Connecticut Consumer Complaints

Review and Analysis of over 6,106 financial product complaints in Connecticut

Most Complaints
by company in Connecticut

CompanyComplaints
Bank of America 740
Wells Fargo 430
JPMorgan Chase 383
Citibank 365
Experian 261
Ocwen 247
Equifax 246
TransUnion 197
Capital One 194
TD Bank 177
GE Capital Retail 136
Nationstar Mortgage 121
Navient 109
Ditech Financial LLC 96
Webster Bank 87
Amex 84
RBS Citizens 83
Santander Bank US 76
Encore Capital Group 71
Discover 68

New Complaints in Connecticut


Eastern Account Systems of Connecticut, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying

November 14, 2018 - Back on -/-/18, I was contacted by - - - - They called my cell phone a couple of times and left no voicemail. After finding out they were a debt collector, and due to the fact that I know that I don't owe anyone anything, I called them back to see what the problem was. They were looking for someone ( some - ) who only shared a last name with me, and I had no idea who they were. They apologized and said they would take my number off of the list. This morning ( -/-/18 ) I received yet another phone call from them, same situation, I don't owe anyone a cent. I tried calling t...

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Eastern Account Systems of Connecticut, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

April 10, 2017 - To Whom It May Concern : Approximately 4 months ago I noticed - accounts listed on my credit. I advised the company who listed the accounts that the accounts are not mine and did not belong to me. I did this via letter sent USPS on two occasions both mailed correspondence included the partial account numbers and my Social Security number in order to allow the company to effectively identify the accounts. Even after sending the notice of dispute and C & D notice to the address the accounts remained on my credit. Additionally the Collection Agency continued listing the account without even no...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - is reported on my credit report. Once again within a few days it comes back as verified however I have never had an account or contract with this company. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - is reported on my credit report. Once again within a few days it comes back as verified however I have never had an account or contract with this company. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - - is reported on my credit report. Once again within a few days it comes back as verified. However I never had an account or contract with this company .According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certifie...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/- in regards how - Mortgage is reported on my credit report. Once again within a few days it comes back as verified. - is reportinb me to be anywhere from 30 to 90 says late and being over 100,000 behind. They only purchased my mortgage in - from another servicer. In - I obtained a government modification which at that time my acct was at a - past due and my new payment became - a month. It does not add up. I am given the run around when it comes to verification. According to the ...

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Bank of America Bank account or service problems caused by my funds being low

April 7, 2017 - Bank of America gave me a fee for being over extended for a period of time, but I was n't over drawn for an over extended period of time. I contacted them and they agreed that I should have not been received that fee, but they could not remove it. I get paid on - but they wont recognize the payment until Monday, even though its from their bank and they send it Thursday. I do n't make enough money to hand it away to a greedy bank who looks for ways to - over its customers...

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Nair & Levin, P.C. Debt collection disclosure verification of debt not given enough info to verify debt

April 6, 2017 - I 've contacted Nair and Levin about a debt they state I owe. I requested from them in writing several times verification of the debt and which they failed to provide. My most recent one was after I sent them a letter stating that I would like verification and this time I faxed it over and still did n't receive a response from the debt collector. The debt collector has violated the fdcp by not validating the debt. If this matter is n't resolved I will file a federal lawsuit. I 've ask for validations to be sent in the mail, verbally, by mail and by fax. This was not done, therefore the debt is...

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Convergent Resources, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 6, 2017 - Original debt was to -. After the debt went into collections, a company named " - '' ( - reference # - ) contacted me to collect. I asked for debt validation, they were unable to do and removed the negative report from my credit report. A few months passed, now another agency " Convergent Outsourcing Inc '' is attempting to collect on the same exact debt which was previously removed. I asked for debt validation and all they sent me was an old bill from -. How can they collect on a debt thats already been removed from another company? Is an old bill sufficient enough to prove deb...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result

April 4, 2017 - I wrote to TransUnion in -/-/- to dispute an item on my credit report related to - -. I specifically asked them to investigate because the item appears inaccurate. They continued to report the item without sending me validation. I have followed up in -/-/- and they still have not validated or removed the item. I provided information to them that shows the item is reported in duplicate. The collection agency has dropped the item from the report, but the original creditor is still reporting an item that is no longer theirs. It affects my creditworthiness because it makes the item...

