Review and analysis of over 61 Payday Loan complaints against BlueChip Financial
BlueChip Financial consumers have reported over 61 official complaints related to Payday loan. Out of the 61 consumer complaints against BlueChip Financial, 8% were disputed by the consumer (i.e. the consumer was not happy with how BlueChip Financial responded to their complaint) and 97% were processed in a timely manner. 0% of consumer complaints against BlueChip Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 13, 2017 - Received a phone call from - threatening phone call at my job that - in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so.... |
BlueChip Financial Debt collection improper contact or sharing of info contacted employer after asked not to January 20, 2017 - The debt I owe through - - - has not only contacted me after I asked them not to, but they have also called my employer and have harassed anyone that has ties to me.... |
BlueChip Financial Debt collection taking/threatening an illegal action attempted to/collected exempt funds December 28, 2016 - Said they were sending a process server to serve my husband for a loan with Spot loans form -/-/2014. Said he was going to be charged with defrauding a company and presenting a bad check. He would be served if we did n't pay the $1300.00 dollars.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 8, 2016 - I took out a $700.00 loan with SpotLoan. The interest being charged is much higher than I expected. I had not idea that the interest charges would be as high as they were. It is exuberiant as to the fees they are charging. I belive this is an illegal tribal company and I do not wish to be a part of this. I also ca n't find where I was provided a copy of the loan and do n't see an option to view this in my account.... |
BlueChip Financial Payday loan received a loan i didn't apply for received a loan i didn't apply for December 1, 2016 - I received a call today from a private number, he said his name was - - and he was calling to make an appointment to get documents signed. When I asked what the call was about, he gave me a number to -, # is - with a reference # also. When I called them, I was told it was for a payday loan, I told them I had never taken one out with spotloan. They proceeded to tell me if I did not make an arrangement for $100.00 today or a payment of almost $900.00 today, they would take me to court.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 27, 2016 - I took out a - $ loan originaly with - $ monthly payments that are due on the - of the month from - - to -/-/-.Now i access my online acct for spotloan it has me with owing - $ and paying - $ a month starting - thru -/-/-? How did my loan go from - $ to - $ and have n't made a payment yet?... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 23, 2016 - I had applied for a payday loan and when I notified them of their interest rates I agreed to pay - a month 5 months by money order. When I sent the first money order they said they never received it and I told them I would check on it but no pay anything else until -/-/-. They are not licensed in my state and I did owe - so I told them I would pay that monthly but I am enclosing an email with threats and I am assuming it is from Spotloan because the loan company they list I have not dealt with. When I tried to reply to this email it was blocked. I do not appreciate being threatened ... |
BlueChip Financial Payday loan can't contact lender can't contact lender November 22, 2016 - The lender, or the lender 's collection, keeps calling my sister 's phone number, despite my request for them to stop. My sister has noting at all to do with the loan. She was never listed on any of the documents or anything else to do with the loan.... |
BlueChip Financial Debt collection disclosure verification of debt not disclosed as an attempt to collect November 19, 2016 - My place of employment received a call from a - - from - -, -, telling my secretary that I was going to be served legal papers at work that day unless I called them back. I called, and - - - never disclosed that it was a call from a debt collector at any point during the conversation. He proceeded to inform me that I had allegedly taken out a loan from Spot loan ( which is not licensed to loan in WA, where I live ) for $400.00, which is now somehow $1100.00. I told him I was not aware of this and demanded verification of the debt. He then told me I was just trying t... |
BlueChip Financial Payday loan received a loan i didn't apply for received a loan i didn't apply for November 18, 2016 - Spot Loan is saying that i applied for a loan back in 2014 and money was deposited in my - account. I have n't not had a - account nor did I apply for a loan. They have called several times but will not give out any information. A - got real upset with me and told me " good luck. '' -... |
BlueChip Financial Payday loan can't contact lender can't contact lender October 13, 2016 - I applied for - payday loans for which I was approved. But after given the situation more thought, I decided not to take either loan. Since then, I have been receiving several unknown phone calls stating that I have several claims against me with threat of legal actions. As I know that there are no claims against me - legal of otherwise - I did not give any credence to that information. What concerned me was that the person had part of social security number. I believe that this information could have only come from the information I input on those - applications. The person would not id... |
BlueChip Financial Payday loan can't contact lender can't contact lender October 3, 2016 - I have an $800.00 payday loan from Spotloan c/o BlueChip Financial -. - - -, ND -. They are taking $160.00 directly from my checking account 2x per month -. I have been trying to pay it off but have learned the company is no longer in business. They give another # to call when you call the and that company has no record of me or my account. They took out anther payment again today and it says debit from Spotloan. My issue is they are going to keep taking payments 2x per month until - and there is no way for me to prevent it from happening.... |
