Capital Accounts, LLC Debt Collection Complaint

Medical Disclosure verification of debt right to dispute notice not received

Capital Accounts, LLC Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received California

I visited the office of - - on - -, - for medical check up. At the time of visit, I paid my copay, gave a copy of my health insurance and driver 's licence. On - -, -, Capital Accounts LLC reported open collections of $530.00 on my SSN to credit reporting agencies. I have never received any communications from either - or Capital Accounts LLC explaining the charges or any notices before sending the account to collections. When I contacted - office, they told me that I have around $100.00 in balances not covered by my insurance. When I contacted Capital Accounts LLC, they told me that they had sent a letter about this debt to in -. When I asked for information on that communication, I found that they had sent the letter to a person with wrong name and wrong address. Irrespective of them failing to communicate properly to me, they have placed five times more than the balance that I owe in collections. First of all, I do n't even agree with the actual medical bill as I have n't seen the charges are yet. I have never had a late payment, unpaid balance or collections in my entire credit history. This wrong collection has affected my credit score and history and has put me under immense -. When I contacted Capital Accounts LLC, the representative was very rude and threatened me that I have no other options except to pay the debt and get it out of my credit report.

Capital Accounts, LLC customer in California
Feb 11, 2017

* Source: CFPB Complaint Database

Capital Accounts, LLC response to complaint:
Closed with explanation

Consumer disputes how Capital Accounts, LLC handled their complaint

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