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Synchrony Financial Bank account or service making/receiving payments, sending money

April 3, 2017 - Synchrony Bank Credit Card withdrew $3800.00 dollars from my bank account, rather than $38.00, as they were authorized. When I contacted Synchony, I was told they did not make the withdrawal, a third party did, on their behalf and that I would have to call back in 2 to 5 days to get my money back. They also told me they do not have a complaints or compliance department....

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Select Portfolio Servicing, Inc Mortgage loan servicing, payments, escrow account

April 2, 2017 - Sirs : I am in receipt of a mendacious notice from Select Portfolio Servicing, alleging that it is the SERVICER of the mortgage covering my residence and that ( falsely ) I have violated the requirement that " hazard ) ie Homeowners insurance be maintained. Since on -/-/2017 I changed carriers I would have ordinarily politely provided a Declaration page from the new policy. However knowing the historically abusive and illegal conduct of that company and that is conducting business under a Consent Degree I read more carefully. As - and other major financial entities have done repeatedly t...

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Experian Credit reporting incorrect information on credit report public record

March 31, 2017 - I am in bankruptcy since -/-/2015. I have been utilizing - to monitor my credit and score since then. With this week 's - update my scores ( - and - ) were finally high enough to pursue a business opportunity. The company I was working with pulled a hard credit report through - and much to my dismay one of my scores ( - ) was no where near what - had reported, the second score ( - ) was nearly the same and the third score was super low ( E-PERIAN ). All three reporting various negative information post bankruptcy petition filing. Also as part of being in bankruptcy we...

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TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score

March 31, 2017 - I am in bankruptcy since -/-/2015. I have been utilizing - to monitor my credit and score since then. With this week 's - update my scores ( transunion and - ) were finally high enough to pursue a business opportunity. The company I was working with pulled a hard credit report through - and much to my dismay one of my scores ( transunion ) was no where near what - had reported, the second score ( - ) was nearly the same and the third score was super low. All - reporting various negative information post bankruptcy petition filing. Also as part of being in bankruptcy we s...

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Experian Credit reporting incorrect information on credit report public record

March 31, 2017 - The credit bureau is reporting a bankruptcy on my credit report but the court does not verify that information. Therefore that information was pulled out of a third party reporting agency therefore it must be removed and deleted completely from my report. I would appreciate it once deleted to be notify via email. My email address is -...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

March 31, 2017 - The credit bureaus are reporting a bankruptcy on my reports but the courts does not verify bankruptcys, the court told me they do not verify that information. Therefore that information was pulled out from a third party reporting agency therefore it must be deleted from all three credits bureaus. I would appreciate it once deleted I would like to receive proof via email. My email address is -...

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NRA Group, LLC Debt collection cont'd attempts collect debt not owed debt was paid

March 28, 2017 - They were very rude and hung up the phone on me. I have an alleged debt of $260.00 ( - ) and they were not doing all they could to help me resolve what was going on. They would not wait for me to transfer my insurance company representative ( - ) into the call. They had hung up on me multiple times. This was done on -/-/-/17 at around -. The supervisor - was getting loud and very unpleasant as she got ruder because she did not want to call my insurance supervisors direct line....

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Citibank Credit card other fee

March 27, 2017 - Last Fall Macy 's charged me for an loyalty program I did not buy. I asked to have it removed several times. After many months, and escalation to supervisors at Macy 's credit they removed the charge and interest. I am now receiving bills again from Macy 's with interest charges with small but incorrect interest charges. Macys also failed to update my credit and remove the erroneous late payment information. I can not be late to pay something I did not buy....