BlueChip Financial Payday loan can't contact lender can't contact lender September 28, 2016 - I got a loan through spotloan and paid them almost triple what I owned. I called and said how come my bill goes up every month even though I made payments to no answer was given. I told them I 'm done paying cause it 's not right to charge false fees and then found out it was illegal for them to operate in washington state and they still tried to collect and even sold my loan off. No after paying almost - grand they want another - for a - dollar loan. This is extortion and flat of theft. I want them to leave me alone and realize the state of Washington does not recognize them as a leg... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect September 12, 2016 - I sent the following email on - : On -/-/- I borrowed $400.00. To date, I have paid $660.00 for this loan. I recently had - the - and was off work for 2 weeks with no income. Since coming back to work from -, I 've been experiencing less hours and thus less pay. It is becoming a real hardship for me to have $ - taken out every pay. I 've already paid back the $400.00 and then some. Since - -, I have borrowed approximately $1200.00 and paid back approximately $1800.00, not including this current loan. This included sending in money orders. I have been a... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect September 7, 2016 - I took out a loan from Spotloan in the amount of $300.00. On their website it says that it 's cheaper than doing a payday loan so I thought oh that 's great and then signed up. A month later when I was expected to pay, I asked how much it would be with the interest and they told me $450.00. $150.00 in interest for a month??? There 's no way I can pay that. I 'm on a limited income. That $150.00 would mean I ca n't pay for electricity or groceries for my family. I feel like this is very misleading of them to say it 's cheaper than a payday loan. A payday loan would 've charged me $45.0... |
BlueChip Financial Payday loan can't contact lender can't contact lender August 12, 2016 - I have been contacted from the number - - and - - and threatened for non payment of loan, which was paid. The company did not give a name but they said it was a law office in - - California and said a sheriff would be sent with paperwork if not today, in a couple of days. I stated what they were doing was against the law and they said it was n't. Please stop this company and their tactics.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 12, 2016 - I 'm being harassed by a lender who both charged me fees/interest I did n't expect and also would n't stop charging my account despite calls/emails. I also have received threatening emails and calls, but no actual paper work despite appeals for information in writing. I also submitted a formal letter asking for information when i lost my job, but no information was provided.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 2, 2016 - I do n't know how much they are charging in fees because the debt collector wo n't mail me a statement. He says he needs a payment arrangement before he sends me anything in the mail. When he called me, for the second time at work, and I answered him for the first time, he accused me of having a blaze ' attitude and shamed me for ignoring him. He was very unprofessional. When I requested he mail a statement, he said he could n't do that unless I gave him a debit card. I just want something to be sent to me in the mail. He scolded me for not calling him, and I told him I only respond to letters... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 14, 2016 - I applied for a $500.00 payday loan online -/-/16. I later discovered that they are not licensed to do business in my State, which is Alabama. Nor do they meet the loan limits set by the - regulator, thus I feel this loan is illegal and prohibited in the State of Alabama.... |
BlueChip Financial Payday loan received a loan i didn't apply for received a loan i didn't apply for July 12, 2016 - I have been receiving phone calls from a payday loan that I do not recall taking out. They say it was drawn from SpotLoan in the amount of $800.00, and was given to me on - 2013. They claim I never made one single payment with would not be the case if I had taken out a loan. Im confused because I have n't heard a thing until the last few days. I called SpotLoan and the representative could not even tell me what account it was deposited to. Its been sold to a third party collection whom has been extremely unprofessional ( - ). I keep receiving calls threatening me. I work for - and t... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 11, 2016 - Charged illegal interest rate of over 500 %.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 8, 2016 - I took out a Spot Loan in - -. The loan amount was $800.00. I received a payment schedule detailing that the loan would be completed in - -, -. Looking at my online account balance I still show $610.00. My " scheduled '' last payment is on - - and I 'm not even close to paying out this loan. I sent an email to Spot Loan for a copy of the terms and conditions of my loan and have yet to get a response. In my opinion, I have already paid more than the loan principle plus the interest. According to the payment schedule, I have already paid $2100.00 in interest and fees... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 4, 2016 - I borrowed the money my financial situation had changed. I made payments, than missed payments now the intetest charges are outrageous. I would like to pay back the loan minus all the interest charges.... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 29, 2016 - Spotloan.com is an illegal usury interest rate scram that charges 1000 % usury interest rates # - they do not have the license to charge these or make these illegal transactions. they outsourced the account to - -, that has consistently harassed me. ( - ) regarding their attempt to collect an illegal transaction aand should be charged with elder abuse because I am - years old.... |
