AmeriCollect Credit Reporting Complaint

Incorrect information on credit report account terms

AmeriCollect Credit reporting department,

Incorrect information on credit report Account terms Illinois

I have disputed this account with the credit bureaus on several occasions as well as disputed with -. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in -/-/- and -/-/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I agreed to pay what they say I owe them, as well as prove the statute of limitations has not expired on this account. See attached documentation. The documents sent to me from this company DO NOT VALIDATE THIS DEBT AS BELONGING TO ME. Additionally, this company claims I said this was a fraudulent account ; however, you can see in attached documents that I only requested that they indeed prove beyond a reasonable doubt that this account indeed was mine. Since this third party collection company is unable to validate the debt, this item must be deleted from my report immediately.

AmeriCollect customer in Illinois
Mar 31, 2017

* Source: CFPB Complaint Database

AmeriCollect response to complaint:
Closed with explanation

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