TransUnion Intermediate Holdings, Inc. Credit Reporting Complaint

Credit reporting company's investigation no notice of investigation status/result

TransUnion Intermediate Holdings, Inc. Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Connecticut

To whom it may concern, I mailed several letters of dispute last one being certified on -/-/- in regards how - Mortgage is reported on my credit report. Once again within a few days it comes back as verified. - is reportinb me to be anywhere from 30 to 90 says late and being over 100,000 behind. They only purchased my mortgage in - from another servicer. In - I obtained a government modification which at that time my acct was at a - past due and my new payment became - a month. It does not add up. I am given the run around when it comes to verification. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified letter, one can assume that there was no investigation into the matter. I was told they have reinvestigated the account but it seems that all they have done is parroted information given to them by other sources and shifted the burden back to me to to contact the creditor to verify the account which is clearly a violation of 1681 ( a ) ( 4 ). Under section 611 ( 5 ) ( A ) of the FCRA it states the CBA is required to promptly DELETE all information which can not be verified.

TransUnion Intermediate Holdings, Inc. customer in Connecticut
Apr 09, 2017

* Source: CFPB Complaint Database

TransUnion Intermediate Holdings, Inc. response to complaint:
Closed with explanation

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