Other (i.e. phone, health club, etc.) Disclosure verification of debt right to dispute notice not received
I.C. System, Inc. Debt collection department,
I C Systems placed a $450.00 debt that was from - -/-/2010 - -/-/2010 on my credit report. I had no knowledge of this bill until I received an alert from - credit monitoring service that I even owed this balance. I called I C Systems today and was then told about the debt. They claimed to have sent notice of collections to a previous post office box that I had in Arizona. However, ALL of the information on my credit report is correct. Therefore, if they wanted to contact me about this, my current address is listed on all - bureaus. They could 've also called me, because my current phone number is on all three reports as well. Instead of conducting business the correct way, they went ahead and placed this on my report without properly contacting me and giving me a chance to dispute this. This is unacceptable. My score has dropped - points because of this.
I have sent I C Systems an email letting them know that I am reporting them to the CFPB. Had I not seen this on my credit report, it would 've SAT there. I 've worked entirely TOOOOOOO hard to restore my credit and will continue to work to keep it secure. I have a severe disgust for companies that do things like this and I would like immediate action taken to not only have this DELETED from my credit reports, but this company needs to be fined. Cause if they 're doing this to me, they 're doing it to other people.
I.C. System, Inc. customer in Alabama
Jan 30, 2017
* Source: CFPB Complaint Database
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