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Bank of America Bank account or service account opening, closing, or management

March 24, 2017 - Bank of America sent me a notice via US mail and in my account that if I opened up a qualifying checking account and set up and received a qualifying direct deposit totaling $4000.00 or more within the first 90 days of opening the account by -/-/2017, I would receive a $300.00 Checking Account bonus. The details go further to state, " If you meet all the Requirements to Receive the $300.00 Checking Account bonus, we will attempt to deposit the earned bonus directly into your new personal checking account within sixty ( 60 ) days of meeting the qualifications for the earned bonus. New p...

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Barclays PLC Credit card other

March 22, 2017 - I have been doing business with Barclay Bank for approximately 7 years. This past -/-/- I called to attempt to use some of my points for a - vacation. ( One of the reasons I like the card and pay an extremely high fee is because of the rewards program. ) After four of five calls, receiving numerous different reasons of why they could n't access it ... ca n't find the account, computers are down. Then I received a letter stating they were raising my credit limit. Approximately 5 days later, I received another letter saying they were canceling my card due to credit issues. I am in the pr...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection problem with fraud alerts

March 20, 2017 - Allegedly, I enrolled into TransUnion and attempted to put a lock/freeze on my credit report. That feature will not work. I looked for a fraud alert capability and could not find one. I feel I paid for a defective service which makes me wonder what else does not work. I enrolled in - and -. The results are better at - and - is superior to both - and TransUnion. I did the - signups to compare them. I 'll likely drop - and stay with - service. I rate them as - is Superior, - is Average and TransUnion is Below Average. So, if you are a D student and enjoy being stupi...

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Citibank Bank account or service using a debit or atm card

March 19, 2017 - Citibank charging non-authorized fees to checking account...

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Citibank Credit card rewards

March 16, 2017 - I received an application for another citi AA card with - bonus miles if I purchase $3000.00 with first 3 months. I have had my primary card for approx short of 2 years and has been in excellent credit history and payment history. I was surprised that they were asking me to apply for a second card, but I figured the extra mileage points were a welcome and they would waive the annual fee for the first year. I applied for the card and I was accepted. I remember reading that I had to purchase $3000.00 within first 3 months of the the new card to get the rewards. WHY because I could not fin...

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Ditech Financial LLC Mortgage loan servicing, payments, escrow account

March 15, 2017 - Ditech charged me the wrong amount from -/-/- through -/-/-. In -/-/- they finally reallocated my payments and credited an overdue HAMP incentive. Almost 15 months overdue to be exact. I disputed the error forever including on this board many many times. They reported me late to the credit bureau 3 times even though they charged me the wrong amount. All my mortgage statements had incorrect amounts due. They waived the late fees but failed to update my credit reports even though I have told them repeatedly of the error and even submitted a copy of the letter from them acknowledgi...

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Citibank Credit card billing disputes

March 14, 2017 - I went to - with my family on -/-/2017. A male staff member at the resort was caught by me and my - year old daughter, -, and he was blushing. This caused my daughter to be afraid and not want to go to the food court again. Later in the trip while I was away from her and my - year old, while they were in the arcade, another man was caught standing behind her in what was an attempt to speak to her. I interjected, and the man said he " had no children or grandchildren, but it was too late to start now ''. I asked - to call security and they responded that it was probably nothing...

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Shellpoint Partners, LLC Mortgage loan servicing, payments, escrow account

March 11, 2017 - The problem is - that NOTHING happened ( i.e. ZERO communication from the new 'servicer ' - no Single Point of Contact info has been received, to date ) - yet a motion for strict foreclosure is set to be heard next Monday, -/-/- -, -. Just prior to last State of CT mediation session -/-/-/-/-, submitted last/final requested employment verification document via email to -, its attorney + the - of CT - - for expected/anticipated modification approval shortly thereafter. Received confirmation letter from Nationstar -/-/- - stating that it would review and f...

