Review and analysis of over 1,518 consumer complaints
| FAIR COLLECTIONS & OUTSOURCING, INC. |
| Discover |
| Diversified Consultants, Inc. |
| Transworld Systems Inc. |
| First National Collection Bureau, Inc. |
| Bayview Loan Servicing, LLC |
| Real Time Resolutions |
| Weltman, Weinberg & Reis |
| Ocwen |
| Nationstar Mortgage |
| Enhanced Recovery Company, LLC |
| Citibank |
| Afni, Inc. |
| Wells Fargo |
| Company | Complaints |
|---|---|
| Bank of America | 60 |
| Encore Capital Group | 56 |
| Portfolio Recovery Associates, Inc. | 48 |
| Ocwen | 47 |
| JPMorgan Chase | 44 |
CashCall, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy April 13, 2017 - This debt was cleared in chapter - - they have been told repeatedly since they started calling me after I completed chapter - in -/-/-/-/-/- that it was included and it was illegal for them to try and collect. They have harassed me on and off since and would stop when I threatened legal action last year. Now they have reported to my credit report... |
Citibank Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy March 24, 2017 - In - of 2016, A major flood disaster occurred in the - - - area where I live, Both President Obama and Governor - - - issued a declaration of federal disaster. Mail service was sporatic at best and still is. I did everything I could to stay on top of my debts, With mail being an issue, I did miss a few payments, CBNA Sears Account number - refused to give me a deletion of the late payment in -. I sopoke to them on several occasions and they said a natural disaster was no reason to be late on a $27.00 payment. They were rude and condescending about this debt, I pai... |
Midwestern Health Management INC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy March 16, 2017 - Utility that was to be satisfied as part of a foreclosure settlement with the mortgage holder... |
Upstate Collection Center, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy March 11, 2017 - The debt collector keeps sending me collection letters even after I informed them the debt was discharged in bankruptcy, almost - years ago.... |
Professional Placement Services, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy March 6, 2017 - I received notification on -/-/- that my credit score had changed. I opened - up to research what has changed on my credit report. along with my credit score dropping - points. A collections account from Professional Placement Services was placed on all three of my credit reports. The original Creditor was -. The origination date was -/-/-. This account just appeared on my credit report this weekend. The trade on my - credit report states that this account last reported -/-/-, which is false. - shows that it just reported -/-/- for the first time. This accoun... |
Medical Business Bureau Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy March 2, 2017 - I was inquiring this debt and - tricked me into paying for it once I found out It was under the bankruptcy he acted like he did n't know and said that we owe them money that is why he charged us... |
JP Recovery Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy February 21, 2017 - They called 7 times today, -/-/-, -, -, -, -, -, -, -. This occurs almost daily. We filed ch - bankruptcy on -/-/- and they have been told this information.... |
Allied Interstate LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy February 8, 2017 - The debt collection agency continues to call despite measures I put in place to stop them and they leave threatening messages This is my second request to have them stop... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 31, 2017 - - - - On - the original creditor was discharged through Bankruptcy Court Chapter - in 2012. I now receive harassing collection calls from National Credit Systems demanding payment, which was already discharged through the US Bankruptcy Court and is showing on my credit report as a charge off/ collection. This is inaccurate, false, and fraud and it needs to stop and be removed from my credit report. According to the attached Discharged BK file- collections for BK discharged debts is Prohibited.... |
TransUnion Intermediate Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 30, 2017 - i filed chapter - in - 2016 - these debts were listed and relieved as of my closing - these should be removed from my report - i also contacted the agenies listed more than once to re-iterate this action that was taken - i was not proud, but have a husband who has been - - -, and unemployed for the past 2 years with - - to raise - i work - jobs and do my best to keep up - these major unforeseen circumstances severly impacted our lives!!!... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 20, 2017 - Established credit card with this company on or about - -. This credit card was included the Chapter - filing of - -, discharged on - -, - ( proof attached ). However, this creditor is violating the order of discharge by attempting to collect this debt through a - party debt collection agency ( Premiere Credit ).... |
A.R.M. Solutions, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 17, 2017 - I filed bankruptcy - -, and after doing so, received a letter stating I owed for services I did not receive ( From - ). I sent emails several times, - -, - -, as well as sent a letter dated - -, and made contact through - ( several times ), who said they would tell the branch manager to call me. I spoke with the branch manager ( approximately 2 weeks ago ) and informed him of the bankruptcy and he said he was aware and would update his records and cease communication with me to collect the debt. I received a statement dated - -, - from A.R.M. Solutions, I... |