BlueChip Financial Debt collection improper contact or sharing of info contacted employer after asked not to June 21, 2016 - Called me at work telling me that i would be served at my place of employment with court papers. That they had sent me prior information via US mail, which i never received and told me I had 1 hour to contact them back or it was too late... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 6, 2016 - - - -, claiming to be an independent processer- -in conjunction with - County Georgia , has been leaving messages on my cell stating that I need to call him to verify my address in order for him to serve me legal documents. He 's also been calling my mother and other family members- -My mother is - years old. On -/-/-, - - - called from - - - stating that he too needs to verify my address and schedule a delivery of legal documents. He called from -, but stated that I need to return his call to - ; which happens to be the same phone number that -... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 29, 2016 - Took out a payday loan from Spotloans for - Paid - per month sand still owe - and then come to find out that they are illegal in Alabama ... |
BlueChip Financial Debt collection communication tactics threatened to take legal action May 19, 2016 - Spotloan refused to change the date that they debited my account even after I advised that they were creating overdrafts on my bank account. A - - left a message on my cell phone at - advising that he intended to serve me with paperwork at my place of employment and/or at my residence by the end of business on Friday. - - also contacted the central office for my employer and left the exact same message. Once I had a break, I called the number that the call to my cell phone came from ( - ) - and was advised that they were a locating service and that I needed to call -, t... |
BlueChip Financial Payday loan can't contact lender can't contact lender May 12, 2016 - I received a call today from a blocked number stating that they are court processor for - - and that I am being served an arrest warrant at home or at my job within the next - minutes. When asked for further information they gave me this number and file # - # - I was then transferred to their " legal dept, - - '' Who then state that their company name is -.I called a credit attorney and was told that there are too many red flags and that it does not appear that this company is legitimate and that they are not allowed to harass me or threaten with jail time.I then called... |
BlueChip Financial Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt March 8, 2016 - On -/-/16 at - - I received a call from - at spot loan indicating my payment on - - 2016 had not cleared. I thought that this was a prank as I have been so sick with - and had not received anything from the bank. went to the website and found out that - was correct. I scheduled a payment for - - that did clear the bank. when I 'm speaking with him on that day I indicated that my pay period had changed and that next pay period will be - - and they would not to take out anything before then because I did not get paid until - -. he indicated that once ... |
BlueChip Financial Payday loan can't stop charges to bank account can't stop charges to bank account February 26, 2016 - -/-/16 EFT-SPOTLOAN/8886816811 ( $96.00 ) in connection to complaint made under Case number : - ]. A requested was made for Spotloan to process full pymt of balance. They draft only the minimum again. They used a method for me to believie they will waive the balance due as a good customer. It was a marketing tacit for monthly payments. I requested spotloan via e-mail to draft the full balance to have them stop drafting my account with interest and fees. This process only get them ungodly interest and fees not going towards the loan. The request was not process drafting only the min... |
BlueChip Financial Payday loan can't contact lender can't contact lender February 23, 2016 - Advertisement from lender below / Waving balance of loan for on time payments ... .Various Text Messages Received I fwd e-mails following up to lender as well additionally called but they do n't reply. This appears/apparently to be a scheme to continue monthly payments. Most recent i called to speak with a manger about the matter. The gentleman claims to be be a relationship manger stated he would have a manager call he knew nothing about the text. It have not happened of yet. Today I received a e-mail from : - Relationship Manager.. I called immediately and they claim she was not in to r... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 5, 2016 - I have applied loan from Spot Loan $800.00. I have found out that their fees is too high and they do n't have license in state of Washington. I asked want to pay principle balance only. but they did n't agree. and Now collection company harassing and threatening me by phone every day to collect more than principle amount. They said they 're going to sue against me. ... |
BlueChip Financial Debt collection false statements or representation impersonated an attorney or official January 29, 2016 - I recently had debt to settle had no problems with that. I been trying to restore my history so if I owe I was pay. But - capital management had a representative call my phone. When I ask for verification of the debt thats where it got out of hand. I was told they he was a lawyer which is a lie and that he did n't need to send me any info about the debt at all. Which scared me I recently had my bank info stolen. So i was a little unsure about just giving out my info. I wanted some simple paperwork to prove this person is legit. He got highly upset and ask if I had a lawyer because if not I ... |