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TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score

March 11, 2017 - i applied for a mortgage on -/-/2017 and was denied because of lack of existing loans, my Transunion credit score was - on that date. I then applied to - for a secured personal loan. I was told that my Transunion Credit Score was -. I went back to the mortgage company and applied again and my Transunion Credit score still - with the new credit report they pulled on -/-/2017. I have called a number of times and can not get any response as to this issue, nor can anyone explain to me how I am to rebuild my credit score when it appears there is something else going on that I am not...

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Bank of America Bank account or service account opening, closing, or management

March 7, 2017 - I was unfairly charged overdraft fee a couple of times without any notice from my bank about an over draft. In total i have been unfairly charged a total of - overdraft fees of $35.00 each. The most recent - were charged on -/-/- while similar - on -/-/-. In both cases I bad transfer between my accounts at Bank of America while my account showed there were sufficient fund only to find overdraft fees next morning. For the most recent -, I made online transfer to my own other at same bank and a transfer to a friend who also has an account at bank of america. While making ...

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Bank of America Bank account or service deposits and withdrawals

March 6, 2017 - On -, I 've initiated a transfer in the amount of $820.00 from my checking account with Bank of america card # ending in - to a business account for - with account # -. The recipient account never received the funds and subsequently I filed a claim with Bank of america asking for a refund. Since then, I have n't received any meaningful communications from bank of america on when i should get a refund. I need the funds to be credited back to my account and bank of america has n't been responsive enough. I am not satisfied on how bank of america is handling my claim and the burden ...

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Loan Care Mortgage loan servicing, payments, escrow account

March 3, 2017 - I have been contacting my mortgage loan company, LoanCare, since - - in order to get my house taxes adjusted to the correct amount. I have sent my loan company my correct tax information multiple times, called and emailed to follow-up on the resolution. It is - - and they have yet to resolve my issue. They do not respond to complaints sent via their website. I have now been emailing them but they are not getting back to me within the time frame they say they will resolve the matter. It has been far too long, and I need resolution so that I do not have to come out of pocket again wh...

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Bank of America Credit card customer service / customer relations

February 28, 2017 - My - account was hacked on -/-/2017, and a gold coin was purchased for $680.00. As soon as I noticed this activity on my account, I contacted the merchant the same day notifying them of a fraudulent purchase and asking them not to ship which they complied with. I also contacted my credit card company the same day who started an investigation, credited my account for $680.00 and sent me a new card. A week later the merchant issued a refund in that amount. The bank then debited my account in that amount, to even out the balance. However two weeks later the bank debited my account ag...

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TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score

February 25, 2017 - Contacted Trans Union on -/-/2017 in reference to a credit monitoring alert. Information from - that was previous deleted by Trans Union has been reinserted with a different account number. I request a paper copy of my credit report for review....

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ERC Debt collection cont'd attempts collect debt not owed debt was paid

February 21, 2017 - Hi, I had a collection account for a - postpaid phone account which was in collections. I paid the debt in -/-/- through an agreement with the collection company. I just checked my credit report however, and I see that Enhanced Recovery Corp is still reporting - $120.00 unpaid collection account as recently as -/-/-. This is hurting my credit, and they should not be continuing to report the account....

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Harris & Harris, Ltd. Debt collection improper contact or sharing of info contacted me after i asked not to

February 21, 2017 - Harris & Harris keeps calling me asking me to verify the last - of my social with NO further explanation. My credit is -+. I am not delinquent on anything. I checked. This is crazy....

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Citibank Credit card billing disputes

February 20, 2017 - I purchased a - ( not diesel ) in -. It was considered a demo, driven by the - dealer manager for a year. On -, I brought the car in because the engine light was on and I was due for an emission test. ( I regularly had all service done on the car..but not necessarily with -, had issues with them ) I had had an issue with the engine light being on sporadically for as long as I owned the car, it was repaired but then would come back on.The day I brought the car in the - service center said there were 4 issues with it. I picked two to be repaired which would include the engine l...