CashCall, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 10, 2017 - I filed bankruptcy - -, this was - that was discharged. This should not be on a collection. This company keeps harassing me about paying this in full and saying they have sent me numerous letters and changing or adding different dates this was taken out. The date - - which states this was done is yet another date. I did not contact or except a cash advance from this company.... |
Pentagon FCU Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 9, 2017 - Pentagon Federal Credit Union / Pentagon - is attempting to collect a debt that was included in a bankruptcy, paid in full per the plan and discharged ( Case - ). After many months of disputing this tactic with Pentagon Federal Credit Union with the credit reporting bureaus, CFPB, and the US Department of Justice, Executive Office of the US Trustees was Pentagon Federal Credit Union 's attempts to collect discharged debt was halted and incorrect credit history corrected. However, Pentagon Federal Credit Union is now re-attempting to collect the discharged debt by labeling the account a... |
Niagara Restitution Service Inc Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 6, 2017 - Niagara Restitution contacted me and threatened to serve me on -/-/17 for a debt that was discharged in bankruptcy more than ( 3 ) years ago. As soon as I said lawyer they hung up. I 'm writing you because I am concerned that other individuals may be or have been threatened by this company. Other individuals may not know their rights and the debt collection laws. This company needs to be shut down and a class action lawsuit should be filed against them. I have evidence and I 'm sure many others have evidence of them violating debt collection laws.... |
CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 2, 2017 - this account was included in a BK - and has since been discharged. this debt was just recently been place on my credit file and should have never been placed on my credit bureau.... |
Federal Adjustment Bureau, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy December 26, 2016 - FABCO was supposed to roll the debt into the chapter -, but did not do it correctly and left an additional derogatory mark on my credit. I have made several attempts to contact FABCO and filed disputes with no luck.... |
I.C. System, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 29, 2016 - I filed bankruptcy -/-/2015 I continue to get calls from these debt collectors even though the charges have been dropped. When I answer there is rarely anyone on the other side and they call often... |
Allen & Withrow Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 26, 2016 - I have been issued a writ of garnishment for a debt under a previous name ( I was married in - ) that was assigned to a bank account I had in -. I filed for bankruptcy in -. I do not recognize the debtor, - - - - and have received a second notice of garnishment, this time for a bank account I opened in for my incorporated business. The original debt listed was for $1100.00 and the garnishment order is for $3300.00 This debt is not listed on my credit report, and I have no way to know what it is for without engaging the collection agency and reopening the statute of lim... |
ProCollect, Inc Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 10, 2016 - While my bankruptcy is not discharged yet, my attorney has provided ProCollect with letters stating that the information they are showing on my credit report is incorrect and needs to be removed yet it is still showing. I recently contacted them personally and was told by - that while they show it is in bankruptcy status on their side, it is still showing on my credit because I keep disputing it. I find this odd since I have disputed other items to credit reporting agencies and they were removed. I also never received any sort of letter from them with my rights.... |
ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 7, 2016 - I am disputing a collection report for the following reasons : 1. This is negative is continually being updated as a new event and really is not 2. I filed for bankruptcy back in 2004 in which all of my debtors were paid and I have since been discharged by the court. 3. I have communicated this to the collector and have gotten no relief. 4. It has been more than seven years since I first disputed this with -... |
Grant & Weber Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 4, 2016 - Pulled credit report on creditkarma.com prior to filing bankruptcy. Grant & Weber not on report. Filed bankruptcy at the end of -. Went to court in -. Started getting emails about a new item on my credit report. Found Grant & Weber updated my credit report twice for the same - - account that was included in the - bankruptcy, - update was for $200.00 and second update was for $200.00. This account shows active since - but only appeared on my credit report after I filed bankruptcy. I contacted my lawyer who was unable to have the collection activity stopped. I recently f... |
Trinity Financial Services, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy October 28, 2016 - Virtually the exact same problem as the post from - 2016 from a different person. " Trinity Financial Services, LLC a collection company formed in -/-/- invests in distressed - loan mortgages caused by the collapse of the housing bubble in -/-/-. Because our home was over - underwater - - - through " Making Homes Affordable Program '' helped us keep our home by charging off our - loan and restructuring our - loan including escrow fees, taxes, and insurance which we have been paying down and remain current to this day. Nearly a decade later, Trinity has found a way to capitalize on the recov... |
