Choice Recovery, Inc. Debt Collection Complaint

Medical Disclosure verification of debt right to dispute notice not received

Choice Recovery, Inc. Debt collection department,

Medical Disclosure verification of debt Right to dispute notice not received Ohio

COMPLAINT Now comes, - -, in consumer capacity filing a complaint against debt collection agency Choice Recovery, an Ohio agency licensed to collect debts in the state of OHIO ; In -/-/-, I checked my credit report and discovered Choice Recovery 's tradename on my credit file as a closed account and disputed the account with all - credit bureaus ; On -/-/- I received my credit report update from initial dispute, and Choice Recovery was deleted from - file but updated by - and - as a verified account ; Choice Recovery placed their tradename on my file in -/-/- ; and date last reported -/-/- ; For the record, there is no evidence of a contractual liability ; expressed or implied tacit agreement with Choice Recovery and - - ; I have never received any validation letter from Choice Recovery prior to their tradename on my credit file in -/-/- ; and allegedly validating the debt as valid to - and - ; This conduct is a direct violation of - Validation of debts ; -, and - Case No. - ( -. Ohio -/-/- ) This conduct is a direct violation of - false and misleading representation

This conduct is defaming my character without proof of claim of a valid honest contractual agreement in writing In accordance with - - Ohio Statutes of Frauds ; -, - ; This Conduct violates - disclosures to consumers FCRA by not properly validating the debt to me after initial dispute in -/-/- ; and falsely misleading credit bureaus with inaccurate information ; I am being denied credit do to the fact of Choice Recovery 's actions, and If their tradename is not deleted off my credit file ; I will filing civilly in accordance with United States Court of Appeals, - Circuit, Case No. -, -, -/-/- ;

Choice Recovery, Inc. customer in Ohio
Feb 03, 2017

* Source: CFPB Complaint Database

Choice Recovery, Inc. response to complaint:

Consumer disputes how Choice Recovery, Inc. handled their complaint

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