Review and analysis of 8,247 consumer complaints for 209 financial institutions offering Home Equity Loan Or Line Of Credit products and services
| Regions Financial Corporation |
| BankUnited |
| BOK Financial Corp |
| ClearSpring Loan Services, Inc. |
| First Citizens |
| Royal United Mortgage LLC |
| Bayview Loan Servicing, LLC |
| Charles Schwab Bank |
| FirstMerit Bank |
| Synovus Bank |
| Loan Care |
| Select Portfolio Servicing, Inc |
| Carrington Mortgage |
| Union Bank |
Explore common Home Equity Loan Or Line Of Credit complaints by state. On average, California, Texas, and Florida have the highest percentage of consumer complaints agains financial companies that offer all products and services.
Bank of America Home equity loan or line of credit credit decision / underwriting April 12, 2017 - On -/-/-, I contacted - - at Bank of America to apply for a Home Equity Line of Credit. I currently have a Home Equity Line of Credit with Bank of America for $ -. The draw period expires -/-/-. The available credit on the line is $ -. - told me my rate would be prime plus .- and my house should appraise around $ -, so I could receive 70 % of the home value. A coupl... |
Bank of America Home equity loan or line of credit application, originator, mortgage broker April 11, 2017 - Dear Officer I am writing to report that Bank of America has never listened to its customers and has never looked into their mistakes. I followed the instructions of Bank of America but Bank of America did not keep its own instruction. Please ask Bank of America why they have - policies for the same transaction? Thank you! -... |
Wells Fargo & Company Home equity loan or line of credit loan servicing, payments, escrow account April 9, 2017 - I submitted a complaint regarding our HELOC loan with Wells Fargo on -/-/2017 ( Complaint number - ) and the issue is still outstanding. We received a letter from Wells Fargo on -/-/2017 stating that their goal was to respond by -, but that it would take them until -/-/2017 to " complete their work ''. Today is -/-/2017 and we have not heard from Wells Fargo again regarding this issu... |
Specialized Loan Servicing LLC Home equity loan or line of credit loan servicing, payments, escrow account April 7, 2017 - I have a 2nd mortgage with Specialized Loan Servicing and typically pay on the first Friday of the month. I noticed they are posting the payments on the following Monday which is causing extra interest to be charged on the loan. I called to check with them on this practice and they told me the only way I can get a payment to post on a specific date is to use their auto pay. I also checked my prima... |
Shellpoint Partners, LLC Home equity loan or line of credit loan modification,collection,foreclosure April 7, 2017 - I have been paying off the interest plus additional funds every single month on a home equity loan. Around -/-/-, I found out I had - and knew that the principal on my loan would be coming due the beginning of -/-/2017, I contacted the - loan company to find out if I could modify all or a portion of the loan when it came due so that I could pay off some of my medical costs. I was told... |
U.S. Bancorp Home equity loan or line of credit settlement process and costs April 6, 2017 - I am furious of the way US Bank has handle my - of credit. I was asked to provide prove from US Bank offering a settlement. I provided a letter stating US Bank was willing to settle with me if I pay them $19000.00. After I when to a US Bank branch and deposit the $19000.00 US Bank is denying me my settlement documents. Agent - disclose to me there is no record of the document I presented... |
Santander Bank US Home equity loan or line of credit loan servicing, payments, escrow account April 5, 2017 - Santander Bank has not settle Civil terms of - Mortgage .Santander has failed to validate - mortgage debt, as stated in a letter Sent from Santander Bank , Santander Banks has failed to validate - Mortgage by not submitting the banks license to collect a debt in PA and Santander Banks has failed to validate, - Mortgage by also not submitting its OMB control number, under the Paper Redu... |
Bank of America Home equity loan or line of credit loan modification,collection,foreclosure April 1, 2017 - we had one of the countrywide loans which was an interest only equity loan, at 2 % that originated in -. the bank was Bank of America. around -, my now ex husband and I started divorce procedures. he was refusing to sign off on the loan or be part of a modification. since the bank would n't modify the loan with just me on the more, and refused to accept payment, I was stuck and the loan went... |