Kansas Counselors of Kansas City, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy October 26, 2016 - Kansas Counselors continues to show a medical bill on my credit report that is in collections and last reported -/-/2016. They have been notified by the courts that this was included in a chapter - Bankruptcy that was confirmed -/-/2016. I have made multiple attempts via email to have them remove this from my credit report as a current collection account. This is making my score - points less than the other credit report. They do not respond via phone or email. I have also given them my attorney 's name - - and phone number -. They continue to ignore my complaints. Please he... |
ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy October 10, 2016 - In the matter of : - - - Chapter - Bankruptcy Case No. - Discharge Date : - -, 2014 After reviewing my credit report I have found information, which needs corrected. ERC is illegally reporting a collection on my credit report due to the account being discharged in my Chapter - bankruptcy. Following the laws of the FCRA it is unlawful for the account to show a derogatory status on my report. I am also enclosing a copy of my discharge of debtor form following completion of my Chapter - bankruptcy, discharged on - -, 2014. The account ERC is illegally attempting... |
ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy October 7, 2016 - After reviewing my credit report I found information, which needs to be corrected. ERC is illegally reporting a collection on my credit report due to the account being discharged in my Chapter - bankruptcy. Following the laws of the FCRA it is unlawful for the account to show a derogatory status on my report. I am requesting that the item be deleted to correct the information.... |
HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 17, 2016 - I had Medical Insurance those medical bills on my account should have been removed or never put on my credit Report i have been trying for yrs to get them removed and they are still showing up on my Report plus i also did a Bankruptcy and they were all suppose to be on that Bankruptcy report..... |
Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 14, 2016 - On -/-/- - ; Amount $800.00, totaling $1200.00, appear on my credit report. I filed Bankruptcy on this -/-/-. The case number is # - and it was - on -/-/- .It has been 7 years and they 're trying to collect on this. I want this removed from my credit report.... |
JH Portfolio Debt Equities, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 7, 2016 - JH Portfolio Equites place an un verifiable debt on my credit reports in - 2016. I filed a complaint and they said they would remove It via my Consumer Financial Protection Bureau # - in -. It is not - and this still has not been removed. I sent a notice to the - credit bureaus and they all said that in - and - 2016 JH Portfolio Debt Equites confirmed and verified this debt. I called the week of - - 2016 and told the Rep and she told me there was nothing she could do and that there was not letter they would provide me to send to the credit bureaus. This is in violati... |
Strategic Alliances, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 6, 2016 - This company added to credit report -/-/- and shows placed for collection on -/-/-.This is not true as I have copies of all of my credit report from this date til now and I have never received any phone calls or letters from this company regarding my debt with this company til now.... |
Synchrony Financial Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy September 1, 2016 - I have an account with Synchrony bank/JCP that was CLOSED and DISCHARGED through bankruptcy since -/-/2011.. I tried to contact Synchrony bank twice via letter to remove it from my credit report since it was already discharged but they refused to remove it.... |
Collection Service of Nevada Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 31, 2016 - On my - report I continue to dispute open collection status. The balance is - but remains as an open collection and not closed. Item is not being reported correctly and should be a closed collection because I am no longer responsible for debt.... |
Healthcare Collections-I, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 31, 2016 - I have repeatedly disputed items and I show - open collections with a - balance that should be closed because they are not collectible included in bankruptcy.... |
Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 24, 2016 - -- Stellar Recovery is trying to collect a debt I do not owe them for services I have never order from them. They assigned my SS number to someone else account by mistake or deliberately. I understand they want to collect over $600.00 USD from me I have try to clarify this issue and now they want me to make a police report on identity theft and I will do so to keep them from damaging my credict.I just feel a victim myself of this company in their quest to make profit.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 16, 2016 - - - - - - -, OH - - -, - Complaint Department Monterey Collections - -, CA - I am writing to dispute the following information that your company provided to -, -, and -. I have circled the items I dispute on the attached copy of the credit report I received. This item regarding the said debt owed for $370.00 is inaccurate because this debt was filed in my Chapter - Bankruptcy Case No. - - - - bk - - and discharged -/-/-. I am requesting that Monterey Collections have the item ( s ) removed to correct the information. En... |