BlueChip Financial Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt January 29, 2016 - Upon change from one job to another, I promptly informed the lender that my pay cycle has changed and I would require a change of my billing dates to - that. I was told no problem and representative took note of future pay dates and loan payment cycle. However vendor continued to bill on regular cycle causing overdrafts and fees. ... |
BlueChip Financial Debt collection disclosure verification of debt right to dispute notice not received January 11, 2016 - A process server named - called from a local - phone number from " Legal Services '' leaving a message he had paperwork to serve me with unless I contact the company directly. He would serve me on Monday between - and - -. either at my residence or place of employment. So I called the - number and talked with - - at - -. He said I owed around $1200.00 for an original loan of $600.00. It turns out Spotloan is not a licensed pay day lender in Oregon. I told him he could only charge me for the principal which I thought I had paid already. I demanded something in ... |
BlueChip Financial Debt collection communication tactics threatened to take legal action December 18, 2015 - I was contacted by - -, who identified himself as the Lead Investigator for - - - on - -, 2015 at - -. In the voice mail that was left on my cell phone, this gentleman divulged private information, including my social security number and stated that a lawsuit had been filed. Minutes later, he called me at work and left a voicemail stating that I have 5 days to call him or that legal action would be taken. To date, I have not received anything in writing from this collection agency. ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 9, 2015 - I received a loan from Spotloan for $400.00 on - -, 2015. During the application process it did not mention that the payments it pulled every paycheck would be interest only. My payments have come out on payday without issue since that time for $66.00 every two weeks, - payments in total since the loan was issued, totalling $600.00. I did n't have a payment pulled on Friday when I was paid and thought finally I had paid the loan and it 's outrageous interest back in full. 5 days later on Tuesday -/-/- I received a NSF fee from my bank and asked what it was for so that I cou... |
BlueChip Financial Debt collection false statements or representation indicated committed crime not paying November 18, 2015 - In 2012 I received what they call an Installment loan and I lost my job.. I notified them to cease the ACH withdrawal from my bank account.. I recently been getting harassing calls from this company or whom ever does the collection.. They never say, and is a different person threatening that they have papers to serve me I explained that I no longer live in Michigan and they never asked for me to update my address and they continuously harass my parents. ... |
BlueChip Financial Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay September 29, 2015 - Threatened to send police to get me. Refused to mail me documents stating what debts I owed. Wo n't stop calling me or my family. ( - ) - ... |
BlueChip Financial Debt collection taking/threatening an illegal action attempted to/collected exempt funds August 24, 2015 - a person name - called me from her cell phone about a debt.i called that same number back the next daya nd the number no longer exist.she been calling me from a - number and a - number. ... |
BlueChip Financial Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2015 - I am filing a formal complaint against - - -, - at - - - -, IL -. This company is attempting to collect a debt that I do not owe. - is falsely accusing me of not fulfilling a contractual obligation with SPOTLOAN ( PAYDAY LOAN ). I have never heard of this entity and have not done any business with neither the debt collection agency nor the creditor. I am not sure how this entity has obtained my information but I can assure that I have never applied for a payday loan. ... |
BlueChip Financial Debt collection false statements or representation impersonated an attorney or official July 3, 2015 - SPOTLOAN HIRED - TO CALL US AT WORK, CELL, FAMILY MEMBERS, ( ATTACHED FIND LIST OF PHONES CALLED ), IN VIOLATION OF TDCPA, TCPA. ... |
BlueChip Financial Debt collection communication tactics threatened to take legal action May 8, 2015 - - is attempting to collect on a debt for an illegal payday lender named Spotloan. They have called my work number after I 've informed Spot Loan and another company affiliated with - that I ca n't take personal calls at work. Yesterday their collection agent contacted me at work, was not satisfied with my response, and then hung up on me. She then called another one of my contact numbers which happened to be my cell number and hung up on me immediately since her goal was to leave a threatening sounding voice mail in hopes I 'd call them back. Today she called my work number again, I answ... |
BlueChip Financial Debt collection communication tactics threatened to take legal action May 7, 2015 - On -/-/-/-/2015, at - - PST, I received a voice mail from - - with - - at my place of employment. The message stated the the call is regarding case file, -, concerning a bad payment passed through - - Bank, in an breach of contract, that looked to have been done maliciously ''. When I called - back, I was not provided the mini-miranda. He told that the account was pre-legal and that their attorney would be looking to sue me in small claims court in - - because the balance was less than $5000.00. When asked, he advised me that they are located in N... |