behalf of ECMC. She sent this letter on -/-/-, and it was received on -/-/- ( letter attached ). She indicated that she was going to sue the employer for a " debt '' that has already been dealt with by more than one complaint filed with the CFPB. She received immediate communication back on -/-/-. In addition, ECMC had claimed that it had retained California attorney, - to defend it against FDCPA claims. - office was contacted, and th...

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ECMC Group, Inc. Student loan dealing with my lender or servicer having problems with customer service

December 22, 2016 - Please refer to Case number : -, -/-/-. I submitted this response to ECMC 's response, and I got no response. I called CFPB and was informed that the company does n't get a copy of my response, I have to submit another complaint, with the response. So, here is the response, the original complaint, Case number : -, -/-/-, is below that. ECMC 's response will be in one of the attachments. 1. This complaint will not be resolved until there is a settled payment plan. I called the - on ECMC 's response and I entered " 1 '' for -, and " - '' to enter my account number, and ...

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ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged

December 5, 2016 - My name is - -. Over 30 years ago, i took out less than $5000.00 from - - - Bank. I have paid out close to $15000.00 over the years and when i speak with - - - ( - ) in - NY, the collection agency taking my social security paycheck, they tell me i still have close to a $3000.00 balance. This is absolutely insane. I have paid this loan off more than 3 times and they still say i owe the majority of the balance. The holder of the loan is ECMC in - MN - Plz help me!...

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ECMC Group, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled

November 27, 2016 - ECMC became the servicer of my student loans after, I unfortunately defaulted on my loans, which I am not able to understand, as I did not -, yet someone received monies for studies in did not complete. Initially, - was the collection agency " servicing " the loan, but after I became eligible for the income based program through -, - removed the accounts from my credit reports, however ECMC refuses to remove the negative items, but showing a - balnce, but still reporting negatively, even after I have asked them more than once to remove them. These items are affecting my life hug...

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ECMC Group, Inc. Student loan dealing with my lender or servicer received bad information about my loan

October 29, 2016 - ECMC IS WRONGFULLY REPORTING MY STUDENT LOANS ON MY CREDIT REPORT AND IS REFUSING TO CORRECT THE NEGATIVE STATUS. THESE ARE PAID IN FULL IN GOOD STANDING LOANS BUT REPORTING AS NEGATIVE AND MULTIPLE TIMES HURTING MY CREDIT IN A MAJOR WAY. MY NUMEROUS ATTEMPTS TO CONTACT ECMC WENT INGNORED AND THEY ARE CONTINUING TO WRONGFULLY AND NEGATIVELY REPORT THESE ACCOUNTS! 1 ) ECMC Acct # : - Credit Limit : n/a Date Reported : -/-/2016 Date Opened : N/A Balance : $0.00 Past Due : $0.00 2 ) ECMC Acct # : - Credit Limit : n/a Date Reported : -/-/2016 Date Opened : N/A Balance : ...

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ECMC Group, Inc. Student loan dealing with my lender or servicer having problems with customer service

October 11, 2016 - I sent a Letter to ECMC disputing the accuracy of negative reporting of Charge off on my credit report for student loans that were through - -, I had, had them deferred back in - for 6 months and then in - -, they were paid off in full. Those letters were sent out - Certified letter on - -, -, signed for on - -, -. After 30 days I never heard a response back from ECMC. I 've disputed inaccuracies with ECMC back in - as well, sent a letter out on - -, - they refuse to respond to my letters requesting " that is competent evidence bearing my signatu...

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ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged

September 10, 2016 - In - -, my husband and I filed chapter- bankruptcy. We paid 96 % of the claims and were discharged successfully after 5 years. My Issue or complaint with ECMC is that 1 ) We just completed a chapter - bankruptcy where they filed a claim ( as did - -, more than once ), and we paid those obligations in full or close to, and 2 ) Now that we 're out of bankruptcy, they are claiming I owed significantly more than what was claimed, and those claims came to ECMC via - -, 3 ) we 've presented SEVERAL issues with the amounts they are claiming I still owe to them, my lawyer, and ...

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ECMC Group, Inc. Student loan dealing with my lender or servicer received bad information about my loan

August 1, 2016 - Back in 2007, I attended - - , - ( - University ) now called - - -. I submitted a request to be withdrawn from attendance within the required time frame. The school had informed me that the loan would not take effect immediately, but would be disbursed in future semesters towards the end of my degree plan ; they withheld how the loan disbursement would actually take place. They never processed my withdrawal request, and instead kept me on their attendance records to they could collect on the loan disbursement, which they did. I have contacted the original loan servicer, -...

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ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged

July 27, 2016 - These Creditors have been harassing me for almost two years. I have denied this debt. They sent additional attempts to collect debt. I filed for chapter - - Bankruptcy relief and included them. They started sending wage garnishment attempts to my employers. I contacted Consumer Finance Gov regarding this and the company states the account is closed as of - -. So a few months later I receive another attempt to garnish my wages, so I sent information letting them know once again 1 ) this is not my debt and 2 ) I do n't know what these student loans are for. They sent me some informat...