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Citibank Prepaid card fraud or scam

February 20, 2017 - I returned several items to my local Home Depot on - -, 2016 that I had purchased using Visa prepaid card number - - - -. Home Depot issued a credit for $39.00 to the prepaid card. The problem is that because the card had expired in - of 2016, two months before Home Depot issued the credit, there is no way at all for me to retrieve those funds. My question is, why does the expiration date not show up when a store attempts to apply a credit to an expired card? This seems like a scam for the prepaid card companies to knowingly get funds that the customer has no way at all ...

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Citibank Prepaid card managing, opening, or closing account

February 18, 2017 - I returned several items to my local Home Depot on -/-/2016. The receipt I was given showed - separate credits, apparently because I 'd used different cards for the purchases. However, although - of the credits did appear on my Citibank Visa ( for $160.00 ), the other - credits ( for $25.00 & $39.00 ) were apparently credited to - different prepaid Visa cards. The problem is that because the - prepaid Visa cards had already expired at the time the credits were issued, there is no way at all for me to access the funds on the card. I did call both gift card issuers and the...

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Citibank Mortgage loan modification,collection,foreclosure

February 13, 2017 - I recently contacted you regarding my mortgage company CITIMORTGAGE who foreclosed on my property and took over the title indicating I was behind and made no attempt for resolution. In -/-/- ; I lost my job, Cit Mortgage was contacted and I was told to send a Hardship letter after which they would send me a package to apply for a modification. Once I received the paperwork which included a work solution form showing all my debts and responsibilities, as well as income, employment etc. On -/-/-, I received a response back from the CFPB giving me CitiMortgage feedback indicating that I...

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PayPal Holdings, Inc. Money transfers other transaction issues

February 10, 2017 - today i tried to get access to my pay pal account and was denied access. I called them and the woman on the phone told me that i was in violation of heir policies and they will hold my money for an additional 180 days there is over - in that account which i have not fully had a chance to gain access to for over two months. I informed the woman on the phone that when pay pal restricted my account befor that i expalined on recorded conversation what my business entailed and after i removed the pay pal buttons from my social media pages my account was restored again. now for some strange reaso...

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Experian Credit reporting credit reporting company's investigation inadequate help over the phone

February 7, 2017 - my experian credit score drop - points and I have done nothing in past - days to make it go down. I have been making payments on tradelines on time and never late over - years my score was at - in -/-/- in -/-/- drop to - and in -/-/- drop to - I received a copy of my credit report from annual credit and their has been no Identity theft the only thing on Experian is my ex wife name is on it and a few inquiries I do not " recognize '' and I have been legally divorced since -/-/- she should not be on any of my credit reports I have spoken to " experian '' a...

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Wells Fargo & Company Mortgage loan servicing, payments, escrow account

February 5, 2017 - I have a 15 year mortgage that 's paid by weekly. The problem I see is Wells Fargo takes the money out of my bank, and does n't apply it right away. they wait untill the end of the month then apply both payments. So I 'm missing out on the extra interest that I should have paid but is n't. I 'm not even getting interest on the money they take out for two weeks, and they get to use it anyway they want for two weeks interest free. The first payment gets taking out on the - of the month it is put into my mortgage but not applied as credit untill the end of the month when the next payment is d...

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Bank of America Credit card identity theft / fraud / embezzlement

February 3, 2017 - I held a Bank of America ( BOA ) credit card ending in -. ( This card was later replaced by a new card with a different account number after my wallet was lost. However you will see in the documentation the account statement evidencing the fraudulent charges I hereby complaint about. ) On -/-/- I reported - fraudulent charges to my BOA credit card by merchant - but because the charges had n't hit the account BOA insisted I deal instead with the billing department. I contacted the billing department on -/-/- and was informed that - charges ( $3.00 and $53.00 ) were mad...

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Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received

February 3, 2017 - Midwest Recovery Systems LLC appeared on my credit report in the amount of $890.00. I have never heard of this company before. When I contacted them, they said that I had taken out a payday loan on -/-/- I did not take out such loan on that day as I was not working at the time. As well all of the banking, home and email address information was old. I have not had that bank since -/-/- and that bank went defunct in -/-/-. I have not lived at that address in over - years. As of -/-/- it had been over - years. That email address had not been my email address since -/-...