BMO Harris Home equity loan or line of credit loan servicing, payments, escrow account March 31, 2017 - BMO Harris Bank -, WI - reported $4.00 late payment on my credit causing it to drop 100 points. BMO Harris was contacted via phone on -/-/2017 and could not give a detail of where this information came form. I was transferred to a Dispute department and they sent me a dispute form to fill out.... |
Wells Fargo & Company Home equity loan or line of credit credit decision / underwriting March 31, 2017 - This is a simple request. I want Wells Fargo Home Equity Loan to report the correct Balance and monthly payment amount to the credit reporting agencies. Specifically, HELOC # - was reported -/-/2017 ( see attached ), after filing a dispute with all three credit reporting agencies one month ago, that the monthly payment was NOT $11000.00. The current monthly payment amount is $1200.00 as o... |
Bank of America Home equity loan or line of credit credit decision / underwriting March 31, 2017 - Bank of America took over the servicing of my home equity line of credit from LaSalle Bank. When the line of credit was just prior tomaturity they offered me a pre-approval on the refinancing of the home equity line of credit. I stated that I was going to be selling the home and I was assured that I was only going to be responsible for a $600.00 pre-payment penalty if it was paid off within the ... |
USAA Savings Home equity loan or line of credit application, originator, mortgage broker March 30, 2017 - In -/-/-, I was preparing for a job change from a mid paying job to a low paying job, which would reduce my salary to approximately $- per year, for first year pay ( - ). I was looking at a $- pay cut with a - mortgage payment on a $180000.00 patio home in Florida. In order to ensure that I would not default on my mortgage during the unknown time that I would be at low pay... |
Specialized Loan Servicing LLC Home equity loan or line of credit loan servicing, payments, escrow account March 30, 2017 - Two years ago, I sent the below message to Senators - and -. I have yet to see any action. Is it time to give up and consider all politicians do not respond? My situation has been resolved after about 6 months of back and forth letters, but what about the unfortunate people who ca n't afford to close their account? SLS actions border on criminal! -/-/2015. Senators - and - : Please... |
Wells Fargo & Company Home equity loan or line of credit application, originator, mortgage broker March 30, 2017 - About 10 years ago, I took out a $230000.00 home equity loan on a rental property located at -, -, CA. My interest for the loan for the first ten years was 4.24 %. I have now been informed that my new interest rate will be increase to 6 % without having been told of this fact when I signed up for the loan ten years ago. When I originally signed the loan, there was an 18 page document which... |
Ditech Financial LLC Home equity loan or line of credit loan modification,collection,foreclosure March 30, 2017 - -/-/- To CFPB File chapter - bankruptcy on -/-/-. Repayment plan confirmed on -/-/-. During confirmation, the lender, -, was holding a junior lien on my residence. Plan confirmed that Junior Lien will be stripped off because the value of the real estate is much less than the amount owed by the first mortgage. Chapter - discharge order was submitted on -/-/- and sent... |
Bank of America Home equity loan or line of credit loan modification,collection,foreclosure March 29, 2017 - My wife and I got a HELOC from Bank of America in - that had a 10 year draw period with no interest. Our payments fluctuated every month and reached more than $4100.00 a month in -. We applied and got approved for a HELOC loan modification in - with our payments reduced to $1800.00 a month. We made the trial loan modification payments on time every month and Bank of America was sched... |
Citibank Home equity loan or line of credit application, originator, mortgage broker March 29, 2017 - I was referred to Citibank in -/-/- by my financial adviser at - to explore a possible loan to purchase a house. I was interested in Citibank 's - fixed, 10-year interest only loan product. - ( - ID : - ) spoke with me and told me the rates and qualifications for the loan, including the need to transfer $200000.00 to establish a relationship with Citibank, which I did. He a... |
Banco Popular North America Home equity loan or line of credit loan modification,collection,foreclosure March 29, 2017 - , Big problem here. Went bankrupt in -, discharged, home not reaffirmed. My Uncle lived in it until his death in -. I have been trying to negotiate with bank ; it is a Home equity loan only, no first mortgage. They first accepted a offer and I was ready to go but my attorney never got back to me in time, then the person I was working with left the bank for another job. Fast forward to toda... |
