Experian Credit Reporting Complaint

Incorrect information on credit report account terms

Experian Credit reporting department,

Incorrect information on credit report Account terms Rhode Island

I recently shopped rates for a mortgage for a new home I purchased and closed on. I completed mortgage applications with - companies ( - Home Mortgage companies and - traditional bank ). This all ocurred within 30 days. Now that I selected - company and have closed on my new home, my credit score has now dropped significantly. The main thing I see that has changed is that my credit report showed an increase of hard inquiries from each of these companies checking my credit during the application process. I thought when you shopped for rates and actually closed on a mortgage that the credit bureaus would reflect this as 1 inquiry? Could it be that the whole mortgage process from application to closing took more than 30 days? I do n't think it is right that my credit score was negatively impacted by - points. The Home Loan Companies I applied to are : - - - Bank -, RI the - I used ), - Bank, - RI, - - - - RI, and - -. Multiple Inquiries came from a company named -, -, - -, and -. I am happy to provide additional specific details upon request.

Experian customer in Rhode Island
Mar 27, 2017

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

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