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M&T Bank Corporation Bank account or service account opening, closing, or management

February 3, 2017 - I had opened a CD - account with - bank here in - ct, They have recently been taken over by M & T bank. I transferred my matured CD to another bank and was charged $75.00 by M & T for the transfer. That was not in my agreement with the original bank -. What gives them the right to charge me a fee that I did not agree to? Also what control did I have if they decided to charge me $500.00...

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Monterey Financial Services, Inc. Credit card unsolicited issuance of credit card

February 3, 2017 - purchased a opal ring at - jewelry store. - days later returned it as it was white stone and had some sm stones around it ; was to big for my hand. - the store clerk asked if I wanted to look and I picked out a - ring w/necklace. Did n't want the necklace but it was a set and cost a few dollars more. She evened the purchase by putting the difference on my visa credit card ( approx. $ -. ). Got hm the set was very cheap and the opal a fake so I brought it back. it took her almost an hr. to process the return and again I used my visa to get a " credit '' back or the overage. Clerk...

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TransUnion Intermediate Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

January 30, 2017 - i filed chapter - in - 2016 - these debts were listed and relieved as of my closing - these should be removed from my report - i also contacted the agenies listed more than once to re-iterate this action that was taken - i was not proud, but have a husband who has been - - -, and unemployed for the past 2 years with - - to raise - i work - jobs and do my best to keep up - these major unforeseen circumstances severly impacted our lives!!!...

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Bank of America Credit card identity theft / fraud / embezzlement

January 27, 2017 - Today, I learned that my credit card account number had been changed by the issuing bank, Bank of America. I called to find out why and they told me that a vendor I recently used had data stolen, which may have included my former credit card number. For security purposes, they issued a new number. However, they would not tell me who the vendor was. I said that was very unfair to the customer, and they are protecting the vendor at my expense. BOA claimed legal obligations prevented them from revealing the vendor. I 'd like to push back on that by filing this complaint to force them to reveal th...

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Citibank Credit card late fee

January 25, 2017 - Missed a payment on a credit card due to mishap with bill pay at my bank. Paid in full 10 days late. Called credit card company to settle the issue and see if anything could be done, they said no, the - $ late fee would remain. I stated I would close the account. They offered some bs but I was n't interested. I asked what the current balance was so I could pay in full. She told me the balance but said it would change as every day the LATE FEE would accrue interest...

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Citibank Mortgage loan modification,collection,foreclosure

January 24, 2017 - In - of 2012 I lost a good paying job. One that allowed me to afford a mortgage of almost $1300.00 per. That same month I contacted CitiMortgage to make them aware of the situation ; however the first thing that said that they could not help me until I was at 90 behinds however at that point they will not take payments neither will they take patial payments. Currently they have taken over my title which I was not aware of until someone broke into my home and left a letter on my stove ; indicating they thought the property was vacant but in the meantime ; I was working with the bank month ...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status

January 23, 2017 - Paid off all open collections on my reports. But they still show as open. I have provided a screenshot of the - account I was able to pay online the others I believe are sending me letters...

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Sterling Jewelers Inc. Credit card unsolicited issuance of credit card

January 23, 2017 - Kay Jeweler 's in - -, NY. Employees are required to submit a certain number of store credit card applications a week/month. Management told employees who are n't meeting their quotas to " just re-run applications on people who were already rejected in the past. '' This raises two very questionable issues. 1 ) People are being threatened with losing their jobs over credit applications and being urged to re-run applications without the consumers ' permission, and 2 ) this clearly indicates they are not properly disposing of non-public information and retaining it somewhere for employees t...

