Professional Credit Management, Inc Credit Reporting Complaint

Incorrect information on credit report account terms

Professional Credit Management, Inc Credit reporting department,

Incorrect information on credit report Account terms Arkansas

I have disputed this account with the Credit Bureaus as well as Professional Credit Management. I disputed this account with Professional Credit Management on 2 occasions and on each occasion, they were unable to provide copies of documents sent to me regarding my account and any papers that bear my original signature that reflect that I agreed to pay what they say I owe. Each letter they sent said they validated the name and address ; however, validation of an accounted they are claiming I owe them consists of providing substantiating information to prove beyond a reasonable doubt that this account indeed belongs to me See attached letters I sent them as well as the letters they sent in response which as I have stated above DO NOT VALIDATE THE DEBT. I have never heard of this company nor have I ever did business with them. I have never signed any contracts nor had any obligation to them. This item is not 100 % accurate ( Collection accounts have no terms, so why are they reporting a term of 1 month if I never signed any contract or agreement with them, nor is it verifiable ; therefore, this items should be deleted from my report immediately.

Professional Credit Management, Inc customer in Arkansas
Mar 28, 2017

* Source: CFPB Complaint Database

Professional Credit Management, Inc response to complaint:
Closed with explanation

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