Specialized Loan Servicing LLC Home equity loan or line of credit loan servicing, payments, escrow account March 27, 2017 - Specialized Loan Servicing ( SLS ) has once again threatened to purchase insurance on my behalf in the amount of $89000.00. which well exceeds the amount of my loan with SLS ( of which I owe less than $20000.00 ). I have no other loans on my property and SLS has no right to purchase any insurance in my name. I sent ( Certified Mail ) and faxed SLS proof of the Discharge of Mortgage with the 1s... |
Citibank Home equity loan or line of credit loan modification,collection,foreclosure March 27, 2017 - Citibank is reporting a negative foreclosure and balance every single month. This is erroneous and they are affecting my credit & financing.... |
Citibank Home equity loan or line of credit loan servicing, payments, escrow account March 26, 2017 - In -/-/2005 I opened a second mortgage with CitiMortgage. The monthly payment was - for a 20 year term. The interest is 7.89 %, which I considered high but figured I could refinance to a lower rate once the home renovations were completed. As the years advanced, I ran right into the housing crisis and the housing values dropped in my neighborhood. As I paid down the second mortgage I on numer... |
BB&T Financial Home equity loan or line of credit settlement process and costs March 26, 2017 - 1. On the advice of a branch executive at the - branch, we decided to refinance our existing second mortgage to reduce the interest rate from 7.8 %. 2. We started the process with -, the market leader at the same branch, in -/-/- requesting to borrow $ -. Part of this was to pay-off the 7.8 % second mortgage, and the remainder we would use to do some work in our backyard. 3. - t... |
U.S. Bancorp Home equity loan or line of credit loan servicing, payments, escrow account March 23, 2017 - I paid my US Bank Line of credit off -/-/2016 and the lien was never re-conveyed from my property. I am trying to refinance my home and this US Bank lien is causing a " BIG '' issue and delaying the closing.... |
Bank of America Home equity loan or line of credit loan modification,collection,foreclosure March 22, 2017 - We are disputing Bank of America 's response to our inquiry via the Consumer Financial Protection Bureau under case # - dated -/-/-. The bank 's response of - - - is not providing an explanation as to why the property was not included in the Department of Justice settlement with Bank of America. In the very least, the criteria for qualification should be explained as to rule o... |
TCF National Bank Home equity loan or line of credit loan modification,collection,foreclosure March 22, 2017 - I received a letter on behalf of TCF national bank from an attorneys office - - regarding Loan Number - for property address - - - - IL. -. They are stating that if I do not pay the alleged amount of -. this includes their attorney fees that they will begin foreclosure proceedings on my home.I am disputing TCF Banks claim that I owe them - for a credit line I never wa... |
Ditech Financial LLC Home equity loan or line of credit loan servicing, payments, escrow account March 21, 2017 - I have not heard from my mortgage company regarding a short sale on my home... |
Servis One, Inc. Home equity loan or line of credit loan servicing, payments, escrow account March 21, 2017 - My loan was turned over for servicing to BSI about a year and a half ago and have nothing but problems. First I have always been able to pay my mortgage loan using my bank bill pay for overnight processing which I found out BSI does not have so an actual check needs to be sent so now I have to guess at what amount I should pay since I do n't get their statement until after the time when I need to ... |
BB&T Financial Home equity loan or line of credit credit decision / underwriting March 19, 2017 - I applied with my fiance - for a home equity line of credit with BB & T Bank on two separate occasions. We were verbally turned down twice ; stating since - was not on the house mortgage loan, she did not qualify as a co-borrower. We never received any official turn down letters and it has been well over 30 days. On one occasion we were told we could not afford the payments for the amount re... |
Wells Fargo & Company Home equity loan or line of credit application, originator, mortgage broker March 19, 2017 - Creditor closed the account without sending the principal to the creator.... |
Wells Fargo & Company Home equity loan or line of credit credit decision / underwriting March 16, 2017 - I received a - C Cancellation of debt for this account years ago. This is an old outdated account past the retention period. This account must be removed from my - as it is causing me irreparable financial harm.... |