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Bank of America Credit card credit line increase/decrease

January 22, 2017 - I placed $1200.00 in my Bank of America credit card account. Bank of America reduced my credit limit by $1000.00 and took $1000.00 of the $1200.00 fr from my account. The $1200.00 was an attempt to lower the admittedly high balance and to begin resurrecting my credit. Not only is appropriating the funds unfair but it serves to further unsettle my credit standing. Furthermore, I am in fear that BOA may take money from checking account. I can not even close the account without realizing further credit penalties ( BOA is my longest opened account ). Finally, the credit report used was b...

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USAA Savings Consumer Loan problems when you are unable to pay

January 21, 2017 - I was out of work from - -, 2016 until - -, 2016 due to a - that required at least - weeks of recuperation without use of my -. My worker 's comp claim was denied. I was attempting to go back on light duty, which my employer denied. I attempted to file a claim for unemployment, because although I had initially been informed I could work light duty, my company would not let me return to work with restrictions. On - -, 2016, I called USAA to inform them that I was out of work, and could not make my auto loan and personal loan payments, and initiated the USAA debt prote...

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Sallie Mae Student loan dealing with my lender or servicer trouble with how payments are handled

January 19, 2017 - I am a cosigner on - Sallie Mae/- loans and have been in dispute with them for about 2 years. I will be brief. Payments were made during the student 's college years equal to or greater than the amount of the monthly interest so that principal would remain at v\borrowed amount. After -, wehn the repayment period began monthly invoices began to come stating " Amount Due '' and whatever the figure was - and " Minimum Due '' as -. I called literally dozens of times asking how minimum due could be - and never got a consistent answer. Scripted call center workers could not answer e...

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Barclays PLC Credit card credit line increase/decrease

January 19, 2017 - Barclaycard US lowered my credit limit to just about match the balance on my card. This increased my debt to credit ratio, hence dropping my credit score, when I did nothing wrong. I was not late on a payment nor did I go above the credit limit. Frankly, I have never been late on a payment in my entire life. My credit report is perfect, but I do have debt. I understand that lenders will frequently evaluate risk and have the " right '' to lower the limit, but setting the limit to match my balance was not fair. This practice frankly should be illegal. If I ca n't just increase my credit limit wh...

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Wells Fargo & Company Consumer Loan managing the loan or lease

January 17, 2017 - I had an unsecured personal loan through Wells Fargo that had a predatory interest rate of ~21 % that I used to refinance credit cards. After waiting several months for my credit score to improve from paying off the cards, I went to reapply for another loan that I could use to pay off the original. I was approved for a loan with an interest rate that was half of what I was paying before. The amount was greater, but I had expenses that I was about to incur that it was going to be helpful to offset. After I signed the paperwork, Wells Fargo immediately discharged $1200.00 to themselves ( a...

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Synchrony Financial Credit card identity theft / fraud / embezzlement

January 14, 2017 - I applied for a Walmart credit card back in - of 2016. On - - I received my card and went to view my account and register my card. I found my card has been used and I have no available credit. I called and reported fraud and they told me they ca n't do anything for 60 days. I said your telling me I just received my new card and because somebody already used it I ca n't use my card. They said yes, you have to wait the 60 days....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

January 14, 2017 - I have Written TransUnion Several Times via Certified Mail. Regarding the accounts in question.-, -, -, -. These accounts in question have came back Verified but verified with NO documentation within a 30 day period....

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ERC Debt collection false statements or representation attempted to collect wrong amount

January 14, 2017 - ERC is fraudulently reporting my credit information and re-aging my account. They are fraudulently reporting the account as being 1yr and 11months old when in fact the account is close to 6 years old in order to prevent the account from closing due to reaching statute of limitations....

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Citibank Credit card billing disputes

January 12, 2017 - I purchased a ticket from - - - with a Citibank credit card. The day after the purchase, - suspended the ticket and demanded documents for ID verification, to be sent by email. For security reasons, I refused to submit the documents and demanded a refund. - agreed to the refund but never provided it. I disputed the charge with Citibank, but Citibank ruled in - 's favor, saying that - had already provided the credit, which - had not, and later closing the dispute process, saying I had not submitted a valid copy of the charge receipt, which I had....

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