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ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged

June 22, 2016 - My student loans were part of a chapter - bankruptcy that was discharged in 2014. Initially, the amount outstanding claimed was $1700.00. Soon after, Educational Credit Management Corp. added approximately $8000.00 to the balance for " fees ''. It is my knowledge and belief that this is illegal, as I understand that the CFPB has enforced proper sanctions in similar situations. My loans are 30 years past due. I never was able to obtain employment as a result of my education. I am unemployed now. When I attended school my program that I was enrolled in was terminated by the school so that...

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ECMC Group, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit

May 27, 2016 - ECMC contacted my employer. I had never received any information, telephone call, document, or written correspondence from ECMC. -/-/-, the first I heard of them was via my employer. ECMC would not provide me with any documentation, or tell me what I owed, and they made up different names for their customer service people ( the same person referred to himself as - and then - and then joked that he can be whomever he wants ). I looked them up online and utilized their online form ( they would not provide email or fax, and their mailing addresses require you to know what division to w...

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ECMC Group, Inc. Student loan can't repay my loan can't get flexible payment options

March 20, 2016 - I have been repeatedly working to consolidate my student loans, seeking a short term forbearance until the process is complete. Due to financial hardships and a recent divorce, I am not able to make the payments as agreed. I have been repeatedly harassed by the EDUCATIONAL CREDIT MANAGEMENT CORP, - - - -, - MN - Phone # -, who is trying to collect on - loans that were cancelled by the - - -. I am seeking a consolidation of all students loans and currently awaiting a decision from - on the short-term forbearance. I was deceivably told I can not apply for a co...

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ECMC Group, Inc. Student loan can't repay my loan can't temporarily postpone payments

March 12, 2016 - I filed for chapter - bankruptcy relief on -/-/2015. My case was dismissed due to not paying my installment fee by due date. My case was re-opened. During the time that my case was dismissed creditor I am complaining against sent me another attempt to collect debt from a completely different company ( since they were included in my list of creditors ). I went to bankruptcy clerk to amend my list of creditors to include this company although they were originally listed as ECMC. About two weeks later I received an attempt to garnish my wages from the same company but using an address di...

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ECMC Group, Inc. Student loan dealing with my lender or servicer

September 25, 2015 - I received a call from ECMC on - -, 2015. I missed the initial call, and called them back a few hours later. When I got a hold of the agent who called me she began asking me for information about my mother. When I asked what the call was about she would not tell me. I expressed concern about giving her information with such a vague idea of who they were. The agent told me that my mother had listed me as a reference, and had given them permission to call me if they could not get a hold of her. I declined to answer the agent 's questions and asked her not to call me again. I called my wife...

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ECMC Group, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay

April 17, 2015 - i fell behind on my private student loan, but for - yrs i was under an agreement to make $260.00 a month payments. i recently completed this agreement, but was met with harassment and belittling comments from a manager at Premier Credit. Berating me because I can not afford to increase my monthly payments and was met with resistance to continue payments like i currently am. In - 2013 they offered me a deal to settle my account for -, but now they are telling me i 'm 16 months behind and our threatening to take more income that i do not have as i 'm a mother of - and a full time s...

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ECMC Group, Inc. Student loan can't repay my loan

March 31, 2015 - I graduated with a - from - of the top - in the country in fall of 2008 with a high GPA. Upon graduation, I had over $130000.00 in combined private loans and federal loans. The admission counselors at the for-profit college where I received my degree told me that they had a strong job matching program for their graduates. They told me before I took out the loans to attend the college, that they would help me find a job upon graduation. When I was in my last few semesters before graduating, the director of the career development office discouraged me from seeking internships outside ...

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ECMC Group, Inc. Student loan dealing with my lender or servicer

March 20, 2015 - The loan was originally with ECMC. I consolidated the loan to my fedloan account back in - of last year. - confirms that the consolidation was completed and that a check for - was sent to ECMC on -. ECMC turned the loan over to - after they had receieved tha payoff from - ( Acount NUmber - ). I have worked with -, ECMC and - to in an attempt to resolve the issue. - indicated that it is up to me to get ECMC to turnover the funds from - to them, - is indicating that they have reached out to ECMC to get them to return the funds but have not been successful to d...

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ECMC Group, Inc. Student loan dealing with my lender or servicer

March 19, 2015 - On - -, - I submitted documentation to ECMC, in accordance with their internal policy and the - protocol, requesting student loan discharge due to false certification and id theft. I included a letter of material fact - examining the nature of my dispute and the history of my forced compliance with ECMC, multiple certifications of my signature ( including my government issued identification and social security card ) along with my police report citing the - fraudulent accounts ECMC currently holds under my name and social security number. Still, ECMC has continued to insist I ha...

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