Bank of America Credit Card Complaint

Identity theft / Fraud / Embezzlement

Bank of America Credit card department,

Identity theft / Fraud / Embezzlement Connecticut

I held a Bank of America ( BOA ) credit card ending in -. ( This card was later replaced by a new card with a different account number after my wallet was lost. However you will see in the documentation the account statement evidencing the fraudulent charges I hereby complaint about. ) On -/-/- I reported - fraudulent charges to my BOA credit card by merchant - but because the charges had n't hit the account BOA insisted I deal instead with the billing department. I contacted the billing department on -/-/- and was informed that - charges ( $3.00 and $53.00 ) were made to my account by -. I was informed that these charges would be provisionally removed from my account pending investigation and if I was n't contacted for further information, they would be permanently removed. I did not see the charges removed on my next statement and was informed by the billing department that I should keep looking that they would probably show up as reversed on the next statement. I never saw the charges removed on my BOA statements. On -/-/- - I contacted BOA billing department regarding this issue. I was informed that


the charges did indeed appear on my account and the rep said she 'd put me on hold and diisconnected the call. On -/-/- I contacted the fraud servicing department again and after 27 minutes on hold I was informed that in order to " verify '' who I was despite a five minute " vetting '' of questions and answers that I would have to hang up and the rep would " immediately '' call me back at that number to " verify '' me for security reasons. No call back. I called again and this time after a 37 minute wait " - from - '' put me through the same - of questions and answers and then again said I would need to hang up so they could call me back and verify who I was. No call back. I called again and after " - '' put me on hold for FORTY FIVE minutes, the supervisor, -, put me through questions and answers which should have sufficiently verified who I was and then, yes, you guessed, told me I had to hang up so that she could call me back and verify who I was. I refused. I attempted to contact BOA corporate headquarters regarding this issue, the telephone number listed for their offices on the internet is bogus, it reroutes you back to the number on the back of the credit card. I attempted to speak to customer service regarding whether BOA had an ombudsman group to handle the issue, each time I called I would spell the word and after minutes on hold I would be told by a clueless rep to maybe try a branch? By now it should be apparent that BOA has no intention of honoring my valid reporting of fraudulent billing against my account nor is the bogus fraud servicing department capable or willing to resolve the issue. As I write this complaint, I am again on hold for 26 minutes with this circus of a company. BOA has a bad reputation, BOA deserves its horrific reputation. Perhaps the new administration will look to BOA as a prime example of where to begin to drain the swamp with respect to dishonest bad faith banks and credit card companies like BOA. In the meantime, I want the fraudulent charges reversed on my BAO credit card and once this is done, I will close the account. Please direct me to the appropriate entity who will address my complaint of consumer fraud in order to have the fraudulent charges removed from my credit card. Oh, and the last " supervisor '' in customer services " - '' transferred me to " - '' who works in bank checking! -!

Bank of America customer in Connecticut
Feb 03, 2017

* Source: CFPB Complaint Database

Bank of America response to complaint:
Closed with explanation

Consumer disputes how Bank of America handled their complaint

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Contact Bank of America

https://www.bankofamerica.com/
(704) 386-5681
100 N Tryon St Ste 220
Charlotte NC 28202
Bank of America
Bank of America

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