BlueChip Financial Debt Collection Complaint

Payday loan Communication tactics threatened to take legal action

BlueChip Financial Debt collection department,

Payday loan Communication tactics Threatened to take legal action Texas

- is attempting to collect on a debt for an illegal payday lender named Spotloan. They have called my work number after I 've informed Spot Loan and another company affiliated with - that I ca n't take personal calls at work. Yesterday their collection agent contacted me at work, was not satisfied with my response, and then hung up on me. She then called another one of my contact numbers which happened to be my cell number and hung up on me immediately since her goal was to leave a threatening sounding voice mail in hopes I 'd call them back. Today she called my work number again, I answered the phone immediately but she hung up on me immediately since she could n't get my voice mail. Then she called my cell number and again I picked up immediately and again she hung up immediately since she could n't leave the scary sounding


legal '' sounding message she was hoping for. - violated the FDCPA by contacting me at work after I 've asked the original creditor, - 's affiliate, and - not to do so, and then they violated the FDCPA again by repeatedly calling additional contact numbers after they had just spoken to me at my work and cell number. The message they left on my mother 's voicemail also was a violation of the FDCPA as it was very detailed although it was n't my phone, cell or work number and unnecessary since they already had numbers to contact me on. I want them to stop contacting me and anyone associated with me.

BlueChip Financial customer in Texas
May 08, 2015

* Source: CFPB Complaint Database

BlueChip Financial response to complaint:
Closed with explanation

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