Barclays PLC Credit Card Complaint

Credit determination

Barclays PLC Credit card department,

Credit determination Nevada

In - 2016, I called my credit card provider, Barclays. I requested a credit increase in order to cover charges for my mother 's funeral. I was asked to informally state my annual household income. I told the woman $-, which is about the same has it has been for the past 2-3 years. I was told my request was denied, without any reason why. I later received a letter stating that the request was denied because I reported my income was $-. The woman either did not hear me or made a typo in submitting the request, leaving $- off our annual income. This is solely based on Barclays error. I have repeatedly contacted Barclays about fixing this. After being routed through several departments over several days, on multiple occasions, I am told it is my responsibility to contest BARCLAYS ' MISTAKE with the credit bureaus by providing proof of income, tax returns, and more. Since then, my credit score, as well as my wife 's credit score, has been reduced by - points. All of this based on an informal request for my income. Why is it our responsibility to correct this, when it is unquestionably Barclays ' mistake, and Barclays refuses to do anything?!?

Barclays PLC customer in Nevada
Feb 15, 2017

* Source: CFPB Complaint Database

Barclays PLC response to complaint:
Closed with explanation

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