Citibank Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 8, 2016 - I filed for bankruptcy back in 2009. Citi mortgage continues to send notices, call my phone incessantly at all hours and days of the week. I have spent countless hours with them on the phone holding to be transferred to different departments, sent letters with copies of my chapter - filling listing them as creditors and yet it 's been 7 years and they continue to write me.... |
R & B Corporation of Virginia Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 3, 2016 - I wrote to - Hospital and Credit Control in - -, Virginia because I have several medical accounts that were included in bankruptcy in -/-/-. Most accounts were updated and said included in bankruptcy until the discharge. I spoke at length with the collector, - - back in -/-/-, prior to the discharge which prompted her to create identical accounts under each hospital or doctor name as collections and then as Credit Control, doubling the collection accounts. Now, after receiving my annual credit report there are still all of the original accounts, credit control accounts... |
ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 28, 2016 - Enhanced Recovery Corp placed a collection on my reports on -/-/- claiming I had - service in -. I called - and ask when was my service disconnected and - stated that the service was disconnected on - -, -. I filed chapter - bankruptcy on -/-/- and was discharged on -/-/-. - was included in my Bankruptcy. However, nine years later the account has been re-aged and placed on my credit report which violates the automatic stay. This will come off my report or I will sue - and ERC for damaging my credit and costing me thousands of dollars... |
Retrieval-Masters Creditors Bureau, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 25, 2016 - Dear Sir : The debt collector is fraudulently attempting to collect debts ( which have been cleared in bankruptcy in - 2013 ) by bundling old debt with a new debt collection request. My insurance company ( - ) is supposed to pay the charges indicated for certain services in the amount of $100.00, $40.00, $120.00, $120.00 as the deductible has been met. Although these debts may finally be mine to pay once the issue with - is worked out, the American Medical Collection Agency ( AMCA ) has included another old debt I believe of $1700.00 which has no relation to the client ( -... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 24, 2016 - Cach LLC obtained this loan from -. They sued me and were not able to recovery because the agreement was bound by arbitration. The judge dismissed the case. The note attached to the complaint was a form note with no amounts date or signature to validate the debt. Cach refuses to take this debt off my credit report... |
Enova International, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 23, 2016 - I filed for bankruptcy on -/-/2016. Netcredit was included. The bankruptcy was discharged on -/-/2016. I have received multiple calls from them and - emails this week. I called and was told they do not have my bankruptcy info. ( They have not contacted me since the original notification in - ). I gave them the info and was told they would " look into it '' but that collection activity will continue. I was told by - of the callers that they were not under any obligation to " honor '' the request from the court and that I needed to pay this debt.... |
Revenue Recovery Corporation Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 20, 2016 - These debts are at a - balance and the other medical bills I have on my credit is due to having insurance since -/-/2014 that is still on my credit report and I would like these removed I do not owe these Medical bills due to none payment from the insurance company.... |
Account Managers, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 8, 2016 - They are still on my credit report and should n't be... |
I.C. System, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 6, 2016 - I first received a bill from I C Systems Inc regarding an unpaid balance for - back in - of -. I contacted this collection agency to advise that this account was discharged in my Chapter - Bankruptcy. I know as of today -/-/- discovered this collection agency has put this on my credit report as a negative collection. The original date of the bill was -/-/-... |
First National Collection Bureau, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 23, 2016 - Dear sirs, My wife and I are being constantly harassed by this collection agency named First National Collection Bureau , Inc., located in -, Nevada. The collection is for old credit cards which was discharged in bankruptcy some 20 years ago. And in which the statue of limitations has also run out. We have continuously sent them letters telling them to Cease and Desist all collection activities from us. And they just continue to do so. So I 'm contacting you to see if you can resolve this very annoying matter for us.They have been doing this to us for the last three years now. Thank you ver... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 14, 2016 - The company Monterey Financial has continued with attempts to collect a debt that was included in bankruptcy as - -2016. They have gone as far as reporting this debt in different amounts twice on my - credit report on - -, 2016 after the filing date of - - which violates the FCRA along with repeated phone calls violating the automatic stay from the bankruptcy filing. They have also verified that this account still has a balance and is not included in bankruptcy on all - credit reporting agencies which is another violation. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 10, 2016 - I received a collection letter from - -, - Attorneys at Law attempting to collect on Loan Number - with Bank of America, dated - -, -. This mortgage debt was discharged in bankruptcy case number - on - -, -. - - - and - - - were both included in the Certificate of Service, Certificate of Mailing and the final order discharging the debt. On - -, -, - Filed Case No. - for foreclosure of the loan -. On - -, -, Order - foreclosure was granted. On - -, -, - - - - - - - - filed cas... |
ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 7, 2016 - They continue to send me bills in regards to this debt in addition they are reporting this debt incorrectly. This debt was discharged in bankruptcy and is still being reported as open. I have called them and sent a letter to no avail. I want the harassment to stop as well as my credit reported corrected. ... |
Fidelity Capital Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 29, 2016 - There are - accounts on my credit report that show open and in collections. The - accounts were included in the Bankruptcy Chapter - filed -/-/-. The United States Bankruptcy Court granted a discharge in -/-/-.I have filed a dispute -/-/- with - in regards to have the - accounts debt removed from my credit report. As of today, it still shows on my credit report. ... |
McCullough Payne & Haan, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 27, 2016 - Garnished wages in the amount of - After debt was discharged in bankruptcy. ... |
Global Payments Check Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 26, 2016 - this debt was included in a chapter - BK case # - and this matter has already been addressed previously with the CFPB. this debt has been re-opened as a delinquent account and collection practices have assumed since the discharge of my BK. as a consumer I am protected and the debt has been discharged. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 23, 2016 - This debt was included in a Chapter - BK - filing. This has been addressed by the CFPB previously and the collection agency stated they would stop all collections and remove debt from my credit report. This debt has now been added back to by credit report and the collection calls has returned. ... |
Tate and Kirlin Assoc Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 16, 2016 - Tate & Kirlin Associates ; - - -, -, PA - -, ( - ) - has sent me - notices in the last several months trying to collect a bankrupted debt. I have thrown out countless other notices after sending them two letters concerning the Bankruptcy and all pertinent information. They do not care. They continue to harass me.... |
Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 16, 2016 - this debt was included in a chapter - BK - filed -/-/- this the collections company was already notified and continued collection practices are being made by the creditor. this account should be removed from my credit report and all collections efforts should cease. This company bought this account from - - from -/-/- and it was originally filed in my Chapter - that was converted to a Chapter - in -/-/-. This company has reported this on my credit report as a new account from -/-/-... |
CL Holdings, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 15, 2016 - I received a bill from - wireless I kept disputing but it comes back verified and updated.i kept disputing debt and never received verification that debt was mine.it has been sent to several collection agencies and keeps being updated. Recently debt has been updated to - 2015 as a current debt.... |
Professional Recovery Management Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 13, 2016 - This is a medical bill that shows on my credit report as an open account in collections. I put this on my Chapter - Bankruptcy in - and it was discharged in -. This should not be showing in collections. ... |
Professional Recovery Management Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 13, 2016 - This is a medical bill that is showing up in collections as an open account on my credit report. I filed Chapter - Bankruptcy in - and it was discharged in -. This medical bill was put under the Chapter - Bankruptcy and should not be on my credit report. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 12, 2016 - Hello, -/-/2010 I got a discharge letter from -, AZ for - -. Couple of weeks ago ( after 6 years later ), I got a phone call from - phone number @ -. Saying that I have unsatisfactory case from Bank of America credit card amount of $10000.00 that I owed and asking for settle amount of 50 % otherwise they will get a judgement and sue me .... I thought this account might have missed during the bankruptcy. After checking my file from the attorney and credit report that I pulled after 3 month later after bankruptcy, it clearly said that this account was " Discharged through B... |
WAKEFIELD & ASSOCIATES, INC. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 12, 2016 - This debt continues to show up on my Equifax report as open status. However it is noted that it 's been discharged in bankruptcy since 2011. It is affect my credit score and should not be there. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 11, 2016 - Portfolio Recovery continue to attempt to collect on a debt that they forgave. I was sent - but they continue to harass me by asking for payment on a debt they forgave and written off thru the IRS. Also they falsified information on my credit file stating that the debt was opened in 2012 to avoid removal of the debt which negatively impacts my credit score in a collection tactic attempt.... |